Last update: Oct 2026

Cost of Living Comparison Between Plock and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,392 in Plock, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

68

Cost of Living Index in Plock
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Plock Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Plock

🇵🇱 Poland

$1,392

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Plock and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Plock and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,392 per month in Plock vs $938 in Chiang Mai, rent included.

Plock $1,392
Chiang Mai $938

A couple spends around $2,003 per month in Plock vs $1,426 in Chiang Mai, rent included.

Plock $2,003
Chiang Mai $1,426

A family of three spends $2,614 per month in Plock vs $1,914 in Chiang Mai, rent included.

Plock $2,614
Chiang Mai $1,914

Plock costs about 48% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Plock sits 3% above the global median, while Chiang Mai is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.15 zł 35.57

$2.26 ฿75.4

304.87%

Three-Course Dinner for Two, Mid-Range

$38.19 zł 148

$19.18 ฿641

99.11%

Fast Food Meal (McDonalds, etc)

$7.81 zł 30.35

$5.59 ฿187

39.71%

Cappuccino

$3.34 zł 12.99

$1.72 ฿57.6

94.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 zł 6.70

$0.64 ฿21.54

170.31%

Water (0.33 liter bottle)

$1.64 zł 6.36

$0.33 ฿11.18

396.97%

Local Beer (0.5 liter draught)

$3.84 zł 14.92

$2.36 ฿78.7

62.71%

Imported Beer (0.33 liter bottle)

$2.65 zł 10.29

$3.90 ฿130

-32.05%

Milk (1 liter)

$1.03 zł 4.02

$2.05 ฿68.6

-49.76%

White Bread (500g)

$1.29 zł 5.01

$1.40 ฿46.70

-7.86%

Rice (white) (1kg)

$0.94 zł 3.67

$1.28 ฿42.89

-26.56%

Eggs

$2.79 zł 10.82

$2.25 ฿75.3

24.00%

Local Cheese (1kg)

$9.14 zł 35.52

$16.94 ฿566

-46.04%

Chicken Fillets (1kg)

$6.13 zł 23.82

$2.74 ฿91.6

123.72%

Beef Round Steak (1kg)

$11.72 zł 45.53

$9.36 ฿313

25.21%

Apples (1kg)

$0.99 zł 3.86

$2.40 ฿80.3

-58.75%

Banana (1kg)

$1.49 zł 5.77

$1.01 ฿33.92

47.52%

Oranges (1kg)

$1.56 zł 6.06

$1.61 ฿53.9

-3.11%

Tomato (1kg)

$1.50 zł 5.83

$1.52 ฿50.7

-1.32%

Potato (1kg)

$0.95 zł 3.67

$1.28 ฿42.90

-25.78%

Onion (1kg)

$1.35 zł 5.25

$1.11 ฿37.22

21.62%

Lettuce (1 head)

$1.11 zł 4.33

$0.72 ฿24.09

54.17%

Water (1.5 liter bottle)

$0.33 zł 1.30

$0.52 ฿17.54

-36.54%

Cigarettes 20 Pack (Marlboro, Camel)

$5.54 zł 21.53

$4.33 ฿145

27.94%

Wine (Bottle)

$8.39 zł 32.60

$17.73 ฿593

-52.68%

Local Beer (0.5 liter bottle)

$1.02 zł 3.96

$1.63 ฿54.4

-37.42%

Imported Beer (0.33 liter bottle)

$1.36 zł 5.28

$2.85 ฿95.3

-52.28%

One-way Ticket (Public Transport)

$1.19 zł 4.63

$0.85 ฿28.31

40.00%

Public Transport Monthly Pass (Regular Price)

$28.03 zł 109

$53.9 ฿1,801

-48.00%

Taxi Start (Normal Tariff)

$2.08 zł 8.07

$1.17 ฿39.18

77.78%

Taxi (Normal Tariff) (1km)

$0.59 zł 2.28

$0.57 ฿19.00

3.51%

Taxi 1hour Waiting (Normal Tariff)

$9.79 zł 38.02

$2.37 ฿79.2

313.08%

Gasoline (1 liter)

