Cost of Living Comparison Between Saint Cloud, MN and Chicago, IL Cost of Living Comparison Between Saint Cloud, MN and Chicago, IL

🙂 Solo nomad: Saint Cloud, MN is 28.5% cheaper than Chicago, IL without rent, and 18.4% cheaper with rent.

🙂 Family of 3: Saint Cloud, MN is 31.8% cheaper than Chicago, IL without rent, and 26.5% cheaper with rent.

Meal at Budget Restaurant

$18.13 $18.13

$20.82 $20.82

-12.92%

Three-Course Dinner for Two, Mid-Range

$67.2 $67.2

$100 $100

-33.04%

Fast Food Meal (McDonalds, etc)

$8.46 $8.46

$11.97 $11.97

-29.32%

Cappuccino

$4.56 $4.56

$5.56 $5.56

-17.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 $2.73

$3.11 $3.11

-12.22%

Water (0.33 liter bottle)

$2.17 $2.17

$2.42 $2.42

-10.33%

Local Beer (0.5 liter draught)

$5.49 $5.49

$6.86 $6.86

-19.97%

Imported Beer (0.33 liter bottle)

$5.06 $5.06

$8.45 $8.45

-40.12%

Milk (1 liter)

$0.89 $0.89

$1.04 $1.04

-14.42%

White Bread (500g)

$2.39 $2.39

$4.15 $4.15

-42.41%

Rice (white) (1kg)

$3.73 $3.73

$5.52 $5.52

-32.43%

Eggs

$3.34 $3.34

$4.65 $4.65

-28.17%

Local Cheese (1kg)

$9.47 $9.47

$14.33 $14.33

-33.91%

Chicken Fillets (1kg)

$7.77 $7.77

$14.88 $14.88

-47.78%

Beef Round Steak (1kg)

$14.52 $14.52

$19.34 $19.34

-24.92%

Apples (1kg)

$3.52 $3.52

$5.17 $5.17

-31.91%

Banana (1kg)

$1.15 $1.15

$1.71 $1.71

-32.75%

Oranges (1kg)

$4.11 $4.11

$4.41 $4.41

-6.80%

Tomato (1kg)

$5.3 $5.3

$4.51 $4.51

17.52%

Potato (1kg)

$2.68 $2.68

$2.53 $2.53

5.93%

Onion (1kg)

$3.05 $3.05

$2.74 $2.74

11.31%

Lettuce (1 head)

$1.99 $1.99

$2.43 $2.43

-18.11%

Water (1.5 liter bottle)

$1.93 $1.93

$2.7 $2.7

-28.52%

Cigarettes 20 Pack (Marlboro, Camel)

$10.71 $10.71

$15.19 $15.19

-29.49%

Wine (Bottle)

$11.46 $11.46

$16.42 $16.42

-30.21%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$2.35 $2.35

-28.51%

Imported Beer (0.33 liter bottle)

$3.59 $3.59

$3.7 $3.7

-2.97%

One-way Ticket (Public Transport)

$1.97 $1.97

$2.53 $2.53

-22.13%

Public Transport Monthly Pass (Regular Price)

$60.3 $60.3

$74.1 $74.1

-18.72%

Taxi Start (Normal Tariff)

$5.1 $5.1

$3.34 $3.34

52.69%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.42 $1.42

0.70%

Taxi 1hour Waiting (Normal Tariff)

$29.71 $29.71

$25.42 $25.42

16.88%

Gasoline (1 liter)

$0.81 $0.81

$1.08 $1.08

-25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$32.4K $32.4K

10.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26K $26K

$26.2K $26.2K

-0.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 $107

$188 $188

-43.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.24 $49.24

$63.7 $63.7

-22.70%

Internet (50+ Mbps, Unlimited Data)

$64.9 $64.9

$65.2 $65.2

-0.48%

Gym Membership (Monthly)

$43.09 $43.09

$76.7 $76.7

-43.83%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$11.85 $11.85

$14.93 $14.93

-20.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,439 $1,439

$2,063 $2,063

-30.21%

International Primary School, 1 Child (Yearly)

$30.3K $30.3K

$39.2K $39.2K

-22.57%

Jeans (Levis 501 Or Similar)

$38.74 $38.74

$64.3 $64.3

-39.76%

Summer Dress (H&M, Zara, etc)

$42.35 $42.35

$52.4 $52.4

-19.16%

Sport Shoes (Adidas, Nike)

$75.3 $75.3

$95.2 $95.2

-20.89%

Men's Leather Business Shoes

$80.6 $80.6

$145 $145

-44.32%

1-bedroom Apartment, City Center (Monthly)

$1,591 $1,591

$2,378 $2,378

-33.11%

1-bedroom Apartment, Outside City Center (Monthly)

$1,333 $1,333

$1,584 $1,584

-15.84%

3-bedroom Apartment, City Center (Monthly)

$2,663 $2,663

$4,763 $4,763

-44.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,245 $2,245

$2,815 $2,815

-20.26%

Buy Apartment in City Center (m2)

$1,989 $1,989

$3,588 $3,588

-44.56%

Buy Apartment Outside City Center (m2)

$1,731 $1,731

$2,490 $2,490

-30.48%

Average Monthly Net Salary (After Tax)

$3,968 $3,968

$5,275 $5,275

-24.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.3

6.6

-4.55%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Cloud, MN: October 26, 2025

Last update for Chicago, IL: October 29, 2025

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