Last update: Oct 2026

Cost of Living Comparison Between Plymouth and Cebu

For one person, living is cheaper in Cebu: $915 a month against $2,602 in Plymouth, rent and utilities included – about $20,200 less a year. Rent and utilities account for most of the difference.

Plymouth
🇬🇧 United Kingdom
$2,602
/mo nomad
Cebu
🇵🇭 Philippines
$915
/mo nomad
Monthly Cost of Living

How much you'll spend in Plymouth and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Plymouth and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,602 in Plymouth versus $915 in Cebu.

  • Plymouth $2,602
  • Cebu $915

Estimated couple costs with rent: $3,589 in Plymouth versus $1,418 in Cebu.

  • Plymouth $3,589
  • Cebu $1,418

Monthly costs for a family of three with rent: $4,576 in Plymouth versus $1,921 in Cebu.

  • Plymouth $4,576
  • Cebu $1,921

Living in Plymouth is roughly 184% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Plymouth is 92% above, Cebu is 33% below.

Currency
🍽 Eating Out
Plymouth
Cebu
Difference
Meal at Budget Restaurant
$22.12 £16.59
$3.05 ₱192
625.25%
Three-Course Dinner for Two, Mid-Range
$82.4 £61.8
$24.00 ₱1,511
243.25%
Fast Food Meal (McDonalds, etc)
$10.75 £8.06
$3.99 ₱251
169.42%
Cappuccino
$5.02 £3.77
$2.50 ₱157
100.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.10 £1.57
$1.54 ₱97.1
36.36%
Water (0.33 liter bottle)
$1.71 £1.28
$0.50 ₱31.37
242.00%
Local Beer (0.5 liter draught)
$6.28 £4.71
$1.78 ₱112
252.81%
Imported Beer (0.33 liter bottle)
$6.09 £4.57
$2.17 ₱136
180.65%
🛒 Groceries & Markets
Plymouth
Cebu
Difference
Milk (1 liter)
$1.47 £1.10
$2.00 ₱126
-26.50%
White Bread (500g)
$1.23 £0.92
$1.37 ₱86.2
-10.22%
Rice (white) (1kg)
$3.02 £2.26
$1.03 ₱64.9
193.20%
Eggs
$3.88 £2.91
$2.03 ₱128
91.13%
Local Cheese (1kg)
$10.24 £7.68
$10.20 ₱642
0.39%
Chicken Fillets (1kg)
$8.51 £6.39
$4.45 ₱280
91.24%
Beef Round Steak (1kg)
$13.56 £10.18
$7.67 ₱483
76.79%
Apples (1kg)
$2.04 £1.53
$3.31 ₱208
-38.37%
Banana (1kg)
$1.44 £1.08
$1.46 ₱91.8
-1.37%
Oranges (1kg)
$4.06 £3.05
$2.32 ₱146
75.00%
Tomato (1kg)
$3.96 £2.97
$1.49 ₱94.0
165.77%
Potato (1kg)
$1.90 £1.42
$2.34 ₱147
-18.80%
Onion (1kg)
$1.41 £1.06
$1.94 ₱122
-27.32%
Lettuce (1 head)
$1.75 £1.31
$1.16 ₱73.0
50.86%
Water (1.5 liter bottle)
$1.47 £1.10
$0.68 ₱42.89
116.18%
Cigarettes 20 Pack (Marlboro, Camel)
$24.20 £18.15
$2.99 ₱188
709.36%
Wine (Bottle)
$7.19 £5.39
$6.24 ₱393
15.22%
Local Beer (0.5 liter bottle)
$3.08 £2.31
$1.23 ₱77.3
150.41%
Imported Beer (0.33 liter bottle)
$4.69 £3.52
$1.73 ₱109
171.10%
🚌 Getting Around
Plymouth
Cebu
Difference
One-way Ticket (Public Transport)
$3.88 £2.91
$0.23 ₱14.36
1586.96%
Public Transport Monthly Pass (Regular Price)
$134 £100
$12.34 ₱777
981.93%
Taxi Start (Normal Tariff)
$6.57 £4.93
$0.79 ₱49.96
731.65%
Taxi (Normal Tariff) (1km)
$2.47 £1.85
$0.22 ₱13.86
1022.73%
Taxi 1hour Waiting (Normal Tariff)
-
$4.54 ₱286
-
Gasoline (1 liter)
$2.01 £1.51
$1.32 ₱82.9
52.27%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.7K £29.0K
$21.0K ₱1.3M
84.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.6K £30.4K
$19.4K ₱1.2M
109.12%
🧾 Monthly Utilities & Internet
Plymouth
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$463 £347
$119 ₱7,464
290.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$32.48 £24.37
$14.22 ₱896
128.41%
Internet (50+ Mbps, Unlimited Data)
$63.2 £47.39
$27.47 ₱1,730
129.96%
🎉 Sport & Entertainment
Plymouth
Cebu
Difference
Gym Membership (Monthly)
$43.55 £32.68
$32.31 ₱2,034
34.79%
Tennis Court (1 Hour on Weekend)
$17.83 £13.37
$6.50 ₱409
174.31%
