Cost of Living Comparison Between Richmond, KY and Chicago, IL Cost of Living Comparison Between Richmond, KY and Chicago, IL

๐Ÿ™‚ Solo nomad: Richmond, KY is 26.4% cheaper than Chicago, IL without rent, and 13.2% cheaper with rent.
๐Ÿ™‚ Family of 3: Richmond, KY is 24.9% cheaper than Chicago, IL without rent, and 24.3% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Richmond, KY
Chicago, IL
Difference
Meal at Budget Restaurant
$10.13 $10.13
$20.82 $20.82
-51.34%
Three-Course Dinner for Two, Mid-Range
$40.36 $40.36
$100 $100
-59.78%
Fast Food Meal (McDonalds, etc)
$8.11 $8.11
$11.97 $11.97
-32.25%
Cappuccino
$5.93 $5.93
$5.56 $5.56
6.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.55 $2.55
$3.11 $3.11
-18.01%
Water (0.33 liter bottle)
$2.34 $2.34
$2.42 $2.42
-3.31%
Local Beer (0.5 liter draught)
$6.65 $6.65
$6.86 $6.86
-3.06%
Imported Beer (0.33 liter bottle)
$6.15 $6.15
$8.45 $8.45
-27.22%
๐Ÿ›’ Groceries & Markets
Richmond, KY
Chicago, IL
Difference
Milk (1 liter)
$1.08 $1.08
$1.04 $1.04
3.85%
White Bread (500g)
$3.66 $3.66
$4.15 $4.15
-11.81%
Rice (white) (1kg)
$3.95 $3.95
$5.52 $5.52
-28.44%
Eggs
$3.86 $3.86
$4.65 $4.65
-16.99%
Local Cheese (1kg)
$10.16 $10.16
$14.33 $14.33
-29.10%
Chicken Fillets (1kg)
$8.78 $8.78
$14.88 $14.88
-40.99%
Beef Round Steak (1kg)
$15.52 $15.52
$19.34 $19.34
-19.75%
Apples (1kg)
$6.24 $6.24
$5.17 $5.17
20.70%
Banana (1kg)
$1.38 $1.38
$1.71 $1.71
-19.30%
Oranges (1kg)
$2.58 $2.58
$4.41 $4.41
-41.50%
Tomato (1kg)
$5.22 $5.22
$4.51 $4.51
15.74%
Potato (1kg)
$2.27 $2.27
$2.53 $2.53
-10.28%
Onion (1kg)
$4.74 $4.74
$2.74 $2.74
72.99%
Lettuce (1 head)
$2.31 $2.31
$2.43 $2.43
-4.94%
Water (1.5 liter bottle)
$2.22 $2.22
$2.7 $2.7
-17.78%
Cigarettes 20 Pack (Marlboro, Camel)
$8.75 $8.75
$15.19 $15.19
-42.40%
Wine (Bottle)
$14.85 $14.85
$16.42 $16.42
-9.56%
Local Beer (0.5 liter bottle)
$1.86 $1.86
$2.35 $2.35
-20.85%
Imported Beer (0.33 liter bottle)
$2.85 $2.85
$3.7 $3.7
-22.97%
๐ŸšŒ Getting Around
Richmond, KY
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.95 $1.95
$2.53 $2.53
-22.92%
Public Transport Monthly Pass (Regular Price)
-
$74.1 $74.1
-
Taxi Start (Normal Tariff)
$4.85 $4.85
$3.34 $3.34
45.21%
Taxi (Normal Tariff) (1km)
$1.66 $1.66
$1.42 $1.42
16.90%
Taxi 1hour Waiting (Normal Tariff)
$29.81 $29.81
$25.42 $25.42
17.27%
Gasoline (1 liter)
$0.78 $0.78
$1.08 $1.08
-27.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.6K $29.6K
$32.4K $32.4K
-8.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.7K $26.7K
$26.2K $26.2K
1.78%
๐Ÿงพ Monthly Utilities & Internet
Richmond, KY
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$242 $242
$188 $188
28.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54.1 $54.1
$63.7 $63.7
-15.01%
Internet (50+ Mbps, Unlimited Data)
$67.3 $67.3
$65.2 $65.2
3.22%
๐ŸŽ‰ Sport & Entertainment
Richmond, KY
Chicago, IL
Difference
Gym Membership (Monthly)
$42.25 $42.25
$76.7 $76.7
-44.93%
Tennis Court (1 Hour on Weekend)
-
$13.03 $13.03
-
Cinema Ticket
$14.39 $14.39
$14.93 $14.93
-3.62%
๐Ÿงธ Childcare & Education
Richmond, KY
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,114 $1,114
$2,063 $2,063
-45.99%
International Primary School, 1 Child (Yearly)
$21.1K $21.1K
$39.2K $39.2K
-46.27%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Richmond, KY
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$54.5 $54.5
$64.3 $64.3
-15.33%
Summer Dress (H&M, Zara, etc)
$59.6 $59.6
$52.4 $52.4
13.69%
Sport Shoes (Adidas, Nike)
$107 $107
$95.2 $95.2
12.61%
Men's Leather Business Shoes
$121 $121
$145 $145
-16.02%
๐Ÿ  Accommodation & Living
Richmond, KY
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,621 $1,621
$2,378 $2,378
-31.82%
1-bedroom Apartment, Outside City Center (Monthly)
$1,345 $1,345
$1,584 $1,584
-15.11%
3-bedroom Apartment, City Center (Monthly)
$2,600 $2,600
$4,763 $4,763
-45.42%
3-bedroom Apartment, Outside City Center (Monthly)
$2,195 $2,195
$2,815 $2,815
-22.02%
Buy Apartment in City Center (m2)
$1,884 $1,884
$3,588 $3,588
-47.49%
Buy Apartment Outside City Center (m2)
$1,946 $1,946
$2,490 $2,490
-21.85%
๐Ÿ’ต Salaries & Financials
Richmond, KY
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$5,950 $5,950
$5,275 $5,275
12.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.59
6.6
-0.15%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Richmond, KY: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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