Last update: Oct 2026

Cost of Living Comparison Between Ras al-Khaimah and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,840 in Ras al-Khaimah, rent and utilities included – about $5,700 less a year. Other living expenses account for most of the difference.

89

Cost of Living Index in Ras al-Khaimah
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Ras al-Khaimah Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ras al-Khaimah

🇦🇪 United Arab Emirates

$1,840

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Ras al-Khaimah and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ras al-Khaimah and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,840 per month in Ras al-Khaimah vs $1,368 in Ubud, Bali, rent included.

Ras al-Khaimah $1,840
Ubud, Bali $1,368

A couple spends around $2,803 per month in Ras al-Khaimah vs $2,314 in Ubud, Bali, rent included.

Ras al-Khaimah $2,803
Ubud, Bali $2,314

A family of three spends $3,767 per month in Ras al-Khaimah vs $3,260 in Ubud, Bali, rent included.

Ras al-Khaimah $3,767
Ubud, Bali $3,260

Ras al-Khaimah costs about 35% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Ras al-Khaimah and Ubud, Bali sit above the global median – Ras al-Khaimah by 36%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$13.76 AED 50.5

$3.33 Rp 59.9K

313.21%

Three-Course Dinner for Two, Mid-Range

$40.26 AED 148

$35.18 Rp 633.2K

14.44%

Fast Food Meal (McDonalds, etc)

$7.53 AED 27.64

$5.80 Rp 104.5K

29.83%

Cappuccino

$5.51 AED 20.22

$2.73 Rp 49.1K

101.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 AED 4.08

$1.64 Rp 29.5K

-32.32%

Water (0.33 liter bottle)

$0.48 AED 1.76

$0.83 Rp 15.0K

-42.17%

Local Beer (0.5 liter draught)

$10.16 AED 37.32

$2.70 Rp 48.6K

276.30%

Imported Beer (0.33 liter bottle)

$9.70 AED 35.63

$4.30 Rp 77.4K

125.58%

Milk (1 liter)

$1.63 AED 6.00

$1.50 Rp 27.1K

8.67%

White Bread (500g)

$2.08 AED 7.65

$2.30 Rp 41.4K

-9.57%

Rice (white) (1kg)

$1.96 AED 7.20

$1.18 Rp 21.2K

66.10%

Eggs

$2.35 AED 8.62

$2.14 Rp 38.6K

9.81%

Local Cheese (1kg)

$12.68 AED 46.57

$17.48 Rp 314.6K

-27.46%

Chicken Fillets (1kg)

$9.95 AED 36.56

$4.03 Rp 72.5K

146.90%

Beef Round Steak (1kg)

$15.46 AED 56.8

$12.23 Rp 220.1K

26.41%

Apples (1kg)

$2.01 AED 7.39

$3.55 Rp 63.9K

-43.38%

Banana (1kg)

$1.67 AED 6.14

$1.57 Rp 28.3K

6.37%

Oranges (1kg)

$1.55 AED 5.69

$2.24 Rp 40.2K

-30.80%

Tomato (1kg)

$1.36 AED 4.98

$1.93 Rp 34.7K

-29.53%

Potato (1kg)

$0.96 AED 3.54

$1.88 Rp 33.9K

-48.94%

Onion (1kg)

$0.87 AED 3.20

$2.29 Rp 41.3K

-62.01%

Lettuce (1 head)

$1.74 AED 6.39

$0.99 Rp 17.9K

75.76%

Water (1.5 liter bottle)

$0.44 AED 1.61

$0.53 Rp 9,475

-16.98%

Cigarettes 20 Pack (Marlboro, Camel)

$6.97 AED 25.61

$2.28 Rp 41.1K

205.70%

Wine (Bottle)

$13.58 AED 49.89

$23.01 Rp 414.2K

-40.98%

Local Beer (0.5 liter bottle)

$2.63 AED 9.66

$2.34 Rp 42.2K

12.39%

Imported Beer (0.33 liter bottle)

$2.88 AED 10.56

$2.91 Rp 52.4K

-1.03%

One-way Ticket (Public Transport)

$2.12 AED 7.80

$0.24 Rp 4,315

783.33%

Public Transport Monthly Pass (Regular Price)

$114 AED 419

$8.82 Rp 158.7K

1194.90%

Taxi Start (Normal Tariff)

$1.69 AED 6.21

$0.48 Rp 8,684

252.08%

Taxi (Normal Tariff) (1km)

$0.80 AED 2.93

$0.46 Rp 8,233

73.91%

Taxi 1hour Waiting (Normal Tariff)

$8.16 AED 29.96

$5.45 Rp 98.2K

49.72%

Gasoline (1 liter)

