Last update: Nov 2026

Cost of Living Comparison Between Road Town and New York, NY

For one person, living is cheaper in Road Town: $2,593 a month against $4,906 in New York, NY, rent and utilities included – about $27,800 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index

Jump to prices

Road Town

🇻🇬 British Virgin Islands

$2,593

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Road Town and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Road Town and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,593 per month in Road Town vs $4,906 in New York, NY, rent included.

Road Town $2,593
New York, NY $4,906

A couple spends around $4,460 per month in Road Town vs $7,273 in New York, NY, rent included.

Road Town $4,460
New York, NY $7,273

A family of three spends $6,327 per month in Road Town vs $9,641 in New York, NY, rent included.

Road Town $6,327
New York, NY $9,641

Road Town is about 47% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Road Town and New York, NY sit above the global median – Road Town by 92%, New York, NY by 263%.

Meal at Budget Restaurant

$17.47 $17.47

$26.93 $26.93

-35.13%

Three-Course Dinner for Two, Mid-Range

$80.2 $80.2

$117 $117

-31.32%

Fast Food Meal (McDonalds, etc)

$7.92 $7.92

$14.60 $14.60

-45.75%

Cappuccino

$4.60 $4.60

$6.54 $6.54

-29.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 $1.67

$3.86 $3.86

-56.74%

Water (0.33 liter bottle)

$0.98 $0.98

$2.95 $2.95

-66.78%

Local Beer (0.5 liter draught)

$4.07 $4.07

$8.08 $8.08

-49.63%

Imported Beer (0.33 liter bottle)

$1.81 $1.81

$9.85 $9.85

-81.62%

Milk (1 liter)

$2.25 $2.25

$1.31 $1.31

71.76%

White Bread (500g)

$4.71 $4.71

$4.97 $4.97

-5.23%

Rice (white) (1kg)

$3.05 $3.05

$7.70 $7.70

-60.39%

Eggs

$5.02 $5.02

$6.09 $6.09

-17.57%

Local Cheese (1kg)

$19.55 $19.55

Chicken Fillets (1kg)

$17.59 $17.59

Beef Round Steak (1kg)

$20.26 $20.26

Apples (1kg)

$3.69 $3.69

$6.99 $6.99

-47.21%

Banana (1kg)

$3.39 $3.39

$2.21 $2.21

53.39%

Oranges (1kg)

$2.04 $2.04

$6.72 $6.72

-69.64%

Tomato (1kg)

$6.63 $6.63

$7.12 $7.12

-6.88%

Potato (1kg)

$4.79 $4.79

$4.61 $4.61

3.90%

Onion (1kg)

$3.96 $3.96

$4.78 $4.78

-17.15%

Lettuce (1 head)

$6.24 $6.24

$2.87 $2.87

117.42%

Water (1.5 liter bottle)

$1.91 $1.91

$2.69 $2.69

-29.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.37 $5.37

$19.14 $19.14

-71.94%

Wine (Bottle)

$10.95 $10.95

$19.63 $19.63

-44.22%

Local Beer (0.5 liter bottle)

$3.32 $3.32

Imported Beer (0.33 liter bottle)

$4.19 $4.19

One-way Ticket (Public Transport)

$4.37 $4.37

$3.02 $3.02

44.70%

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

Taxi (Normal Tariff) (1km)

$2.20 $2.20

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

Gasoline (1 liter)

$1.23 $1.23

$1.13 $1.13

8.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 $160

$232 $232

-31.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$90.3 $90.3

$71.0 $71.0

27.13%

Internet (50+ Mbps, Unlimited Data)

$124 $124

$67.7 $67.7

83.99%

Gym Membership (Monthly)

$118 $118

$115 $115

2.34%

Tennis Court (1 Hour on Weekend)

$20.09 $20.09

$76.8 $76.8

-73.84%

Cinema Ticket

$9.82 $9.82

$22.41 $22.41

-56.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$377 $377

$3,606 $3,606

-89.53%

International Primary School, 1 Child (Yearly)

$15.0K $15.0K

$68.7K $68.7K

-78.15%

Jeans (Levis 501 Or Similar)

$46.66 $46.66

$79.3 $79.3

-41.12%

Summer Dress (H&M, Zara, etc)

$54.5 $54.5

$51.4 $51.4

5.97%

Sport Shoes (Adidas, Nike)

$128 $128

$121 $121

5.57%

Men's Leather Business Shoes

$141 $141

$140 $140

0.09%

1-bedroom Apartment, City Center (Monthly)

$1,695 $1,695

$4,555 $4,555

-62.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,369 $1,369

$3,040 $3,040

-54.97%

3-bedroom Apartment, City Center (Monthly)

$4,311 $4,311

$9,742 $9,742

-55.75%

3-bedroom Apartment, Outside City Center (Monthly)

$3,608 $3,608

$5,331 $5,331

-32.32%

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$1,698 $1,698

$5,096 $5,096

-66.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Road Town: November 2, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Road Town

–

New York, NY

$3K 62%

Groceries & Markets

Road Town

–

New York, NY

$567 11.6%

Eating Out

Road Town

–

New York, NY

$425 8.7%

Monthly Utilities & Internet

Road Town

–

New York, NY

$371 7.6%

Clothing & Footwear

Road Town

–

New York, NY

$176 3.6%

Getting Around

Road Town

–

New York, NY

$165 3.4%

Sport & Entertainment

Road Town

–

New York, NY

$160 3.3%

Cost Breakdown

A central one-bedroom costs $1,695 in Road Town versus $4,555 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New York, NY are about 3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80 in Road Town versus $117 in New York, NY. Monthly groceries follow the same trend: $274 vs $567 – making Road Town the more affordable choice for daily food spending.

Good to know

🇻🇬 Road Town

🇺🇸 New York, NY

🕒 Local time

15:15 3:15 PM

14:15 2:15 PM

1 h behind Road Town

🌤 Weather

👥 Population

12,603 Capital

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Road Town New York, NY 2,630 km ≈ 3 h 45 min nonstop flight

From you

Road Town
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Road Town vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 89% more than Road Town, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,889 per month in Road Town and $7,358 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Road Town, especially for central apartments: a one-bedroom in the center costs $1,695 there versus $4,555 in New York, NY.

Monthly expenses with rent come to $2,593 in Road Town and $4,906 in New York, NY. That makes Road Town about 47% cheaper.

Kindergarten costs $377 per month in Road Town and $3,606 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $2,593 in Road Town and $4,906 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Road Town – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Road Town. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.