$1.56 zł 6.05

$1.45 ฿48.32

7.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K zł 97.8K

$20.5K ฿684.3K

22.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K zł 105.4K

$26.5K ฿886.1K

2.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$283 zł 1,100

$62.3 ฿2,083

354.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.20 zł 31.88

$12.27 ฿410

-33.17%

Internet (50+ Mbps, Unlimited Data)

$18.78 zł 73.0

$19.97 ฿668

-5.96%

Gym Membership (Monthly)

$29.68 zł 115

$37.91 ฿1,267

-21.71%

Tennis Court (1 Hour on Weekend)

$22.04 zł 85.6

$3.76 ฿126

486.17%

Cinema Ticket

$6.30 zł 24.46

$6.71 ฿224

-6.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$320 zł 1,244

$797 ฿26.6K

-59.82%

International Primary School, 1 Child (Yearly)

$5,045 zł 19.6K

$14.8K ฿495.7K

-65.98%

Jeans (Levis 501 Or Similar)

$63.9 zł 248

$53.3 ฿1,780

19.98%

Summer Dress (H&M, Zara, etc)

$36.25 zł 141

$25.05 ฿837

44.71%

Sport Shoes (Adidas, Nike)

$89.5 zł 348

$91.6 ฿3,062

-2.36%

Men's Leather Business Shoes

$100 zł 389

$73.5 ฿2,455

36.41%

1-bedroom Apartment, City Center (Monthly)

$609 zł 2,367

$464 ฿15.5K

31.28%

1-bedroom Apartment, Outside City Center (Monthly)

$499 zł 1,941

$305 ฿10.2K

63.95%

3-bedroom Apartment, City Center (Monthly)

$979 zł 3,804

$915 ฿30.6K

6.95%

3-bedroom Apartment, Outside City Center (Monthly)

$821 zł 3,188

$552 ฿18.5K

48.56%

Buy Apartment in City Center (m2)

$2,764 zł 10.7K

$1,912 ฿63.9K

44.57%

Buy Apartment Outside City Center (m2)

$2,202 zł 8,557

$1,438 ฿48.1K

53.12%

Average Monthly Net Salary (After Tax)

$1,177 zł 4,572

$595 ฿19.9K

97.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

5.57

17.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Plock: October 13, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Plock

$499 35.9%

Chiang Mai

$305 32.5% 39% $195

Monthly Utilities & Internet

Plock

$310 22.3%

Chiang Mai

$95 10.1% 69.5% $215

Groceries & Markets

Plock

$198 14.2%

Chiang Mai

$238 25.4% 20.4% $40

Eating Out

Plock

$175 12.6%

Chiang Mai

$79 8.4% 54.8% $96

Clothing & Footwear

Plock

$130 9.4%

Chiang Mai

$110 11.7% 16% $21

Sport & Entertainment

Plock

$42 3%

Chiang Mai

$51 5.5% 21.5% $9.1

Getting Around

Plock

$38 2.7%

Chiang Mai

$61 6.5% 62.2% $24

Cost Breakdown

A central one-bedroom costs $609 in Plock versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 98% higher in Plock, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38.00 in Plock versus $19.00 in Chiang Mai. Groceries tell a different story – $198 in Plock vs $238 in Chiang Mai – so Plock wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Plock

🇹🇭 Chiang Mai

🕒 Local time

23:19 11:19 PM

04:19 4:19 AM

5 h ahead of Plock

🌤 Weather

👥 Population

122,815

127,240

💱 Currency

Polish Złoty PLN zł

Thai Baht THB ฿

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Thai Baht exchange rates as of October 19, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Plock Chiang Mai 7,640 km ≈ 10 h nonstop flight

From you

Plock
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Plock vs Chiang Mai: Cost of Living - Frequently Asked Questions

Plock costs about 48% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,089 per month in Plock and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $320 per month in Plock and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 20% cheaper in Plock – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Plock at $1,392. In Chiang Mai it covers expenses comfortably, while in Plock it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,392 in Plock. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Plock makes more sense. Both are solid long-term options with distinct trade-offs.