Cost of Living Comparison Between Saginaw, MI and Austin, TX Cost of Living Comparison Between Saginaw, MI and Austin, TX

🙂 Solo nomad: Saginaw, MI is 0.1% cheaper than Austin, TX without rent, and 5.5% cheaper with rent.

🙂 Family of 3: Saginaw, MI is 13% cheaper than Austin, TX without rent, and 9.3% cheaper with rent.

Meal at Budget Restaurant

$17.75 $17.75

$19.64 $19.64

-9.62%

Three-Course Dinner for Two, Mid-Range

$69.2 $69.2

$76.2 $76.2

-9.21%

Fast Food Meal (McDonalds, etc)

$10.97 $10.97

$9.95 $9.95

10.25%

Cappuccino

$4.71 $4.71

$5.61 $5.61

-16.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$2.64 $2.64

-4.55%

Water (0.33 liter bottle)

$1.59 $1.59

$2.19 $2.19

-27.40%

Local Beer (0.5 liter draught)

$6.06 $6.06

$5.84 $5.84

3.77%

Imported Beer (0.33 liter bottle)

$6.93 $6.93

$7.92 $7.92

-12.50%

Milk (1 liter)

$0.87 $0.87

$1.13 $1.13

-23.01%

White Bread (500g)

$3.36 $3.36

$3.3 $3.3

1.82%

Rice (white) (1kg)

$4.85 $4.85

$3.5 $3.5

38.57%

Eggs

$3.33 $3.33

$4.4 $4.4

-24.32%

Local Cheese (1kg)

$15.52 $15.52

$12 $12

29.33%

Chicken Fillets (1kg)

$11.98 $11.98

$10.68 $10.68

12.17%

Beef Round Steak (1kg)

$14.79 $14.79

$14.73 $14.73

0.41%

Apples (1kg)

$10.28 $10.28

$4.88 $4.88

110.66%

Banana (1kg)

$1.38 $1.38

$1.52 $1.52

-9.21%

Oranges (1kg)

$6.46 $6.46

$4.53 $4.53

42.60%

Tomato (1kg)

$5.69 $5.69

$3.92 $3.92

45.15%

Potato (1kg)

$2.2 $2.2

$2.72 $2.72

-19.12%

Onion (1kg)

$3.97 $3.97

$2.76 $2.76

43.84%

Lettuce (1 head)

$2.47 $2.47

$2.01 $2.01

22.89%

Water (1.5 liter bottle)

$2.83 $2.83

$2.18 $2.18

29.82%

Cigarettes 20 Pack (Marlboro, Camel)

$8.87 $8.87

$8.86 $8.86

0.11%

Wine (Bottle)

$15.21 $15.21

$14.96 $14.96

1.67%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.34 $2.34

-24.79%

Imported Beer (0.33 liter bottle)

$3.65 $3.65

$3.44 $3.44

6.10%

One-way Ticket (Public Transport)

$2.01 $2.01

$1.48 $1.48

35.81%

Public Transport Monthly Pass (Regular Price)

$42.82 $42.82

Taxi Start (Normal Tariff)

$4.8 $4.8

$4.3 $4.3

11.63%

Taxi (Normal Tariff) (1km)

$1.43 $1.43

$1.82 $1.82

-21.43%

Taxi 1hour Waiting (Normal Tariff)

$27.99 $27.99

$34.63 $34.63

-19.17%

Gasoline (1 liter)

$0.92 $0.92

$0.73 $0.73

26.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K $24.8K

$25.5K $25.5K

-2.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24K $24K

$26.3K $26.3K

-8.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 $118

$177 $177

-33.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.54 $45.54

$58.9 $58.9

-22.72%

Internet (50+ Mbps, Unlimited Data)

$60.6 $60.6

$64.8 $64.8

-6.54%

Gym Membership (Monthly)

$43.63 $43.63

$62.6 $62.6

-30.29%

Tennis Court (1 Hour on Weekend)

$10.17 $10.17

Cinema Ticket

$11.13 $11.13

$14.72 $14.72

-24.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$934 $934

$1,378 $1,378

-32.26%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$22.4K $22.4K

-4.95%

Jeans (Levis 501 Or Similar)

$63.4 $63.4

$56.3 $56.3

12.58%

Summer Dress (H&M, Zara, etc)

$49.72 $49.72

$46.46 $46.46

7.02%

Sport Shoes (Adidas, Nike)

$79.4 $79.4

$86.7 $86.7

-8.34%

Men's Leather Business Shoes

$88.6 $88.6

$119 $119

-25.50%

1-bedroom Apartment, City Center (Monthly)

$1,600 $1,600

$2,188 $2,188

-26.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,368 $1,368

$1,395 $1,395

-1.97%

3-bedroom Apartment, City Center (Monthly)

$2,603 $2,603

$3,896 $3,896

-33.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,193 $2,193

$2,689 $2,689

-18.47%

Buy Apartment in City Center (m2)

$2,644 $2,644

$4,414 $4,414

-40.09%

Buy Apartment Outside City Center (m2)

$2,435 $2,435

$3,161 $3,161

-22.98%

Average Monthly Net Salary (After Tax)

$4,871 $4,871

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.45

0.93%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saginaw, MI: October 28, 2025

Last update for Austin, TX: October 28, 2025

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