Last update: Oct 2026

Cost of Living Comparison Between Reykjavik and Bertioga

For one person, living is cheaper in Bertioga: $841 a month against $4,023 in Reykjavik, rent and utilities included – about $38,200 less a year. Rent and utilities account for most of the difference.

193

Cost of Living Index in Reykjavik
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Reykjavik Living Index
40

Cost of Living Index in Bertioga
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Bertioga Living Index

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Reykjavik

🇮🇸 Iceland

$4,023

/mo nomad

Bertioga

🇧🇷 Brazil

$841

/mo nomad

Monthly Cost of Living

How much you'll spend in Reykjavik and in Bertioga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Reykjavik and in Bertioga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,023 in Reykjavik versus $841 in Bertioga.

Reykjavik $4,023
Bertioga $841

Estimated couple costs with rent: $5,708 in Reykjavik versus $1,313 in Bertioga.

Reykjavik $5,708
Bertioga $1,313

Monthly costs for a family of three with rent: $7,393 in Reykjavik versus $1,785 in Bertioga.

Reykjavik $7,393
Bertioga $1,785

Living in Reykjavik is roughly 378% more expensive than in Bertioga, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Reykjavik is 197% above, Bertioga is 38% below.

Meal at Budget Restaurant

$31.00 ISK 3,760

$6.02 R$30.52

414.95%

Three-Course Dinner for Two, Mid-Range

$123 ISK 14.9K

$17.88 R$90.6

589.04%

Fast Food Meal (McDonalds, etc)

$27.21 ISK 3,300

$9.12 R$46.21

198.36%

Cappuccino

$6.90 ISK 837

$2.29 R$11.63

201.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.30 ISK 401

$1.27 R$6.46

159.84%

Water (0.33 liter bottle)

$3.16 ISK 384

$0.89 R$4.49

255.06%

Local Beer (0.5 liter draught)

$13.84 ISK 1,678

$2.37 R$12.01

483.97%

Imported Beer (0.33 liter bottle)

$12.46 ISK 1,512

$3.98 R$20.20

213.07%

Milk (1 liter)

$2.06 ISK 250

$0.88 R$4.44

134.09%

White Bread (500g)

$4.11 ISK 498

$1.31 R$6.65

213.74%

Rice (white) (1kg)

$3.68 ISK 446

$1.33 R$6.72

176.69%

Eggs

$7.27 ISK 882

$1.35 R$6.82

438.52%

Local Cheese (1kg)

$21.79 ISK 2,643

$10.11 R$51.3

115.53%

Chicken Fillets (1kg)

$23.95 ISK 2,905

$3.57 R$18.10

570.87%

Beef Round Steak (1kg)

$41.43 ISK 5,025

$7.94 R$40.24

421.79%

Apples (1kg)

$3.42 ISK 414

$2.29 R$11.63

49.34%

Banana (1kg)

$2.84 ISK 344

$0.92 R$4.65

208.70%

Oranges (1kg)

$3.23 ISK 391

$0.97 R$4.93

232.99%

Tomato (1kg)

$6.46 ISK 783

$1.02 R$5.18

533.33%

Potato (1kg)

$4.05 ISK 491

$1.03 R$5.23

293.20%

Onion (1kg)

$1.66 ISK 202

$0.81 R$4.09

104.94%

Lettuce (1 head)

$3.86 ISK 468

$0.61 R$3.10

532.79%

Water (1.5 liter bottle)

$1.84 ISK 223

$0.61 R$3.09

201.64%

Cigarettes 20 Pack (Marlboro, Camel)

$13.96 ISK 1,693

$2.47 R$12.52

465.18%

Wine (Bottle)

$23.76 ISK 2,882

$4.90 R$24.83

384.90%

Local Beer (0.5 liter bottle)

$3.54 ISK 430

$1.57 R$7.93

125.48%

Imported Beer (0.33 liter bottle)

$3.44 ISK 418

$2.57 R$13.02

33.85%

One-way Ticket (Public Transport)

$5.81 ISK 705

$1.02 R$5.18

469.61%

Public Transport Monthly Pass (Regular Price)

$95.3 ISK 11.6K

$50.6 R$256

88.51%

Taxi Start (Normal Tariff)

$6.72 ISK 815

$1.20 R$6.11

460.00%

Taxi (Normal Tariff) (1km)

$2.81 ISK 340

$0.72 R$3.63

290.28%

Taxi 1hour Waiting (Normal Tariff)

$81.3 ISK 9,866

$8.55 R$43.33

851.35%

Gasoline (1 liter)

$2.12 ISK 257

$1.26 R$6.41

68.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$68.9K ISK 8.4M

$23.4K R$118.8K

194.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$55.8K ISK 6.8M

$32.8K R$166.4K

69.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.8 ISK 11.6K

$65.0 R$329

47.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.11 ISK 4,016

$10.08 R$51.1

228.47%

Internet (50+ Mbps, Unlimited Data)

