Last update: Oct 2026

Cost of Living Comparison Between Prato and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,896 in Prato, rent and utilities included – about $11,700 less a year. Rent and utilities account for about half of the difference.

93

Cost of Living Index in Prato
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Prato Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Prato

🇮🇹 Italy

$1,896

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Prato and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Prato and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,896 in Prato versus $918 in Cebu.

Prato $1,896
Cebu $918

Estimated couple costs with rent: $2,806 in Prato versus $1,409 in Cebu.

Prato $2,806
Cebu $1,409

Monthly costs for a family of three with rent: $3,716 in Prato versus $1,900 in Cebu.

Prato $3,716
Cebu $1,900

Living in Prato is roughly 107% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Prato is 40% above, Cebu is 32% below.

Meal at Budget Restaurant

$24.11 €21.44

$3.09 ₱195

680.26%

Three-Course Dinner for Two, Mid-Range

$76.8 €68.3

$24.22 ₱1,525

217.09%

Fast Food Meal (McDonalds, etc)

$11.63 €10.34

$3.92 ₱247

196.68%

Cappuccino

$1.84 €1.64

$2.51 ₱158

-26.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 €2.65

$1.59 ₱100

87.42%

Water (0.33 liter bottle)

$1.50 €1.33

$0.53 ₱33.45

183.02%

Local Beer (0.5 liter draught)

$6.79 €6.03

$1.78 ₱112

281.46%

Imported Beer (0.33 liter bottle)

$5.52 €4.91

$2.17 ₱137

154.38%

Milk (1 liter)

$1.59 €1.42

$1.92 ₱121

-17.19%

White Bread (500g)

$2.20 €1.95

$1.36 ₱85.5

61.76%

Rice (white) (1kg)

$2.93 €2.61

$1.01 ₱63.6

190.10%

Eggs

$4.59 €4.08

$2.03 ₱128

126.11%

Local Cheese (1kg)

$20.28 €18.04

$9.86 ₱621

105.68%

Chicken Fillets (1kg)

$12.31 €10.95

$4.39 ₱277

180.41%

Beef Round Steak (1kg)

$19.14 €17.02

$7.60 ₱479

151.84%

Apples (1kg)

$2.47 €2.20

$3.30 ₱208

-25.15%

Banana (1kg)

$2.35 €2.09

$1.39 ₱87.8

69.06%

Oranges (1kg)

$3.38 €3.00

$2.33 ₱147

45.06%

Tomato (1kg)

$3.21 €2.85

$1.50 ₱94.3

114.00%

Potato (1kg)

$2.31 €2.06

$2.36 ₱149

-2.12%

Onion (1kg)

$1.66 €1.47

$1.90 ₱119

-12.63%

Lettuce (1 head)

$1.24 €1.10

$1.19 ₱74.9

4.20%

Water (1.5 liter bottle)

$0.36 €0.32

$0.63 ₱39.73

-42.86%

Cigarettes 20 Pack (Marlboro, Camel)

$6.39 €5.68

$3.00 ₱189

113.00%

Wine (Bottle)

$8.16 €7.26

$6.03 ₱380

35.32%

Local Beer (0.5 liter bottle)

$1.95 €1.73

$1.23 ₱77.7

58.54%

Imported Beer (0.33 liter bottle)

$3.12 €2.77

$1.75 ₱110

78.29%

One-way Ticket (Public Transport)

$2.19 €1.95

$0.25 ₱15.87

776.00%

Public Transport Monthly Pass (Regular Price)

$38.28 €34.04

$12.64 ₱796

202.85%

Taxi Start (Normal Tariff)

$3.67 €3.26

$0.77 ₱48.64

376.62%

Taxi (Normal Tariff) (1km)

$1.26 €1.12

$0.23 ₱14.54

447.83%

Taxi 1hour Waiting (Normal Tariff)

$30.90 €27.49

$4.46 ₱281

592.83%

Gasoline (1 liter)

$1.98 €1.76

$1.31 ₱82.8

51.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K €25.3K

$21.2K ₱1.3M

34.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.0K €31.2K

$19.1K ₱1.2M

83.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$288 €256

$120 ₱7,573

139.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.55 €10.27

$14.00 ₱882

-17.50%

Internet (50+ Mbps, Unlimited Data)

$29.39 €26.14

$27.54 ₱1,735

6.72%

Gym Membership (Monthly)

$42.61 €37.90

$32.33 ₱2,036

31.80%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$11.54 €10.27

$5.65 ₱356

104.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$383 €341

$275 ₱17.3K

39.22%

International Primary School, 1 Child (Yearly)

$16.9K €15.0K

$7,918 ₱498.8K

113.00%

Jeans (Levis 501 Or Similar)

$97.6 €86.8

$49.33 ₱3,107

97.75%

Summer Dress (H&M, Zara, etc)

$36.24 €32.23

$25.24 ₱1,590

43.58%

Sport Shoes (Adidas, Nike)

$99.8 €88.8

$77.0 ₱4,848

29.68%

Men's Leather Business Shoes

$148 €132

$57.2 ₱3,603

159.55%

1-bedroom Apartment, City Center (Monthly)

$747 €665

$500 ₱31.5K

49.64%

1-bedroom Apartment, Outside City Center (Monthly)

$604 €537

$309 ₱19.5K

95.52%

3-bedroom Apartment, City Center (Monthly)

$1,046 €931

$1,078 ₱67.9K

-2.91%

3-bedroom Apartment, Outside City Center (Monthly)

$879 €782

$615 ₱38.8K

42.85%

Buy Apartment in City Center (m2)

$3,215 €2,859

$2,886 ₱181.8K

11.39%

Buy Apartment Outside City Center (m2)

$2,092 €1,861

$1,917 ₱120.7K

9.16%

Average Monthly Net Salary (After Tax)

$2,098 €1,866

$346 ₱21.8K

506.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.16

7.2

-56.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Prato: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Prato

$604 31.8%

Cebu

$309 33.6% 48.9% $295

Groceries & Markets

Prato

$356 18.8%

Cebu

$206 22.4% 42.1% $150

Monthly Utilities & Internet

Prato

$329 17.4%

Cebu

$162 17.6% 50.8% $167

Eating Out

Prato

$313 16.5%

Cebu

$88 9.6% 71.8% $224

Clothing & Footwear

Prato

$172 9.1%

Cebu

$94 10.2% 45.4% $78

Sport & Entertainment

Prato

$66 3.5%

Cebu

$44 4.8% 33.6% $22

Getting Around

Prato

$57 3%

Cebu

$16 1.7% 72.7% $41

Cost Breakdown

A one-bedroom apartment in the center runs $747 in Prato and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Prato pays 506% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Prato vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $356 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Prato

🇵🇭 Cebu

🕒 Local time

20:39 8:39 PM

02:39 2:39 AM

6 h ahead of Prato

🌤 Weather

👥 Population

191,150

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Prato Cebu 10,970 km ≈ 14 h nonstop flight

From you

Prato
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Prato vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 107% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 506% higher in Prato, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $747 in Prato versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,896 per month in Prato versus $918 in Cebu – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 203% less than in Prato. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,896 in Prato, a $1,500 budget is realistic in Cebu but tight or insufficient in Prato. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Prato, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Prato and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 107% less than in Prato. Beyond cost, consider language, visa policies, and how big the international community is in each city.