Cost of Living Comparison Between Podgorica and Bijelo Polje Cost of Living Comparison Between Podgorica and Bijelo Polje

Monthly Cost of Living

A single person spends $1,300 per month in Podgorica vs $1,451 in Bijelo Polje, rent included.

A couple spends around $2,005 per month in Podgorica vs $2,192 in Bijelo Polje, rent included.

A family of three spends $2,710 per month in Podgorica vs $2,932 in Bijelo Polje, rent included.

Podgorica is about 10% cheaper than Bijelo Polje, driven mainly by Eating Out.

Podgorica sits 3% below the global median, while Bijelo Polje is 8% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.76 €8.33

$13.72 €11.70

-28.86%

Three-Course Dinner for Two, Mid-Range

$45.48 €38.79

$57.4 €48.99

-20.82%

Fast Food Meal (McDonalds, etc)

$9.28 €7.92

$10.06 €8.58

-7.75%

Cappuccino

$2.12 €1.81

$2.97 €2.53

-28.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 €2.01

$2.14 €1.82

9.81%

Water (0.33 liter bottle)

$1.39 €1.18

$1.39 €1.19

Local Beer (0.5 liter draught)

$2.96 €2.52

$3.29 €2.81

-10.03%

Imported Beer (0.33 liter bottle)

$3.48 €2.97

$3.55 €3.03

-1.97%

Milk (1 liter)

$1.36 €1.16

$1.44 €1.23

-5.56%

White Bread (500g)

$1.03 €0.88

$1.07 €0.91

-3.74%

Rice (white) (1kg)

$2.37 €2.02

$1.83 €1.56

29.51%

Eggs

$3.23 €2.76

$3.53 €3.01

-8.50%

Local Cheese (1kg)

$8.74 €7.45

$13.14 €11.21

-33.49%

Chicken Fillets (1kg)

$8.05 €6.87

$7.38 €6.30

9.08%

Beef Round Steak (1kg)

$12.17 €10.39

$9.62 €8.21

26.51%

Apples (1kg)

$1.53 €1.31

$2.22 €1.89

-31.08%

Banana (1kg)

$1.81 €1.55

$2.35 €2.00

-22.98%

Oranges (1kg)

$1.67 €1.42

$1.93 €1.64

-13.47%

Tomato (1kg)

$2.49 €2.13

$3.47 €2.96

-28.24%

Potato (1kg)

$0.96 €0.82

$1.80 €1.54

-46.67%

Onion (1kg)

$1.11 €0.95

$1.17 €1.00

-5.13%

Lettuce (1 head)

$1.91 €1.63

$1.87 €1.59

2.14%

Water (1.5 liter bottle)

$0.79 €0.68

$1.51 €1.29

-47.68%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 €3.53

$3.95 €3.37

4.81%

Wine (Bottle)

$5.97 €5.10

$4.72 €4.03

26.48%

Local Beer (0.5 liter bottle)

$1.09 €0.93

$1.63 €1.39

-33.13%

Imported Beer (0.33 liter bottle)

$1.81 €1.55

$2.07 €1.77

-12.56%

One-way Ticket (Public Transport)

$1.05 €0.90

$1.48 €1.26

-29.05%

Public Transport Monthly Pass (Regular Price)

$34.74 €29.63

$37.73 €32.19

-7.92%

Taxi Start (Normal Tariff)

$0.67 €0.57

$1.14 €0.97

-41.23%

Taxi (Normal Tariff) (1km)

$0.70 €0.60

$1.01 €0.86

-30.69%

Taxi 1hour Waiting (Normal Tariff)

$11.76 €10.03

$11.60 €9.90

1.38%

Gasoline (1 liter)

$1.75 €1.49

$1.78 €1.52

-1.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K €24.6K

$30.5K €26.0K

-5.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K €28.2K

$29.0K €24.7K

13.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 €96.8

$143 €122

-20.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.45 €15.74

$18.62 €15.88

-0.91%

Internet (50+ Mbps, Unlimited Data)

$32.49 €27.71

$32.28 €27.53

0.65%

Gym Membership (Monthly)

$44.66 €38.09

$44.18 €37.68

1.09%

Tennis Court (1 Hour on Weekend)

$13.77 €11.74

$14.33 €12.22

-3.91%

Cinema Ticket

$5.96 €5.09

$3.55 €3.03

67.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$289 €247

$57.8 €49.31

400.50%

International Primary School, 1 Child (Yearly)

$7,340 €6,261

$7,331 €6,253

0.13%

Jeans (Levis 501 Or Similar)

$82.6 €70.4

$22.76 €19.42

262.74%

Summer Dress (H&M, Zara, etc)

$44.63 €38.07

$38.94 €33.22

14.61%

Sport Shoes (Adidas, Nike)

$93.7 €79.9

$120 €102

-21.76%

Men's Leather Business Shoes

$112 €95.6

$126 €108

-11.26%

1-bedroom Apartment, City Center (Monthly)

$630 €538

$726 €619

-13.13%

1-bedroom Apartment, Outside City Center (Monthly)

$490 €418

$548 €468

-10.62%

3-bedroom Apartment, City Center (Monthly)

$1,159 €989

$1,283 €1,094

-9.65%

3-bedroom Apartment, Outside City Center (Monthly)

$864 €737

$931 €794

-7.21%

Buy Apartment in City Center (m2)

$3,087 €2,634

$3,867 €3,299

-20.17%

Buy Apartment Outside City Center (m2)

$2,282 €1,946

$2,635 €2,247

-13.39%

Average Monthly Net Salary (After Tax)

$1,170 €998

$864 €737

35.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.73

5.38

6.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Podgorica: April 19, 2026

Last update for Bijelo Polje: April 22, 2026

Cost Breakdown

A central one-bedroom costs $630 in Podgorica versus $726 in Bijelo Polje. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Podgorica, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $45 in Podgorica versus $57 in Bijelo Polje. Monthly groceries follow the same trend: $230 vs $257 – making Podgorica the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Podgorica vs Bijelo Polje: Cost of Living - Frequently Asked Questions

Yes – Bijelo Polje is pricier by about 12%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,950 per month in Podgorica and $2,177 in Bijelo Polje. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Podgorica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 12% more in Bijelo Polje, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $45.00 in Podgorica and $57.0 in Bijelo Polje. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Podgorica, where all-in costs run around $1,300, than in Bijelo Polje at $1,451. In Podgorica it covers expenses comfortably, while in Bijelo Polje it requires careful planning or may not stretch far enough.

Families tend to lean toward Podgorica – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Podgorica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bijelo Polje makes more sense. Both are solid long-term options with distinct trade-offs.