Cost of Living Comparison Between Ruzomberok and Ubud, Bali Cost of Living Comparison Between Ruzomberok and Ubud, Bali

Monthly Cost of Living

A single person spends $1,453 per month in Ruzomberok vs $1,408 in Ubud, Bali, rent included.

A couple spends around $2,060 per month in Ruzomberok vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,666 per month in Ruzomberok vs $3,763 in Ubud, Bali, rent included.

Ruzomberok costs about 3% more than Ubud, Bali, driven mainly by Sport & Entertainment.

Both Ruzomberok and Ubud, Bali sit above the global median – Ruzomberok by 9%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$6.80 €5.95

$3.45 Rp 62.0K

97.10%

Three-Course Dinner for Two, Mid-Range

$34.22 €29.94

$32.34 Rp 580.1K

5.81%

Fast Food Meal (McDonalds, etc)

$8.25 €7.21

$4.84 Rp 86.9K

70.45%

Cappuccino

$2.26 €1.98

$2.75 Rp 49.3K

-17.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.69 €1.48

$1.38 Rp 24.8K

22.46%

Water (0.33 liter bottle)

$0.59 €0.52

$0.75 Rp 13.5K

-21.33%

Local Beer (0.5 liter draught)

$1.14 €1.00

$2.99 Rp 53.7K

-61.87%

Imported Beer (0.33 liter bottle)

$2.28 €1.99

$3.85 Rp 69.1K

-40.78%

Milk (1 liter)

$1.17 €1.03

$1.74 Rp 31.1K

-32.76%

White Bread (500g)

$1.75 €1.53

$2.46 Rp 44.1K

-28.86%

Rice (white) (1kg)

$1.96 €1.72

$1.17 Rp 21.0K

67.52%

Eggs

$3.76 €3.29

$2.43 Rp 43.6K

54.73%

Local Cheese (1kg)

$14.87 €13.01

$14.50 Rp 260.2K

2.55%

Chicken Fillets (1kg)

$8.29 €7.25

$4.35 Rp 78.0K

90.57%

Beef Round Steak (1kg)

$13.07 €11.43

$11.98 Rp 214.9K

9.10%

Apples (1kg)

$2.10 €1.84

$3.72 Rp 66.7K

-43.55%

Banana (1kg)

$2.00 €1.75

$1.63 Rp 29.2K

22.70%

Oranges (1kg)

$2.29 €2.00

$2.74 Rp 49.2K

-16.42%

Tomato (1kg)

$3.98 €3.48

$2.24 Rp 40.2K

77.68%

Potato (1kg)

$1.89 €1.66

$1.92 Rp 34.4K

-1.56%

Onion (1kg)

$1.75 €1.53

$2.28 Rp 40.8K

-23.25%

Lettuce (1 head)

$1.56 €1.36

$1.06 Rp 19.1K

47.17%

Water (1.5 liter bottle)

$0.88 €0.77

$0.72 Rp 12.9K

22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$5.43 €4.75

$3.29 Rp 58.9K

65.05%

Wine (Bottle)

$6.32 €5.53

$23.19 Rp 416.1K

-72.75%

Local Beer (0.5 liter bottle)

$1.14 €1.00

$2.78 Rp 49.8K

-58.99%

Imported Beer (0.33 liter bottle)

$1.96 €1.72

$2.73 Rp 49.0K

-28.21%

One-way Ticket (Public Transport)

$1.18 €1.04

$0.27 Rp 4,778

337.04%

Public Transport Monthly Pass (Regular Price)

$29.35 €25.68

$8.11 Rp 145.4K

261.90%

Taxi Start (Normal Tariff)

$1.42 €1.24

$0.48 Rp 8,659

195.83%

Taxi (Normal Tariff) (1km)

$1.53 €1.34

$0.42 Rp 7,532

264.29%

Taxi 1hour Waiting (Normal Tariff)

$32.15 €28.12

$6.22 Rp 111.6K

416.88%

Gasoline (1 liter)

$1.82 €1.59

$0.81 Rp 14.6K

124.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K €24.1K

$26.6K Rp 477.4M

3.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K €26.9K

$32.2K Rp 577.4M

-4.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$256 €224

$78.4 Rp 1.4M

227.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.01 €21.01

$4.07 Rp 73.0K

489.93%

Internet (50+ Mbps, Unlimited Data)

$17.64 €15.43

$24.33 Rp 436.4K

-27.50%

Gym Membership (Monthly)

$43.16 €37.76

$98.6 Rp 1.8M

-56.23%

Tennis Court (1 Hour on Weekend)

$17.37 €15.20

$6.34 Rp 113.7K

173.97%

Cinema Ticket

$12.76 €11.17

$3.99 Rp 71.5K

219.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$666 €583

$305 Rp 5.5M

118.41%

International Primary School, 1 Child (Yearly)

$12.6K €11.0K

$6,642 Rp 119.2M

89.24%

Jeans (Levis 501 Or Similar)

$91.8 €80.3

$54.1 Rp 971.2K

69.52%

Summer Dress (H&M, Zara, etc)

$24.99 €21.86

$37.81 Rp 678.2K

-33.91%

Sport Shoes (Adidas, Nike)

$88.6 €77.5

$86.8 Rp 1.6M

2.03%

Men's Leather Business Shoes

$111 €97.4

$76.4 Rp 1.4M

45.80%

1-bedroom Apartment, City Center (Monthly)

$589 €515

$992 Rp 17.8M

-40.65%

1-bedroom Apartment, Outside City Center (Monthly)

$481 €421

$673 Rp 12.1M

-28.56%

3-bedroom Apartment, City Center (Monthly)

$985 €862

$3,375 Rp 60.5M

-70.82%

3-bedroom Apartment, Outside City Center (Monthly)

$752 €658

$2,050 Rp 36.8M

-63.32%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$783 €685

$167 Rp 3.0M

369.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.25

13.28

-68.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ruzomberok: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $589 in Ruzomberok versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 369% higher in Ruzomberok, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $34.00 in Ruzomberok versus $32.00 in Ubud, Bali. Groceries tell a different story – $277 in Ruzomberok vs $297 in Ubud, Bali – so Ruzomberok wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ruzomberok vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ruzomberok is pricier by about 3%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,179 per month in Ruzomberok and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $666 per month in Ruzomberok and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 7% cheaper in Ruzomberok – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Ruzomberok at $1,453. In Ubud, Bali it covers expenses comfortably, while in Ruzomberok it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ruzomberok makes more sense. Both are solid long-term options with distinct trade-offs.