Cost of Living Comparison Between Saginaw, MI and New York, NY Cost of Living Comparison Between Saginaw, MI and New York, NY

🙂 Solo nomad: Saginaw, MI is 33.1% cheaper than New York, NY without rent, and 42.8% cheaper with rent.

🙂 Family of 3: Saginaw, MI is 42.5% cheaper than New York, NY without rent, and 49.5% cheaper with rent.

Meal at Budget Restaurant

$17.75 $17.75

$29.68 $29.68

-40.20%

Three-Course Dinner for Two, Mid-Range

$69.2 $69.2

$144 $144

-51.99%

Fast Food Meal (McDonalds, etc)

$10.97 $10.97

$12.43 $12.43

-11.75%

Cappuccino

$4.71 $4.71

$5.84 $5.84

-19.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$3.26 $3.26

-22.70%

Water (0.33 liter bottle)

$1.59 $1.59

$2.58 $2.58

-38.37%

Local Beer (0.5 liter draught)

$6.06 $6.06

$8.24 $8.24

-26.46%

Imported Beer (0.33 liter bottle)

$6.93 $6.93

$11.86 $11.86

-41.57%

Milk (1 liter)

$0.87 $0.87

$1.56 $1.56

-44.23%

White Bread (500g)

$3.36 $3.36

$5.23 $5.23

-35.76%

Rice (white) (1kg)

$4.85 $4.85

$8.11 $8.11

-40.20%

Eggs

$3.33 $3.33

$7.25 $7.25

-54.07%

Local Cheese (1kg)

$15.52 $15.52

$17.08 $17.08

-9.13%

Chicken Fillets (1kg)

$11.98 $11.98

$16.24 $16.24

-26.23%

Beef Round Steak (1kg)

$14.79 $14.79

$20.02 $20.02

-26.12%

Apples (1kg)

$10.28 $10.28

$7.49 $7.49

37.25%

Banana (1kg)

$1.38 $1.38

$2.55 $2.55

-45.88%

Oranges (1kg)

$6.46 $6.46

$5.82 $5.82

11.00%

Tomato (1kg)

$5.69 $5.69

$6.52 $6.52

-12.73%

Potato (1kg)

$2.2 $2.2

$3.72 $3.72

-40.86%

Onion (1kg)

$3.97 $3.97

$3.9 $3.9

1.79%

Lettuce (1 head)

$2.47 $2.47

$3.07 $3.07

-19.54%

Water (1.5 liter bottle)

$2.83 $2.83

$2.57 $2.57

10.12%

Cigarettes 20 Pack (Marlboro, Camel)

$8.87 $8.87

$19.21 $19.21

-53.83%

Wine (Bottle)

$15.21 $15.21

$17.79 $17.79

-14.50%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$3.01 $3.01

-41.53%

Imported Beer (0.33 liter bottle)

$3.65 $3.65

$3.72 $3.72

-1.88%

One-way Ticket (Public Transport)

$2.01 $2.01

$2.92 $2.92

-31.16%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$4.8 $4.8

$5.13 $5.13

-6.43%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$2.15 $2.15

-33.49%

Taxi 1hour Waiting (Normal Tariff)

$27.99 $27.99

$41.57 $41.57

-32.67%

Gasoline (1 liter)

$0.92 $0.92

$0.95 $0.95

-3.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K $24.8K

$35K $35K

-29.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24K $24K

$27.7K $27.7K

-13.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 $118

$179 $179

-34.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.54 $45.54

$60 $60

-24.06%

Internet (50+ Mbps, Unlimited Data)

$60.6 $60.6

$63.8 $63.8

-5.06%

Gym Membership (Monthly)

$43.63 $43.63

$141 $141

-68.99%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$11.13 $11.13

$19.9 $19.9

-44.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$934 $934

$3,206 $3,206

-70.88%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$56.5K $56.5K

-62.32%

Jeans (Levis 501 Or Similar)

$63.4 $63.4

$65.7 $65.7

-3.56%

Summer Dress (H&M, Zara, etc)

$49.72 $49.72

$48.75 $48.75

1.99%

Sport Shoes (Adidas, Nike)

$79.4 $79.4

$111 $111

-28.54%

Men's Leather Business Shoes

$88.6 $88.6

$172 $172

-48.39%

1-bedroom Apartment, City Center (Monthly)

$1,600 $1,600

$4,165 $4,165

-61.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,368 $1,368

$2,653 $2,653

-48.45%

3-bedroom Apartment, City Center (Monthly)

$2,603 $2,603

$8,412 $8,412

-69.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,193 $2,193

$5,277 $5,277

-58.45%

Buy Apartment in City Center (m2)

$2,644 $2,644

$15.6K $15.6K

-83.07%

Buy Apartment Outside City Center (m2)

$2,435 $2,435

$11.2K $11.2K

-78.18%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.44

1.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saginaw, MI: October 28, 2025

Last update for New York, NY: October 28, 2025

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