Last update: Oct 2026

Cost of Living Comparison Between Ridgewood, NJ and Calgary

For one person, living is cheaper in Calgary: $2,232 a month against $2,628 in Ridgewood, NJ, rent and utilities included – about $4,800 less a year. Higher rent and utilities in Ridgewood, NJ outweigh lower spending on other living expenses.

130

Cost of Living Index in Ridgewood, NJ
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Ridgewood, NJ Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Ridgewood, NJ

🇺🇸 United States

$2,628

/mo nomad

Calgary

🇨🇦 Canada

$2,232

/mo nomad

Monthly Cost of Living

How much you'll spend in Ridgewood, NJ and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ridgewood, NJ and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,628 in Ridgewood, NJ versus $2,232 in Calgary.

Ridgewood, NJ $2,628
Calgary $2,232

Estimated couple costs with rent: $3,882 in Ridgewood, NJ versus $3,363 in Calgary.

Ridgewood, NJ $3,882
Calgary $3,363

Monthly costs for a family of three with rent: $5,136 in Ridgewood, NJ versus $4,493 in Calgary.

Ridgewood, NJ $5,136
Calgary $4,493

Living in Ridgewood, NJ is roughly 18% more expensive than in Calgary, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Ridgewood, NJ 96% above, Calgary 67% above.

Meal at Budget Restaurant

$17.90 $17.90

$17.22 CA$24.55

3.95%

Three-Course Dinner for Two, Mid-Range

$73.6 $73.6

$71.2 CA$102

3.41%

Fast Food Meal (McDonalds, etc)

$12.15 $12.15

$10.56 CA$15.06

15.06%

Cappuccino

$5.34 $5.34

$3.77 CA$5.38

41.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 $2.61

$1.91 CA$2.73

36.65%

Water (0.33 liter bottle)

$2.05 $2.05

$1.84 CA$2.63

11.41%

Local Beer (0.5 liter draught)

$6.89 $6.89

$4.86 CA$6.94

41.77%

Imported Beer (0.33 liter bottle)

$7.98 $7.98

$5.55 CA$7.91

43.78%

Milk (1 liter)

$1.61 $1.61

$1.88 CA$2.68

-14.36%

White Bread (500g)

$3.49 $3.49

$2.73 CA$3.89

27.84%

Rice (white) (1kg)

$4.46 $4.46

$5.34 CA$7.62

-16.48%

Eggs

$3.41 $3.41

$3.77 CA$5.37

-9.55%

Local Cheese (1kg)

$15.29 $15.29

$11.29 CA$16.10

35.43%

Chicken Fillets (1kg)

$7.59 $7.59

$11.46 CA$16.34

-33.77%

Beef Round Steak (1kg)

$11.01 $11.01

$18.26 CA$26.04

-39.70%

Apples (1kg)

$5.35 $5.35

$4.64 CA$6.62

15.30%

Banana (1kg)

$1.78 $1.78

$1.44 CA$2.05

23.61%

Oranges (1kg)

$4.30 $4.30

$4.22 CA$6.02

1.90%

Tomato (1kg)

$5.91 $5.91

$3.86 CA$5.50

53.11%

Potato (1kg)

$3.97 $3.97

$2.62 CA$3.74

51.53%

Onion (1kg)

$4.47 $4.47

$2.66 CA$3.79

68.05%

Lettuce (1 head)

$2.61 $2.61

$2.59 CA$3.69

0.77%

Water (1.5 liter bottle)

$2.55 $2.55

$1.53 CA$2.19

66.67%

Cigarettes 20 Pack (Marlboro, Camel)

$12.13 $12.13

$14.26 CA$20.33

-14.94%

Wine (Bottle)

$14.93 $14.93

$15.27 CA$21.77

-2.23%

Local Beer (0.5 liter bottle)

$2.71 $2.71

$2.41 CA$3.44

12.45%

Imported Beer (0.33 liter bottle)

$3.39 $3.39

$3.09 CA$4.41

9.71%

One-way Ticket (Public Transport)

$1.92 $1.92

$2.88 CA$4.11

-33.33%

Public Transport Monthly Pass (Regular Price)

$39.65 $39.65

$88.7 CA$126

-55.30%

Taxi Start (Normal Tariff)

$3.02 $3.02

$3.23 CA$4.61

-6.50%

Taxi (Normal Tariff) (1km)

$1.21 $1.21

$1.38 CA$1.97

-12.32%

Taxi 1hour Waiting (Normal Tariff)