$0.93 AED 3.41

$0.88 Rp 15.9K

5.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$45.8K AED 168.2K

$24.6K Rp 442.2M

86.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K AED 82.0K

$31.2K Rp 561.4M

-28.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 AED 444

$83.0 Rp 1.5M

45.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.73 AED 164

$6.45 Rp 116.0K

593.49%

Internet (50+ Mbps, Unlimited Data)

$79.4 AED 291

$18.57 Rp 334.2K

327.36%

Gym Membership (Monthly)

$57.9 AED 213

$55.8 Rp 1.0M

3.69%

Tennis Court (1 Hour on Weekend)

$40.22 AED 148

$18.11 Rp 326.0K

122.09%

Cinema Ticket

$12.72 AED 46.70

$4.38 Rp 78.9K

190.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$299 AED 1,099

$493 Rp 8.9M

-39.29%

International Primary School, 1 Child (Yearly)

$4,462 AED 16.4K

$5,754 Rp 103.6M

-22.45%

Jeans (Levis 501 Or Similar)

$80.6 AED 296

$46.19 Rp 831.4K

74.52%

Summer Dress (H&M, Zara, etc)

$53.1 AED 195

$35.33 Rp 636.0K

50.38%

Sport Shoes (Adidas, Nike)

$119 AED 438

$79.1 Rp 1.4M

50.87%

Men's Leather Business Shoes

$117 AED 430

$78.4 Rp 1.4M

49.47%

1-bedroom Apartment, City Center (Monthly)

$767 AED 2,819

$1,142 Rp 20.6M

-32.82%

1-bedroom Apartment, Outside City Center (Monthly)

$657 AED 2,413

$676 Rp 12.2M

-2.76%

3-bedroom Apartment, City Center (Monthly)

$1,660 AED 6,095

$3,503 Rp 63.1M

-52.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,243 AED 4,563

$1,700 Rp 30.6M

-26.90%

Buy Apartment in City Center (m2)

$5,007 AED 18.4K

$2,784 Rp 50.1M

79.86%

Buy Apartment Outside City Center (m2)

$1,962 AED 7,207

$2,241 Rp 40.3M

-12.42%

Average Monthly Net Salary (After Tax)

$1,577 AED 5,791

$165 Rp 3.0M

858.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.92

13.78

-64.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ras al-Khaimah: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ras al-Khaimah

$657 35.7%

Ubud, Bali

$676 49.4% 2.8% $19

Groceries & Markets

Ras al-Khaimah

$285 15.5%

Ubud, Bali

$290 21.2% 2% $5.8

Eating Out

Ras al-Khaimah

$275 15%

Ubud, Bali

$109 8% 60.5% $167

Monthly Utilities & Internet

Ras al-Khaimah

$245 13.3%

Ubud, Bali

$108 7.9% 55.9% $137

Clothing & Footwear

Ras al-Khaimah

$167 9.1%

Ubud, Bali

$108 7.9% 35.4% $59

Getting Around

Ras al-Khaimah

$128 7%

Ubud, Bali

$13 0.9% 90.2% $116

Sport & Entertainment

Ras al-Khaimah

$83 4.5%

Ubud, Bali

$65 4.7% 22.5% $19

Cost Breakdown

A central one-bedroom costs $767 in Ras al-Khaimah versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 858% higher in Ras al-Khaimah, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Ras al-Khaimah versus $35.00 in Ubud, Bali. Groceries tell a different story – $285 in Ras al-Khaimah vs $290 in Ubud, Bali – so Ras al-Khaimah wins on supermarket bills even if dining out costs more.

Good to know

🇦🇪 Ras al-Khaimah

🇮🇩 Ubud, Bali

🕒 Local time

09:42 9:42 AM

13:42 1:42 PM

4 h ahead of Ras al-Khaimah

🌤 Weather

👥 Population

241,000

74,800

💱 Currency

UAE Dirham AED د.إ

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AED = 0.272 USD

1 AED = 0.242 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AED – UAE Dirham Converter

🇺🇸 United States Dollar ($)

🇦🇪 UAE Dirham (د.إ)

UAE Dirham exchange rates as of October 19, 2026: 1 USD = 3.67 AED (1 AED = 0.272 USD). 1 EUR = 4.13 AED (1 AED = 0.242 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to AED in detail →

On the map

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Highest

Between locations

Ras al-Khaimah Ubud, Bali 7,450 km ≈ 10 h nonstop flight

From you

Ras al-Khaimah
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ras al-Khaimah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ras al-Khaimah is pricier by about 35%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,760 per month in Ras al-Khaimah and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 2% cheaper in Ras al-Khaimah – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $40.00 in Ras al-Khaimah and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Ras al-Khaimah at $1,840. In Ubud, Bali it covers expenses comfortably, while in Ras al-Khaimah it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ras al-Khaimah makes more sense. Both are solid long-term options with distinct trade-offs.