Cinema Ticket
$11.52 £8.64
$5.40 ₱340
113.33%
🧸 Childcare & Education
Plymouth
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,692 £2,019
$276 ₱17.4K
875.16%
International Primary School, 1 Child (Yearly)
$28.1K £21.1K
$7,866 ₱495.3K
257.01%
👕👟 Clothing & Footwear
Plymouth
Cebu
Difference
Jeans (Levis 501 Or Similar)
$84.1 £63.1
$49.37 ₱3,108
70.37%
Summer Dress (H&M, Zara, etc)
$57.1 £42.86
$24.58 ₱1,548
132.42%
Sport Shoes (Adidas, Nike)
$93.6 £70.2
$76.6 ₱4,825
22.12%
Men's Leather Business Shoes
$80.7 £60.5
$58.9 ₱3,706
37.09%
🏠 Accommodation & Living
Plymouth
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,044 £783
$503 ₱31.7K
107.35%
1-bedroom Apartment, Outside City Center (Monthly)
$1,043 £782
$305 ₱19.2K
242.50%
3-bedroom Apartment, City Center (Monthly)
$2,243 £1,683
$1,075 ₱67.7K
108.66%
3-bedroom Apartment, Outside City Center (Monthly)
$1,415 £1,062
$632 ₱39.8K
123.93%
Buy Apartment in City Center (m2)
$4,882 £3,662
$2,870 ₱180.7K
70.11%
Buy Apartment Outside City Center (m2)
$3,369 £2,528
$1,877 ₱118.2K
79.47%
💵 Salaries & Financials
Plymouth
Cebu
Difference
Average Monthly Net Salary (After Tax)
$3,046 £2,285
$336 ₱21.1K
806.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.64
7.2
-21.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Plymouth: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Plymouth
$1K
Cebu
$305 70.8% $738
Monthly Utilities & Internet
Plymouth
$558
Cebu
$160 71.3% $398
Eating Out
Plymouth
$328
Cebu
$88 73.3% $241
Groceries & Markets
Plymouth
$296
Cebu
$210 29.1% $86
Getting Around
Plymouth
$168
Cebu
$15 91% $153
Clothing & Footwear
Plymouth
$142
Cebu
$94 33.6% $48
Sport & Entertainment
Plymouth
$67
Cebu
$43 35.3% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,044 in Plymouth and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Plymouth pays 807% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Plymouth vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $296 vs $210 per month, with Cebu cheaper across the board.

Good to know
🇬🇧 Plymouth
🇵🇭 Cebu
🕒 Local time
18:54 6:54 PM
01:54 1:54 AM
7 h ahead of Plymouth
🌤 Weather
👥 Population
264,695
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Plymouth Cebu 11,610 km ≈ 15 h nonstop flight
From you
  • Plymouth
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Plymouth vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Plymouth?
Cebu is cheaper overall, especially in eating out, groceries, and transport. The 184% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Plymouth or Cebu?
Average pay runs 807% higher in Plymouth, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Plymouth and Cebu?
Rent for a central apartment: $1,044 in Plymouth versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Plymouth and in Cebu?
All in, you'll spend $2,602 per month in Plymouth versus $915 in Cebu – a 184% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 982% less than in Plymouth. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Plymouth or in Cebu?
At $915 in Cebu versus $2,602 in Plymouth, a $1,500 budget is realistic in Cebu but tight or insufficient in Plymouth. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Plymouth or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Plymouth, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Plymouth or Cebu?
Safety-wise, Plymouth and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 184% less than in Plymouth. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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