Last update: Oct 2026

Cost of Living Comparison Between Ragusa and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,517 in Ragusa, rent and utilities included – about $7,200 less a year. Rent and utilities account for about half of the difference.

73

Cost of Living Index in Ragusa
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Ragusa Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Ragusa

🇮🇹 Italy

$1,517

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ragusa and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ragusa and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,517 in Ragusa versus $918 in Cebu.

Ragusa $1,517
Cebu $918

Estimated couple costs with rent: $2,312 in Ragusa versus $1,409 in Cebu.

Ragusa $2,312
Cebu $1,409

Monthly costs for a family of three with rent: $3,107 in Ragusa versus $1,900 in Cebu.

Ragusa $3,107
Cebu $1,900

Living in Ragusa is roughly 65% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ragusa is 12% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.98 €15.10

$3.09 ₱194

449.51%

Three-Course Dinner for Two, Mid-Range

$55.8 €49.59

$24.22 ₱1,525

130.18%

Fast Food Meal (McDonalds, etc)

$11.13 €9.90

$3.92 ₱247

183.93%

Cappuccino

$2.06 €1.84

$2.51 ₱158

-17.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 €1.94

$1.59 ₱100

37.11%

Water (0.33 liter bottle)

$0.93 €0.83

$0.53 ₱33.43

75.47%

Local Beer (0.5 liter draught)

$5.69 €5.06

$1.78 ₱112

219.66%

Imported Beer (0.33 liter bottle)

$3.93 €3.49

$2.17 ₱137

81.11%

Milk (1 liter)

$1.27 €1.13

$1.92 ₱121

-33.85%

White Bread (500g)

$1.85 €1.64

$1.36 ₱85.4

36.03%

Rice (white) (1kg)

$2.44 €2.17

$1.01 ₱63.5

141.58%

Eggs

$2.85 €2.53

$2.03 ₱128

40.39%

Local Cheese (1kg)

$14.46 €12.87

$9.86 ₱621

46.65%

Chicken Fillets (1kg)

$11.74 €10.44

$4.39 ₱277

167.43%

Beef Round Steak (1kg)

$16.60 €14.77

$7.60 ₱479

118.42%

Apples (1kg)

$2.98 €2.65

$3.30 ₱208

-9.70%

Banana (1kg)

$2.10 €1.86

$1.39 ₱87.8

51.08%

Oranges (1kg)

$1.71 €1.52

$2.33 ₱147

-26.61%

Tomato (1kg)

$2.51 €2.24

$1.50 ₱94.3

67.33%

Potato (1kg)

$1.71 €1.52

$2.36 ₱149

-27.54%

Onion (1kg)

$1.48 €1.31

$1.90 ₱119

-22.11%

Lettuce (1 head)

$1.74 €1.55

$1.19 ₱74.9

46.22%

Water (1.5 liter bottle)

$0.43 €0.38

$0.63 ₱39.71

-31.75%

Cigarettes 20 Pack (Marlboro, Camel)

$6.87 €6.11

$3.00 ₱189

129.00%

Wine (Bottle)

$7.67 €6.82

$6.03 ₱379

27.20%

Local Beer (0.5 liter bottle)

$2.11 €1.87

$1.23 ₱77.7

71.54%

Imported Beer (0.33 liter bottle)

$2.91 €2.59

$1.75 ₱110

66.29%

One-way Ticket (Public Transport)

$1.71 €1.52

$0.25 ₱15.86

584.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$3.40 €3.03

$0.77 ₱48.62

341.56%

Taxi (Normal Tariff) (1km)

$1.14 €1.01

$0.23 ₱14.53

395.65%

Taxi 1hour Waiting (Normal Tariff)

$37.63 €33.47

$4.46 ₱281

743.72%

Gasoline (1 liter)

$1.99 €1.77

$1.31 ₱82.8

51.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.9K €32.8K

$21.2K ₱1.3M

73.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K €31.0K

$19.1K ₱1.2M

82.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 €203

$120 ₱7,569

90.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.19 €8.17

$14.00 ₱882

-34.36%

Internet (50+ Mbps, Unlimited Data)

$26.39 €23.47

$27.54 ₱1,734

-4.18%

Gym Membership (Monthly)

$42.09 €37.44

$32.33 ₱2,035

30.19%

Tennis Court (1 Hour on Weekend)

$13.37 €11.90

$6.65 ₱419

101.05%

Cinema Ticket

$8.34 €7.42

$5.65 ₱356

47.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$167 €149

$275 ₱17.3K

-39.27%

International Primary School, 1 Child (Yearly)

$5,483 €4,877

$7,918 ₱498.5K

-30.76%

Jeans (Levis 501 Or Similar)

$70.8 €62.9

$49.33 ₱3,106

43.44%

Summer Dress (H&M, Zara, etc)

$21.88 €19.47

$25.24 ₱1,589

-13.31%

Sport Shoes (Adidas, Nike)

$84.8 €75.4

$77.0 ₱4,846

10.14%

Men's Leather Business Shoes

$126 €112

$57.2 ₱3,601

120.91%

1-bedroom Apartment, City Center (Monthly)

$439 €390

$500 ₱31.5K

-12.13%

1-bedroom Apartment, Outside City Center (Monthly)

$496 €441

$309 ₱19.4K

60.57%

3-bedroom Apartment, City Center (Monthly)

$939 €836

$1,078 ₱67.9K

-12.84%

3-bedroom Apartment, Outside City Center (Monthly)

$886 €788

$615 ₱38.7K

43.96%

Buy Apartment in City Center (m2)

$1,242 €1,105

$2,886 ₱181.7K

-56.96%

Buy Apartment Outside City Center (m2)

$960 €854

$1,917 ₱120.7K

-49.91%

Average Monthly Net Salary (After Tax)

$1,520 €1,352

$346 ₱21.8K

339.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.39

7.2

-52.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ragusa: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ragusa

$496 32.7%

Cebu

$309 33.6% 37.7% $187

Groceries & Markets

Ragusa

$303 20%

Cebu

$206 22.4% 32% $97

Monthly Utilities & Internet

Ragusa

$264 17.4%

Cebu

$162 17.6% 38.7% $102

Eating Out

Ragusa

$243 16%

Cebu

$88 9.6% 63.6% $154

Clothing & Footwear

Ragusa

$137 9%

Cebu

$94 10.2% 31.3% $43

Sport & Entertainment

Ragusa

$59 3.9%

Cebu

$44 4.8% 25.8% $15

Getting Around

Ragusa

$16 * 1.1%

Cebu

$16 1.7% 2.3% $0.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $439 in Ragusa and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Ragusa pays 339% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Ragusa vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $303 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Ragusa

🇵🇭 Cebu

🕒 Local time

12:59 12:59 PM

18:59 6:59 PM

6 h ahead of Ragusa

🌤 Weather

👥 Population

73,735

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Ragusa Cebu 10,970 km ≈ 14 h nonstop flight

From you

Ragusa
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ragusa vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 65% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 339% higher in Ragusa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $439 in Ragusa versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 47% higher in Ragusa. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,517 per month in Ragusa versus $918 in Cebu – a 65% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,517 in Ragusa, a $1,500 budget is realistic in Cebu but tight or insufficient in Ragusa. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ragusa, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ragusa and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 65% less than in Ragusa. Beyond cost, consider language, visa policies, and how big the international community is in each city.