Cost of Living Comparison Between Saint Cloud, MN and New York, NY Cost of Living Comparison Between Saint Cloud, MN and New York, NY

🙂 Solo nomad: Saint Cloud, MN is 45% cheaper than New York, NY without rent, and 44.7% cheaper with rent.

🙂 Family of 3: Saint Cloud, MN is 47.9% cheaper than New York, NY without rent, and 53.1% cheaper with rent.

Meal at Budget Restaurant

$18.13 $18.13

$29.68 $29.68

-38.92%

Three-Course Dinner for Two, Mid-Range

$67.2 $67.2

$144 $144

-53.40%

Fast Food Meal (McDonalds, etc)

$8.46 $8.46

$12.43 $12.43

-31.94%

Cappuccino

$4.56 $4.56

$5.84 $5.84

-21.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 $2.73

$3.26 $3.26

-16.26%

Water (0.33 liter bottle)

$2.17 $2.17

$2.58 $2.58

-15.89%

Local Beer (0.5 liter draught)

$5.49 $5.49

$8.24 $8.24

-33.37%

Imported Beer (0.33 liter bottle)

$5.06 $5.06

$11.86 $11.86

-57.34%

Milk (1 liter)

$0.89 $0.89

$1.56 $1.56

-42.95%

White Bread (500g)

$2.39 $2.39

$5.23 $5.23

-54.30%

Rice (white) (1kg)

$3.73 $3.73

$8.11 $8.11

-54.01%

Eggs

$3.34 $3.34

$7.25 $7.25

-53.93%

Local Cheese (1kg)

$9.47 $9.47

$17.08 $17.08

-44.56%

Chicken Fillets (1kg)

$7.77 $7.77

$16.24 $16.24

-52.16%

Beef Round Steak (1kg)

$14.52 $14.52

$20.02 $20.02

-27.47%

Apples (1kg)

$3.52 $3.52

$7.49 $7.49

-53.00%

Banana (1kg)

$1.15 $1.15

$2.55 $2.55

-54.90%

Oranges (1kg)

$4.11 $4.11

$5.82 $5.82

-29.38%

Tomato (1kg)

$5.3 $5.3

$6.52 $6.52

-18.71%

Potato (1kg)

$2.68 $2.68

$3.72 $3.72

-27.96%

Onion (1kg)

$3.05 $3.05

$3.9 $3.9

-21.79%

Lettuce (1 head)

$1.99 $1.99

$3.07 $3.07

-35.18%

Water (1.5 liter bottle)

$1.93 $1.93

$2.57 $2.57

-24.90%

Cigarettes 20 Pack (Marlboro, Camel)

$10.71 $10.71

$19.21 $19.21

-44.25%

Wine (Bottle)

$11.46 $11.46

$17.79 $17.79

-35.58%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$3.01 $3.01

-44.19%

Imported Beer (0.33 liter bottle)

$3.59 $3.59

$3.72 $3.72

-3.49%

One-way Ticket (Public Transport)

$1.97 $1.97

$2.92 $2.92

-32.53%

Public Transport Monthly Pass (Regular Price)

$60.3 $60.3

$134 $134

-55.03%

Taxi Start (Normal Tariff)

$5.1 $5.1

$5.13 $5.13

-0.58%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$2.15 $2.15

-33.49%

Taxi 1hour Waiting (Normal Tariff)

$29.71 $29.71

$41.57 $41.57

-28.53%

Gasoline (1 liter)

$0.81 $0.81

$0.95 $0.95

-14.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$35K $35K

2.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26K $26K

$27.7K $27.7K

-6.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 $107

$179 $179

-40.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.24 $49.24

$60 $60

-17.89%

Internet (50+ Mbps, Unlimited Data)

$64.9 $64.9

$63.8 $63.8

1.66%

Gym Membership (Monthly)

$43.09 $43.09

$141 $141

-69.38%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$11.85 $11.85

$19.9 $19.9

-40.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,439 $1,439

$3,206 $3,206

-55.11%

International Primary School, 1 Child (Yearly)

$30.3K $30.3K

$56.5K $56.5K

-46.28%

Jeans (Levis 501 Or Similar)

$38.74 $38.74

$65.7 $65.7

-41.04%

Summer Dress (H&M, Zara, etc)

$42.35 $42.35

$48.75 $48.75

-13.13%

Sport Shoes (Adidas, Nike)

$75.3 $75.3

$111 $111

-32.24%

Men's Leather Business Shoes

$80.6 $80.6

$172 $172

-53.05%

1-bedroom Apartment, City Center (Monthly)

$1,591 $1,591

$4,165 $4,165

-61.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,333 $1,333

$2,653 $2,653

-49.75%

3-bedroom Apartment, City Center (Monthly)

$2,663 $2,663

$8,412 $8,412

-68.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,245 $2,245

$5,277 $5,277

-57.46%

Buy Apartment in City Center (m2)

$1,989 $1,989

$15.6K $15.6K

-87.27%

Buy Apartment Outside City Center (m2)

$1,731 $1,731

$11.2K $11.2K

-84.48%

Average Monthly Net Salary (After Tax)

$3,968 $3,968

$5,616 $5,616

-29.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.3

6.44

-2.17%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Cloud, MN: October 26, 2025

Last update for New York, NY: October 28, 2025

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