😐Monthly costs for one person with rent: $2,703 in Romford versus $1,408 in Ubud, Bali.
😐Estimated couple costs with rent: $4,135 in Romford versus $2,585 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $5,567 in Romford versus $3,763 in Ubud, Bali.
🌍Living in Romford is roughly 92% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Romford102% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Romford
Ubud, Bali
Difference
Meal at Budget Restaurant
$26.97£20.06
$3.45Rp 62.0K
681.74%
Three-Course Dinner for Two, Mid-Range
$110£82.0
$32.34Rp 580.1K
240.82%
Fast Food Meal(McDonalds, etc)
$10.15£7.55
$4.84Rp 86.9K
109.71%
Cappuccino
$4.71£3.51
$2.75Rp 49.3K
71.27%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.12£1.58
$1.38Rp 24.8K
53.62%
Water(0.33 liter bottle)
$1.66£1.23
$0.75Rp 13.5K
121.33%
Local Beer(0.5 liter draught)
$8.65£6.44
$2.99Rp 53.7K
189.30%
Imported Beer(0.33 liter bottle)
$6.96£5.17
$3.85Rp 69.1K
80.78%
🛒 Groceries & Markets
Romford
Ubud, Bali
Difference
Milk(1 liter)
$1.86£1.38
$1.74Rp 31.1K
6.90%
White Bread(500g)
$2.14£1.59
$2.46Rp 44.1K
-13.01%
Rice(white)(1kg)
$2.47£1.83
$1.17Rp 21.0K
111.11%
Eggs
$5.00£3.72
$2.43Rp 43.6K
105.76%
Local Cheese(1kg)
$11.28£8.39
$14.50Rp 260.2K
-22.21%
Chicken Fillets(1kg)
$9.19£6.84
$4.35Rp 78.0K
111.26%
Beef Round Steak(1kg)
$14.51£10.79
$11.98Rp 214.9K
21.12%
Apples(1kg)
$3.13£2.33
$3.72Rp 66.7K
-15.86%
Banana(1kg)
$1.94£1.45
$1.63Rp 29.2K
19.02%
Oranges(1kg)
$3.32£2.47
$2.74Rp 49.2K
21.17%
Tomato(1kg)
$3.46£2.57
$2.24Rp 40.2K
54.46%
Potato(1kg)
$1.67£1.24
$1.92Rp 34.4K
-13.02%
Onion(1kg)
$1.97£1.47
$2.28Rp 40.8K
-13.60%
Lettuce(1 head)
$1.17£0.87
$1.06Rp 19.1K
10.38%
Water(1.5 liter bottle)
$1.68£1.25
$0.72Rp 12.9K
133.33%
Cigarettes 20 Pack(Marlboro, Camel)
$21.24£15.80
$3.29Rp 58.9K
545.59%
Wine(Bottle)
$13.38£9.95
$23.19Rp 416.1K
-42.30%
Local Beer(0.5 liter bottle)
$2.70£2.01
$2.78Rp 49.8K
-2.88%
Imported Beer(0.33 liter bottle)
$2.93£2.18
$2.73Rp 49.0K
7.33%
🚌 Getting Around
Romford
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.58£2.66
$0.27Rp 4,778
1225.93%
Public Transport Monthly Pass(Regular Price)
$88.1£65.5
$8.11Rp 145.4K
986.44%
Taxi Start(Normal Tariff)
$4.63£3.44
$0.48Rp 8,659
864.58%
Taxi(Normal Tariff)(1km)
$1.53£1.14
$0.42Rp 7,532
264.29%
Taxi 1hour Waiting(Normal Tariff)
$41.03£30.52
$6.22Rp 111.6K
559.65%
Gasoline(1 liter)
$1.91£1.42
$0.81Rp 14.6K
135.80%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.1K£29.1K
$26.6KRp 477.4M
46.98%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.4K£29.3K
$32.2KRp 577.4M
22.47%
🧾 Monthly Utilities & Internet
Romford
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$316£235
$78.4Rp 1.4M
303.79%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$20.10£14.95
$4.07Rp 73.0K
393.86%
Internet(50+ Mbps, Unlimited Data)
$42.86£31.88
$24.33Rp 436.4K
76.16%
🎉 Sport & Entertainment
Romford
Ubud, Bali
Difference
Gym Membership(Monthly)
$50.2£37.32
$98.6Rp 1.8M
-49.11%
Tennis Court(1 Hour on Weekend)
-
$6.34Rp 113.7K
-
Cinema Ticket
$17.42£12.95
$3.99Rp 71.5K
336.59%
🧸 Childcare & Education
Romford
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,796£1,336
$305Rp 5.5M
488.68%
International Primary School, 1 Child(Yearly)
$19.2K£14.3K
$6,642Rp 119.2M
189.10%
👕👟 Clothing & Footwear
Romford
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$93.0£69.2
$54.1Rp 971.2K
71.74%
Summer Dress(H&M, Zara, etc)
$42.45£31.57
$37.81Rp 678.2K
12.27%
Sport Shoes(Adidas, Nike)
$109£81.1
$86.8Rp 1.6M
25.56%
Men's Leather Business Shoes
$87.5£65.1
$76.4Rp 1.4M
14.62%
🏠 Accommodation & Living
Romford
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,895£1,409
$992Rp 17.8M
91.03%
1-bedroom Apartment, Outside City Center(Monthly)
$1,245£926
$673Rp 12.1M
85.02%
3-bedroom Apartment, City Center(Monthly)
$3,452£2,568
$3,375Rp 60.5M
2.28%
3-bedroom Apartment, Outside City Center(Monthly)
$2,338£1,739
$2,050Rp 36.8M
14.02%
Buy Apartment in City Center(m2)
$4,533£3,372
$2,805Rp 50.3M
61.64%
Buy Apartment Outside City Center(m2)
-
$2,227Rp 39.9M
-
💵 Salaries & Financials
Romford
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,820£2,097
$167Rp 3.0M
1588.84%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.05
13.28
-61.97%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Romford: July 13, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,895 in Romford and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Romford pays 1589% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $110 in Romford vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $331 vs $297 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Romford vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Romford and in Ubud, Bali?
Romford and Ubud, Bali differ by about 92% in total monthly costs ($2,703 vs $1,408 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Romford or Ubud, Bali?
Average pay runs 1589% higher in Romford, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Romford and in Ubud, Bali?
Rent for a central apartment: $1,895 in Romford versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Romford and in Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 986% less than in Romford. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Romford and Ubud, Bali?
Childcare runs $1,796 in Romford versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $1,000 per month?
At $1,408 in Ubud, Bali versus $2,703 in Romford, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Romford. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Romford and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Romford or Ubud, Bali safer for residents?
Safety-wise, Romford and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Romford or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 92% less than in Romford. Beyond cost, consider language, visa policies, and how big the international community is in each city.