Cost of Living Comparison Between Playa del Carmen and Shimla Cost of Living Comparison Between Playa del Carmen and Shimla

Monthly Cost of Living

A single person spends $1,261 per month in Playa del Carmen vs $337 in Shimla, rent included.

A couple spends around $2,130 per month in Playa del Carmen vs $539 in Shimla, rent included.

A family of three spends $2,999 per month in Playa del Carmen vs $742 in Shimla, rent included.

Playa del Carmen costs about 274% more than Shimla, driven mainly by Groceries & Markets.

Both Playa del Carmen and Shimla are more affordable than the global median – Playa del Carmen 6% lower, Shimla 75% lower.

Currency
🍽 Eating Out
Playa del Carmen
Shimla
Difference
Meal at Budget Restaurant
$11.67 MX$202
$1.78 ₹167
555.62%
Three-Course Dinner for Two, Mid-Range
$41.88 MX$726
$5.90 ₹554
609.83%
Fast Food Meal (McDonalds, etc)
$10.40 MX$180
$3.56 ₹334
192.13%
Cappuccino
$3.61 MX$62.6
$0.93 ₹87.2
288.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.47 MX$25.45
$0.31 ₹29.53
374.19%
Water (0.33 liter bottle)
$0.91 MX$15.80
$0.15 ₹14.11
506.67%
Local Beer (0.5 liter draught)
$3.03 MX$52.6
$1.62 ₹152
87.04%
Imported Beer (0.33 liter bottle)
$4.47 MX$77.4
$2.30 ₹216
94.35%
🛒 Groceries & Markets
Playa del Carmen
Shimla
Difference
Milk (1 liter)
$1.38 MX$23.83
$0.75 ₹70.7
84.00%
White Bread (500g)
$1.84 MX$31.93
$0.44 ₹41.38
318.18%
Rice (white) (1kg)
$1.61 MX$27.82
$0.64 ₹59.8
151.56%
Eggs
$2.57 MX$44.52
$0.86 ₹80.3
198.84%
Local Cheese (1kg)
$8.49 MX$147
$4.36 ₹409
94.72%
Chicken Fillets (1kg)
$8.49 MX$147
$3.70 ₹347
129.46%
Beef Round Steak (1kg)
$10.99 MX$190
-
-
Apples (1kg)
$2.73 MX$47.25
$1.97 ₹185
38.58%
Banana (1kg)
$1.50 MX$25.92
$0.70 ₹65.5
114.29%
Oranges (1kg)
$1.96 MX$33.93
$0.82 ₹76.7
139.02%
Tomato (1kg)
$2.12 MX$36.70
$0.56 ₹52.3
278.57%
Potato (1kg)
$1.86 MX$32.30
$0.35 ₹32.54
431.43%
Onion (1kg)
$2.17 MX$37.67
$0.44 ₹41.34
393.18%
Lettuce (1 head)
$1.07 MX$18.59
$0.22 ₹20.63
386.36%
Water (1.5 liter bottle)
$1.05 MX$18.18
$0.34 ₹31.54
208.82%
Cigarettes 20 Pack (Marlboro, Camel)
$4.19 MX$72.6
$4.46 ₹418
-6.05%
Wine (Bottle)
$10.28 MX$178
$5.26 ₹494
95.44%
Local Beer (0.5 liter bottle)
$1.67 MX$28.87
$1.69 ₹159
-1.18%
Imported Beer (0.33 liter bottle)
$2.49 MX$43.12
$2.25 ₹211
10.67%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$5.91 ₹555
-
🚌 Getting Around
Playa del Carmen
Shimla
Difference
One-way Ticket (Public Transport)
$0.54 MX$9.37
$0.22 ₹20.53
145.45%
Public Transport Monthly Pass (Regular Price)
$26.27 MX$455
$8.78 ₹824
199.20%
Taxi Start (Normal Tariff)
$3.10 MX$53.8
$0.83 ₹77.8
273.49%
Taxi (Normal Tariff) (1km)
$2.46 MX$42.66
-
-
Taxi 1hour Waiting (Normal Tariff)
$3.24 MX$56.1
$1.18 ₹110
174.58%
Gasoline (1 liter)
$1.26 MX$21.83
$1.19 ₹111
5.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2K MX$522.8K
$15.0K ₹1.4M
101.77%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4K MX$406.3K
$19.7K ₹1.8M
19.09%
🧾 Monthly Utilities & Internet
Playa del Carmen
Shimla
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.0 MX$1,456
$19.05 ₹1,788
340.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.21 MX$385
