Last update: Oct 2026

Cost of Living Comparison Between Roermond and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,076 in Roermond, rent and utilities included – about $13,900 less a year. Rent and utilities account for about half of the difference.

Roermond
🇳🇱 Netherlands
$2,076
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Roermond and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Roermond and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,076 in Roermond versus $918 in Cebu.

  • Roermond $2,076
  • Cebu $918

Estimated couple costs with rent: $3,062 in Roermond versus $1,409 in Cebu.

  • Roermond $3,062
  • Cebu $1,409

Monthly costs for a family of three with rent: $4,048 in Roermond versus $1,900 in Cebu.

  • Roermond $4,048
  • Cebu $1,900

Living in Roermond is roughly 126% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Roermond is 54% above, Cebu is 32% below.

Currency
🍽 Eating Out
Roermond
Cebu
Difference
Meal at Budget Restaurant
$19.82 €17.63
$3.09 ₱194
541.42%
Three-Course Dinner for Two, Mid-Range
$67.7 €60.3
$24.22 ₱1,525
179.69%
Fast Food Meal (McDonalds, etc)
$13.52 €12.03
$3.92 ₱247
244.90%
Cappuccino
$3.40 €3.03
$2.51 ₱158
35.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.72 €2.42
$1.59 ₱100
71.07%
Water (0.33 liter bottle)
$2.28 €2.02
$0.53 ₱33.43
330.19%
Local Beer (0.5 liter draught)
$5.41 €4.82
$1.78 ₱112
203.93%
Imported Beer (0.33 liter bottle)
$5.00 €4.45
$2.17 ₱137
130.41%
🛒 Groceries & Markets
Roermond
Cebu
Difference
Milk (1 liter)
$1.34 €1.20
$1.92 ₱121
-30.21%
White Bread (500g)
$2.06 €1.83
$1.36 ₱85.4
51.47%
Rice (white) (1kg)
$2.36 €2.10
$1.01 ₱63.5
133.66%
Eggs
$4.51 €4.01
$2.03 ₱128
122.17%
Local Cheese (1kg)
$12.21 €10.86
$9.86 ₱621
23.83%
Chicken Fillets (1kg)
$14.50 €12.90
$4.39 ₱277
230.30%
Beef Round Steak (1kg)
$15.56 €13.84
$7.60 ₱479
104.74%
Apples (1kg)
$1.79 €1.59
$3.30 ₱208
-45.76%
Banana (1kg)
$2.47 €2.19
$1.39 ₱87.8
77.70%
Oranges (1kg)
$1.82 €1.62
$2.33 ₱147
-21.89%
Tomato (1kg)
$3.08 €2.74
$1.50 ₱94.3
105.33%
Potato (1kg)
$1.98 €1.76
$2.36 ₱149
-16.10%
Onion (1kg)
$1.89 €1.68
$1.90 ₱119
-0.53%
Lettuce (1 head)
$1.13 €1.01
$1.19 ₱74.9
-5.04%
Water (1.5 liter bottle)
$0.70 €0.62
$0.63 ₱39.71
11.11%
Cigarettes 20 Pack (Marlboro, Camel)
$13.77 €12.25
$3.00 ₱189
359.00%
Wine (Bottle)
$6.79 €6.04
$6.03 ₱379
12.60%
Local Beer (0.5 liter bottle)
$1.48 €1.32
$1.23 ₱77.7
20.33%
Imported Beer (0.33 liter bottle)
$1.69 €1.50
$1.75 ₱110
-3.43%
🚌 Getting Around
Roermond
Cebu
Difference
One-way Ticket (Public Transport)
$3.37 €3.00
$0.25 ₱15.86
1248.00%
Public Transport Monthly Pass (Regular Price)
$95.6 €85.1
$12.64 ₱796
656.57%
Taxi Start (Normal Tariff)
$4.04 €3.60
$0.77 ₱48.62
424.68%
Taxi (Normal Tariff) (1km)
$3.17 €2.82
$0.23 ₱14.53
1278.26%
Taxi 1hour Waiting (Normal Tariff)
$45.46 €40.44
$4.46 ₱281
919.28%
Gasoline (1 liter)
$2.06 €1.83
$1.31 ₱82.8
57.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.9K €32.0K
$21.2K ₱1.3M
69.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.3K €34.1K
$19.1K ₱1.2M
99.97%
🧾 Monthly Utilities & Internet
Roermond
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$281 €250
$120 ₱7,569
133.53%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.37 €19.90
$14.00 ₱882
59.79%
Internet (50+ Mbps, Unlimited Data)
$41.79 €37.17
$27.54 ₱1,734
51.74%
🎉 Sport & Entertainment
Roermond
Cebu
Difference
Gym Membership (Monthly)
$45.36 €40.35
$32.33 ₱2,035
40.30%
Tennis Court (1 Hour on Weekend)
$24.59 €21.87
$6.65 ₱419
269.77%
Cinema Ticket
