Last update: Oct 2026

Cost of Living Comparison Between Rockford, IL and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,166 in Rockford, IL, rent and utilities included – about $1,300 less a year. Rent and utilities account for most of the difference.

105

Cost of Living Index in Rockford, IL
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Rockford, IL Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Rockford, IL

🇺🇸 United States

$2,166

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Rockford, IL and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rockford, IL and in Montreal actually costs, broken down by who's living it.

A single person spends $2,166 per month in Rockford, IL vs $2,059 in Montreal, rent included.

Rockford, IL $2,166
Montreal $2,059

A couple spends around $3,480 per month in Rockford, IL vs $3,123 in Montreal, rent included.

Rockford, IL $3,480
Montreal $3,123

A family of three spends $4,794 per month in Rockford, IL vs $4,187 in Montreal, rent included.

Rockford, IL $4,794
Montreal $4,187

Rockford, IL costs about 5% more than Montreal, and outside of rent the biggest gap is in utilities.

Both Rockford, IL and Montreal sit above the global median – Rockford, IL by 60%, Montreal by 52%.

Meal at Budget Restaurant

$15.72 $15.72

$18.84 CA$26.63

-16.56%

Three-Course Dinner for Two, Mid-Range

$73.6 $73.6

$73.2 CA$104

0.55%

Fast Food Meal (McDonalds, etc)

$9.97 $9.97

$10.54 CA$14.90

-5.41%

Cappuccino

$5.03 $5.03

$3.97 CA$5.61

26.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 $2.82

$1.94 CA$2.74

45.36%

Water (0.33 liter bottle)

$1.99 $1.99

$1.57 CA$2.22

26.75%

Local Beer (0.5 liter draught)

$4.59 $4.59

$6.42 CA$9.08

-28.50%

Imported Beer (0.33 liter bottle)

$6.83 $6.83

$7.20 CA$10.19

-5.14%

Milk (1 liter)

$0.82 $0.82

$2.32 CA$3.28

-64.66%

White Bread (500g)

$3.40 $3.40

$3.19 CA$4.51

6.58%

Rice (white) (1kg)

$5.30 $5.30

$3.19 CA$4.50

66.14%

Eggs

$2.91 $2.91

$3.68 CA$5.20

-20.92%

Local Cheese (1kg)

$10.07 $10.07

$13.24 CA$18.72

-23.94%

Chicken Fillets (1kg)

$13.99 $13.99

$11.69 CA$16.53

19.67%

Beef Round Steak (1kg)

$16.79 $16.79

$13.98 CA$19.76

20.10%

Apples (1kg)

$4.78 $4.78

$3.14 CA$4.44

52.23%

Banana (1kg)

$1.53 $1.53

$1.45 CA$2.05

5.52%

Oranges (1kg)

$3.79 $3.79

$3.38 CA$4.78

12.13%

Tomato (1kg)

$5.15 $5.15

$3.11 CA$4.40

65.59%

Potato (1kg)

$2.45 $2.45

$1.93 CA$2.72

26.94%

Onion (1kg)

$2.59 $2.59

$1.83 CA$2.58

41.53%

Lettuce (1 head)

$2.23 $2.23

$2.36 CA$3.34

-5.51%

Water (1.5 liter bottle)

$1.85 $1.85

$1.50 CA$2.12

23.33%

Cigarettes 20 Pack (Marlboro, Camel)

$10.97 $10.97

$11.12 CA$15.73

-1.35%

Wine (Bottle)

$15.82 $15.82

$10.60 CA$14.98

49.25%

Local Beer (0.5 liter bottle)

$1.99 $1.99

$2.22 CA$3.14

-10.36%

Imported Beer (0.33 liter bottle)

$1.86 $1.86

$2.84 CA$4.01

-34.51%

One-way Ticket (Public Transport)

$1.52 $1.52

$2.62 CA$3.71

-41.98%

Public Transport Monthly Pass (Regular Price)

$55.5 $55.5

$79.1 CA$112

-29.88%

Taxi Start (Normal Tariff)

$2.75 $2.75

$3.23 CA$4.56

-14.86%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.48 CA$2.10

6.76%

Taxi 1hour Waiting (Normal Tariff)

