Cost of Living Comparison Between Ramsey, NJ and Chicago, IL Cost of Living Comparison Between Ramsey, NJ and Chicago, IL

🙂 Solo nomad: Ramsey, NJ is 20.7% cheaper than Chicago, IL without rent, and 12.9% cheaper with rent.

🙂 Family of 3: Ramsey, NJ is 11.3% cheaper than Chicago, IL without rent, and 15% cheaper with rent.

Meal at Budget Restaurant

$19.67 $19.67

$20.82 $20.82

-5.52%

Three-Course Dinner for Two, Mid-Range

$119 $119

$100 $100

18.80%

Fast Food Meal (McDonalds, etc)

$12.03 $12.03

$11.97 $11.97

0.50%

Cappuccino

$5.7 $5.7

$5.56 $5.56

2.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.8 $2.8

$3.11 $3.11

-9.97%

Water (0.33 liter bottle)

$2.11 $2.11

$2.42 $2.42

-12.81%

Local Beer (0.5 liter draught)

$8.22 $8.22

$6.86 $6.86

19.83%

Imported Beer (0.33 liter bottle)

$8.18 $8.18

$8.45 $8.45

-3.20%

Milk (1 liter)

$1.44 $1.44

$1.04 $1.04

38.46%

White Bread (500g)

$4.4 $4.4

$4.15 $4.15

6.02%

Rice (white) (1kg)

$6.46 $6.46

$5.52 $5.52

17.03%

Eggs

$5.4 $5.4

$4.65 $4.65

16.13%

Local Cheese (1kg)

$13.51 $13.51

$14.33 $14.33

-5.72%

Chicken Fillets (1kg)

$12.51 $12.51

$14.88 $14.88

-15.93%

Beef Round Steak (1kg)

$13.39 $13.39

$19.34 $19.34

-30.77%

Apples (1kg)

$5.88 $5.88

$5.17 $5.17

13.73%

Banana (1kg)

$1.62 $1.62

$1.71 $1.71

-5.26%

Oranges (1kg)

$5.84 $5.84

$4.41 $4.41

32.43%

Tomato (1kg)

$6.22 $6.22

$4.51 $4.51

37.92%

Potato (1kg)

$2.77 $2.77

$2.53 $2.53

9.49%

Onion (1kg)

$4.81 $4.81

$2.74 $2.74

75.55%

Lettuce (1 head)

$2.7 $2.7

$2.43 $2.43

11.11%

Water (1.5 liter bottle)

$2.36 $2.36

$2.7 $2.7

-12.59%

Cigarettes 20 Pack (Marlboro, Camel)

$12.11 $12.11

$15.19 $15.19

-20.28%

Wine (Bottle)

$15.18 $15.18

$16.42 $16.42

-7.55%

Local Beer (0.5 liter bottle)

$2.58 $2.58

$2.35 $2.35

9.79%

Imported Beer (0.33 liter bottle)

$3.56 $3.56

$3.7 $3.7

-3.78%

One-way Ticket (Public Transport)

$1.95 $1.95

$2.53 $2.53

-22.92%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$2.94 $2.94

$3.34 $3.34

-11.98%

Taxi (Normal Tariff) (1km)

$2.19 $2.19

$1.42 $1.42

54.23%

Taxi 1hour Waiting (Normal Tariff)

$42.67 $42.67

$25.42 $25.42

67.86%

Gasoline (1 liter)

$0.96 $0.96

$1.08 $1.08

-11.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K $24.9K

$32.4K $32.4K

-23.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$26.2K $26.2K

-7.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 $122

$188 $188

-35.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.8 $58.8

$63.7 $63.7

-7.63%

Internet (50+ Mbps, Unlimited Data)

$61.2 $61.2

$65.2 $65.2

-6.21%

Gym Membership (Monthly)

$43.34 $43.34

$76.7 $76.7

-43.51%

Tennis Court (1 Hour on Weekend)

$13.03 $13.03

Cinema Ticket

$19.88 $19.88

$14.93 $14.93

33.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,876 $1,876

$2,063 $2,063

-9.04%

International Primary School, 1 Child (Yearly)

$14.1K $14.1K

$39.2K $39.2K

-64.12%

Jeans (Levis 501 Or Similar)

$19.62 $19.62

$64.3 $64.3

-69.49%

Summer Dress (H&M, Zara, etc)

$59.5 $59.5

$52.4 $52.4

13.59%

Sport Shoes (Adidas, Nike)

$30.4 $30.4

$95.2 $95.2

-68.07%

Men's Leather Business Shoes

$98.1 $98.1

$145 $145

-32.17%

1-bedroom Apartment, City Center (Monthly)

$3,345 $3,345

$2,378 $2,378

40.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,373 $1,373

$1,584 $1,584

-13.37%

3-bedroom Apartment, City Center (Monthly)

$2,597 $2,597

$4,763 $4,763

-45.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,246 $2,246

$2,815 $2,815

-20.21%

Buy Apartment in City Center (m2)

$2,552 $2,552

$3,588 $3,588

-28.88%

Buy Apartment Outside City Center (m2)

$2,442 $2,442

$2,490 $2,490

-1.92%

Average Monthly Net Salary (After Tax)

$5,275 $5,275

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.6

-1.36%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ramsey, NJ: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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