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Cost of Living Comparison Between Saginaw, MI and Ubud, Bali Cost of Living Comparison Between Saginaw, MI and Ubud, Bali

😐 Solo nomad: Saginaw, MI is 105.7% more expensive than Ubud, Bali without rent, and 237.5% more expensive with rent.
😐 Family of 3: Saginaw, MI is 95.5% more expensive than Ubud, Bali without rent, and 218.2% more expensive with rent.
Currency
🍽 Eating Out
Saginaw, MI
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.99 $17.99
$2.85 Rp 47.5K
531.23%
Three-Course Dinner for Two, Mid-Range
$71.3 $71.3
$12.26 Rp 204.3K
481.89%
Fast Food Meal (McDonalds, etc)
$10.98 $10.98
$3.28 Rp 54.6K
234.76%
Cappuccino
$4.7 $4.7
$2.3 Rp 38.3K
104.35%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.54 $2.54
$1.11 Rp 18.5K
128.83%
Water (0.33 liter bottle)
$1.57 $1.57
$0.26 Rp 4,324
503.85%
Local Beer (0.5 liter draught)
$6.13 $6.13
$2.4 Rp 40K
155.42%
Imported Beer (0.33 liter bottle)
$7.18 $7.18
$3.15 Rp 52.5K
127.94%
🛒 Groceries & Markets
Saginaw, MI
Ubud, Bali
Difference
Milk (1 liter)
$0.87 $0.87
$1.49 Rp 24.9K
-41.61%
White Bread (500g)
$3.38 $3.38
$1.65 Rp 27.5K
104.85%
Rice (white) (1kg)
$4.65 $4.65
$1.13 Rp 18.9K
311.50%
Eggs
$3.23 $3.23
$2.33 Rp 38.9K
38.63%
Local Cheese (1kg)
$15.14 $15.14
$13.7 Rp 228.3K
10.51%
Chicken Fillets (1kg)
$12.02 $12.02
$3.97 Rp 66.2K
202.77%
Beef Round Steak (1kg)
$14.85 $14.85
$11.22 Rp 187K
32.35%
Apples (1kg)
$10.12 $10.12
$3.48 Rp 57.9K
190.80%
Banana (1kg)
$1.3 $1.3
$1.5 Rp 25K
-13.33%
Oranges (1kg)
$6.37 $6.37
$2.68 Rp 44.6K
137.69%
Tomato (1kg)
$5.93 $5.93
$1.35 Rp 22.5K
339.26%
Potato (1kg)
$2.21 $2.21
$1.57 Rp 26.2K
40.76%
Onion (1kg)
$3.96 $3.96
$2.1 Rp 34.9K
88.57%
Lettuce (1 head)
$2.45 $2.45
$1.03 Rp 17.1K
137.86%
Water (1.5 liter bottle)
$2.81 $2.81
$0.57 Rp 9,488
392.98%
Cigarettes 20 Pack (Marlboro, Camel)
$9.17 $9.17
$2.31 Rp 38.5K
296.97%
Wine (Bottle)
$15.77 $15.77
$15.21 Rp 253.5K
3.68%
Local Beer (0.5 liter bottle)
$1.78 $1.78
$2.49 Rp 41.5K
-28.51%
Imported Beer (0.33 liter bottle)
$3.52 $3.52
$2.66 Rp 44.3K
32.33%
🚌 Getting Around
Saginaw, MI
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.05 $2.05
$0.29 Rp 4,911
606.90%
Public Transport Monthly Pass (Regular Price)
-
$10.03 Rp 167.1K
-
Taxi Start (Normal Tariff)
$4.73 $4.73
$0.45 Rp 7,480
951.11%
Taxi (Normal Tariff) (1km)
$1.37 $1.37
$0.34 Rp 5,748
302.94%
Taxi 1hour Waiting (Normal Tariff)
$28.74 $28.74
$5.97 Rp 99.4K
381.41%
Gasoline (1 liter)
$0.92 $0.92
$0.75 Rp 12.4K
22.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K $24.4K
$25.8K Rp 430.2M
-5.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.4K $24.4K
$31.7K Rp 528.9M
-23.25%
🧾 Monthly Utilities & Internet
Saginaw, MI
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$120 $120
$64.6 Rp 1.1M
85.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$44.5 $44.5
$4.14 Rp 69K
974.88%
Internet (50+ Mbps, Unlimited Data)
$60.1 $60.1
$23.99 Rp 399.7K
150.56%
🎉 Sport & Entertainment
Saginaw, MI
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.37 $43.37
$23.29 Rp 388.1K
86.22%
Tennis Court (1 Hour on Weekend)
-
$6.19 Rp 103.1K
-
Cinema Ticket
$11.17 $11.17
$3.45 Rp 57.5K
223.77%
🧸 Childcare & Education
Saginaw, MI
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$959 $959
$91.9 Rp 1.5M
943.19%
International Primary School, 1 Child (Yearly)
$20.9K $20.9K
$5,912 Rp 98.5M
254.12%
👕👟 Clothing & Footwear
Saginaw, MI
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$64.2 $64.2
$51.5 Rp 857.6K
24.81%
Summer Dress (H&M, Zara, etc)
$49.88 $49.88
$24.45 Rp 407.3K
104.01%
Sport Shoes (Adidas, Nike)
$79.7 $79.7
$84.4 Rp 1.4M
-5.52%
Men's Leather Business Shoes
$88.6 $88.6
$74.3 Rp 1.2M
19.20%
🏠 Accommodation & Living
Saginaw, MI
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,626 $1,626
$261 Rp 4.4M
522.18%
1-bedroom Apartment, Outside City Center (Monthly)
$1,327 $1,327
$160 Rp 2.7M
731.76%
3-bedroom Apartment, City Center (Monthly)
$2,676 $2,676
$585 Rp 9.7M
357.38%
3-bedroom Apartment, Outside City Center (Monthly)
$2,197 $2,197
$328 Rp 5.5M
569.29%
Buy Apartment in City Center (m2)
$2,656 $2,656
$985 Rp 16.4M
169.57%
Buy Apartment Outside City Center (m2)
$2,696 $2,696
$847 Rp 14.1M
218.34%
💵 Salaries & Financials
Saginaw, MI
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
13.28
-50.98%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saginaw, MI: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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