$3.45 ₹324
543.77%
Internet (50+ Mbps, Unlimited Data)
$29.65 MX$514
$7.69 ₹721
285.57%
🎉 Sport & Entertainment
Playa del Carmen
Shimla
Difference
Gym Membership (Monthly)
$52.6 MX$912
$14.60 ₹1,370
260.55%
Tennis Court (1 Hour on Weekend)
$18.34 MX$318
$7.20 ₹676
154.72%
Cinema Ticket
$4.95 MX$85.7
$3.44 ₹323
43.90%
🧸 Childcare & Education
Playa del Carmen
Shimla
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$198 MX$3,438
$46.07 ₹4,324
330.56%
International Primary School, 1 Child (Yearly)
$5,322 MX$92.2K
$2,352 ₹220.8K
126.26%
👕👟 Clothing & Footwear
Playa del Carmen
Shimla
Difference
Jeans (Levis 501 Or Similar)
$35.95 MX$623
$33.31 ₹3,127
7.93%
Summer Dress (H&M, Zara, etc)
$40.06 MX$694
$28.80 ₹2,704
39.10%
Sport Shoes (Adidas, Nike)
$78.8 MX$1,365
$46.18 ₹4,334
70.61%
Men's Leather Business Shoes
$86.5 MX$1,499
$29.10 ₹2,731
197.29%
🏠 Accommodation & Living
Playa del Carmen
Shimla
Difference
1-bedroom Apartment, City Center (Monthly)
$977 MX$16.9K
$94.6 ₹8,878
932.54%
1-bedroom Apartment, Outside City Center (Monthly)
$471 MX$8,158
$58.3 ₹5,467
708.14%
3-bedroom Apartment, City Center (Monthly)
$1,595 MX$27.6K
$223 ₹20.9K
616.70%
3-bedroom Apartment, Outside City Center (Monthly)
$1,215 MX$21.1K
$138 ₹13.0K
779.83%
Buy Apartment in City Center (m2)
$4,032 MX$69.9K
$955 ₹89.6K
322.16%
Buy Apartment Outside City Center (m2)
$6,579 MX$114.0K
$515 ₹48.3K
1178.33%
💵 Salaries & Financials
Playa del Carmen
Shimla
Difference
Average Monthly Net Salary (After Tax)
$714 MX$12.4K
$577 ₹54.1K
23.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.42
8.25
38.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: April 19, 2026

Last update for Shimla: April 20, 2026

Cost Breakdown

A central one-bedroom costs $977 in Playa del Carmen versus $95 in Shimla. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $42 in Playa del Carmen versus $6 in Shimla. Monthly groceries follow the same trend: $252 vs $100 – making Shimla the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Shimla: Cost of Living - Frequently Asked Questions
Is Shimla cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 274%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,891 per month in Playa del Carmen and $506 in Shimla. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Shimla, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen vs Shimla?
Monthly expenses with rent come to $1,261 in Playa del Carmen and $337 in Shimla. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 199% less in Shimla. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,000 a realistic budget for Playa del Carmen or Shimla?
A $2,000 monthly budget goes further in Shimla, where all-in costs run around $337, than in Playa del Carmen at $1,261. In Shimla it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Shimla more family-friendly?
Families tend to lean toward Shimla – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Playa del Carmen or Shimla?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Shimla. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.

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