Last update: Oct 2026

Cost of Living Comparison Between Qormi and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,875 in Qormi, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

91

Cost of Living Index in Qormi
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Qormi Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Qormi

🇲🇹 Malta

$1,875

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Qormi and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Qormi and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,875 in Qormi versus $918 in Cebu.

Qormi $1,875
Cebu $918

Estimated couple costs with rent: $2,659 in Qormi versus $1,409 in Cebu.

Qormi $2,659
Cebu $1,409

Monthly costs for a family of three with rent: $3,442 in Qormi versus $1,900 in Cebu.

Qormi $3,442
Cebu $1,900

Living in Qormi is roughly 104% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Qormi is 39% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.88 €15.01

$3.09 ₱194

446.28%

Three-Course Dinner for Two, Mid-Range

$90.7 €80.7

$24.22 ₱1,525

274.53%

Fast Food Meal (McDonalds, etc)

$13.26 €11.80

$3.92 ₱247

238.27%

Cappuccino

$2.08 €1.85

$2.51 ₱158

-17.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 €2.02

$1.59 ₱100

42.77%

Water (0.33 liter bottle)

$1.38 €1.22

$0.53 ₱33.43

160.38%

Local Beer (0.5 liter draught)

$3.45 €3.07

$1.78 ₱112

93.82%

Imported Beer (0.33 liter bottle)

$3.55 €3.16

$2.17 ₱137

63.59%

Milk (1 liter)

$1.32 €1.17

$1.92 ₱121

-31.25%

White Bread (500g)

$0.57 €0.51

$1.36 ₱85.4

-58.09%

Rice (white) (1kg)

$3.51 €3.12

$1.01 ₱63.5

247.52%

Eggs

$3.66 €3.25

$2.03 ₱128

80.30%

Local Cheese (1kg)

$10.45 €9.30

$9.86 ₱621

5.98%

Chicken Fillets (1kg)

$4.56 €4.06

$4.39 ₱277

3.87%

Beef Round Steak (1kg)

$17.97 €15.98

$7.60 ₱479

136.45%

Apples (1kg)

$3.26 €2.90

$3.30 ₱208

-1.21%

Banana (1kg)

$2.80 €2.49

$1.39 ₱87.8

101.44%

Oranges (1kg)

$3.89 €3.46

$2.33 ₱147

66.95%

Tomato (1kg)

$3.39 €3.01

$1.50 ₱94.3

126.00%

Potato (1kg)

$1.84 €1.64

$2.36 ₱149

-22.03%

Onion (1kg)

$1.71 €1.52

$1.90 ₱119

-10.00%

Lettuce (1 head)

$2.21 €1.96

$1.19 ₱74.9

85.71%

Water (1.5 liter bottle)

$0.75 €0.66

$0.63 ₱39.71

19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$6.07 €5.40

$3.00 ₱189

102.33%

Wine (Bottle)

$4.47 €3.98

$6.03 ₱379

-25.87%

Local Beer (0.5 liter bottle)

$1.66 €1.47

$1.23 ₱77.7

34.96%

Imported Beer (0.33 liter bottle)

$2.30 €2.04

$1.75 ₱110

31.43%

One-way Ticket (Public Transport)

$2.74 €2.44

$0.25 ₱15.86

996.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$3.83 €3.41

$0.77 ₱48.62

397.40%

Taxi (Normal Tariff) (1km)

$1.84 €1.63

$0.23 ₱14.53

700.00%

Taxi 1hour Waiting (Normal Tariff)

$33.01 €29.36

$4.46 ₱281

640.13%

Gasoline (1 liter)

$1.46 €1.30

$1.31 ₱82.8

11.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K €24.7K

$21.2K ₱1.3M

30.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.6K €34.3K

$19.1K ₱1.2M

101.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 €105

$120 ₱7,569

-1.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.49 €18.22

$14.00 ₱882

46.36%

Internet (50+ Mbps, Unlimited Data)

$28.95 €25.75

$27.54 ₱1,734

5.12%

Gym Membership (Monthly)

$62.6 €55.7

$32.33 ₱2,035

93.63%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.02 €9.81

$5.65 ₱356

95.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$272 €242

$275 ₱17.3K

-1.36%

International Primary School, 1 Child (Yearly)

$12.2K €10.9K

$7,918 ₱498.5K

54.24%

Jeans (Levis 501 Or Similar)

$56.7 €50.5

$49.33 ₱3,106

15.00%

Summer Dress (H&M, Zara, etc)

$69.6 €61.9

$25.24 ₱1,589

175.67%

Sport Shoes (Adidas, Nike)

$88.5 €78.8

$77.0 ₱4,846

15.05%

Men's Leather Business Shoes

$133 €118

$57.2 ₱3,601

131.77%

1-bedroom Apartment, City Center (Monthly)

$1,117 €994

$500 ₱31.5K

123.64%

1-bedroom Apartment, Outside City Center (Monthly)

$934 €831

$309 ₱19.4K

202.50%

3-bedroom Apartment, City Center (Monthly)

$1,592 €1,416

$1,078 ₱67.9K

47.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,106 €983

$615 ₱38.7K

79.71%

Buy Apartment in City Center (m2)

$4,042 €3,596

$2,886 ₱181.7K

40.06%

Buy Apartment Outside City Center (m2)

$2,823 €2,511

$1,917 ₱120.7K

47.28%

Average Monthly Net Salary (After Tax)

$1,571 €1,398

$346 ₱21.8K

354.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.05

7.2

-43.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Qormi: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Qormi

$934 49.8%

Cebu

$309 33.6% 66.9% $625

Groceries & Markets

Qormi

$270 14.4%

Cebu

$206 22.4% 23.7% $64

Eating Out

Qormi

$239 12.7%

Cebu

$88 9.6% 63% $150

Monthly Utilities & Internet

Qormi

$167 8.9%

Cebu

$162 17.6% 3.3% $5.5

Clothing & Footwear

Qormi

$156 8.3%

Cebu

$94 10.2% 39.9% $62

Sport & Entertainment

Qormi

$85 4.5%

Cebu

$44 4.8% 48.5% $41

Getting Around

Qormi

$24 * 1.3%

Cebu

$16 1.7% 35% $8.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Qormi and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Qormi pays 354% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Qormi vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $270 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇲🇹 Qormi

🇵🇭 Cebu

🕒 Local time

12:26 12:26 PM

18:26 6:26 PM

6 h ahead of Qormi

🌤 Weather

👥 Population

16,779

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Qormi Cebu 11,030 km ≈ 14 h nonstop flight

From you

Qormi
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Qormi vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 104% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 354% higher in Qormi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,117 in Qormi versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 31% higher in Qormi. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,875 per month in Qormi versus $918 in Cebu – a 104% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,875 in Qormi, a $1,500 budget is realistic in Cebu but tight or insufficient in Qormi. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Qormi, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Qormi and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 104% less than in Qormi. Beyond cost, consider language, visa policies, and how big the international community is in each city.