Cost of Living Comparison Between Playa del Carmen and Shimla Cost of Living Comparison Between Playa del Carmen and Shimla

Monthly Cost of Living

A single person spends $1,266 per month in Playa del Carmen vs $307 in Shimla, rent included.

A couple spends around $2,279 per month in Playa del Carmen vs $509 in Shimla, rent included.

A family of three spends $3,292 per month in Playa del Carmen vs $711 in Shimla, rent included.

Playa del Carmen costs about 312% more than Shimla, driven mainly by Groceries & Markets.

Both Playa del Carmen and Shimla are more affordable than the global median – Playa del Carmen 7% lower, Shimla 78% lower.

Currency
🍽 Eating Out
Playa del Carmen
Shimla
Difference
Meal at Budget Restaurant
$11.60 MX$199
$1.55 ₹149
648.39%
Three-Course Dinner for Two, Mid-Range
$47.11 MX$809
$5.28 ₹506
792.23%
Fast Food Meal (McDonalds, etc)
$11.88 MX$204
$3.11 ₹298
281.99%
Cappuccino
$3.98 MX$68.2
$0.88 ₹84.6
352.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.43 MX$24.49
$0.38 ₹36.72
276.32%
Water (0.33 liter bottle)
$0.82 MX$14.16
$0.10 ₹9.30
720.00%
Local Beer (0.5 liter draught)
$3.19 MX$54.7
$1.56 ₹150
104.49%
Imported Beer (0.33 liter bottle)
$6.79 MX$117
$2.14 ₹205
217.29%
🛒 Groceries & Markets
Playa del Carmen
Shimla
Difference
Milk (1 liter)
$1.68 MX$28.76
$0.63 ₹60.4
166.67%
White Bread (500g)
$2.20 MX$37.71
$0.37 ₹35.49
494.59%
Rice (white) (1kg)
$1.71 MX$29.32
$0.59 ₹56.4
189.83%
Eggs
$2.74 MX$47.05
$0.84 ₹80.5
226.19%
Local Cheese (1kg)
$9.58 MX$164
$4.13 ₹396
131.96%
Chicken Fillets (1kg)
$9.01 MX$155
$3.22 ₹309
179.81%
Beef Round Steak (1kg)
$12.81 MX$220
-
-
Apples (1kg)
$2.89 MX$49.58
$1.78 ₹171
62.36%
Banana (1kg)
$1.50 MX$25.70
$0.74 ₹71.5
102.70%
Oranges (1kg)
$2.15 MX$36.87
$0.68 ₹65.0
216.18%
Tomato (1kg)
$2.26 MX$38.79
$0.45 ₹43.03
402.22%
Potato (1kg)
$1.98 MX$34.00
$0.30 ₹28.86
560.00%
Onion (1kg)
$1.99 MX$34.15
$0.33 ₹32.03
503.03%
Lettuce (1 head)
$1.23 MX$21.18
$0.20 ₹19.14
515.00%
Water (1.5 liter bottle)
$1.20 MX$20.54
$0.27 ₹25.68
344.44%
Cigarettes 20 Pack (Marlboro, Camel)
$4.55 MX$78.1
$3.38 ₹325
34.62%
Wine (Bottle)
$10.37 MX$178
$8.29 ₹795
25.09%
Local Beer (0.5 liter bottle)
$1.62 MX$27.79
$1.53 ₹147
5.88%
Imported Beer (0.33 liter bottle)
$2.88 MX$49.44
$2.09 ₹201
37.80%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$3.79 ₹364
-
🚌 Getting Around
Playa del Carmen
Shimla
Difference
One-way Ticket (Public Transport)
$0.60 MX$10.30
$0.22 ₹21.10
172.73%
Public Transport Monthly Pass (Regular Price)
$28.80 MX$494
$7.98 ₹765
260.90%
Taxi Start (Normal Tariff)
$5.39 MX$92.5
$1.03 ₹98.6
423.30%
Taxi (Normal Tariff) (1km)
$3.73 MX$64.0
$0.30 ₹28.66
1143.33%
Taxi 1hour Waiting (Normal Tariff)
$5.77 MX$99.0
$1.02 ₹97.4
465.69%
Gasoline (1 liter)
$1.54 MX$26.37
$1.04 ₹99.9
48.08%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.5K MX$387.0K
$8,478 ₹813.2K
165.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K MX$447.3K
$17.9K ₹1.7M
45.52%
🧾 Monthly Utilities & Internet
Playa del Carmen
Shimla
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$91.4 MX$1,569
$18.06 ₹1,733
405.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.20 MX$433
$3.05 ₹292
726.23%
