Last update: Oct 2026

Cost of Living Comparison Between Poltava and Cebu

For one person, living is cheaper in Poltava: $750 a month against $918 in Cebu, rent and utilities included – about $2,000 less a year. Rent and utilities account for most of the difference.

Poltava
🇺🇦 Ukraine
$750
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Poltava and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Poltava and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $750 in Poltava versus $918 in Cebu.

  • Poltava $750
  • Cebu $918

Estimated couple costs with rent: $954 in Poltava versus $1,409 in Cebu.

  • Poltava $954
  • Cebu $1,409

Monthly costs for a family of three with rent: $1,157 in Poltava versus $1,900 in Cebu.

  • Poltava $1,157
  • Cebu $1,900

Living in Poltava costs roughly 18% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Poltava 44% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Poltava
Cebu
Difference
Meal at Budget Restaurant
$5.45 ₴245
$3.09 ₱194
76.38%
Three-Course Dinner for Two, Mid-Range
$32.82 ₴1,473
$24.22 ₱1,525
35.51%
Fast Food Meal (McDonalds, etc)
$7.92 ₴356
$3.92 ₱247
102.04%
Cappuccino
$1.68 ₴75.6
$2.51 ₱158
-33.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.77 ₴34.71
$1.59 ₱100
-51.57%
Water (0.33 liter bottle)
$0.59 ₴26.44
$0.53 ₱33.43
11.32%
Local Beer (0.5 liter draught)
$0.94 ₴42.20
$1.78 ₱112
-47.19%
Imported Beer (0.33 liter bottle)
$1.97 ₴88.5
$2.17 ₱137
-9.22%
🛒 Groceries & Markets
Poltava
Cebu
Difference
Milk (1 liter)
$1.08 ₴48.39
$1.92 ₱121
-43.75%
White Bread (500g)
$0.76 ₴34.23
$1.36 ₱85.4
-44.12%
Rice (white) (1kg)
$1.49 ₴66.9
$1.01 ₱63.5
47.52%
Eggs
$1.95 ₴87.6
$2.03 ₱128
-3.94%
Local Cheese (1kg)
$9.59 ₴430
$9.86 ₱621
-2.74%
Chicken Fillets (1kg)
$5.23 ₴235
$4.39 ₱277
19.13%
Beef Round Steak (1kg)
$6.62 ₴297
$7.60 ₱479
-12.89%
Apples (1kg)
$1.25 ₴55.9
$3.30 ₱208
-62.12%
Banana (1kg)
$1.54 ₴69.0
$1.39 ₱87.8
10.79%
Oranges (1kg)
$1.83 ₴82.3
$2.33 ₱147
-21.46%
Tomato (1kg)
$1.31 ₴58.9
$1.50 ₱94.3
-12.67%
Potato (1kg)
$0.46 ₴20.45
$2.36 ₱149
-80.51%
Onion (1kg)
$0.28 ₴12.67
$1.90 ₱119
-85.26%
Lettuce (1 head)
$1.45 ₴65.2
$1.19 ₱74.9
21.85%
Water (1.5 liter bottle)
$0.65 ₴29.37
$0.63 ₱39.71
3.17%
Cigarettes 20 Pack (Marlboro, Camel)
$3.40 ₴152
$3.00 ₱189
13.33%
Wine (Bottle)
$5.02 ₴225
$6.03 ₱379
-16.75%
Local Beer (0.5 liter bottle)
$0.78 ₴35.16
$1.23 ₱77.7
-36.59%
Imported Beer (0.33 liter bottle)
$1.43 ₴64.1
$1.75 ₱110
-18.29%
🚌 Getting Around
Poltava
Cebu
Difference
One-way Ticket (Public Transport)
$0.32 ₴14.20
$0.25 ₱15.86
28.00%
Public Transport Monthly Pass (Regular Price)
-
$12.64 ₱796
-
Taxi Start (Normal Tariff)
$2.27 ₴102
$0.77 ₱48.62
194.81%
Taxi (Normal Tariff) (1km)
$0.42 ₴18.80
$0.23 ₱14.53
82.61%
Taxi 1hour Waiting (Normal Tariff)
$4.36 ₴196
$4.46 ₱281
-2.24%
Gasoline (1 liter)
$1.49 ₴66.7
$1.31 ₱82.8
13.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.7K ₴1.3M
$21.2K ₱1.3M
35.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K ₴976.8K
$19.1K ₱1.2M
13.66%
🧾 Monthly Utilities & Internet
Poltava
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.4 ₴2,800
$120 ₱7,569
-48.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.89 ₴220
$14.00 ₱882
-65.07%
Internet (50+ Mbps, Unlimited Data)
$4.67 ₴209
$27.54 ₱1,734
-83.04%
🎉 Sport & Entertainment
Poltava
Cebu
Difference
Gym Membership (Monthly)
$20.06 ₴900
$32.33 ₱2,035
-37.95%
Tennis Court (1 Hour on Weekend)
$7.36 ₴330
$6.65 ₱419
10.68%
Cinema Ticket
$3.10 ₴139
$5.65 ₱356
-45.13%
🧸 Childcare & Education
Poltava
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$277 ₴12.4K
$275 ₱17.3K
0.54%
International Primary School, 1 Child (Yearly)
$15.1K ₴677.5K
$7,918 ₱498.5K
90.61%
👕👟 Clothing & Footwear
Poltava
Cebu
Difference
Jeans (Levis 501 Or Similar)
$61.4 ₴2,756
$49.33 ₱3,106
24.47%
Summer Dress (H&M, Zara, etc)
$39.63 ₴1,779
$25.24 ₱1,589
57.01%
Sport Shoes (Adidas, Nike)
$65.6 ₴2,943
$77.0 ₱4,846
-14.81%
Men's Leather Business Shoes
$85.6 ₴3,842
$57.2 ₱3,601
49.63%
🏠 Accommodation & Living
Poltava
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$311 ₴14.0K
$500 ₱31.5K
-37.73%
1-bedroom Apartment, Outside City Center (Monthly)
$263 ₴11.8K
$309 ₱19.4K
-14.93%
3-bedroom Apartment, City Center (Monthly)
-
$1,078 ₱67.9K
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$615 ₱38.7K
-
Buy Apartment in City Center (m2)
$881 ₴39.6K
$2,886 ₱181.7K
-69.47%
Buy Apartment Outside City Center (m2)
-
$1,917 ₱120.7K
-
💵 Salaries & Financials
Poltava
Cebu
Difference
Average Monthly Net Salary (After Tax)
$421 ₴18.9K
$346 ₱21.8K
21.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
17.88
7.2
148.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Poltava: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Poltava
$263
Cebu
$309 17.6% $46
Groceries & Markets
Poltava
$169
Cebu
$206 22% $37
Clothing & Footwear
Poltava
$113
Cebu
$94 17.2% $20
Eating Out
Poltava
$102
Cebu
$88 13.2% $13
Monthly Utilities & Internet
Poltava
$72
Cebu
$162 125% $90
Sport & Entertainment
Poltava
$26
Cebu
$44 66.1% $17
Getting Around
Poltava
$5.6 *
Cebu
$16 177% $9.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $311 in Poltava and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Poltava pays 22% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Poltava vs $24.00 in Cebu. Groceries flip the comparison at $169 vs $206, with Poltava cheaper for home cooking.

