Last update: Oct 2026

Cost of Living Comparison Between Saguenay and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,427 in Saguenay, rent and utilities included – about $940 less a year. The total is higher in Saguenay despite lower rent and utilities.

68

Cost of Living Index in Saguenay
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Saguenay Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Saguenay

🇨🇦 Canada

$1,427

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Saguenay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saguenay and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,427 in Saguenay versus $1,349 in Ubud, Bali.

Saguenay $1,427
Ubud, Bali $1,349

Estimated couple costs with rent: $2,280 in Saguenay versus $2,305 in Ubud, Bali.

Saguenay $2,280
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,132 in Saguenay versus $3,261 in Ubud, Bali.

Saguenay $3,132
Ubud, Bali $3,261

Living in Saguenay is roughly 6% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$15.39 CA$21.50

$3.32 Rp 60.2K

363.55%

Three-Course Dinner for Two, Mid-Range

$43.46 CA$60.7

$35.64 Rp 645.8K

21.94%

Fast Food Meal (McDonalds, etc)

$10.53 CA$14.72

$5.53 Rp 100.3K

90.42%

Cappuccino

$3.84 CA$5.36

$2.72 Rp 49.3K

41.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.53 CA$2.14

$1.70 Rp 30.8K

-10.00%

Water (0.33 liter bottle)

$1.23 CA$1.72

$0.76 Rp 13.8K

61.84%

Local Beer (0.5 liter draught)

$5.45 CA$7.61

$2.65 Rp 48.1K

105.66%

Imported Beer (0.33 liter bottle)

$5.30 CA$7.40

$4.38 Rp 79.4K

21.00%

Milk (1 liter)

$2.14 CA$2.99

$1.49 Rp 27.0K

43.62%

White Bread (500g)

$2.88 CA$4.02

$2.28 Rp 41.2K

26.32%

Rice (white) (1kg)

$4.29 CA$6.00

$1.19 Rp 21.6K

260.50%

Eggs

$2.79 CA$3.90

$2.04 Rp 36.9K

36.76%

Local Cheese (1kg)

$8.63 CA$12.06

$17.70 Rp 320.8K

-51.24%

Chicken Fillets (1kg)

$7.17 CA$10.02

$3.96 Rp 71.8K

81.06%

Beef Round Steak (1kg)

$10.63 CA$14.86

$12.19 Rp 220.9K

-12.80%

Apples (1kg)

$4.09 CA$5.72

$3.66 Rp 66.2K

11.75%

Banana (1kg)

$1.41 CA$1.97

$1.52 Rp 27.5K

-7.24%

Oranges (1kg)

$3.87 CA$5.41

$2.23 Rp 40.4K

73.54%

Tomato (1kg)

$4.14 CA$5.79

$1.97 Rp 35.7K

110.15%

Potato (1kg)

$2.91 CA$4.06

$1.85 Rp 33.5K

57.30%

Onion (1kg)

$2.80 CA$3.92

$2.42 Rp 43.9K

15.70%

Lettuce (1 head)

$2.45 CA$3.43

$0.99 Rp 17.9K

147.47%

Water (1.5 liter bottle)

$0.76 CA$1.06

$0.51 Rp 9,303

49.02%

Cigarettes 20 Pack (Marlboro, Camel)

$12.22 CA$17.08

$2.22 Rp 40.3K

450.45%

Wine (Bottle)

$11.61 CA$16.22

$22.24 Rp 403.0K

-47.80%

Local Beer (0.5 liter bottle)

$3.20 CA$4.47

$2.26 Rp 41.0K

41.59%

Imported Beer (0.33 liter bottle)

$3.40 CA$4.75

$2.97 Rp 53.8K

14.48%

One-way Ticket (Public Transport)

$2.61 CA$3.64

$0.25 Rp 4,548

944.00%

Public Transport Monthly Pass (Regular Price)

$56.5 CA$79.0

$7.82 Rp 141.8K

622.76%

Taxi Start (Normal Tariff)

$2.95 CA$4.12

$0.44 Rp 7,964

570.45%

Taxi (Normal Tariff) (1km)

