Last update: Oct 2026

Cost of Living Comparison Between Quarteira and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,720 in Quarteira, rent and utilities included – about $9,600 less a year. Rent and utilities account for most of the difference.

84

Cost of Living Index in Quarteira
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Quarteira Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Quarteira

🇵🇹 Portugal

$1,720

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Quarteira and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Quarteira and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,720 in Quarteira versus $918 in Cebu.

Quarteira $1,720
Cebu $918

Estimated couple costs with rent: $2,512 in Quarteira versus $1,409 in Cebu.

Quarteira $2,512
Cebu $1,409

Monthly costs for a family of three with rent: $3,304 in Quarteira versus $1,900 in Cebu.

Quarteira $3,304
Cebu $1,900

Living in Quarteira is roughly 87% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Quarteira is 27% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.70 €12.19

$3.09 ₱194

343.37%

Three-Course Dinner for Two, Mid-Range

$59.2 €52.6

$24.22 ₱1,525

144.26%

Fast Food Meal (McDonalds, etc)

$10.99 €9.78

$3.92 ₱247

180.36%

Cappuccino

$1.84 €1.63

$2.51 ₱158

-26.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 €2.00

$1.59 ₱100

41.51%

Water (0.33 liter bottle)

$1.64 €1.46

$0.53 ₱33.43

209.43%

Local Beer (0.5 liter draught)

$2.82 €2.51

$1.78 ₱112

58.43%

Imported Beer (0.33 liter bottle)

$2.44 €2.17

$2.17 ₱137

12.44%

Milk (1 liter)

$1.01 €0.90

$1.92 ₱121

-47.40%

White Bread (500g)

$1.50 €1.33

$1.36 ₱85.4

10.29%

Rice (white) (1kg)

$1.47 €1.31

$1.01 ₱63.5

45.54%

Eggs

$3.52 €3.13

$2.03 ₱128

73.40%

Local Cheese (1kg)

$12.55 €11.17

$9.86 ₱621

27.28%

Chicken Fillets (1kg)

$6.17 €5.49

$4.39 ₱277

40.55%

Beef Round Steak (1kg)

$11.41 €10.15

$7.60 ₱479

50.13%

Apples (1kg)

$2.16 €1.92

$3.30 ₱208

-34.55%

Banana (1kg)

$1.42 €1.27

$1.39 ₱87.8

2.16%

Oranges (1kg)

$1.85 €1.64

$2.33 ₱147

-20.60%

Tomato (1kg)

$2.51 €2.23

$1.50 ₱94.3

67.33%

Potato (1kg)

$1.83 €1.63

$2.36 ₱149

-22.46%

Onion (1kg)

$1.95 €1.74

$1.90 ₱119

2.63%

Lettuce (1 head)

$1.41 €1.26

$1.19 ₱74.9

18.49%

Water (1.5 liter bottle)

$0.84 €0.74

$0.63 ₱39.71

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$6.38 €5.68

$3.00 ₱189

112.67%

Wine (Bottle)

$4.98 €4.43

$6.03 ₱379

-17.41%

Local Beer (0.5 liter bottle)

$0.97 €0.86

$1.23 ₱77.7

-21.14%

Imported Beer (0.33 liter bottle)

$2.06 €1.83

$1.75 ₱110

17.71%

One-way Ticket (Public Transport)

$5.20 €4.62

$0.25 ₱15.86

1980.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$3.77 €3.35

$0.77 ₱48.62

389.61%

Taxi (Normal Tariff) (1km)

$1.08 €0.96

$0.23 ₱14.53

369.57%

Taxi 1hour Waiting (Normal Tariff)

$16.48 €14.66

$4.46 ₱281

269.51%

Gasoline (1 liter)

$2.09 €1.86

$1.31 ₱82.8

59.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K €30.2K

$21.2K ₱1.3M

59.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K €34.0K

$19.1K ₱1.2M

99.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 €145

$120 ₱7,569

35.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.17 €17.05

$14.00 ₱882

36.93%

Internet (50+ Mbps, Unlimited Data)

$34.28 €30.50

$27.54 ₱1,734

24.47%

Gym Membership (Monthly)

$87.9 €78.2

$32.33 ₱2,035

171.91%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$9.87 €8.78

$5.65 ₱356

74.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$452 €402

$275 ₱17.3K

64.23%

International Primary School, 1 Child (Yearly)

$10.9K €9,700

$7,918 ₱498.5K

37.71%

Jeans (Levis 501 Or Similar)

$71.5 €63.6

$49.33 ₱3,106

45.00%

Summer Dress (H&M, Zara, etc)

$44.65 €39.72

$25.24 ₱1,589

76.90%

Sport Shoes (Adidas, Nike)

$103 €91.9

$77.0 ₱4,846

34.19%

Men's Leather Business Shoes

$119 €106

$57.2 ₱3,601

107.90%

1-bedroom Apartment, City Center (Monthly)

$852 €758

$500 ₱31.5K

70.63%

1-bedroom Apartment, Outside City Center (Monthly)

$784 €697

$309 ₱19.4K

153.80%

3-bedroom Apartment, City Center (Monthly)

$1,436 €1,278

$1,078 ₱67.9K

33.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,201 €1,068

$615 ₱38.7K

95.18%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$1,323 €1,177

$346 ₱21.8K

282.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.57

7.2

-50.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Quarteira: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Quarteira

$784 45.6%

Cebu

$309 33.6% 60.6% $475

Groceries & Markets

Quarteira

$231 13.4%

Cebu

$206 22.4% 10.9% $25

Monthly Utilities & Internet

Quarteira

$216 12.6%

Cebu

$162 17.6% 25.2% $54

Eating Out

Quarteira

$199 11.6%

Cebu

$88 9.6% 55.7% $111

Clothing & Footwear

Quarteira

$152 8.9%

Cebu

$94 10.2% 38.3% $58

Sport & Entertainment

Quarteira

$108 6.3%

Cebu

$44 4.8% 59.5% $64

Getting Around

Quarteira

$30 * 1.7%

Cebu

$16 1.7% 48% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $852 in Quarteira and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Quarteira pays 282% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Quarteira vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $231 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇹 Quarteira

🇵🇭 Cebu

🕒 Local time

05:23 5:23 AM

12:23 12:23 PM

7 h ahead of Quarteira

🌤 Weather

👥 Population

24,421

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Quarteira Cebu 12,750 km ≈ 16 h nonstop flight

From you

Quarteira
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Quarteira vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 87% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 282% higher in Quarteira, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $852 in Quarteira versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Quarteira. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,720 per month in Quarteira versus $918 in Cebu – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,720 in Quarteira, a $1,500 budget is realistic in Cebu but tight or insufficient in Quarteira. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Quarteira, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Quarteira and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 87% less than in Quarteira. Beyond cost, consider language, visa policies, and how big the international community is in each city.