$20.70 $20.70

$32.22 CA$45.55

-35.75%

Gasoline (1 liter)

$1.04 $1.04

$1.36 CA$1.92

-23.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K $33.5K

$27.6K CA$39.1K

21.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$21.2K CA$30.0K

23.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$77.0 CA$109

149.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.71 $45.71

$34.14 CA$48.26

33.89%

Internet (50+ Mbps, Unlimited Data)

$71.1 $71.1

$42.19 CA$59.7

68.43%

Gym Membership (Monthly)

$41.82 $41.82

$30.81 CA$43.56

35.74%

Tennis Court (1 Hour on Weekend)

$25.44 $25.44

$19.66 CA$27.79

29.40%

Cinema Ticket

$14.03 $14.03

$11.47 CA$16.22

22.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$520 $520

$506 CA$716

2.69%

International Primary School, 1 Child (Yearly)

$4,074 $4,074

$16.2K CA$23.0K

-74.91%

Jeans (Levis 501 Or Similar)

$45.23 $45.23

$57.3 CA$81.0

-21.01%

Summer Dress (H&M, Zara, etc)

$35.80 $35.80

$38.10 CA$53.9

-6.04%

Sport Shoes (Adidas, Nike)

$93.1 $93.1

$91.9 CA$130

1.26%

Men's Leather Business Shoes

$113 $113

$110 CA$155

2.72%

1-bedroom Apartment, City Center (Monthly)

$1,293 $1,293

$1,237 CA$1,748

4.56%

1-bedroom Apartment, Outside City Center (Monthly)

$925 $925

$977 CA$1,381

-5.27%

3-bedroom Apartment, City Center (Monthly)

$2,298 $2,298

$2,180 CA$3,082

5.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,040 $2,040

$1,608 CA$2,273

26.90%

Buy Apartment in City Center (m2)

$1,476 $1,476

$5,113 CA$7,228

-71.12%

Buy Apartment Outside City Center (m2)

$1,421 $1,421

$3,744 CA$5,293

-62.06%

Average Monthly Net Salary (After Tax)

$3,398 $3,398

$2,957 CA$4,180

14.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

4.48

44.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rockford, IL: October 18, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rockford, IL

$925 42.7%

Montreal

$977 47.4% 5.6% $51

Groceries & Markets

Rockford, IL

$389 17.9%

Montreal

$351 17.1% 9.6% $37

Monthly Utilities & Internet

Rockford, IL

$309 14.3%

Montreal

$153 7.5% 50.4% $156

Eating Out

Rockford, IL

$272 12.6%

Montreal

$290 14.1% 6.8% $19

Clothing & Footwear

Rockford, IL

$129 6%

Montreal

$134 6.5% 3.5% $4.6

Getting Around

Rockford, IL

$72 3.3%

Montreal

$100 4.9% 38.8% $28

Sport & Entertainment

Rockford, IL

$70 3.2%

Montreal

$54 2.6% 23.1% $16

Cost Breakdown

A central one-bedroom costs $1,293 in Rockford, IL versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Rockford, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in Rockford, IL versus $73.0 in Montreal. Monthly groceries follow the same trend: $389 vs $351 – making Montreal the more affordable choice for daily food spending.

Good to know

🇺🇸 Rockford, IL

🇨🇦 Montreal

🕒 Local time

22:54 10:54 PM

23:54 11:54 PM

1 h ahead of Rockford, IL

🌤 Weather

👥 Population

148,655

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Rockford, IL Montreal 1,290 km ≈ 2 h nonstop flight

From you

Rockford, IL
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rockford, IL vs Montreal: Cost of Living - Frequently Asked Questions

Rockford, IL costs about 5% more than Montreal, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,249 per month in Rockford, IL and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 11% more in Rockford, IL, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $74.0 in Rockford, IL and $73.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,059, than in Rockford, IL at $2,166. In Montreal it covers expenses comfortably, while in Rockford, IL it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,059 versus $2,166 in Rockford, IL. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rockford, IL makes more sense. Both are solid long-term options with distinct trade-offs.