Internet (50+ Mbps, Unlimited Data)
$31.24 MX$536
$6.63 ₹636
371.19%
🎉 Sport & Entertainment
Playa del Carmen
Shimla
Difference
Gym Membership (Monthly)
$67.2 MX$1,154
$13.95 ₹1,338
381.72%
Tennis Court (1 Hour on Weekend)
$29.11 MX$500
$10.41 ₹998
179.63%
Cinema Ticket
$4.86 MX$83.5
$3.21 ₹308
51.40%
🧸 Childcare & Education
Playa del Carmen
Shimla
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$224 MX$3,839
$40.67 ₹3,901
449.86%
International Primary School, 1 Child (Yearly)
$4,229 MX$72.6K
$2,112 ₹202.6K
100.22%
👕👟 Clothing & Footwear
Playa del Carmen
Shimla
Difference
Jeans (Levis 501 Or Similar)
$47.10 MX$808
$25.35 ₹2,431
85.80%
Summer Dress (H&M, Zara, etc)
$44.29 MX$760
$21.99 ₹2,109
101.41%
Sport Shoes (Adidas, Nike)
$80.1 MX$1,375
$38.43 ₹3,686
108.46%
Men's Leather Business Shoes
$92.7 MX$1,591
$26.27 ₹2,520
252.72%
🏠 Accommodation & Living
Playa del Carmen
Shimla
Difference
1-bedroom Apartment, City Center (Monthly)
$1,063 MX$18.2K
$85.7 ₹8,220
1139.99%
1-bedroom Apartment, Outside City Center (Monthly)
$390 MX$6,698
$52.2 ₹5,006
647.83%
3-bedroom Apartment, City Center (Monthly)
$2,149 MX$36.9K
$202 ₹19.3K
965.89%
3-bedroom Apartment, Outside City Center (Monthly)
$1,272 MX$21.8K
$170 ₹16.3K
649.38%
Buy Apartment in City Center (m2)
$4,001 MX$68.7K
$980 ₹94.0K
308.20%
Buy Apartment Outside City Center (m2)
$6,502 MX$111.6K
$496 ₹47.6K
1210.97%
💵 Salaries & Financials
Playa del Carmen
Shimla
Difference
Average Monthly Net Salary (After Tax)
$758 MX$13.0K
$622 ₹59.7K
21.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
8.25
38.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: September 12, 2026

Last update for Shimla: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,063 in Playa del Carmen versus $85.7 in Shimla. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Playa del Carmen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Playa del Carmen versus $5.00 in Shimla. Monthly groceries follow the same trend: $276 vs $97.0 – making Shimla the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Shimla: Cost of Living - Frequently Asked Questions
Is Shimla cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 312%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,899 per month in Playa del Carmen and $461 in Shimla. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Shimla, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen and in Shimla?
Monthly expenses with rent come to $1,266 in Playa del Carmen and $307 in Shimla. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 261% less in Shimla. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,000 a realistic budget for living in Playa del Carmen or in Shimla?
A $2,000 monthly budget goes further in Shimla, where all-in costs run around $307, than in Playa del Carmen at $1,266. In Shimla it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Shimla more family-friendly?
Families tend to lean toward Shimla – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Playa del Carmen or Shimla?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Shimla. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.

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