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Cost of Living Comparison Between Rarotonga and Ubud, Bali Cost of Living Comparison Between Rarotonga and Ubud, Bali

😐 Solo nomad: Rarotonga is 79.8% more expensive than Ubud, Bali without rent, and 80.6% more expensive with rent.
😐 Family of 3: Rarotonga is 31.5% more expensive than Ubud, Bali without rent, and 72% more expensive with rent.
Currency
🍽 Eating Out
Rarotonga
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.27 NZ$21.43
$2.85 Rp 47.5K
330.53%
Three-Course Dinner for Two, Mid-Range
$60.1 NZ$105
$12.26 Rp 204.3K
390.21%
Fast Food Meal (McDonalds, etc)
$7.68 NZ$13.42
$3.28 Rp 54.6K
134.15%
Cappuccino
$4.39 NZ$7.66
$2.3 Rp 38.3K
90.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.36 NZ$5.87
$1.11 Rp 18.5K
202.70%
Water (0.33 liter bottle)
$2.74 NZ$4.79
$0.26 Rp 4,324
953.85%
Local Beer (0.5 liter draught)
$6.5 NZ$11.36
$2.4 Rp 40K
170.83%
Imported Beer (0.33 liter bottle)
$5.41 NZ$9.45
$3.15 Rp 52.5K
71.75%
🛒 Groceries & Markets
Rarotonga
Ubud, Bali
Difference
Milk (1 liter)
$2.22 NZ$3.88
$1.49 Rp 24.9K
48.99%
White Bread (500g)
$2.87 NZ$5.01
$1.65 Rp 27.5K
73.94%
Rice (white) (1kg)
$1.5 NZ$2.61
$1.13 Rp 18.9K
32.74%
Eggs
$6.32 NZ$11.03
$2.33 Rp 38.9K
171.24%
Local Cheese (1kg)
$8.78 NZ$15.34
$13.7 Rp 228.3K
-35.91%
Chicken Fillets (1kg)
$7.16 NZ$12.51
$3.97 Rp 66.2K
80.35%
Beef Round Steak (1kg)
$7.13 NZ$12.45
$11.22 Rp 187K
-36.45%
Apples (1kg)
$3.05 NZ$5.33
$3.48 Rp 57.9K
-12.36%
Banana (1kg)
$3.09 NZ$5.4
$1.5 Rp 25K
106.00%
Oranges (1kg)
$3.67 NZ$6.4
$2.68 Rp 44.6K
36.94%
Tomato (1kg)
$2.94 NZ$5.14
$1.35 Rp 22.5K
117.78%
Potato (1kg)
$1.78 NZ$3.1
$1.57 Rp 26.2K
13.38%
Onion (1kg)
$1.36 NZ$2.38
$2.1 Rp 34.9K
-35.24%
Lettuce (1 head)
$1.79 NZ$3.12
$1.03 Rp 17.1K
73.79%
Water (1.5 liter bottle)
$3.58 NZ$6.25
$0.57 Rp 9,488
528.07%
Cigarettes 20 Pack (Marlboro, Camel)
$15.27 NZ$26.66
$2.31 Rp 38.5K
561.04%
Wine (Bottle)
$8.37 NZ$14.61
$15.21 Rp 253.5K
-44.97%
Local Beer (0.5 liter bottle)
$3.66 NZ$6.4
$2.49 Rp 41.5K
46.99%
Imported Beer (0.33 liter bottle)
$5.59 NZ$9.75
$2.66 Rp 44.3K
110.15%
🚌 Getting Around
Rarotonga
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.02 NZ$5.27
$0.29 Rp 4,911
941.38%
Public Transport Monthly Pass (Regular Price)
-
$10.03 Rp 167.1K
-
Taxi Start (Normal Tariff)
$21.33 NZ$37.24
$0.45 Rp 7,480
4640.00%
Taxi (Normal Tariff) (1km)
-
$0.34 Rp 5,748
-
Taxi 1hour Waiting (Normal Tariff)
$36.22 NZ$63.2
$5.97 Rp 99.4K
506.70%
Gasoline (1 liter)
$1.8 NZ$3.14
$0.75 Rp 12.4K
140.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$12.2K NZ$21.3K
$25.8K Rp 430.2M
-52.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$31.7K Rp 528.9M
-
🧾 Monthly Utilities & Internet
Rarotonga
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$92.2 NZ$161
$64.6 Rp 1.1M
42.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.73 NZ$53.7
$4.14 Rp 69K
642.27%
Internet (50+ Mbps, Unlimited Data)
$103 NZ$180
$23.99 Rp 399.7K
330.18%
🎉 Sport & Entertainment
Rarotonga
Ubud, Bali
Difference
Gym Membership (Monthly)
$25.44 NZ$44.42
$23.29 Rp 388.1K
9.23%
Tennis Court (1 Hour on Weekend)
$24.37 NZ$42.55
$6.19 Rp 103.1K
293.70%
Cinema Ticket
$6.96 NZ$12.15
$3.45 Rp 57.5K
101.74%
🧸 Childcare & Education
Rarotonga
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$91.9 Rp 1.5M
-
International Primary School, 1 Child (Yearly)
$1,421 NZ$2,481
$5,912 Rp 98.5M
-75.97%
👕👟 Clothing & Footwear
Rarotonga
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
-
$51.5 Rp 857.6K
-
Summer Dress (H&M, Zara, etc)
-
$24.45 Rp 407.3K
-
Sport Shoes (Adidas, Nike)
-
$84.4 Rp 1.4M
-
Men's Leather Business Shoes
-
$74.3 Rp 1.2M
-
🏠 Accommodation & Living
Rarotonga
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$492 NZ$858
$261 Rp 4.4M
88.13%
1-bedroom Apartment, Outside City Center (Monthly)
$491 NZ$857
$160 Rp 2.7M
207.73%
3-bedroom Apartment, City Center (Monthly)
$731 NZ$1,276
$585 Rp 9.7M
24.94%
3-bedroom Apartment, Outside City Center (Monthly)
$722 NZ$1,261
$328 Rp 5.5M
119.89%
Buy Apartment in City Center (m2)
-
$985 Rp 16.4M
-
Buy Apartment Outside City Center (m2)
-
$847 Rp 14.1M
-
💵 Salaries & Financials
Rarotonga
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
13.28
-39.76%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rarotonga: December 2, 2025

Last update for Ubud, Bali: December 2, 2025

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