Last update: Oct 2026

Cost of Living Comparison Between Richmond and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,450 in Richmond, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Richmond
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Richmond Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Richmond

🇦🇺 Australia

$2,450

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Richmond and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Richmond and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,450 in Richmond versus $1,368 in Ubud, Bali.

Richmond $2,450
Ubud, Bali $1,368

Estimated couple costs with rent: $3,462 in Richmond versus $2,314 in Ubud, Bali.

Richmond $3,462
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,475 in Richmond versus $3,260 in Ubud, Bali.

Richmond $4,475
Ubud, Bali $3,260

Living in Richmond is roughly 79% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Richmond 81% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$10.31 A$14.76

$3.33 Rp 59.6K

209.61%

Three-Course Dinner for Two, Mid-Range

$82.2 A$118

$35.18 Rp 629.4K

133.63%

Fast Food Meal (McDonalds, etc)

$12.34 A$17.68

$5.80 Rp 103.8K

112.76%

Cappuccino

$3.43 A$4.91

$2.73 Rp 48.8K

25.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 A$4.52

$1.64 Rp 29.4K

92.07%

Water (0.33 liter bottle)

$2.47 A$3.54

$0.83 Rp 14.9K

197.59%

Local Beer (0.5 liter draught)

$3.46 A$4.96

$2.70 Rp 48.3K

28.15%

Imported Beer (0.33 liter bottle)

$8.55 A$12.24

$4.30 Rp 76.9K

98.84%

Milk (1 liter)

$1.54 A$2.21

$1.50 Rp 26.9K

2.67%

White Bread (500g)

$2.89 A$4.14

$2.30 Rp 41.1K

25.65%

Rice (white) (1kg)

$2.64 A$3.77

$1.18 Rp 21.1K

123.73%

Eggs

$5.58 A$7.99

$2.14 Rp 38.4K

160.75%

Local Cheese (1kg)

$6.98 A$10.00

$17.48 Rp 312.7K

-60.07%

Chicken Fillets (1kg)

$7.14 A$10.23

$4.03 Rp 72.1K

77.17%

Beef Round Steak (1kg)

$6.98 A$9.99

$12.23 Rp 218.8K

-42.93%

Apples (1kg)

$3.97 A$5.69

$3.55 Rp 63.5K

11.83%

Banana (1kg)

$3.14 A$4.49

$1.57 Rp 28.1K

100.00%

Oranges (1kg)

$3.13 A$4.48

$2.24 Rp 40.0K

39.73%

Tomato (1kg)

$4.79 A$6.87

$1.93 Rp 34.5K

148.19%

Potato (1kg)

$2.97 A$4.25

$1.88 Rp 33.7K

57.98%

Onion (1kg)

$2.48 A$3.56

$2.29 Rp 41.0K

8.30%

Lettuce (1 head)

$2.46 A$3.53

$0.99 Rp 17.8K

148.48%

Water (1.5 liter bottle)

$1.55 A$2.22

$0.53 Rp 9,418

192.45%

Cigarettes 20 Pack (Marlboro, Camel)

$34.20 A$48.99

$2.28 Rp 40.9K

1400.00%

Wine (Bottle)

$7.12 A$10.20

$23.01 Rp 411.7K

-69.06%

Local Beer (0.5 liter bottle)

$5.71 A$8.18

$2.34 Rp 41.9K

144.02%

Imported Beer (0.33 liter bottle)

$5.32 A$7.63

$2.91 Rp 52.1K

82.82%

One-way Ticket (Public Transport)

$2.67 A$3.83

$0.24 Rp 4,289

1012.50%

Public Transport Monthly Pass (Regular Price)

$76.2 A$109

$8.82 Rp 157.8K

764.29%

Taxi Start (Normal Tariff)

$4.53 A$6.49

$0.48 Rp 8,632

843.75%

Taxi (Normal Tariff) (1km)

$1.36 A$1.95

$0.46 Rp 8,183

195.65%

Taxi 1hour Waiting (Normal Tariff)

$29.85 A$42.76

$5.45 Rp 97.6K

447.71%

Gasoline (1 liter)