$41.44 $41.44

$26.49 CA$37.77

56.44%

Gasoline (1 liter)

$1.04 $1.04

$1.18 CA$1.68

-11.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K $29.7K

$28.3K CA$40.3K

5.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$20.7K CA$29.6K

19.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$247 $247

$159 CA$227

54.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.4 $60.4

$37.61 CA$53.6

60.68%

Internet (50+ Mbps, Unlimited Data)

$62.7 $62.7

$49.68 CA$70.8

26.23%

Gym Membership (Monthly)

$56.7 $56.7

$53.3 CA$75.9

6.54%

Tennis Court (1 Hour on Weekend)

$39.85 $39.85

$18.31 CA$26.11

117.64%

Cinema Ticket

$19.14 $19.14

$14.08 CA$20.07

35.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,587 $2,587

$809 CA$1,154

219.71%

International Primary School, 1 Child (Yearly)

$34.2K $34.2K

$15.9K CA$22.6K

115.48%

Jeans (Levis 501 Or Similar)

$66.2 $66.2

$58.8 CA$83.8

12.63%

Summer Dress (H&M, Zara, etc)

$53.9 $53.9

$38.84 CA$55.4

38.77%

Sport Shoes (Adidas, Nike)

$84.0 $84.0

$91.4 CA$130

-8.17%

Men's Leather Business Shoes

$114 $114

$109 CA$155

4.37%

1-bedroom Apartment, City Center (Monthly)

$1,581 $1,581

$1,237 CA$1,764

27.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,297 $1,297

$996 CA$1,420

30.23%

3-bedroom Apartment, City Center (Monthly)

$2,494 $2,494

$1,908 CA$2,721

30.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,153 $2,153

$1,671 CA$2,383

28.84%

Buy Apartment in City Center (m2)

$2,561 $2,561

$3,530 CA$5,034

-27.45%

Buy Apartment Outside City Center (m2)

$2,374 $2,374

$3,336 CA$4,757

-28.84%

Average Monthly Net Salary (After Tax)

$5,057 $5,057

$3,130 CA$4,463

61.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.51

47.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ridgewood, NJ: October 6, 2026

Last update for Calgary: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ridgewood, NJ

$1.3K 48.6%

Calgary

$996 44.8% 23.2% $301

Groceries & Markets

Ridgewood, NJ

$396 14.8%

Calgary

$387 17.4% 2.1% $8.3

Monthly Utilities & Internet

Ridgewood, NJ

$370 13.9%

Calgary

$247 11.1% 33.4% $123

Eating Out

Ridgewood, NJ

$313 11.7%

Calgary

$265 11.9% 15.2% $48

Clothing & Footwear

Ridgewood, NJ

$143 5.4%

Calgary

$134 6% 6.2% $8.9

Sport & Entertainment

Ridgewood, NJ

$95 3.6%

Calgary

$81 3.7% 14.3% $14

Getting Around

Ridgewood, NJ

$56 2.1%

Calgary

$110 5% 95.8% $54

Cost Breakdown

A one-bedroom apartment in the center runs $1,581 in Ridgewood, NJ and $1,237 in Calgary. Housing cost is often the main lever when comparing two cities.

Ridgewood, NJ pays 62% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Ridgewood, NJ vs $71.0 in Calgary for a mid-range dinner for two. Groceries echo the gap at $396 vs $387 per month, with Calgary cheaper across the board.

Good to know

🇺🇸 Ridgewood, NJ

🇨🇦 Calgary

🕒 Local time

23:08 11:08 PM

21:08 9:08 PM

2 h behind Ridgewood, NJ

🌤 Weather

👥 Population

25,272

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.701 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 12, 2026: 1 USD = 1.43 CAD (1 CAD = 0.701 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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Ridgewood, NJ Calgary 3,230 km ≈ 4 h 30 min nonstop flight

From you

Ridgewood, NJ
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ridgewood, NJ vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in groceries, eating out, and clothing. The 18% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 62% higher in Ridgewood, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,581 in Ridgewood, NJ versus $1,237 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $74.0 in Ridgewood, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,628 per month in Ridgewood, NJ versus $2,232 in Calgary – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,232 in Calgary versus $2,628 in Ridgewood, NJ, a $2,500 budget is realistic in Calgary but tight or insufficient in Ridgewood, NJ. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ridgewood, NJ and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Calgary gentler on the wallet – expenses run 18% less than in Ridgewood, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.