Cost of Living Comparison Between Redwood City, CA and Chicago, IL Cost of Living Comparison Between Redwood City, CA and Chicago, IL

Monthly Cost of Living

A single person spends $4,048 per month in Redwood City, CA vs $3,077 in Chicago, IL, rent included.

A couple spends around $5,886 per month in Redwood City, CA vs $4,628 in Chicago, IL, rent included.

A family of three spends $7,725 per month in Redwood City, CA vs $6,179 in Chicago, IL, rent included.

Redwood City, CA costs about 32% more than Chicago, IL, driven mainly by Sport & Entertainment.

Both Redwood City, CA and Chicago, IL sit above the global median – Redwood City, CA by 202%, Chicago, IL by 130%.

Meal at Budget Restaurant

$27.01 $27.01

$20.91 $20.91

29.17%

Three-Course Dinner for Two, Mid-Range

$100 $100

$98.1 $98.1

2.11%

Fast Food Meal (McDonalds, etc)

$14.57 $14.57

$11.86 $11.86

22.85%

Cappuccino

$4.97 $4.97

$5.60 $5.60

-11.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.59 $2.59

$3.07 $3.07

-15.64%

Water (0.33 liter bottle)

$2.16 $2.16

$2.47 $2.47

-12.55%

Local Beer (0.5 liter draught)

$5.98 $5.98

$7.14 $7.14

-16.25%

Imported Beer (0.33 liter bottle)

$7.08 $7.08

$8.08 $8.08

-12.38%

Milk (1 liter)

$1.47 $1.47

$1.05 $1.05

40.00%

White Bread (500g)

$2.40 $2.40

$4.11 $4.11

-41.61%

Rice (white) (1kg)

$5.64 $5.64

$5.61 $5.61

0.53%

Eggs

$4.84 $4.84

$4.51 $4.51

7.32%

Local Cheese (1kg)

$7.82 $7.82

$14.27 $14.27

-45.20%

Chicken Fillets (1kg)

$14.91 $14.91

$14.89 $14.89

0.13%

Beef Round Steak (1kg)

$16.75 $16.75

$19.19 $19.19

-12.71%

Apples (1kg)

$6.45 $6.45

$5.14 $5.14

25.49%

Banana (1kg)

$2.22 $2.22

$1.77 $1.77

25.42%

Oranges (1kg)

$3.68 $3.68

$4.39 $4.39

-16.17%

Tomato (1kg)

$3.14 $3.14

$4.56 $4.56

-31.14%

Potato (1kg)

$2.37 $2.37

$2.54 $2.54

-6.69%

Onion (1kg)

$3.49 $3.49

$2.75 $2.75

26.91%

Lettuce (1 head)

$2.21 $2.21

$2.42 $2.42

-8.68%

Water (1.5 liter bottle)

$2.99 $2.99

$2.62 $2.62

14.12%

Cigarettes 20 Pack (Marlboro, Camel)

$8.87 $8.87

$14.92 $14.92

-40.55%

Wine (Bottle)

$12.11 $12.11

$14.80 $14.80

-18.18%

Local Beer (0.5 liter bottle)

$1.69 $1.69

$2.46 $2.46

-31.30%

Imported Beer (0.33 liter bottle)

$3.95 $3.95

$3.73 $3.73

5.90%

One-way Ticket (Public Transport)

$7.20 $7.20

$2.48 $2.48

190.32%

Public Transport Monthly Pass (Regular Price)

$74.8 $74.8

$75.4 $75.4

-0.85%

Taxi Start (Normal Tariff)

$3.43 $3.43

$3.18 $3.18

7.86%

Taxi (Normal Tariff) (1km)

$1.87 $1.87

$1.42 $1.42

31.69%

Taxi 1hour Waiting (Normal Tariff)

$40.09 $40.09

$24.94 $24.94

60.75%

Gasoline (1 liter)

$1.21 $1.21

$1.06 $1.06

14.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K $24.3K

$31.9K $31.9K

-23.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

-0.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$185 $185

4.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.4 $50.4

$61.7 $61.7

-18.35%

Internet (50+ Mbps, Unlimited Data)

$72.3 $72.3

$66.9 $66.9

7.96%

Gym Membership (Monthly)

$179 $179

$75.2 $75.2

138.27%

Tennis Court (1 Hour on Weekend)

$13.08 $13.08

Cinema Ticket

$14.65 $14.65

$14.71 $14.71

-0.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,698 $2,698

$2,020 $2,020

33.56%

International Primary School, 1 Child (Yearly)

$38.2K $38.2K

$39.4K $39.4K

-2.99%

Jeans (Levis 501 Or Similar)

$59.9 $59.9

$64.6 $64.6

-7.37%

Summer Dress (H&M, Zara, etc)

$60.3 $60.3

$52.5 $52.5

14.97%

Sport Shoes (Adidas, Nike)

$89.3 $89.3

$97.8 $97.8

-8.70%

Men's Leather Business Shoes

$100 $100

$148 $148

-32.12%

1-bedroom Apartment, City Center (Monthly)

$4,174 $4,174

$2,313 $2,313

80.51%

1-bedroom Apartment, Outside City Center (Monthly)

$2,503 $2,503

$1,590 $1,590

57.43%

3-bedroom Apartment, City Center (Monthly)

$5,455 $5,455

$4,608 $4,608

18.37%

3-bedroom Apartment, Outside City Center (Monthly)

$4,227 $4,227

$2,779 $2,779

52.11%

Buy Apartment in City Center (m2)

$3,922 $3,922

Buy Apartment Outside City Center (m2)

$2,613 $2,613

Average Monthly Net Salary (After Tax)

$8,032 $8,032

$5,217 $5,217

53.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

6.6

-0.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Redwood City, CA: May 30, 2026

Last update for Chicago, IL: May 30, 2026

Cost Breakdown

A central one-bedroom costs $4,174 in Redwood City, CA versus $2,313 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 54% higher in Redwood City, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in Redwood City, CA versus $98.0 in Chicago, IL. Groceries tell a different story – $404 in Redwood City, CA vs $447 in Chicago, IL – so Redwood City, CA wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Redwood City, CA vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,048 in Redwood City, CA, $3,077 in Chicago, IL – roughly 32% apart. Redwood City, CA costs more across the board, with Sport & Entertainment showing the biggest gap.

For a comfortable life, plan on about $6,071 per month in Redwood City, CA and $4,616 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 11% cheaper in Redwood City, CA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $100 in Redwood City, CA and $98.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $4,048 in Redwood City, CA and $3,077 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,077 in Chicago, IL to $4,048 in Redwood City, CA. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Redwood City, CA makes more sense. Both are solid long-term options with distinct trade-offs.