Last update: Oct 2026

Cost of Living Comparison Between Saint Andrew Parish and Toronto

For one person, living is cheaper in Saint Andrew Parish: $1,496 a month against $2,589 in Toronto, rent and utilities included – about $13,100 less a year. Rent and utilities account for most of the difference.

71

Cost of Living Index in Saint Andrew Parish
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Saint Andrew Parish Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Saint Andrew Parish

🇯🇲 Jamaica

$1,496

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Andrew Parish and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Andrew Parish and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,496 in Saint Andrew Parish versus $2,589 in Toronto.

Saint Andrew Parish $1,496
Toronto $2,589

Estimated couple costs with rent: $2,422 in Saint Andrew Parish versus $3,710 in Toronto.

Saint Andrew Parish $2,422
Toronto $3,710

Monthly costs for a family of three with rent: $3,348 in Saint Andrew Parish versus $4,831 in Toronto.

Saint Andrew Parish $3,348
Toronto $4,831

Living in Saint Andrew Parish costs roughly 42% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Saint Andrew Parish 10% above, Toronto 90% above.

Meal at Budget Restaurant

$13.43 JMD 2,117

$17.60 CA$24.70

-23.69%

Three-Course Dinner for Two, Mid-Range

$67.2 JMD 10.6K

$77.8 CA$109

-13.58%

Fast Food Meal (McDonalds, etc)

$8.15 JMD 1,285

$10.59 CA$14.86

-23.04%

Cappuccino

$5.42 JMD 854

$4.16 CA$5.83

30.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 JMD 190

$2.04 CA$2.87

-41.18%

Water (0.33 liter bottle)

$0.71 JMD 111

$1.75 CA$2.46

-59.43%

Local Beer (0.5 liter draught)

$2.24 JMD 354

$6.58 CA$9.23

-65.96%

Imported Beer (0.33 liter bottle)

$3.22 JMD 508

$7.11 CA$9.98

-54.71%

Milk (1 liter)

$3.38 JMD 532

$2.53 CA$3.56

33.60%

White Bread (500g)

$2.60 JMD 410

$2.70 CA$3.79

-3.70%

Rice (white) (1kg)

$1.63 JMD 256

$2.24 CA$3.14

-27.23%

Eggs

$3.51 JMD 553

$3.48 CA$4.89

0.86%

Local Cheese (1kg)

$11.52 JMD 1,816

$9.38 CA$13.16

22.81%

Chicken Fillets (1kg)

$6.23 JMD 982

$11.60 CA$16.28

-46.29%

Beef Round Steak (1kg)

$10.36 JMD 1,634

$14.68 CA$20.61

-29.43%

Apples (1kg)

$6.07 JMD 958

$3.74 CA$5.26

62.30%

Banana (1kg)

$3.98 JMD 628

$1.22 CA$1.72

226.23%

Oranges (1kg)

$4.94 JMD 780

$3.48 CA$4.88

41.95%

Tomato (1kg)

$3.10 JMD 488

$4.32 CA$6.07

-28.24%

Potato (1kg)

$3.32 JMD 524

$1.85 CA$2.60

79.46%

Onion (1kg)

$2.58 JMD 408

$1.69 CA$2.37

52.66%

Lettuce (1 head)

$1.86 JMD 294

$2.23 CA$3.13

-16.59%

Water (1.5 liter bottle)

$0.96 JMD 151

$1.28 CA$1.79

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.27 JMD 1,462

$14.04 CA$19.71

-33.97%

Wine (Bottle)

$11.46 JMD 1,807

$14.43 CA$20.25

-20.58%

Local Beer (0.5 liter bottle)

$2.54 JMD 400

$2.16 CA$3.03

17.59%

Imported Beer (0.33 liter bottle)

$3.08 JMD 486

$2.52 CA$3.54

22.22%

One-way Ticket (Public Transport)

$0.65 JMD 103

$2.37 CA$3.32

-72.57%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$0.97 JMD 154

$3.04 CA$4.27

-68.09%

Taxi (Normal Tariff) (1km)

$3.10 JMD 489

$1.24 CA$1.74

150.00%

Taxi 1hour Waiting (Normal Tariff)

$6.14 JMD 968

$22.55 CA$31.65

-72.77%

Gasoline (1 liter)

