Last update: Oct 2026

Cost of Living Comparison Between Pula and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,577 in Pula, rent and utilities included – about $7,900 less a year. Other living expenses account for most of the difference.

76

Cost of Living Index in Pula
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Pula Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Pula

🇭🇷 Croatia

$1,577

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Pula and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Pula and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,577 in Pula versus $918 in Cebu.

Pula $1,577
Cebu $918

Estimated couple costs with rent: $2,504 in Pula versus $1,409 in Cebu.

Pula $2,504
Cebu $1,409

Monthly costs for a family of three with rent: $3,432 in Pula versus $1,900 in Cebu.

Pula $3,432
Cebu $1,900

Living in Pula is roughly 72% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Pula is 17% above, Cebu is 32% below.

Meal at Budget Restaurant

$14.57 €13.01

$3.09 ₱194

371.52%

Three-Course Dinner for Two, Mid-Range

$66.0 €58.9

$24.22 ₱1,522

172.46%

Fast Food Meal (McDonalds, etc)

$8.89 €7.94

$3.92 ₱246

126.79%

Cappuccino

$2.48 €2.22

$2.51 ₱157

-1.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 €2.66

$1.59 ₱100

87.42%

Water (0.33 liter bottle)

$2.11 €1.89

$0.53 ₱33.37

298.11%

Local Beer (0.5 liter draught)

$3.29 €2.94

$1.78 ₱112

84.83%

Imported Beer (0.33 liter bottle)

$4.35 €3.88

$2.17 ₱136

100.46%

Milk (1 liter)

$1.18 €1.05

$1.92 ₱121

-38.54%

White Bread (500g)

$1.79 €1.60

$1.36 ₱85.2

31.62%

Rice (white) (1kg)

$3.20 €2.85

$1.01 ₱63.4

216.83%

Eggs

$3.90 €3.48

$2.03 ₱127

92.12%

Local Cheese (1kg)

$10.68 €9.54

$9.86 ₱620

8.32%

Chicken Fillets (1kg)

$10.67 €9.53

$4.39 ₱276

143.05%

Beef Round Steak (1kg)

$18.47 €16.50

$7.60 ₱478

143.03%

Apples (1kg)

$1.91 €1.71

$3.30 ₱207

-42.12%

Banana (1kg)

$1.88 €1.68

$1.39 ₱87.6

35.25%

Oranges (1kg)

$2.12 €1.89

$2.33 ₱147

-9.01%

Tomato (1kg)

$2.55 €2.28

$1.50 ₱94.1

70.00%

Potato (1kg)

$1.31 €1.17

$2.36 ₱148

-44.49%

Onion (1kg)

$1.30 €1.16

$1.90 ₱119

-31.58%

Lettuce (1 head)

$1.31 €1.17

$1.19 ₱74.8

10.08%

Water (1.5 liter bottle)

$1.21 €1.08

$0.63 ₱39.63

92.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.54 €4.95

$3.00 ₱189

84.67%

Wine (Bottle)

$7.80 €6.96

$6.03 ₱379

29.35%

Local Beer (0.5 liter bottle)

$1.89 €1.69

$1.23 ₱77.5

53.66%

Imported Beer (0.33 liter bottle)

$2.38 €2.13

$1.75 ₱110

36.00%

One-way Ticket (Public Transport)

$2.18 €1.95

$0.25 ₱15.83

772.00%

Public Transport Monthly Pass (Regular Price)

$33.87 €30.24

$12.64 ₱794

167.96%

Taxi Start (Normal Tariff)

$3.38 €3.01

$0.77 ₱48.52

338.96%

Taxi (Normal Tariff) (1km)

$2.18 €1.94

$0.23 ₱14.50

847.83%

Taxi 1hour Waiting (Normal Tariff)

$21.65 €19.33

$4.46 ₱280

385.43%

Gasoline (1 liter)

$1.78 €1.59

$1.31 ₱82.6

35.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K €23.3K

$21.2K ₱1.3M

22.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K €24.0K

$19.1K ₱1.2M

40.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 €139

$120 ₱7,554

29.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.06 €19.70

$14.00 ₱880

57.57%

Internet (50+ Mbps, Unlimited Data)

$40.22 €35.92

$27.54 ₱1,731

46.04%

Gym Membership (Monthly)

$49.30 €44.03

$32.33 ₱2,031

52.49%

Tennis Court (1 Hour on Weekend)

$37.54 €33.53

$6.65 ₱418

464.51%

Cinema Ticket

$10.91 €9.74

$5.65 ₱355

93.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$237 €212

$275 ₱17.3K

-13.75%

International Primary School, 1 Child (Yearly)

$2,769 €2,473

$7,918 ₱497.5K

-65.02%

Jeans (Levis 501 Or Similar)

$115 €102

$49.33 ₱3,100

132.62%

Summer Dress (H&M, Zara, etc)

$35.58 €31.77

$25.24 ₱1,586

40.97%

Sport Shoes (Adidas, Nike)

$144 €128

$77.0 ₱4,836

86.82%

Men's Leather Business Shoes

$133 €118

$57.2 ₱3,594

131.66%

1-bedroom Apartment, City Center (Monthly)

$667 €596

$500 ₱31.4K

33.60%

1-bedroom Apartment, Outside City Center (Monthly)

$523 €467

$309 ₱19.4K

69.44%

3-bedroom Apartment, City Center (Monthly)

$1,302 €1,163

$1,078 ₱67.7K

20.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,004 €896

$615 ₱38.7K

63.14%

Buy Apartment in City Center (m2)

$4,316 €3,854

$2,886 ₱181.3K

49.56%

Buy Apartment Outside City Center (m2)

$3,539 €3,160

$1,917 ₱120.4K

84.63%

Average Monthly Net Salary (After Tax)

$1,520 €1,357

$346 ₱21.7K

339.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.54

7.2

-50.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pula: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Pula

$523 33.2%

Cebu

$309 33.6% 41% $214

Groceries & Markets

Pula

$297 18.8%

Cebu

$206 22.4% 30.7% $91

Eating Out

Pula

$219 13.9%

Cebu

$88 9.6% 59.6% $130

Monthly Utilities & Internet

Pula

$218 13.8%

Cebu

$162 17.6% 25.7% $56

Clothing & Footwear

Pula

$192 12.2%

Cebu

$94 10.2% 51.1% $98

Sport & Entertainment

Pula

$71 4.5%

Cebu

$44 4.8% 38.7% $28

Getting Around

Pula

$57 3.6%

Cebu

$16 1.7% 72.6% $41

Cost Breakdown

A one-bedroom apartment in the center runs $667 in Pula and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Pula pays 339% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Pula vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $297 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇭🇷 Pula

🇵🇭 Cebu

🕒 Local time

13:06 1:06 PM

19:06 7:06 PM

6 h ahead of Pula

🌤 Weather

👥 Population

52,220

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 15, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 15, 2026: 1 USD = 62.83 PHP (100 PHP = 1.59 USD). 1 EUR = 70.36 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Pula Cebu 10,730 km ≈ 14 h nonstop flight

From you

Pula
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pula vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 72% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 339% higher in Pula, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $667 in Pula versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,577 per month in Pula versus $918 in Cebu – a 72% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 168% less than in Pula. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,577 in Pula, a $1,500 budget is realistic in Cebu but tight or insufficient in Pula. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Pula, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Pula and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 72% less than in Pula. Beyond cost, consider language, visa policies, and how big the international community is in each city.