Last update: Nov 2026

Cost of Living Comparison Between Rochester, MI and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,366 in Rochester, MI, rent and utilities included – about $12,400 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in Rochester, MI
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Rochester, MI Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Rochester, MI

🇺🇸 United States

$2,366

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Rochester, MI and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rochester, MI and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,366 per month in Rochester, MI vs $1,331 in Ubud, Bali, rent included.

Rochester, MI $2,366
Ubud, Bali $1,331

A couple spends around $3,382 per month in Rochester, MI vs $2,255 in Ubud, Bali, rent included.

Rochester, MI $3,382
Ubud, Bali $2,255

A family of three spends $4,398 per month in Rochester, MI vs $3,180 in Ubud, Bali, rent included.

Rochester, MI $4,398
Ubud, Bali $3,180

Rochester, MI costs about 78% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Rochester, MI sits 75% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.32 $16.32

$3.38 Rp 61.3K

382.84%

Three-Course Dinner for Two, Mid-Range

$74.6 $74.6

$34.65 Rp 629.1K

115.21%

Fast Food Meal (McDonalds, etc)

$12.10 $12.10

$5.57 Rp 101.2K

117.24%

Cappuccino

$5.28 $5.28

$2.62 Rp 47.6K

101.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.87 $2.87

$1.54 Rp 27.9K

86.36%

Water (0.33 liter bottle)

$2.20 $2.20

$0.64 Rp 11.6K

243.75%

Local Beer (0.5 liter draught)

$4.88 $4.88

$2.67 Rp 48.4K

82.77%

Imported Beer (0.33 liter bottle)

$5.83 $5.83

$4.26 Rp 77.4K

36.85%

Milk (1 liter)

$0.84 $0.84

$1.46 Rp 26.5K

-42.47%

White Bread (500g)

$2.92 $2.92

$2.29 Rp 41.6K

27.51%

Rice (white) (1kg)

$3.40 $3.40

$1.11 Rp 20.1K

206.31%

Eggs

$2.75 $2.75

$2.10 Rp 38.1K

30.95%

Local Cheese (1kg)

$11.06 $11.06

$15.94 Rp 289.4K

-30.61%

Chicken Fillets (1kg)

$17.52 $17.52

$3.88 Rp 70.5K

351.55%

Beef Round Steak (1kg)

$10.86 $10.86

$11.40 Rp 207.0K

-4.74%

Apples (1kg)

$3.34 $3.34

$3.55 Rp 64.5K

-5.92%

Banana (1kg)

$1.55 $1.55

$1.54 Rp 27.9K

0.65%

Oranges (1kg)

$4.35 $4.35

$2.23 Rp 40.5K

95.07%

Tomato (1kg)

$3.54 $3.54

$1.97 Rp 35.8K

79.70%

Potato (1kg)

$2.23 $2.23

$1.86 Rp 33.7K

19.89%

Onion (1kg)

$2.24 $2.24

$2.42 Rp 43.9K

-7.44%

Lettuce (1 head)

$1.03 $1.03

$1.02 Rp 18.6K

0.98%

Water (1.5 liter bottle)

$5.46 $5.46

$0.52 Rp 9,483

950.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.95 $9.95

$2.20 Rp 39.9K

352.27%

Wine (Bottle)

$14.95 $14.95

$21.79 Rp 395.6K

-31.39%

Local Beer (0.5 liter bottle)

$2.33 $2.33

$2.33 Rp 42.2K

Imported Beer (0.33 liter bottle)

$4.99 $4.99

$2.97 Rp 53.9K

68.01%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$10.18 $10.18

$0.44 Rp 7,947

2213.64%

Taxi (Normal Tariff) (1km)

$3.15 $3.15

$0.47 Rp 8,496

570.21%

Taxi 1hour Waiting (Normal Tariff)

$10.10 $10.10

$5.60 Rp 101.7K

80.36%

Gasoline (1 liter)