$1.43 CA$2.00

$0.43 Rp 7,793

232.56%

Taxi 1hour Waiting (Normal Tariff)

$28.38 CA$39.66

$5.41 Rp 98.0K

424.58%

Gasoline (1 liter)

$1.21 CA$1.69

$0.82 Rp 14.9K

47.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K CA$38.9K

$23.8K Rp 432.0M

16.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.4K

$31.7K Rp 575.3M

-38.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.4 CA$90.0

$79.1 Rp 1.4M

-18.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.29 CA$45.12

$6.45 Rp 116.8K

400.62%

Internet (50+ Mbps, Unlimited Data)

$45.01 CA$62.9

$18.58 Rp 336.7K

142.25%

Gym Membership (Monthly)

$25.03 CA$34.97

$49.48 Rp 896.7K

-49.41%

Tennis Court (1 Hour on Weekend)

$19.54 CA$27.31

$17.65 Rp 319.8K

10.71%

Cinema Ticket

$9.52 CA$13.31

$4.27 Rp 77.4K

122.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$702 CA$981

$491 Rp 8.9M

43.14%

International Primary School, 1 Child (Yearly)

$9,123 CA$12.7K

$5,674 Rp 102.8M

60.78%

Jeans (Levis 501 Or Similar)

$56.2 CA$78.6

$44.64 Rp 808.9K

25.99%

Summer Dress (H&M, Zara, etc)

$36.19 CA$50.6

$34.95 Rp 633.4K

3.55%

Sport Shoes (Adidas, Nike)

$83.9 CA$117

$79.9 Rp 1.4M

5.06%

Men's Leather Business Shoes

$108 CA$150

$79.4 Rp 1.4M

35.42%

1-bedroom Apartment, City Center (Monthly)

$618 CA$864

$1,125 Rp 20.4M

-45.03%

1-bedroom Apartment, Outside City Center (Monthly)

$470 CA$657

$671 Rp 12.2M

-29.97%

3-bedroom Apartment, City Center (Monthly)

$1,190 CA$1,663

$3,565 Rp 64.6M

-66.60%

3-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,355

$1,723 Rp 31.2M

-43.74%

Buy Apartment in City Center (m2)

$5,670 CA$7,922

$2,732 Rp 49.5M

107.55%

Buy Apartment Outside City Center (m2)

$3,522 CA$4,921

$2,284 Rp 41.4M

54.20%

Average Monthly Net Salary (After Tax)

$2,554 CA$3,568

$164 Rp 3.0M

1458.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

13.78

-67.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saguenay: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saguenay

$470 33%

Ubud, Bali

$672 49.8% 42.8% $201

Groceries & Markets

Saguenay

$317 22.2%

Ubud, Bali

$288 21.4% 8.9% $28

Eating Out

Saguenay

$250 17.5%

Ubud, Bali

$108 8% 56.9% $142

Monthly Utilities & Internet

Saguenay

$142 9.9%

Ubud, Bali

$104 7.7% 26.6% $38

Clothing & Footwear

Saguenay

$128 9%

Ubud, Bali

$108 8% 15.9% $20

Getting Around

Saguenay

$77 5.4%

Ubud, Bali

$11 0.9% 85.2% $66

Sport & Entertainment

Saguenay

$44 3.1%

Ubud, Bali

$58 4.3% 31.7% $14

Cost Breakdown

A one-bedroom apartment in the center runs $618 in Saguenay and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Saguenay pays about 16 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $43 in Saguenay vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $317 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Saguenay

🇮🇩 Ubud, Bali

🕒 Local time

20:32 8:32 PM

08:32 8:32 AM

12 h ahead of Saguenay

🌤 Weather

👥 Population

144,723

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 1, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Saguenay Ubud, Bali 15,540 km ≈ 20 h nonstop flight

From you

Saguenay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saguenay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,427 in Saguenay and $1,349 in Ubud, Bali, so Ubud, Bali is about 5% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Saguenay is about 16 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $618 in Saguenay versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $702 in Saguenay versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 10% higher in Saguenay. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Ubud, Bali wins on affordability, Saguenay on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.