$1.30 JMD 206

$1.24 CA$1.75

4.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.9K JMD 7.1M

$26.9K CA$37.8K

67.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K JMD 3.9M

$21.4K CA$30.0K

16.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 JMD 18.1K

$125 CA$175

-7.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.93 JMD 4,719

$33.05 CA$46.39

-9.44%

Internet (50+ Mbps, Unlimited Data)

$53.3 JMD 8,403

$47.96 CA$67.3

11.11%

Gym Membership (Monthly)

$60.1 JMD 9,479

$36.69 CA$51.5

63.83%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.22

Cinema Ticket

$13.44 JMD 2,119

$13.08 CA$18.35

2.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$254 JMD 40.0K

$759 CA$1,065

-66.59%

International Primary School, 1 Child (Yearly)

$8,331 JMD 1.3M

$23.8K CA$33.4K

-64.97%

Jeans (Levis 501 Or Similar)

$23.59 JMD 3,720

$53.5 CA$75.1

-55.94%

Summer Dress (H&M, Zara, etc)

$31.28 JMD 4,933

$40.44 CA$56.8

-22.65%

Sport Shoes (Adidas, Nike)

$77.4 JMD 12.2K

$100 CA$141

-22.95%

Men's Leather Business Shoes

$74.8 JMD 11.8K

$125 CA$176

-40.31%

1-bedroom Apartment, City Center (Monthly)

$825 JMD 130.1K

$1,630 CA$2,287

-49.39%

1-bedroom Apartment, Outside City Center (Monthly)

$534 JMD 84.2K

$1,416 CA$1,987

-62.30%

3-bedroom Apartment, City Center (Monthly)

$1,680 JMD 264.9K

$2,694 CA$3,781

-37.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,109 JMD 174.8K

$2,101 CA$2,949

-47.24%

Buy Apartment in City Center (m2)

$2,675 JMD 421.9K

$7,551 CA$10.6K

-64.57%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,366

Average Monthly Net Salary (After Tax)

$726 JMD 114.5K

$3,543 CA$4,973

-79.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

102.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Andrew Parish: October 25, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Andrew Parish

$534 35.7%

Toronto

$1.4K 54.7% 165% $882

Groceries & Markets

Saint Andrew Parish

$342 22.9%

Toronto

$345 13.3% 0.7% $2.4

Eating Out

Saint Andrew Parish

$222 14.9%

Toronto

$285 11% 28.2% $63

Monthly Utilities & Internet

Saint Andrew Parish

$198 13.3%

Toronto

$206 7.9% 3.8% $7.5

Clothing & Footwear

Saint Andrew Parish

$93 6.2%

Toronto

$144 5.6% 54.4% $51

Sport & Entertainment

Saint Andrew Parish

$87 5.8%

Toronto

$63 2.4% 27.8% $24

Getting Around

Saint Andrew Parish

$19 * 1.3%

Toronto

$131 5.1% 587% $112

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $825 in Saint Andrew Parish and $1,630 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays about 4.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $67 in Saint Andrew Parish vs $78 in Toronto for a mid-range dinner for two. Groceries echo the gap at $342 vs $345 per month, with Saint Andrew Parish cheaper across the board.

Good to know

🇯🇲 Saint Andrew Parish

🇨🇦 Toronto

🕒 Local time

17:52 5:52 PM

18:52 6:52 PM

1 h ahead of Saint Andrew Parish

🌤 Weather

👥 Population

555,995

2,731,571

💱 Currency

Jamaican Dollar JMD $

Canadian Dollar CAD $

📈 Exchange rate

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

CAD, USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

USD to JMD in detail →

On the map

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Between locations

Saint Andrew Parish Toronto 2,860 km ≈ 4 h nonstop flight

From you

Saint Andrew Parish
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Andrew Parish vs Toronto: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,496 in Saint Andrew Parish and $2,589 in Toronto, so Saint Andrew Parish is about 42% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 80% lower in Saint Andrew Parish. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $825 in Saint Andrew Parish versus $1,630 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $254 in Saint Andrew Parish versus $759 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

All in, you’ll spend $1,496 per month in Saint Andrew Parish versus $2,589 in Toronto – Saint Andrew Parish is about 42% cheaper, which adds up to real savings over time.

At $1,496 in Saint Andrew Parish versus $2,589 in Toronto, a $2,000 budget is realistic in Saint Andrew Parish but tight or insufficient in Toronto. The gap between the two cities makes Saint Andrew Parish the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Saint Andrew Parish wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.