Good to know
🇺🇦 Poltava
🇵🇭 Cebu
🕒 Local time
14:43 2:43 PM
19:43 7:43 PM
5 h ahead of Poltava
🌤 Weather
👥 Population
297,600
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to UAH – Ukrainian Hryvnia Converter

Ukrainian Hryvnia exchange rates as of October 18, 2026: 1 USD = 44.89 UAH (100 UAH = 2.23 USD). 1 EUR = 50.46 UAH (100 UAH = 1.98 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Poltava Cebu 9,090 km ≈ 12 h nonstop flight
From you
  • Poltava
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Poltava vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Poltava?
Poltava is cheaper overall, especially in groceries, leisure, and utilities. The 22% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Poltava or Cebu?
Average pay runs 22% higher in Poltava, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Poltava and Cebu?
Rent for a central apartment: $311 in Poltava versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Poltava and in Cebu?
Supermarket bills run roughly 22% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Poltava and in Cebu?
All in, you'll spend $750 per month in Poltava versus $918 in Cebu – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $800 enough for either Poltava or Cebu?
Either city works on $800 a month, though Poltava gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Poltava or Cebu more family-friendly?
For families, Poltava is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Poltava or Cebu?
Safety-wise, Poltava and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Poltava gentler on the wallet – expenses run 22% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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