Cost of Living Comparison Between Ramsey, NJ and New York, NY Cost of Living Comparison Between Ramsey, NJ and New York, NY

🙂 Solo nomad: Ramsey, NJ is 39% cheaper than New York, NY without rent, and 41% cheaper with rent.

🙂 Family of 3: Ramsey, NJ is 32.2% cheaper than New York, NY without rent, and 45.7% cheaper with rent.

Meal at Budget Restaurant

$19.67 $19.67

$29.68 $29.68

-33.73%

Three-Course Dinner for Two, Mid-Range

$119 $119

$144 $144

-17.33%

Fast Food Meal (McDonalds, etc)

$12.03 $12.03

$12.43 $12.43

-3.22%

Cappuccino

$5.7 $5.7

$5.84 $5.84

-2.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.8 $2.8

$3.26 $3.26

-14.11%

Water (0.33 liter bottle)

$2.11 $2.11

$2.58 $2.58

-18.22%

Local Beer (0.5 liter draught)

$8.22 $8.22

$8.24 $8.24

-0.24%

Imported Beer (0.33 liter bottle)

$8.18 $8.18

$11.86 $11.86

-31.03%

Milk (1 liter)

$1.44 $1.44

$1.56 $1.56

-7.69%

White Bread (500g)

$4.4 $4.4

$5.23 $5.23

-15.87%

Rice (white) (1kg)

$6.46 $6.46

$8.11 $8.11

-20.35%

Eggs

$5.4 $5.4

$7.25 $7.25

-25.52%

Local Cheese (1kg)

$13.51 $13.51

$17.08 $17.08

-20.90%

Chicken Fillets (1kg)

$12.51 $12.51

$16.24 $16.24

-22.97%

Beef Round Steak (1kg)

$13.39 $13.39

$20.02 $20.02

-33.12%

Apples (1kg)

$5.88 $5.88

$7.49 $7.49

-21.50%

Banana (1kg)

$1.62 $1.62

$2.55 $2.55

-36.47%

Oranges (1kg)

$5.84 $5.84

$5.82 $5.82

0.34%

Tomato (1kg)

$6.22 $6.22

$6.52 $6.52

-4.60%

Potato (1kg)

$2.77 $2.77

$3.72 $3.72

-25.54%

Onion (1kg)

$4.81 $4.81

$3.9 $3.9

23.33%

Lettuce (1 head)

$2.7 $2.7

$3.07 $3.07

-12.05%

Water (1.5 liter bottle)

$2.36 $2.36

$2.57 $2.57

-8.17%

Cigarettes 20 Pack (Marlboro, Camel)

$12.11 $12.11

$19.21 $19.21

-36.96%

Wine (Bottle)

$15.18 $15.18

$17.79 $17.79

-14.67%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$3.01 $3.01

-14.29%

Imported Beer (0.33 liter bottle)

$3.56 $3.56

$3.72 $3.72

-4.30%

One-way Ticket (Public Transport)

$1.95 $1.95

$2.92 $2.92

-33.22%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$2.94 $2.94

$5.13 $5.13

-42.69%

Taxi (Normal Tariff) (1km)

$2.19 $2.19

$2.15 $2.15

1.86%

Taxi 1hour Waiting (Normal Tariff)

$42.67 $42.67

$41.57 $41.57

2.65%

Gasoline (1 liter)

$0.96 $0.96

$0.95 $0.95

1.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K $24.9K

$35K $35K

-28.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$27.7K $27.7K

-12.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 $122

$179 $179

-31.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.8 $58.8

$60 $60

-1.88%

Internet (50+ Mbps, Unlimited Data)

$61.2 $61.2

$63.8 $63.8

-4.20%

Gym Membership (Monthly)

$43.34 $43.34

$141 $141

-69.20%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.88 $19.88

$19.9 $19.9

-0.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,876 $1,876

$3,206 $3,206

-41.49%

International Primary School, 1 Child (Yearly)

$14.1K $14.1K

$56.5K $56.5K

-75.11%

Jeans (Levis 501 Or Similar)

$19.62 $19.62

$65.7 $65.7

-70.14%

Summer Dress (H&M, Zara, etc)

$59.5 $59.5

$48.75 $48.75

22.07%

Sport Shoes (Adidas, Nike)

$30.4 $30.4

$111 $111

-72.65%

Men's Leather Business Shoes

$98.1 $98.1

$172 $172

-42.81%

1-bedroom Apartment, City Center (Monthly)

$3,345 $3,345

$4,165 $4,165

-19.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,373 $1,373

$2,653 $2,653

-48.27%

3-bedroom Apartment, City Center (Monthly)

$2,597 $2,597

$8,412 $8,412

-69.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,246 $2,246

$5,277 $5,277

-57.44%

Buy Apartment in City Center (m2)

$2,552 $2,552

$15.6K $15.6K

-83.66%

Buy Apartment Outside City Center (m2)

$2,442 $2,442

$11.2K $11.2K

-78.11%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.44

1.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ramsey, NJ: October 28, 2025

Last update for New York, NY: October 28, 2025

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