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Cost of Living Comparison Between Rarotonga and Ubud, Bali Cost of Living Comparison Between Rarotonga and Ubud, Bali

😐 Solo nomad: Rarotonga is 16.6% more expensive than Ubud, Bali without rent, and 5.4% cheaper with rent.
😐 Family of 3: Rarotonga is 52.4% more expensive than Ubud, Bali without rent, and 27.7% cheaper with rent.
Currency
🍽 Eating Out
Rarotonga
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.98 NZ$20.84
$3.43 Rp 58.1K
249.27%
Three-Course Dinner for Two, Mid-Range
$61.0 NZ$106
$32.70 Rp 553.4K
86.57%
Fast Food Meal (McDonalds, etc)
$7.34 NZ$12.77
$5.04 Rp 85.2K
45.63%
Cappuccino
$4.28 NZ$7.45
$2.85 Rp 48.2K
50.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.28 NZ$5.71
$1.34 Rp 22.8K
144.78%
Water (0.33 liter bottle)
$2.83 NZ$4.92
$0.75 Rp 12.6K
277.33%
Local Beer (0.5 liter draught)
$6.71 NZ$11.67
$2.90 Rp 49.1K
131.38%
Imported Beer (0.33 liter bottle)
$5.52 NZ$9.61
$3.94 Rp 66.7K
40.10%
🛒 Groceries & Markets
Rarotonga
Ubud, Bali
Difference
Milk (1 liter)
$2.32 NZ$4.03
$1.80 Rp 30.5K
28.89%
White Bread (500g)
$3.01 NZ$5.23
$2.55 Rp 43.2K
18.04%
Rice (white) (1kg)
$1.48 NZ$2.57
$1.19 Rp 20.2K
24.37%
Eggs
$6.64 NZ$11.55
$2.42 Rp 40.9K
174.38%
Local Cheese (1kg)
$8.84 NZ$15.38
$14.38 Rp 243.4K
-38.53%
Chicken Fillets (1kg)
$7.44 NZ$12.95
$4.21 Rp 71.2K
76.72%
Beef Round Steak (1kg)
$7.14 NZ$12.43
$11.88 Rp 201.0K
-39.90%
Apples (1kg)
$2.90 NZ$5.05
$3.71 Rp 62.8K
-21.83%
Banana (1kg)
$3.06 NZ$5.32
$1.56 Rp 26.4K
96.15%
Oranges (1kg)
$3.65 NZ$6.36
$2.77 Rp 46.9K
31.77%
Tomato (1kg)
$3.09 NZ$5.37
$2.22 Rp 37.6K
39.19%
Potato (1kg)
$1.82 NZ$3.17
$1.99 Rp 33.8K
-8.54%
Onion (1kg)
$1.40 NZ$2.44
$2.29 Rp 38.8K
-38.86%
Lettuce (1 head)
$1.77 NZ$3.09
$1.01 Rp 17.1K
75.25%
Water (1.5 liter bottle)
$3.57 NZ$6.21
$0.78 Rp 13.3K
357.69%
Cigarettes 20 Pack (Marlboro, Camel)
$15.24 NZ$26.52
$3.17 Rp 53.6K
380.76%
Wine (Bottle)
$8.45 NZ$14.71
$23.70 Rp 401.1K
-64.35%
Local Beer (0.5 liter bottle)
$3.66 NZ$6.37
$2.78 Rp 47.0K
31.65%
Imported Beer (0.33 liter bottle)
$5.51 NZ$9.60
$2.75 Rp 46.5K
100.36%
🚌 Getting Around
Rarotonga
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.94 NZ$5.12
$0.27 Rp 4,514
988.89%
Public Transport Monthly Pass (Regular Price)
-
$8.14 Rp 137.7K
-
Taxi Start (Normal Tariff)
$21.27 NZ$37.02
$0.45 Rp 7,609
4626.67%
Taxi (Normal Tariff) (1km)
-
$0.42 Rp 7,192
-
Taxi 1hour Waiting (Normal Tariff)
$35.85 NZ$62.4
$6.18 Rp 104.6K
480.10%
Gasoline (1 liter)
$1.76 NZ$3.06
$0.80 Rp 13.5K
120.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$12.0K NZ$20.8K
$26.2K Rp 443.1M
-54.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$31.6K Rp 534.8M
-
🧾 Monthly Utilities & Internet
Rarotonga
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$92.1 NZ$160
$80.7 Rp 1.4M
14.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.93 NZ$52.1
$4.12 Rp 69.8K
626.46%
Internet (50+ Mbps, Unlimited Data)
$107 NZ$187
$23.70 Rp 401.0K
352.74%
🎉 Sport & Entertainment
Rarotonga
Ubud, Bali
Difference
Gym Membership (Monthly)
$24.97 NZ$43.45
$96.9 Rp 1.6M
-74.22%
Tennis Court (1 Hour on Weekend)
$23.71 NZ$41.25
$6.29 Rp 106.4K
276.95%
Cinema Ticket
$6.89 NZ$12.00
$4.11 Rp 69.5K
67.64%
🧸 Childcare & Education
Rarotonga
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$298 Rp 5.0M
-
International Primary School, 1 Child (Yearly)
$1,454 NZ$2,529
$6,540 Rp 110.7M
-77.77%
👕👟 Clothing & Footwear
Rarotonga
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
-
$53.4 Rp 904.2K
-
Summer Dress (H&M, Zara, etc)
-
$38.33 Rp 648.6K
-
Sport Shoes (Adidas, Nike)
-
$86.4 Rp 1.5M
-
Men's Leather Business Shoes
-
$78.9 Rp 1.3M
-
🏠 Accommodation & Living
Rarotonga
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$486 NZ$845
$1,015 Rp 17.2M
-52.18%
1-bedroom Apartment, Outside City Center (Monthly)
$477 NZ$830
$669 Rp 11.3M
-28.63%
3-bedroom Apartment, City Center (Monthly)
$723 NZ$1,259
$3,348 Rp 56.7M
-78.39%
3-bedroom Apartment, Outside City Center (Monthly)
$709 NZ$1,234
$2,114 Rp 35.8M
-66.44%
Buy Apartment in City Center (m2)
-
$3,020 Rp 51.1M
-
Buy Apartment Outside City Center (m2)
-
$2,334 Rp 39.5M
-
💵 Salaries & Financials
Rarotonga
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8
13.28
-39.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rarotonga: January 12, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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