Cost of Living Comparison Between Saint Andrews and Toronto Cost of Living Comparison Between Saint Andrews and Toronto

😐 Solo nomad: Saint Andrews is 1.3% more expensive than Toronto without rent, and 17% cheaper with rent.

🙂 Family of 3: Saint Andrews is 16.3% cheaper than Toronto without rent, and 16.4% cheaper with rent.

Meal at Budget Restaurant

$16.65 CA$22.81

$18.50 CA$25.34

-10.00%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$96.4

$82.9 CA$114

-15.17%

Fast Food Meal (McDonalds, etc)

$11.03 CA$15.11

$11.00 CA$15.07

0.27%

Cappuccino

$3.80 CA$5.21

$3.93 CA$5.39

-3.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.97 CA$2.70

$2.11 CA$2.90

-6.64%

Water (0.33 liter bottle)

$1.64 CA$2.25

Local Beer (0.5 liter draught)

$5.58 CA$7.64

$5.92 CA$8.11

-5.74%

Imported Beer (0.33 liter bottle)

$5.82 CA$7.98

$6.49 CA$8.90

-10.32%

Milk (1 liter)

$2.20 CA$3.01

$2.72 CA$3.72

-19.12%

White Bread (500g)

$2.70 CA$3.70

$2.86 CA$3.92

-5.59%

Rice (white) (1kg)

$3.50 CA$4.80

$3.60 CA$4.93

-2.78%

Eggs

$3.39 CA$4.65

$3.61 CA$4.95

-6.09%

Local Cheese (1kg)

$11.25 CA$15.41

$13.35 CA$18.29

-15.73%

Chicken Fillets (1kg)

$11.93 CA$16.34

$13.14 CA$18.01

-9.21%

Beef Round Steak (1kg)

$14.76 CA$20.22

$16.87 CA$23.11

-12.51%

Apples (1kg)

$3.97 CA$5.44

$4.17 CA$5.72

-4.80%

Banana (1kg)

$1.41 CA$1.93

$1.16 CA$1.59

21.55%

Oranges (1kg)

$3.58 CA$4.91

$3.24 CA$4.44

10.49%

Tomato (1kg)

$3.68 CA$5.04

$4.03 CA$5.52

-8.68%

Potato (1kg)

$2.51 CA$3.43

$2.54 CA$3.49

-1.18%

Onion (1kg)

$2.54 CA$3.48

$2.92 CA$4.00

-13.01%

Lettuce (1 head)

$2.53 CA$3.46

$2.46 CA$3.37

2.85%

Water (1.5 liter bottle)

$1.79 CA$2.46

$1.97 CA$2.70

-9.14%

Cigarettes 20 Pack (Marlboro, Camel)

$14.02 CA$19.21

$15.02 CA$20.57

-6.66%

Wine (Bottle)

$13.01 CA$17.82

$13.76 CA$18.86

-5.45%

Local Beer (0.5 liter bottle)

$2.92 CA$4.00

$2.67 CA$3.66

9.36%

Imported Beer (0.33 liter bottle)

$3.06 CA$4.19

$3.19 CA$4.37

-4.08%

One-way Ticket (Public Transport)

$2.41 CA$3.30

$2.42 CA$3.31

-0.41%

Public Transport Monthly Pass (Regular Price)

$62.9 CA$86.1

$113 CA$155

-44.31%

Taxi Start (Normal Tariff)

$3.11 CA$4.26

$3.73 CA$5.11

-16.62%

Taxi (Normal Tariff) (1km)

$1.43 CA$1.96

$1.42 CA$1.94

0.70%

Taxi 1hour Waiting (Normal Tariff)

$25.31 CA$34.67

$25.91 CA$35.50

-2.32%

Gasoline (1 liter)

$1.11 CA$1.52

$1.09 CA$1.50

1.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$34.8K

$24.9K CA$34.1K

1.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$28.4K

$21.3K CA$29.2K

-2.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 CA$193

$117 CA$160

20.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.08 CA$60.4

$37.93 CA$52.0

16.21%

Internet (50+ Mbps, Unlimited Data)

$62.1 CA$85.1

$53.3 CA$73.0

16.62%

Gym Membership (Monthly)

$41.86 CA$57.4

$56.4 CA$77.3

-25.77%

Tennis Court (1 Hour on Weekend)

$21.08 CA$28.87

Cinema Ticket

$11.54 CA$15.81

$11.98 CA$16.41

-3.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$742 CA$1,016

$1,126 CA$1,543

-34.17%

International Primary School, 1 Child (Yearly)

$11.7K CA$16.0K

$18.5K CA$25.3K

-36.81%

Jeans (Levis 501 Or Similar)

$54.4 CA$74.5

$58.4 CA$80.1

-6.95%

Summer Dress (H&M, Zara, etc)

$40.14 CA$55.0

$39.18 CA$53.7

2.45%

Sport Shoes (Adidas, Nike)

$87.2 CA$119

$89.2 CA$122

-2.28%

Men's Leather Business Shoes

$107 CA$146

$117 CA$160

-8.60%

1-bedroom Apartment, City Center (Monthly)

$1,313 CA$1,799

$1,787 CA$2,448

-26.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,189 CA$1,628

$1,560 CA$2,137

-23.80%

3-bedroom Apartment, City Center (Monthly)

$2,051 CA$2,810

$2,987 CA$4,093

-31.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,849 CA$2,533

$2,445 CA$3,350

-24.41%

Buy Apartment in City Center (m2)

$4,410 CA$6,041

$8,834 CA$12.1K

-50.09%

Buy Apartment Outside City Center (m2)

$3,734 CA$5,116

$6,835 CA$9,365

-45.37%

Average Monthly Net Salary (After Tax)

$3,638 CA$4,984

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

5.16

25.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrews: February 28, 2026

Last update for Toronto: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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