Last update: Oct 2026

Cost of Living Comparison Between Podgorica and Bijelo Polje

For one person, living costs are similar in Podgorica and in Bijelo Polje: $1,340 and $1,289 a month, rent and utilities included.

65

Cost of Living Index in Podgorica
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Podgorica Living Index
63

Cost of Living Index in Bijelo Polje
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Bijelo Polje Living Index

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Podgorica

🇲🇪 Montenegro

$1,340

/mo nomad

Bijelo Polje

🇲🇪 Montenegro

$1,289

/mo nomad

Monthly Cost of Living

How much you'll spend in Podgorica and in Bijelo Polje

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Podgorica and in Bijelo Polje actually costs, broken down by who's living it.

A single person spends $1,340 per month in Podgorica vs $1,289 in Bijelo Polje, rent included.

Podgorica $1,340
Bijelo Polje $1,289

A couple spends around $2,094 per month in Podgorica vs $2,011 in Bijelo Polje, rent included.

Podgorica $2,094
Bijelo Polje $2,011

A family of three spends $2,848 per month in Podgorica vs $2,733 in Bijelo Polje, rent included.

Podgorica $2,848
Bijelo Polje $2,733

Podgorica costs about 4% more than Bijelo Polje, and outside of rent the biggest gap is in clothing.

Both Podgorica and Bijelo Polje are more affordable than the global median – Podgorica 1% lower, Bijelo Polje 5% lower.

Meal at Budget Restaurant

$11.13 €9.90

$11.02 €9.80

1.00%

Three-Course Dinner for Two, Mid-Range

$44.93 €39.97

$36.35 €32.33

23.60%

Fast Food Meal (McDonalds, etc)

$10.66 €9.48

$9.06 €8.06

17.66%

Cappuccino

$2.16 €1.92

$2.64 €2.34

-18.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.63 €2.34

$2.48 €2.21

6.05%

Water (0.33 liter bottle)

$1.42 €1.26

$1.58 €1.40

-10.13%

Local Beer (0.5 liter draught)

$2.99 €2.66

$2.85 €2.54

4.91%

Imported Beer (0.33 liter bottle)

$3.45 €3.07

$3.40 €3.03

1.47%

Milk (1 liter)

$1.28 €1.14

$1.19 €1.06

7.56%

White Bread (500g)

$1.01 €0.89

$0.97 €0.86

4.12%

Rice (white) (1kg)

$1.91 €1.69

$2.89 €2.57

-33.91%

Eggs

$3.41 €3.03

$3.07 €2.73

11.07%

Local Cheese (1kg)

$8.83 €7.86

$9.14 €8.13

-3.39%

Chicken Fillets (1kg)

$8.43 €7.50

$7.19 €6.40

17.25%

Beef Round Steak (1kg)

$12.38 €11.02

$12.62 €11.22

-1.90%

Apples (1kg)

$1.55 €1.38

$1.32 €1.18

17.42%

Banana (1kg)

$1.65 €1.46

$1.56 €1.39

5.77%

Oranges (1kg)

$1.79 €1.59

$1.56 €1.39

14.74%

Tomato (1kg)

$2.32 €2.06

$2.99 €2.66

-22.41%

Potato (1kg)

$0.99 €0.88

$0.93 €0.83

6.45%

Onion (1kg)

$1.06 €0.95

$1.27 €1.13

-16.54%

Lettuce (1 head)

$1.45 €1.29

$1.52 €1.36

-4.61%

Water (1.5 liter bottle)

$0.79 €0.70

$0.89 €0.79

-11.24%

Cigarettes 20 Pack (Marlboro, Camel)

$4.41 €3.92

$3.89 €3.46

13.37%

Wine (Bottle)

$5.51 €4.90

$4.59 €4.08

20.04%

Local Beer (0.5 liter bottle)

$1.08 €0.96

$1.27 €1.13

-14.96%

Imported Beer (0.33 liter bottle)

$1.69 €1.51

$1.72 €1.53

-1.74%

One-way Ticket (Public Transport)

$1.04 €0.92

$1.64 €1.46

-36.59%

Public Transport Monthly Pass (Regular Price)

$34.05 €30.28

$38.93 €34.63

-12.54%

Taxi Start (Normal Tariff)

$0.73 €0.65

$1.15 €1.02

-36.52%

Taxi (Normal Tariff) (1km)

