Last update: Oct 2026

Cost of Living Comparison Between Ruzomberok and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,523 in Ruzomberok, rent and utilities included – about $2,100 less a year. Other living expenses account for most of the difference.

73

Cost of Living Index in Ruzomberok
Learn more

Ruzomberok Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Ruzomberok

🇸🇰 Slovakia

$1,523

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ruzomberok and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ruzomberok and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,523 per month in Ruzomberok vs $1,349 in Ubud, Bali, rent included.

Ruzomberok $1,523
Ubud, Bali $1,349

A couple spends around $2,135 per month in Ruzomberok vs $2,305 in Ubud, Bali, rent included.

Ruzomberok $2,135
Ubud, Bali $2,305

A family of three spends $2,748 per month in Ruzomberok vs $3,261 in Ubud, Bali, rent included.

Ruzomberok $2,748
Ubud, Bali $3,261

Ruzomberok costs about 13% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$8.62 €7.74

$3.32 Rp 60.4K

159.64%

Three-Course Dinner for Two, Mid-Range

$50.6 €45.42

$35.64 Rp 647.8K

41.86%

Fast Food Meal (McDonalds, etc)

$10.52 €9.45

$5.53 Rp 100.6K

90.24%

Cappuccino

$3.37 €3.03

$2.72 Rp 49.4K

23.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 €2.08

$1.70 Rp 30.9K

36.47%

Water (0.33 liter bottle)

$1.66 €1.49

$0.76 Rp 13.8K

118.42%

Local Beer (0.5 liter draught)

$2.84 €2.55

$2.65 Rp 48.2K

7.17%

Imported Beer (0.33 liter bottle)

$3.15 €2.83

$4.38 Rp 79.6K

-28.08%

Milk (1 liter)

$0.93 €0.83

$1.49 Rp 27.1K

-37.58%

White Bread (500g)

$1.78 €1.60

$2.28 Rp 41.4K

-21.93%

Rice (white) (1kg)

$2.18 €1.96

$1.19 Rp 21.6K

83.19%

Eggs

$4.50 €4.04

$2.04 Rp 37.0K

120.59%

Local Cheese (1kg)

$15.01 €13.49

$17.70 Rp 321.7K

-15.20%

Chicken Fillets (1kg)

$9.30 €8.35

$3.96 Rp 72.0K

134.85%

Beef Round Steak (1kg)

$14.57 €13.09

$12.19 Rp 221.6K

19.52%

Apples (1kg)

$1.98 €1.78

$3.66 Rp 66.4K

-45.90%

Banana (1kg)

$1.93 €1.74

$1.52 Rp 27.6K

26.97%

Oranges (1kg)

$2.38 €2.13

$2.23 Rp 40.5K

6.73%

Tomato (1kg)

$4.59 €4.12

$1.97 Rp 35.9K

132.99%

Potato (1kg)

$1.59 €1.43

$1.85 Rp 33.6K

-14.05%

Onion (1kg)

$1.43 €1.29

$2.42 Rp 44.1K

-40.91%

Lettuce (1 head)

$1.71 €1.54

$0.99 Rp 18.0K

72.73%

Water (1.5 liter bottle)

$0.97 €0.87

$0.51 Rp 9,332

90.20%

Cigarettes 20 Pack (Marlboro, Camel)

$6.91 €6.21

$2.22 Rp 40.4K

211.26%

Wine (Bottle)

$6.20 €5.57

$22.24 Rp 404.2K

-72.12%

Local Beer (0.5 liter bottle)

$1.07 €0.96

$2.26 Rp 41.1K

-52.65%

Imported Beer (0.33 liter bottle)

$2.00 €1.80

$2.97 Rp 54.0K

-32.66%

One-way Ticket (Public Transport)

$1.66 €1.49

$0.25 Rp 4,562

564.00%

Public Transport Monthly Pass (Regular Price)

$28.23 €25.35

$7.82 Rp 142.2K

261.00%

Taxi Start (Normal Tariff)

$4.40 €3.95

$0.44 Rp 7,989

900.00%

Taxi (Normal Tariff) (1km)

$1.71 €1.54

$0.43 Rp 7,817

297.67%

Taxi 1hour Waiting (Normal Tariff)

$33.19 €29.81

$5.41 Rp 98.3K

513.49%

Gasoline (1 liter)

$1.89 €1.70

$0.82 Rp 15.0K

130.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K €23.6K

$23.8K Rp 433.3M

10.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K €23.6K

$31.7K Rp 577.0M

-17.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$262 €236

$79.1 Rp 1.4M

231.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.71 €20.40

$6.45 Rp 117.2K

252.09%

Internet (50+ Mbps, Unlimited Data)

$17.00 €15.27

$18.58 Rp 337.7K

-8.50%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$8.05 €7.23

$4.27 Rp 77.7K

88.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$817 €734

$491 Rp 8.9M

66.55%

International Primary School, 1 Child (Yearly)

$18.4K €16.5K

$5,674 Rp 103.1M

223.73%

Jeans (Levis 501 Or Similar)

$102 €91.6

$44.64 Rp 811.4K

128.36%

Summer Dress (H&M, Zara, etc)

$40.29 €36.20

$34.95 Rp 635.3K

15.28%

Sport Shoes (Adidas, Nike)

$90.1 €81.0

$79.9 Rp 1.5M

12.80%

Men's Leather Business Shoes

$109 €97.6

$79.4 Rp 1.4M

36.85%

1-bedroom Apartment, City Center (Monthly)

$623 €559

$1,125 Rp 20.4M

-44.65%

1-bedroom Apartment, Outside City Center (Monthly)

$535 €481

$671 Rp 12.2M

-20.29%

3-bedroom Apartment, City Center (Monthly)

$687 €618

$3,565 Rp 64.8M

-80.71%

3-bedroom Apartment, Outside City Center (Monthly)

$662 €595

$1,723 Rp 31.3M

-61.59%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$790 €709

$164 Rp 3.0M

382.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.51

13.78

-74.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ruzomberok: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ruzomberok

$535 35.1%

Ubud, Bali

$672 49.8% 25.5% $136

Monthly Utilities & Internet

Ruzomberok

$302 19.8%

Ubud, Bali

$104 7.7% 65.5% $198

Groceries & Markets

Ruzomberok

$291 19.1%

Ubud, Bali

$288 21.4% 0.8% $2.4

Eating Out

Ruzomberok

$177 11.7%

Ubud, Bali

$108 8% 39.3% $70

Clothing & Footwear

Ruzomberok

$153 10.1%

Ubud, Bali

$108 8% 29.9% $46

Getting Around

Ruzomberok

$48 3.1%

Ubud, Bali

$11 0.9% 76.1% $36

Sport & Entertainment

Ruzomberok

$16 * 1.1%

Ubud, Bali

$58 4.3% 261% $42

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $623 in Ruzomberok versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Ruzomberok are about 4.8 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $51 in Ruzomberok versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $291 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇸🇰 Ruzomberok

🇮🇩 Ubud, Bali

🕒 Local time

21:00 9:00 PM

04:00 4:00 AM

7 h ahead of Ruzomberok

🌤 Weather

👥 Population

29,793

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Ruzomberok Ubud, Bali 11,150 km ≈ 14 h nonstop flight

From you

Ruzomberok
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ruzomberok vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ruzomberok is pricier by about 13%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,284 per month in Ruzomberok and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ruzomberok, especially for central apartments: a one-bedroom in the center costs $623 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $51 in Ruzomberok and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 72% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,523 in Ruzomberok and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,523 in Ruzomberok. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Ruzomberok makes more sense. Both are solid long-term options with distinct trade-offs.