$1.47 A$2.11

$0.88 Rp 15.8K

67.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K A$40.7K

$24.6K Rp 439.5M

15.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K A$38.3K

$31.2K Rp 558.0M

-14.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$227 A$326

$83.0 Rp 1.5M

173.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.05 A$40.18

$6.45 Rp 115.3K

334.88%

Internet (50+ Mbps, Unlimited Data)

$57.1 A$81.9

$18.57 Rp 332.2K

207.70%

Gym Membership (Monthly)

$58.2 A$83.4

$55.8 Rp 998.7K

4.26%

Tennis Court (1 Hour on Weekend)

$18.55 A$26.57

$18.11 Rp 324.0K

2.43%

Cinema Ticket

$15.01 A$21.50

$4.38 Rp 78.4K

242.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,346 A$3,360

$493 Rp 8.8M

375.83%

International Primary School, 1 Child (Yearly)

$29.5K A$42.2K

$5,754 Rp 102.9M

411.91%

Jeans (Levis 501 Or Similar)

$79.1 A$113

$46.19 Rp 826.5K

71.34%

Summer Dress (H&M, Zara, etc)

$50.6 A$72.5

$35.33 Rp 632.2K

43.25%

Sport Shoes (Adidas, Nike)

$119 A$170

$79.1 Rp 1.4M

50.46%

Men's Leather Business Shoes

$134 A$192

$78.4 Rp 1.4M

71.41%

1-bedroom Apartment, City Center (Monthly)

$1,215 A$1,741

$1,142 Rp 20.4M

6.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,235 A$1,769

$676 Rp 12.1M

82.81%

3-bedroom Apartment, City Center (Monthly)

$2,462 A$3,527

$3,503 Rp 62.7M

-29.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,784 A$2,555

$1,700 Rp 30.4M

4.94%

Buy Apartment in City Center (m2)

$5,764 A$8,257

$2,784 Rp 49.8M

107.04%

Buy Apartment Outside City Center (m2)

$4,275 A$6,124

$2,241 Rp 40.1M

90.81%

Average Monthly Net Salary (After Tax)

$165 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

13.78

-57.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Richmond: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Richmond

$1.2K 50.4%

Ubud, Bali

$676 49.4% 45.3% $559

Groceries & Markets

Richmond

$326 13.3%

Ubud, Bali

$290 21.2% 10.8% $35

Monthly Utilities & Internet

Richmond

$312 12.8%

Ubud, Bali

$108 7.9% 65.4% $204

Eating Out

Richmond

$218 8.9%

Ubud, Bali

$109 8% 50% $109

Clothing & Footwear

Richmond

$172 7%

Ubud, Bali

$108 7.9% 37.6% $65

Getting Around

Richmond

$98 4%

Ubud, Bali

$13 0.9% 87.2% $86

Sport & Entertainment

Richmond

$88 3.6%

Ubud, Bali

$65 4.7% 26.8% $24

Cost Breakdown

A one-bedroom apartment in the center runs $1,215 in Richmond and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $82.0 in Richmond vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $326 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇦🇺 Richmond

🇮🇩 Ubud, Bali

🕒 Local time

07:17 7:17 AM

04:17 4:17 AM

3 h behind Richmond

🌤 Weather

👥 Population

28,587

74,800

💱 Currency

Australian Dollar AUD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AUD = 0.698 USD

1 AUD = 0.625 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 5.01 EUR

Exchange rates and currency converter

IDR, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 13, 2026: 1 USD = 1.43 AUD (1 AUD = 0.698 USD). 1 EUR = 1.6 AUD (1 AUD = 0.625 EUR).

Indonesian Rupiah exchange rates as of October 13, 2026: 1 USD = 17,892 IDR (100,000 IDR = 5.59 USD). 1 EUR = 19,973 IDR (100,000 IDR = 5.01 EUR).

USD to AUD in detail →

On the map

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Highest

Between locations

Richmond Ubud, Bali 4,420 km ≈ 6 h nonstop flight

From you

Richmond
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Richmond vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 79% lower than in Richmond. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $3,674 in Richmond and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,215 in Richmond versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,450 per month in Richmond versus $1,368 in Ubud, Bali – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 764% less than in Richmond. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $2,450 in Richmond, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Richmond. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Richmond and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 79% less than in Richmond. Beyond cost, consider language, visa policies, and how big the international community is in each city.