Cost of Living Comparison Between Saginaw, MI and Chicago, IL Cost of Living Comparison Between Saginaw, MI and Chicago, IL

🙂 Solo nomad: Saginaw, MI is 13% cheaper than Chicago, IL without rent, and 15.6% cheaper with rent.

🙂 Family of 3: Saginaw, MI is 24.8% cheaper than Chicago, IL without rent, and 20.9% cheaper with rent.

Meal at Budget Restaurant

$17.75 $17.75

$20.82 $20.82

-14.75%

Three-Course Dinner for Two, Mid-Range

$69.2 $69.2

$100 $100

-31.01%

Fast Food Meal (McDonalds, etc)

$10.97 $10.97

$11.97 $11.97

-8.35%

Cappuccino

$4.71 $4.71

$5.56 $5.56

-15.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$3.11 $3.11

-18.97%

Water (0.33 liter bottle)

$1.59 $1.59

$2.42 $2.42

-34.30%

Local Beer (0.5 liter draught)

$6.06 $6.06

$6.86 $6.86

-11.66%

Imported Beer (0.33 liter bottle)

$6.93 $6.93

$8.45 $8.45

-17.99%

Milk (1 liter)

$0.87 $0.87

$1.04 $1.04

-16.35%

White Bread (500g)

$3.36 $3.36

$4.15 $4.15

-19.04%

Rice (white) (1kg)

$4.85 $4.85

$5.52 $5.52

-12.14%

Eggs

$3.33 $3.33

$4.65 $4.65

-28.39%

Local Cheese (1kg)

$15.52 $15.52

$14.33 $14.33

8.30%

Chicken Fillets (1kg)

$11.98 $11.98

$14.88 $14.88

-19.49%

Beef Round Steak (1kg)

$14.79 $14.79

$19.34 $19.34

-23.53%

Apples (1kg)

$10.28 $10.28

$5.17 $5.17

98.84%

Banana (1kg)

$1.38 $1.38

$1.71 $1.71

-19.30%

Oranges (1kg)

$6.46 $6.46

$4.41 $4.41

46.49%

Tomato (1kg)

$5.69 $5.69

$4.51 $4.51

26.16%

Potato (1kg)

$2.2 $2.2

$2.53 $2.53

-13.04%

Onion (1kg)

$3.97 $3.97

$2.74 $2.74

44.89%

Lettuce (1 head)

$2.47 $2.47

$2.43 $2.43

1.65%

Water (1.5 liter bottle)

$2.83 $2.83

$2.7 $2.7

4.81%

Cigarettes 20 Pack (Marlboro, Camel)

$8.87 $8.87

$15.19 $15.19

-41.61%

Wine (Bottle)

$15.21 $15.21

$16.42 $16.42

-7.37%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.35 $2.35

-25.11%

Imported Beer (0.33 liter bottle)

$3.65 $3.65

$3.7 $3.7

-1.35%

One-way Ticket (Public Transport)

$2.01 $2.01

$2.53 $2.53

-20.55%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$4.8 $4.8

$3.34 $3.34

43.71%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.42 $1.42

0.70%

Taxi 1hour Waiting (Normal Tariff)

$27.99 $27.99

$25.42 $25.42

10.11%

Gasoline (1 liter)

$0.92 $0.92

$1.08 $1.08

-14.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K $24.8K

$32.4K $32.4K

-23.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24K $24K

$26.2K $26.2K

-8.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 $118

$188 $188

-37.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.54 $45.54

$63.7 $63.7

-28.51%

Internet (50+ Mbps, Unlimited Data)

$60.6 $60.6

$65.2 $65.2

-7.06%

Gym Membership (Monthly)

$43.63 $43.63

$76.7 $76.7

-43.13%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$11.13 $11.13

$14.93 $14.93

-25.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$934 $934

$2,063 $2,063

-54.72%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$39.2K $39.2K

-45.69%

Jeans (Levis 501 Or Similar)

$63.4 $63.4

$64.3 $64.3

-1.46%

Summer Dress (H&M, Zara, etc)

$49.72 $49.72

$52.4 $52.4

-5.10%

Sport Shoes (Adidas, Nike)

$79.4 $79.4

$95.2 $95.2

-16.57%

Men's Leather Business Shoes

$88.6 $88.6

$145 $145

-38.79%

1-bedroom Apartment, City Center (Monthly)

$1,600 $1,600

$2,378 $2,378

-32.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,368 $1,368

$1,584 $1,584

-13.68%

3-bedroom Apartment, City Center (Monthly)

$2,603 $2,603

$4,763 $4,763

-45.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,193 $2,193

$2,815 $2,815

-22.11%

Buy Apartment in City Center (m2)

$2,644 $2,644

$3,588 $3,588

-26.30%

Buy Apartment Outside City Center (m2)

$2,435 $2,435

$2,490 $2,490

-2.23%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.6

-1.36%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saginaw, MI: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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