$87.2 ISK 10.6K

$17.71 R$89.8

392.09%

Gym Membership (Monthly)

$101 ISK 12.3K

$26.01 R$132

288.62%

Tennis Court (1 Hour on Weekend)

$50.7 ISK 6,155

$26.50 R$134

91.47%

Cinema Ticket

$19.85 ISK 2,407

$8.07 R$40.90

145.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,195 ISK 144.9K

$80.5 R$408

1384.43%

International Primary School, 1 Child (Yearly)

$26.2K ISK 3.2M

$11.0K R$55.6K

139.18%

Jeans (Levis 501 Or Similar)

$148 ISK 18.0K

$59.8 R$303

148.13%

Summer Dress (H&M, Zara, etc)

$66.8 ISK 8,096

$50.5 R$256

32.26%

Sport Shoes (Adidas, Nike)

$187 ISK 22.6K

$58.3 R$295

220.25%

Men's Leather Business Shoes

$253 ISK 30.6K

$79.1 R$401

219.50%

1-bedroom Apartment, City Center (Monthly)

$2,579 ISK 312.8K

$354 R$1,795

628.33%

1-bedroom Apartment, Outside City Center (Monthly)

$2,080 ISK 252.3K

$236 R$1,197

780.94%

3-bedroom Apartment, City Center (Monthly)

$3,455 ISK 419.0K

$676 R$3,426

411.15%

3-bedroom Apartment, Outside City Center (Monthly)

$2,752 ISK 333.8K

$472 R$2,392

483.16%

Buy Apartment in City Center (m2)

$7,933 ISK 962.2K

$1,850 R$9,376

328.91%

Buy Apartment Outside City Center (m2)

$6,377 ISK 773.5K

$1,170 R$5,932

444.93%

Average Monthly Net Salary (After Tax)

$4,695 ISK 569.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.81

10.81

-18.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Reykjavik: October 20, 2026

Last update for Bertioga: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Reykjavik

$2.1K 51.7%

Bertioga

$236 28.1% 88.6% $1.8K

Groceries & Markets

Reykjavik

$619 15.4%

Bertioga

$168 20% 72.9% $452

Eating Out

Reykjavik

$532 13.2%

Bertioga

$132 15.6% 75.3% $401

Clothing & Footwear

Reykjavik

$294 7.3%

Bertioga

$111 13.2% 62.2% $183

Monthly Utilities & Internet

Reykjavik

$216 5.4%

Bertioga

$93 11% 57.1% $123

Sport & Entertainment

Reykjavik

$141 3.5%

Bertioga

$42 5% 70.1% $99

Getting Around

Reykjavik

$139 3.5%

Bertioga

$59 7.1% 57.3% $80

Cost Breakdown

A one-bedroom apartment in the center runs $2,579 in Reykjavik and $354 in Bertioga. Housing cost is often the main lever when comparing two cities.

Dining out: $123 in Reykjavik vs $18.00 in Bertioga for a mid-range dinner for two. Groceries echo the gap at $619 vs $168 per month, with Bertioga cheaper across the board.

Good to know

🇮🇸 Reykjavik

🇧🇷 Bertioga

🕒 Local time

00:12 12:12 AM

21:12 9:12 PM

3 h behind Reykjavik

🌤 Weather

👥 Population

136,894 Capital

64,188

💱 Currency

Icelandic Króna ISK kr

Brazilian Real BRL R$

📈 Exchange rate

1,000 ISK = 8.24 USD

1,000 ISK = 7.33 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to ISK – Icelandic Króna Converter

🇺🇸 United States Dollar ($)

🇮🇸 Icelandic Króna (kr)

Icelandic Króna exchange rates as of October 21, 2026: 1 USD = 121 ISK (1,000 ISK = 8.24 USD). 1 EUR = 136 ISK (1,000 ISK = 7.33 EUR).

Brazilian Real exchange rates as of October 21, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to ISK in detail →

On the map

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Highest

Between locations

Reykjavik Bertioga 10,010 km ≈ 13 h nonstop flight

From you

Reykjavik
Bertioga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Reykjavik vs Bertioga: Cost of Living - Frequently Asked Questions

Bertioga is cheaper overall, especially in groceries, eating out, and clothing. The 378% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $6,034 in Reykjavik and $1,262 in Bertioga to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,579 in Reykjavik versus $354 in Bertioga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 269% higher in Reykjavik. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Bertioga – a meal for two runs $18.00 versus $123 in Reykjavik. If you eat out regularly, this makes a real dent in your monthly spending.

At $841 in Bertioga versus $4,023 in Reykjavik, a $1,500 budget is realistic in Bertioga but tight or insufficient in Reykjavik. The gap between the two cities makes Bertioga the clear choice for anyone on this budget.

For families, Bertioga is more practical. Housing and childcare are both notably cheaper than in Reykjavik, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Reykjavik and Bertioga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bertioga gentler on the wallet – expenses run 378% less than in Reykjavik. Beyond cost, consider language, visa policies, and how big the international community is in each city.