$0.97 $0.97

$0.83 Rp 15.0K

16.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K $30.6K

$24.4K Rp 443.8M

24.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$31.7K Rp 575.5M

-19.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 $133

$77.5 Rp 1.4M

71.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.1 $64.1

$6.14 Rp 111.6K

943.49%

Internet (50+ Mbps, Unlimited Data)

$52.3 $52.3

$18.92 Rp 343.4K

176.43%

Gym Membership (Monthly)

$22.32 $22.32

$51.0 Rp 925.8K

-56.23%

Tennis Court (1 Hour on Weekend)

$34.76 $34.76

$18.25 Rp 331.3K

90.47%

Cinema Ticket

$9.91 $9.91

$4.38 Rp 79.6K

126.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$644 $644

$492 Rp 8.9M

30.72%

International Primary School, 1 Child (Yearly)

$10.0K $10.0K

$12.2K Rp 221.9M

-17.90%

Jeans (Levis 501 Or Similar)

$61.4 $61.4

$45.16 Rp 819.9K

35.98%

Summer Dress (H&M, Zara, etc)

$49.83 $49.83

$34.89 Rp 633.4K

42.82%

Sport Shoes (Adidas, Nike)

$103 $103

$78.3 Rp 1.4M

32.12%

Men's Leather Business Shoes

$118 $118

$77.9 Rp 1.4M

51.62%

1-bedroom Apartment, City Center (Monthly)

$1,182 $1,182

$1,078 Rp 19.6M

9.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,203 $1,203

$665 Rp 12.1M

80.96%

3-bedroom Apartment, City Center (Monthly)

$2,196 $2,196

$3,510 Rp 63.7M

-37.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,726 $1,726

$1,671 Rp 30.3M

3.31%

Buy Apartment in City Center (m2)

$4,261 $4,261

$2,340 Rp 42.5M

82.11%

Buy Apartment Outside City Center (m2)

$2,197 $2,197

$2,236 Rp 40.6M

-1.77%

Average Monthly Net Salary (After Tax)

$5,476 $5,476

$166 Rp 3.0M

3192.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

13.78

-52.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rochester, MI: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rochester, MI

$1.2K 50.9%

Ubud, Bali

$665 50% 44.7% $538

Groceries & Markets

Rochester, MI

$409 17.3%

Ubud, Bali

$279 21% 31.6% $129

Eating Out

Rochester, MI

$287 12.1%

Ubud, Bali

$106 8% 63.1% $181

Monthly Utilities & Internet

Rochester, MI

$249 10.5%

Ubud, Bali

$103 7.7% 58.8% $147

Clothing & Footwear

Rochester, MI

$150 6.3%

Ubud, Bali

$106 8% 29% $43

Sport & Entertainment

Rochester, MI

$42 1.8%

Ubud, Bali

$60 4.5% 41.8% $18

Getting Around

Rochester, MI

$26 * 1.1%

Ubud, Bali

$12 0.9% 53.9% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,182 in Rochester, MI versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Rochester, MI are about 33 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75 in Rochester, MI versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $409 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Rochester, MI

🇮🇩 Ubud, Bali

🕒 Local time

14:37 2:37 PM

03:37 3:37 AM

13 h ahead of Rochester, MI

🌤 Weather

👥 Population

211,328

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.888 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

IDR to USD in detail →

On the map

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Between locations

Rochester, MI Ubud, Bali 15,810 km ≈ 20 h nonstop flight

From you

Rochester, MI
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rochester, MI vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Rochester, MI is pricier by about 78%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,548 per month in Rochester, MI and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,182 in Rochester, MI and $1,078 in Ubud, Bali. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $2,366 in Rochester, MI and $1,331 in Ubud, Bali. That makes Ubud, Bali about 44% cheaper.

Kindergarten costs $644 per month in Rochester, MI and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,366 in Rochester, MI and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Rochester, MI makes more sense. Both are solid long-term options with distinct trade-offs.