Last update: Oct 2026

Cost of Living Comparison Between Poland and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,513 in Poland, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

🇵🇱 Poland
$1,513
/mo nomad
Cebu
🇵🇭 Philippines
$934
/mo nomad
😐 Solo nomad: Poland is 37.5% more expensive than Cebu without rent, and 62% more expensive with rent.
😐 Family of 3: Poland is 42.5% more expensive than Cebu without rent, and 52% more expensive with rent.
Currency
🍽 Eating Out
Poland
Cebu
Difference
Meal at Budget Restaurant
$10.38 zł 40.57
$3.03 ₱190
242.57%
Three-Course Dinner for Two, Mid-Range
$47.66 zł 186
$23.48 ₱1,473
102.98%
Fast Food Meal (McDonalds, etc)
$8.89 zł 34.74
$4.09 ₱256
117.36%
Cappuccino
$3.71 zł 14.49
$2.52 ₱158
47.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.10 zł 8.22
$1.54 ₱96.9
36.36%
Water (0.33 liter bottle)
$1.85 zł 7.22
$0.49 ₱30.98
277.55%
Local Beer (0.5 liter draught)
$3.79 zł 14.83
$1.79 ₱112
111.73%
Imported Beer (0.33 liter bottle)
$4.18 zł 16.36
$2.26 ₱142
84.96%
🛒 Groceries & Markets
Poland
Cebu
Difference
Milk (1 liter)
$1.02 zł 4.00
$1.95 ₱122
-47.69%
White Bread (500g)
$1.29 zł 5.04
$1.43 ₱89.7
-9.79%
Rice (white) (1kg)
$1.43 zł 5.60
$1.02 ₱63.8
40.20%
Eggs
$3.39 zł 13.23
$2.06 ₱129
64.56%
Local Cheese (1kg)
$8.94 zł 34.95
$9.81 ₱615
-8.87%
Chicken Fillets (1kg)
$6.36 zł 24.85
$4.61 ₱289
37.96%
Beef Round Steak (1kg)
$12.34 zł 48.23
$7.70 ₱483
60.26%
Apples (1kg)
$1.15 zł 4.51
$3.31 ₱207
-65.26%
Banana (1kg)
$1.69 zł 6.62
$1.45 ₱90.9
16.55%
Oranges (1kg)
$1.67 zł 6.51
$2.36 ₱148
-29.24%
Tomato (1kg)
$2.89 zł 11.28
$1.54 ₱96.4
87.66%
Potato (1kg)
$0.88 zł 3.42
$2.36 ₱148
-62.71%
Onion (1kg)
$1.00 zł 3.92
$1.99 ₱125
-49.75%
Lettuce (1 head)
$1.23 zł 4.82
$1.15 ₱72.1
6.96%
Water (1.5 liter bottle)
$0.62 zł 2.44
$0.67 ₱42.15
-7.46%
Cigarettes 20 Pack (Marlboro, Camel)
$5.55 zł 21.68
$3.00 ₱188
85.00%
Wine (Bottle)
$6.86 zł 26.81
$6.35 ₱398
8.03%
Local Beer (0.5 liter bottle)
$1.10 zł 4.29
$1.31 ₱81.9
-16.03%
Imported Beer (0.33 liter bottle)
$1.56 zł 6.12
$1.73 ₱108
-9.83%
🚌 Getting Around
Poland
Cebu
Difference
One-way Ticket (Public Transport)
$1.11 zł 4.32
$0.25 ₱15.78
344.00%
Public Transport Monthly Pass (Regular Price)
$30.18 zł 118
$12.65 ₱793
138.58%
Taxi Start (Normal Tariff)
$2.15 zł 8.40
$0.74 ₱46.32
190.54%
Taxi (Normal Tariff) (1km)
$1.00 zł 3.92
$0.21 ₱13.11
376.19%
Taxi 1hour Waiting (Normal Tariff)
$12.55 zł 49.06
$4.33 ₱271
189.84%
Gasoline (1 liter)
$1.60 zł 6.24
$1.33 ₱83.5
20.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.9K zł 120.9K
$21.8K ₱1.4M
42.14%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.6K zł 108.0K
$19.4K ₱1.2M
42.44%
🧾 Monthly Utilities & Internet
Poland
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$298 zł 1,163
$121 ₱7,563
146.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.08 zł 35.50
$14.45 ₱907
-37.16%
Internet (50+ Mbps, Unlimited Data)
$17.11 zł 66.9
$28.29 ₱1,774
-39.52%
🎉 Sport & Entertainment
Poland
Cebu
Difference
Gym Membership (Monthly)
$38.67 zł 151
$32.68 ₱2,050
18.33%
Tennis Court (1 Hour on Weekend)
$25.74 zł 101
$6.39 ₱401
302.82%
Cinema Ticket
$7.72 zł 30.17
$5.46 ₱342
41.39%
🧸 Childcare & Education
Poland
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$412 zł 1,609
$273 ₱17.1K
50.52%
International Primary School, 1 Child (Yearly)
$8,889 zł 34.7K
$8,156 ₱511.5K
8.99%
👕👟 Clothing & Footwear
Poland
Cebu
Difference
Jeans (Levis 501 Or Similar)
$83.7 zł 327
$49.57 ₱3,109
68.85%
Summer Dress (H&M, Zara, etc)
$39.07 zł 153
$24.87 ₱1,560
57.10%
Sport Shoes (Adidas, Nike)
$87.9 zł 344
$76.6 ₱4,804
14.74%
Men's Leather Business Shoes
$99.7 zł 390
$59.3 ₱3,717
68.29%
🏠 Accommodation & Living
Poland
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$701 zł 2,740
$506 ₱31.7K
38.64%
1-bedroom Apartment, Outside City Center (Monthly)
$562 zł 2,196
$309 ₱19.4K
81.55%
3-bedroom Apartment, City Center (Monthly)
$1,146 zł 4,481
$1,052 ₱66.0K
9.01%
3-bedroom Apartment, Outside City Center (Monthly)
$908 zł 3,548
$619 ₱38.8K
46.64%
Buy Apartment in City Center (m2)
$3,640 zł 14.2K
$2,915 ₱182.9K
24.86%
Buy Apartment Outside City Center (m2)
$2,573 zł 10.1K
$1,867 ₱117.1K
37.83%
💵 Salaries & Financials
Poland
Cebu
Difference
Average Monthly Net Salary (After Tax)
$1,627 zł 6,358
$341 ₱21.4K
376.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.8
7.2
-5.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Poland: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Poland
$562
Cebu
$309 44.9% $252
Monthly Utilities & Internet
Poland
$324
Cebu
$163 49.6% $160
Groceries & Markets
Poland
$214
Cebu
$210 1.9% $4.1
Eating Out
Poland
$197
Cebu
$88 55.2% $109
Clothing & Footwear
Poland
$140
Cebu
$95 32.3% $45
Sport & Entertainment
Poland
$54
Cebu
$44 19.4% $11
Getting Around
Poland
$42
Cebu
$15 63% $26
Good to know
🇵🇱 Poland
🇵🇭 Cebu
🕒 Local time
07:25 7:25 AM
13:25 1:25 PM
6 h ahead of Poland
🌤 Weather
👥 Population
38,382,576
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

Polish Złoty exchange rates as of October 10, 2026: 1 USD = 3.91 PLN (1 PLN = 0.256 USD). 1 EUR = 4.38 PLN (1 PLN = 0.228 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

On the map
Between locations
  • Poland Cebu 9,960 km ≈ 13 h nonstop flight
From you
  • Poland
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Poland vs other spots: cost of living compared

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