$0.77 €0.69

$1.14 €1.01

-32.46%

Taxi 1hour Waiting (Normal Tariff)

$11.13 €9.90

$16.71 €14.86

-33.39%

Gasoline (1 liter)

$1.89 €1.68

$1.76 €1.56

7.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K €24.6K

$32.6K €29.0K

-15.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.4K €20.8K

$21.2K €18.8K

10.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$130 €115

$132 €118

-1.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.67 €16.61

$12.88 €11.46

44.95%

Internet (50+ Mbps, Unlimited Data)

$32.22 €28.66

$34.04 €30.28

-5.35%

Gym Membership (Monthly)

$49.07 €43.64

$46.82 €41.65

4.81%

Tennis Court (1 Hour on Weekend)

$13.60 €12.10

$14.36 €12.77

-5.29%

Cinema Ticket

$6.35 €5.65

$8.01 €7.13

-20.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$345 €306

$56.3 €50.1

511.48%

International Primary School, 1 Child (Yearly)

$7,339 €6,528

$6,950 €6,182

5.60%

Jeans (Levis 501 Or Similar)

$89.0 €79.2

$84.9 €75.5

4.89%

Summer Dress (H&M, Zara, etc)

$46.98 €41.79

$33.21 €29.54

41.46%

Sport Shoes (Adidas, Nike)

$96.4 €85.7

$72.3 €64.3

33.37%

Men's Leather Business Shoes

$108 €96.0

$95.8 €85.2

12.56%

1-bedroom Apartment, City Center (Monthly)

$638 €567

$633 €563

0.81%

1-bedroom Apartment, Outside City Center (Monthly)

$490 €436

$456 €406

7.50%

3-bedroom Apartment, City Center (Monthly)

$1,295 €1,152

$1,292 €1,149

0.23%

3-bedroom Apartment, Outside City Center (Monthly)

$957 €852

$930 €827

2.91%

Buy Apartment in City Center (m2)

$3,084 €2,743

$3,396 €3,021

-9.19%

Buy Apartment Outside City Center (m2)

$2,290 €2,037

$2,291 €2,038

-0.06%

Average Monthly Net Salary (After Tax)

$1,147 €1,021

$848 €754

35.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.22

5.45

-4.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Podgorica: October 18, 2026

Last update for Bijelo Polje: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Podgorica

$490 36.6%

Bijelo Polje

$456 35.4% 7% $34

Groceries & Markets

Podgorica

$227 16.9%

Bijelo Polje

$225 17.5% 0.7% $1.5

Eating Out

Podgorica

$185 13.8%

Bijelo Polje

$184 14.3% 0.4% $0.7

Monthly Utilities & Internet

Podgorica

$181 13.5%

Bijelo Polje

$179 13.9% 0.8% $1.5

Clothing & Footwear

Podgorica

$153 11.4%

Bijelo Polje

$129 10% 15.9% $24

Sport & Entertainment

Podgorica

$62 4.6%

Bijelo Polje

$63 4.9% 1.7% $1.1

Getting Around

Podgorica

$43 3.2%

Bijelo Polje

$52 4.1% 22.3% $9.6

Cost Breakdown

A central one-bedroom costs $638 in Podgorica versus $633 in Bijelo Polje. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in Podgorica, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Podgorica versus $36.00 in Bijelo Polje. Monthly groceries follow the same trend: $227 vs $225 – making Bijelo Polje the more affordable choice for daily food spending.

Good to know

🇲🇪 Podgorica

🇲🇪 Bijelo Polje

🕒 Local time

04:50 4:50 AM

Same time as Podgorica

🌤 Weather

👥 Population

150,799 Capital

13,117

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Podgorica Bijelo Polje 77 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Podgorica vs Bijelo Polje: Cost of Living - Frequently Asked Questions

Yes – Podgorica is pricier by about 4%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,010 per month in Podgorica and $1,933 in Bijelo Polje. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijelo Polje, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 1% more in Podgorica, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $45.00 in Podgorica and $36.00 in Bijelo Polje. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Bijelo Polje, where all-in costs run around $1,289, than in Podgorica at $1,340. In Bijelo Polje it covers expenses comfortably, while in Podgorica it requires careful planning or may not stretch far enough.

Families tend to lean toward Bijelo Polje – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijelo Polje. If higher salaries, better infrastructure, or specific career opportunities are the priority, Podgorica makes more sense. Both are solid long-term options with distinct trade-offs.