Cost of Living Comparison Between Ragama and Chiang Mai Cost of Living Comparison Between Ragama and Chiang Mai

Monthly Cost of Living

A single person spends $519 per month in Ragama vs $852 in Chiang Mai, rent included.

A couple spends around $861 per month in Ragama vs $1,360 in Chiang Mai, rent included.

A family of three spends $1,203 per month in Ragama vs $1,867 in Chiang Mai, rent included.

Ragama is about 39% cheaper than Chiang Mai, driven mainly by Sport & Entertainment.

Both Ragama and Chiang Mai are more affordable than the global median – Ragama 61% lower, Chiang Mai 36% lower.

Meal at Budget Restaurant

$4.07 LKR 1,363

$2.04 ฿68.4

99.51%

Three-Course Dinner for Two, Mid-Range

$24.91 LKR 8,346

$18.71 ฿626

33.14%

Fast Food Meal (McDonalds, etc)

$8.51 LKR 2,850

$7.86 ฿263

8.27%

Cappuccino

$2.63 LKR 880

$2.03 ฿67.9

29.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.73 LKR 245

$0.80 ฿26.71

-8.75%

Water (0.33 liter bottle)

$0.38 LKR 126

$0.35 ฿11.71

8.57%

Local Beer (0.5 liter draught)

$2.32 LKR 777

$2.14 ฿71.7

8.41%

Imported Beer (0.33 liter bottle)

$3.32 LKR 1,112

$3.67 ฿123

-9.54%

Milk (1 liter)

$1.58 LKR 528

$1.73 ฿57.8

-8.67%

White Bread (500g)

$0.56 LKR 189

$1.57 ฿52.5

-64.33%

Rice (white) (1kg)

$0.73 LKR 243

$1.20 ฿40.10

-39.17%

Eggs

$2.11 LKR 706

$1.97 ฿66.0

7.11%

Local Cheese (1kg)

$14.22 LKR 4,765

$16.23 ฿543

-12.38%

Chicken Fillets (1kg)

$4.54 LKR 1,523

$3.06 ฿102

48.37%

Beef Round Steak (1kg)

$8.20 LKR 2,747

$10.80 ฿361

-24.07%

Apples (1kg)

$7.41 LKR 2,482

$2.77 ฿92.6

167.51%

Banana (1kg)

$1.12 LKR 376

$1.17 ฿39.05

-4.27%

Oranges (1kg)

$5.81 LKR 1,948

$1.71 ฿57.1

239.77%

Tomato (1kg)

$1.24 LKR 416

$1.59 ฿53.3

-22.01%

Potato (1kg)

$1.16 LKR 388

$1.39 ฿46.63

-16.55%

Onion (1kg)

$1.24 LKR 416

$1.16 ฿38.67

6.90%

Lettuce (1 head)

$1.15 LKR 386

$0.66 ฿22.11

74.24%

Water (1.5 liter bottle)

$0.55 LKR 186

$0.52 ฿17.35

5.77%

Cigarettes 20 Pack (Marlboro, Camel)

$10.07 LKR 3,373

$4.65 ฿155

116.56%

Wine (Bottle)

$12.44 LKR 4,167

$17.78 ฿595

-30.03%

Local Beer (0.5 liter bottle)

$2.10 LKR 705

$1.79 ฿59.8

17.32%

Imported Beer (0.33 liter bottle)

$2.98 LKR 999

$3.34 ฿112

-10.78%

One-way Ticket (Public Transport)

$0.91 ฿30.35

Public Transport Monthly Pass (Regular Price)

$18.64 ฿624

Taxi Start (Normal Tariff)

$0.38 LKR 129

$1.41 ฿47.17

-73.05%

Taxi (Normal Tariff) (1km)

$0.35 LKR 118

$1.34 ฿44.82

-73.88%

Taxi 1hour Waiting (Normal Tariff)

$0.57 LKR 191

$8.11 ฿271

-92.97%

Gasoline (1 liter)

$1.26 LKR 423

$1.23 ฿41.27

2.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K LKR 8.8M

$21.4K ฿717.0K

22.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.2K LKR 11.4M

$21.8K ฿730.0K

56.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.4 LKR 19.9K

$71.3 ฿2,386

-16.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.29 LKR 1,437

$14.01 ฿469

-69.38%

Internet (50+ Mbps, Unlimited Data)

$14.96 LKR 5,013

$17.93 ฿600

-16.56%

Gym Membership (Monthly)

$40.82 ฿1,365

Tennis Court (1 Hour on Weekend)

$6.88 ฿230

Cinema Ticket

$3.36 LKR 1,127

$5.72 ฿191

-41.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$37.47 LKR 12.6K

$308 ฿10.3K

-87.85%

International Primary School, 1 Child (Yearly)

$445 LKR 149.1K

$14.7K ฿491.0K

-96.97%

Jeans (Levis 501 Or Similar)

$27.07 LKR 9,070

$55.8 ฿1,865

-51.46%

Summer Dress (H&M, Zara, etc)

$19.30 LKR 6,467

$26.04 ฿871

-25.88%

Sport Shoes (Adidas, Nike)

$69.5 LKR 23.3K

$84.8 ฿2,837

-18.05%

Men's Leather Business Shoes

$39.20 LKR 13.1K

$71.0 ฿2,375

-44.78%

1-bedroom Apartment, City Center (Monthly)

$423 ฿14.2K

1-bedroom Apartment, Outside City Center (Monthly)

$242 ฿8,110

3-bedroom Apartment, City Center (Monthly)

$797 ฿26.7K

3-bedroom Apartment, Outside City Center (Monthly)

$507 ฿17.0K

Buy Apartment in City Center (m2)

$1,918 ฿64.2K

Buy Apartment Outside City Center (m2)

$1,464 ฿49.0K

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

16.45

229.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ragama: July 26, 2026

Last update for Chiang Mai: July 27, 2026

Cost Breakdown

A mid-range dinner for two costs $25.00 in Ragama versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $255 vs $244 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ragama vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 64% more than Ragama, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $779 per month in Ragama and $1,279 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $25.00 in Ragama and $19.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 4% cheaper in Chiang Mai – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$1,200 covers both cities comfortably – all-in costs are $519 in Ragama and $852 in Chiang Mai, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Ragama costs $519 versus $852 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ragama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.