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Cost of Living Comparison Between Podgorica and Ubud, Bali Cost of Living Comparison Between Podgorica and Ubud, Bali

😐 Solo nomad: Podgorica is 21% more expensive than Ubud, Bali without rent, and 78.1% more expensive with rent.
😐 Family of 3: Podgorica is 36.6% more expensive than Ubud, Bali without rent, and 78.2% more expensive with rent.
Currency
🍽 Eating Out
Podgorica
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.79 €8.44
$2.91 Rp 48.4K
236.43%
Three-Course Dinner for Two, Mid-Range
$46.12 €39.74
$12.33 Rp 205.4K
274.05%
Fast Food Meal (McDonalds, etc)
$9.04 €7.79
$3.21 Rp 53.5K
181.62%
Cappuccino
$2.06 €1.77
$2.28 Rp 38K
-9.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.36 €2.04
$1.16 Rp 19.3K
103.45%
Water (0.33 liter bottle)
$1.44 €1.24
$0.26 Rp 4,306
453.85%
Local Beer (0.5 liter draught)
$2.92 €2.52
$2.44 Rp 40.7K
19.67%
Imported Beer (0.33 liter bottle)
$3.56 €3.07
$3.28 Rp 54.7K
8.54%
🛒 Groceries & Markets
Podgorica
Ubud, Bali
Difference
Milk (1 liter)
$1.31 €1.13
$1.49 Rp 24.9K
-12.08%
White Bread (500g)
$1.03 €0.89
$1.62 Rp 27K
-36.42%
Rice (white) (1kg)
$2.29 €1.97
$1.14 Rp 18.9K
100.88%
Eggs
$3.22 €2.78
$2.33 Rp 38.9K
38.20%
Local Cheese (1kg)
$8.76 €7.54
$13.75 Rp 229.1K
-36.29%
Chicken Fillets (1kg)
$7.93 €6.83
$4.01 Rp 66.8K
97.76%
Beef Round Steak (1kg)
$12.16 €10.48
$11.36 Rp 189.2K
7.04%
Apples (1kg)
$1.52 €1.31
$3.46 Rp 57.7K
-56.07%
Banana (1kg)
$1.81 €1.56
$1.47 Rp 24.5K
23.13%
Oranges (1kg)
$1.69 €1.45
$2.69 Rp 44.9K
-37.17%
Tomato (1kg)
$2.48 €2.14
$1.38 Rp 22.9K
79.71%
Potato (1kg)
$0.95 €0.81
$1.6 Rp 26.6K
-40.63%
Onion (1kg)
$1.1 €0.95
$2.17 Rp 36.2K
-49.31%
Lettuce (1 head)
$1.95 €1.68
$0.96 Rp 15.9K
103.13%
Water (1.5 liter bottle)
$0.82 €0.7
$0.6 Rp 9,915
36.67%
Cigarettes 20 Pack (Marlboro, Camel)
$4.25 €3.66
$2.24 Rp 37.2K
89.73%
Wine (Bottle)
$5.65 €4.87
$14.72 Rp 245.2K
-61.62%
Local Beer (0.5 liter bottle)
$1.06 €0.91
$2.46 Rp 41K
-56.91%
Imported Beer (0.33 liter bottle)
$1.81 €1.56
$2.72 Rp 45.3K
-33.46%
🚌 Getting Around
Podgorica
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.06 €0.91
$0.32 Rp 5,353
231.25%
Public Transport Monthly Pass (Regular Price)
$34.78 €29.97
$9.78 Rp 162.9K
255.62%
Taxi Start (Normal Tariff)
$0.71 €0.61
$0.49 Rp 8,135
44.90%
Taxi (Normal Tariff) (1km)
$0.76 €0.66
$0.37 Rp 6,242
105.41%
Taxi 1hour Waiting (Normal Tariff)
$11.48 €9.89
$6.15 Rp 102.5K
86.67%
Gasoline (1 liter)
$1.77 €1.52
$0.71 Rp 11.8K
149.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K €25K
$26.6K Rp 443M
9.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33K €28.5K
$31.7K Rp 528.4M
4.16%
🧾 Monthly Utilities & Internet
Podgorica
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$116 €100
$63.7 Rp 1.1M
82.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.22 €15.7
$3.93 Rp 65.5K
363.61%
Internet (50+ Mbps, Unlimited Data)
$31.64 €27.26
$24.18 Rp 402.7K
30.85%
🎉 Sport & Entertainment
Podgorica
Ubud, Bali
Difference
Gym Membership (Monthly)
$45.15 €38.9
$23.22 Rp 386.8K
94.44%
Tennis Court (1 Hour on Weekend)
$13.43 €11.57
$6.18 Rp 102.9K
117.31%
Cinema Ticket
$5.89 €5.08
$3.3 Rp 54.9K
78.48%
🧸 Childcare & Education
Podgorica
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$288 €248
$93.1 Rp 1.6M
208.83%
International Primary School, 1 Child (Yearly)
$7,342 €6,326
$6,046 Rp 100.7M
21.43%
👕👟 Clothing & Footwear
Podgorica
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$83.9 €72.3
$51.9 Rp 864.2K
61.73%
Summer Dress (H&M, Zara, etc)
$44.39 €38.25
$24.92 Rp 415.1K
78.13%
Sport Shoes (Adidas, Nike)
$93.6 €80.7
$82.1 Rp 1.4M
14.11%
Men's Leather Business Shoes
$113 €97.1
$72.6 Rp 1.2M
55.35%
🏠 Accommodation & Living
Podgorica
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$625 €538
$258 Rp 4.3M
141.62%
1-bedroom Apartment, Outside City Center (Monthly)
$481 €414
$161 Rp 2.7M
199.60%
3-bedroom Apartment, City Center (Monthly)
$1,147 €988
$574 Rp 9.6M
99.69%
3-bedroom Apartment, Outside City Center (Monthly)
$842 €726
$330 Rp 5.5M
155.13%
Buy Apartment in City Center (m2)
$2,926 €2,521
$990 Rp 16.5M
195.42%
Buy Apartment Outside City Center (m2)
$2,232 €1,924
$856 Rp 14.3M
160.91%
💵 Salaries & Financials
Podgorica
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,124 €969
$182 Rp 3M
518.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.73
13.28
-56.85%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Podgorica: November 24, 2025

Last update for Ubud, Bali: November 24, 2025

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