Last update: Oct 2026

Cost of Living Comparison Between Rutherford, NJ and Austin, TX

For one person, living costs are similar in Rutherford, NJ and in Austin, TX: $2,718 and $2,698 a month, rent and utilities included.

125

Cost of Living Index in Rutherford, NJ
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Rutherford, NJ Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Rutherford, NJ

🇺🇸 United States

$2,718

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Rutherford, NJ and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rutherford, NJ and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,718 in Rutherford, NJ versus $2,698 in Austin, TX.

Rutherford, NJ $2,718
Austin, TX $2,698

Estimated couple costs with rent: $4,032 in Rutherford, NJ versus $4,160 in Austin, TX.

Rutherford, NJ $4,032
Austin, TX $4,160

Monthly costs for a family of three with rent: $5,347 in Rutherford, NJ versus $5,622 in Austin, TX.

Rutherford, NJ $5,347
Austin, TX $5,622

Living in Rutherford, NJ is roughly 1% more expensive than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Rutherford, NJ 101% above, Austin, TX 99% above.

Meal at Budget Restaurant

$18.96 $18.96

$20.63 $20.63

-8.10%

Three-Course Dinner for Two, Mid-Range

$79.5 $79.5

$84.6 $84.6

-5.95%

Fast Food Meal (McDonalds, etc)

$12.09 $12.09

$12.07 $12.07

0.17%

Cappuccino

$5.62 $5.62

$5.48 $5.48

2.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 $2.43

$3.80 $3.80

-36.05%

Water (0.33 liter bottle)

$1.52 $1.52

$2.47 $2.47

-38.46%

Local Beer (0.5 liter draught)

$8.22 $8.22

$8.05 $8.05

2.11%

Imported Beer (0.33 liter bottle)

$6.91 $6.91

$8.88 $8.88

-22.18%

Milk (1 liter)

$1.32 $1.32

$1.11 $1.11

18.92%

White Bread (500g)

$3.43 $3.43

$3.72 $3.72

-7.80%

Rice (white) (1kg)

$6.02 $6.02

$3.37 $3.37

78.64%

Eggs

$6.22 $6.22

$4.32 $4.32

43.98%

Local Cheese (1kg)

$13.79 $13.79

$13.13 $13.13

5.03%

Chicken Fillets (1kg)

$10.33 $10.33

$14.15 $14.15

-27.00%

Beef Round Steak (1kg)

$20.21 $20.21

$16.33 $16.33

23.76%

Apples (1kg)

$5.87 $5.87

$4.55 $4.55

29.01%

Banana (1kg)

$3.59 $3.59

$1.46 $1.46

145.89%

Oranges (1kg)

$4.33 $4.33

$4.71 $4.71

-8.07%

Tomato (1kg)

$5.24 $5.24

$4.15 $4.15

26.27%

Potato (1kg)

$3.01 $3.01

$2.58 $2.58

16.67%

Onion (1kg)

$2.99 $2.99

$2.35 $2.35

27.23%

Lettuce (1 head)

$2.62 $2.62

$1.77 $1.77

48.02%

Water (1.5 liter bottle)

$2.43 $2.43

$2.14 $2.14

13.55%

Cigarettes 20 Pack (Marlboro, Camel)

$15.02 $15.02

$10.10 $10.10

48.71%

Wine (Bottle)

$15.03 $15.03

$15.19 $15.19

-1.05%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$2.82 $2.82

-37.23%

Imported Beer (0.33 liter bottle)

$3.27 $3.27

$3.44 $3.44

-4.94%

One-way Ticket (Public Transport)

$2.13 $2.13

$1.54 $1.54

38.31%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.80 $2.80

9.29%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.60 $1.60

34.37%

Taxi 1hour Waiting (Normal Tariff)

$42.07 $42.07

$34.34 $34.34

22.51%

Gasoline (1 liter)

$1.11 $1.11

$0.94 $0.94

18.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$34.0K $34.0K

-17.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$26.8K $26.8K

-1.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 $169

$223 $223

-24.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.1 $50.1

$58.9 $58.9

-14.89%

Internet (50+ Mbps, Unlimited Data)

$49.92 $49.92

$70.6 $70.6

-29.28%

Gym Membership (Monthly)

$42.71 $42.71

$57.7 $57.7

-25.98%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$19.78 $19.78

$14.26 $14.26

38.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,026 $2,026

$1,511 $1,511

34.09%

International Primary School, 1 Child (Yearly)

$15.8K $15.8K

$20.9K $20.9K

-24.26%

Jeans (Levis 501 Or Similar)

$49.70 $49.70

$51.3 $51.3

-3.06%

Summer Dress (H&M, Zara, etc)

$76.7 $76.7

$44.17 $44.17

73.53%

Sport Shoes (Adidas, Nike)

$87.5 $87.5

$87.0 $87.0

0.57%

Men's Leather Business Shoes

$102 $102

$104 $104

-2.02%

1-bedroom Apartment, City Center (Monthly)

$1,675 $1,675

$1,940 $1,940

-13.69%

1-bedroom Apartment, Outside City Center (Monthly)

$1,431 $1,431

$1,316 $1,316

8.72%

3-bedroom Apartment, City Center (Monthly)

$2,426 $2,426

$3,664 $3,664

-33.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,416 $2,416

$2,565 $2,565

-5.81%

Buy Apartment in City Center (m2)

$2,581 $2,581

$7,354 $7,354

-64.91%

Buy Apartment Outside City Center (m2)

$2,609 $2,609

$3,129 $3,129

-16.62%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

20-Year Fixed Mortgage Interest Rate (Annual %)

6.7

6.79

-1.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rutherford, NJ: October 18, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rutherford, NJ

$1.4K 52.7%

Austin, TX

$1.3K 48.8% 8% $115

Groceries & Markets

Rutherford, NJ

$445 16.4%

Austin, TX

$406 15.1% 8.7% $39

Eating Out

Rutherford, NJ

$326 12%

Austin, TX

$350 13% 7.3% $24

Monthly Utilities & Internet

Rutherford, NJ

$269 9.9%

Austin, TX

$352 13.1% 31% $83

Clothing & Footwear

Rutherford, NJ

$142 5.2%

Austin, TX

$129 4.8% 9.3% $13

Sport & Entertainment

Rutherford, NJ

$82 3%

Austin, TX

$86 3.2% 4.8% $3.9

Getting Around

Rutherford, NJ

$22 * 0.8%

Austin, TX

$58 2.2% 159% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,675 in Rutherford, NJ and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $80.0 in Rutherford, NJ vs $85.0 in Austin, TX. Groceries flip the comparison at $445 vs $406, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Rutherford, NJ

🇺🇸 Austin, TX

🕒 Local time

00:35 12:35 AM

23:35 11:35 PM

1 h behind Rutherford, NJ

🌤 Weather

👥 Population

17,871

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Rutherford, NJ Austin, TX 2,430 km ≈ 3 h 30 min nonstop flight

From you

Rutherford, NJ
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rutherford, NJ vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 1% lower than in Rutherford, NJ. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

You'd need roughly $4,076 in Rutherford, NJ and $4,046 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,675 in Rutherford, NJ versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,026 in Rutherford, NJ versus $1,511 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Austin, TX – a meal for two runs $85.0 versus $80.0 in Rutherford, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 1% less than in Rutherford, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.