Cost of Living Comparison Between Richmond, KY and New York, NY Cost of Living Comparison Between Richmond, KY and New York, NY

🙂 Solo nomad: Richmond, KY is 43.4% cheaper than New York, NY without rent, and 41.2% cheaper with rent.
🙂 Family of 3: Richmond, KY is 42.6% cheaper than New York, NY without rent, and 51.7% cheaper with rent.
Currency
🍽 Eating Out
Richmond, KY
New York, NY
Difference
Meal at Budget Restaurant
$10.13 $10.13
$29.68 $29.68
-65.87%
Three-Course Dinner for Two, Mid-Range
$40.36 $40.36
$144 $144
-72.01%
Fast Food Meal (McDonalds, etc)
$8.11 $8.11
$12.43 $12.43
-34.75%
Cappuccino
$5.93 $5.93
$5.84 $5.84
1.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.55 $2.55
$3.26 $3.26
-21.78%
Water (0.33 liter bottle)
$2.34 $2.34
$2.58 $2.58
-9.30%
Local Beer (0.5 liter draught)
$6.65 $6.65
$8.24 $8.24
-19.30%
Imported Beer (0.33 liter bottle)
$6.15 $6.15
$11.86 $11.86
-48.15%
🛒 Groceries & Markets
Richmond, KY
New York, NY
Difference
Milk (1 liter)
$1.08 $1.08
$1.56 $1.56
-30.77%
White Bread (500g)
$3.66 $3.66
$5.23 $5.23
-30.02%
Rice (white) (1kg)
$3.95 $3.95
$8.11 $8.11
-51.29%
Eggs
$3.86 $3.86
$7.25 $7.25
-46.76%
Local Cheese (1kg)
$10.16 $10.16
$17.08 $17.08
-40.52%
Chicken Fillets (1kg)
$8.78 $8.78
$16.24 $16.24
-45.94%
Beef Round Steak (1kg)
$15.52 $15.52
$20.02 $20.02
-22.48%
Apples (1kg)
$6.24 $6.24
$7.49 $7.49
-16.69%
Banana (1kg)
$1.38 $1.38
$2.55 $2.55
-45.88%
Oranges (1kg)
$2.58 $2.58
$5.82 $5.82
-55.67%
Tomato (1kg)
$5.22 $5.22
$6.52 $6.52
-19.94%
Potato (1kg)
$2.27 $2.27
$3.72 $3.72
-38.98%
Onion (1kg)
$4.74 $4.74
$3.9 $3.9
21.54%
Lettuce (1 head)
$2.31 $2.31
$3.07 $3.07
-24.76%
Water (1.5 liter bottle)
$2.22 $2.22
$2.57 $2.57
-13.62%
Cigarettes 20 Pack (Marlboro, Camel)
$8.75 $8.75
$19.21 $19.21
-54.45%
Wine (Bottle)
$14.85 $14.85
$17.79 $17.79
-16.53%
Local Beer (0.5 liter bottle)
$1.86 $1.86
$3.01 $3.01
-38.21%
Imported Beer (0.33 liter bottle)
$2.85 $2.85
$3.72 $3.72
-23.39%
🚌 Getting Around
Richmond, KY
New York, NY
Difference
One-way Ticket (Public Transport)
$1.95 $1.95
$2.92 $2.92
-33.22%
Public Transport Monthly Pass (Regular Price)
-
$134 $134
-
Taxi Start (Normal Tariff)
$4.85 $4.85
$5.13 $5.13
-5.46%
Taxi (Normal Tariff) (1km)
$1.66 $1.66
$2.15 $2.15
-22.79%
Taxi 1hour Waiting (Normal Tariff)
$29.81 $29.81
$41.57 $41.57
-28.29%
Gasoline (1 liter)
$0.78 $0.78
$0.95 $0.95
-17.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.6K $29.6K
$35K $35K
-15.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K $26.7K
$27.7K $27.7K
-3.67%
🧾 Monthly Utilities & Internet
Richmond, KY
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$242 $242
$179 $179
35.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54.1 $54.1
$60 $60
-9.72%
Internet (50+ Mbps, Unlimited Data)
$67.3 $67.3
$63.8 $63.8
5.44%
🎉 Sport & Entertainment
Richmond, KY
New York, NY
Difference
Gym Membership (Monthly)
$42.25 $42.25
$141 $141
-69.97%
Tennis Court (1 Hour on Weekend)
-
$63.9 $63.9
-
Cinema Ticket
$14.39 $14.39
$19.9 $19.9
-27.69%
🧸 Childcare & Education
Richmond, KY
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,114 $1,114
$3,206 $3,206
-65.26%
International Primary School, 1 Child (Yearly)
$21.1K $21.1K
$56.5K $56.5K
-62.72%
👕👟 Clothing & Footwear
Richmond, KY
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$54.5 $54.5
$65.7 $65.7
-17.14%
Summer Dress (H&M, Zara, etc)
$59.6 $59.6
$48.75 $48.75
22.17%
Sport Shoes (Adidas, Nike)
$107 $107
$111 $111
-3.54%
Men's Leather Business Shoes
$121 $121
$172 $172
-29.20%
🏠 Accommodation & Living
Richmond, KY
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,621 $1,621
$4,165 $4,165
-61.07%
1-bedroom Apartment, Outside City Center (Monthly)
$1,345 $1,345
$2,653 $2,653
-49.31%
3-bedroom Apartment, City Center (Monthly)
$2,600 $2,600
$8,412 $8,412
-69.09%
3-bedroom Apartment, Outside City Center (Monthly)
$2,195 $2,195
$5,277 $5,277
-58.40%
Buy Apartment in City Center (m2)
$1,884 $1,884
$15.6K $15.6K
-87.94%
Buy Apartment Outside City Center (m2)
$1,946 $1,946
$11.2K $11.2K
-82.56%
💵 Salaries & Financials
Richmond, KY
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$5,950 $5,950
$5,616 $5,616
5.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.59
6.44
2.33%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Richmond, KY: October 28, 2025

Last update for New York, NY: October 28, 2025

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