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Cost of Living Comparison Between Ramsey, NJ and Ubud, Bali Cost of Living Comparison Between Ramsey, NJ and Ubud, Bali

😐 Solo nomad: Ramsey, NJ is 134.9% more expensive than Ubud, Bali without rent, and 244.4% more expensive with rent.
😐 Family of 3: Ramsey, NJ is 94.8% more expensive than Ubud, Bali without rent, and 241.9% more expensive with rent.
Currency
🍽 Eating Out
Ramsey, NJ
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.09 $20.09
$2.85 Rp 47.5K
604.91%
Three-Course Dinner for Two, Mid-Range
$120 $120
$12.26 Rp 204.3K
881.24%
Fast Food Meal (McDonalds, etc)
$11.77 $11.77
$3.28 Rp 54.6K
258.84%
Cappuccino
$5.78 $5.78
$2.3 Rp 38.3K
151.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.74 $2.74
$1.11 Rp 18.5K
146.85%
Water (0.33 liter bottle)
$2.05 $2.05
$0.26 Rp 4,324
688.46%
Local Beer (0.5 liter draught)
$7.92 $7.92
$2.4 Rp 40K
230.00%
Imported Beer (0.33 liter bottle)
$7.88 $7.88
$3.15 Rp 52.5K
150.16%
🛒 Groceries & Markets
Ramsey, NJ
Ubud, Bali
Difference
Milk (1 liter)
$1.46 $1.46
$1.49 Rp 24.9K
-2.01%
White Bread (500g)
$4.33 $4.33
$1.65 Rp 27.5K
162.42%
Rice (white) (1kg)
$6.39 $6.39
$1.13 Rp 18.9K
465.49%
Eggs
$5.41 $5.41
$2.33 Rp 38.9K
132.19%
Local Cheese (1kg)
$13.92 $13.92
$13.7 Rp 228.3K
1.61%
Chicken Fillets (1kg)
$12.29 $12.29
$3.97 Rp 66.2K
209.57%
Beef Round Steak (1kg)
$13.29 $13.29
$11.22 Rp 187K
18.45%
Apples (1kg)
$6.19 $6.19
$3.48 Rp 57.9K
77.87%
Banana (1kg)
$1.63 $1.63
$1.5 Rp 25K
8.67%
Oranges (1kg)
$5.61 $5.61
$2.68 Rp 44.6K
109.33%
Tomato (1kg)
$6.19 $6.19
$1.35 Rp 22.5K
358.52%
Potato (1kg)
$2.79 $2.79
$1.57 Rp 26.2K
77.71%
Onion (1kg)
$4.81 $4.81
$2.1 Rp 34.9K
129.05%
Lettuce (1 head)
$2.73 $2.73
$1.03 Rp 17.1K
165.05%
Water (1.5 liter bottle)
$2.32 $2.32
$0.57 Rp 9,488
307.02%
Cigarettes 20 Pack (Marlboro, Camel)
$11.86 $11.86
$2.31 Rp 38.5K
413.42%
Wine (Bottle)
$14.8 $14.8
$15.21 Rp 253.5K
-2.70%
Local Beer (0.5 liter bottle)
$2.48 $2.48
$2.49 Rp 41.5K
-0.40%
Imported Beer (0.33 liter bottle)
$3.63 $3.63
$2.66 Rp 44.3K
36.47%
🚌 Getting Around
Ramsey, NJ
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.96 $1.96
$0.29 Rp 4,911
575.86%
Public Transport Monthly Pass (Regular Price)
-
$10.03 Rp 167.1K
-
Taxi Start (Normal Tariff)
$2.91 $2.91
$0.45 Rp 7,480
546.67%
Taxi (Normal Tariff) (1km)
$2.12 $2.12
$0.34 Rp 5,748
523.53%
Taxi 1hour Waiting (Normal Tariff)
$41.22 $41.22
$5.97 Rp 99.4K
590.45%
Gasoline (1 liter)
$0.92 $0.92
$0.75 Rp 12.4K
22.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.4K $25.4K
$25.8K Rp 430.2M
-1.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3K $24.3K
$31.7K Rp 528.9M
-23.40%
🧾 Monthly Utilities & Internet
Ramsey, NJ
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 $121
$64.6 Rp 1.1M
87.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.9 $58.9
$4.14 Rp 69K
1323.43%
Internet (50+ Mbps, Unlimited Data)
$59.2 $59.2
$23.99 Rp 399.7K
146.69%
🎉 Sport & Entertainment
Ramsey, NJ
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.34 $42.34
$23.29 Rp 388.1K
81.79%
Tennis Court (1 Hour on Weekend)
-
$6.19 Rp 103.1K
-
Cinema Ticket
$19.85 $19.85
$3.45 Rp 57.5K
475.36%
🧸 Childcare & Education
Ramsey, NJ
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,918 $1,918
$91.9 Rp 1.5M
1987.14%
International Primary School, 1 Child (Yearly)
$14.1K $14.1K
$5,912 Rp 98.5M
139.20%
👕👟 Clothing & Footwear
Ramsey, NJ
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$20.32 $20.32
$51.5 Rp 857.6K
-60.52%
Summer Dress (H&M, Zara, etc)
$59.5 $59.5
$24.45 Rp 407.3K
143.27%
Sport Shoes (Adidas, Nike)
$29.76 $29.76
$84.4 Rp 1.4M
-64.72%
Men's Leather Business Shoes
$98.6 $98.6
$74.3 Rp 1.2M
32.62%
🏠 Accommodation & Living
Ramsey, NJ
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$3,264 $3,264
$261 Rp 4.4M
1148.93%
1-bedroom Apartment, Outside City Center (Monthly)
$1,337 $1,337
$160 Rp 2.7M
738.33%
3-bedroom Apartment, City Center (Monthly)
$2,578 $2,578
$585 Rp 9.7M
340.63%
3-bedroom Apartment, Outside City Center (Monthly)
$2,185 $2,185
$328 Rp 5.5M
565.57%
Buy Apartment in City Center (m2)
$2,961 $2,961
$985 Rp 16.4M
200.55%
Buy Apartment Outside City Center (m2)
$2,395 $2,395
$847 Rp 14.1M
182.83%
💵 Salaries & Financials
Ramsey, NJ
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
13.28
-50.98%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ramsey, NJ: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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