$15.85 €14.10
$5.65 ₱356
180.53%
🧸 Childcare & Education
Roermond
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,288 €1,145
$275 ₱17.3K
367.67%
International Primary School, 1 Child (Yearly)
$7,884 €7,012
$7,918 ₱498.5K
-0.44%
👕👟 Clothing & Footwear
Roermond
Cebu
Difference
Jeans (Levis 501 Or Similar)
$55.8 €49.65
$49.33 ₱3,106
13.14%
Summer Dress (H&M, Zara, etc)
$43.87 €39.02
$25.24 ₱1,589
73.81%
Sport Shoes (Adidas, Nike)
$107 €95.0
$77.0 ₱4,846
38.72%
Men's Leather Business Shoes
$165 €147
$57.2 ₱3,601
188.25%
🏠 Accommodation & Living
Roermond
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$832 €740
$500 ₱31.5K
66.65%
1-bedroom Apartment, Outside City Center (Monthly)
$750 €667
$309 ₱19.4K
142.94%
3-bedroom Apartment, City Center (Monthly)
$1,650 €1,468
$1,078 ₱67.9K
53.08%
3-bedroom Apartment, Outside City Center (Monthly)
$1,190 €1,059
$615 ₱38.7K
93.50%
Buy Apartment in City Center (m2)
$4,834 €4,300
$2,886 ₱181.7K
67.50%
Buy Apartment Outside City Center (m2)
$4,419 €3,930
$1,917 ₱120.7K
130.54%
💵 Salaries & Financials
Roermond
Cebu
Difference
Average Monthly Net Salary (After Tax)
$3,282 €2,919
$346 ₱21.8K
848.71%
20-Year Fixed Mortgage Interest Rate (Annual %)
4
7.2
-44.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Roermond: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Roermond
$750
Cebu
$309 58.8% $441
Monthly Utilities & Internet
Roermond
$345
Cebu
$162 53.1% $183
Groceries & Markets
Roermond
$311
Cebu
$206 33.7% $105
Eating Out
Roermond
$297
Cebu
$88 70.3% $209
Clothing & Footwear
Roermond
$167
Cebu
$94 43.8% $73
Getting Around
Roermond
$129
Cebu
$16 87.9% $113
Sport & Entertainment
Roermond
$77
Cebu
$44 43.4% $33

Cost Breakdown

A one-bedroom apartment in the center runs $832 in Roermond and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Roermond pays 849% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Roermond vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $311 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇳🇱 Roermond
🇵🇭 Cebu
🕒 Local time
20:40 8:40 PM
02:40 2:40 AM
6 h ahead of Roermond
🌤 Weather
👥 Population
41,225
964,169
💱 Currency
Euro EUR €
Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Roermond Cebu 10,960 km ≈ 14 h nonstop flight
From you
  • Roermond
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Roermond vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Roermond?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 126% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Roermond or Cebu?
Average pay runs 849% higher in Roermond, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Roermond and Cebu?
Rent for a central apartment: $832 in Roermond versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Roermond and in Cebu?
All in, you'll spend $2,076 per month in Roermond versus $918 in Cebu – a 126% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 657% less than in Roermond. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Roermond or in Cebu?
At $918 in Cebu versus $2,076 in Roermond, a $1,500 budget is realistic in Cebu but tight or insufficient in Roermond. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Roermond or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Roermond, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Roermond or Cebu?
Safety-wise, Roermond and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 126% less than in Roermond. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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