Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Pagadian

For one person, living is cheaper in Pagadian: $731 a month against $1,204 in Playa del Carmen, rent and utilities included – about $5,700 less a year. Other living expenses account for most of the difference.

Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Pagadian
🇵🇭 Philippines
$731
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Pagadian

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Pagadian actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,204 in Playa del Carmen versus $731 in Pagadian.

  • Playa del Carmen $1,204
  • Pagadian $731

Estimated couple costs with rent: $2,102 in Playa del Carmen versus $1,112 in Pagadian.

  • Playa del Carmen $2,102
  • Pagadian $1,112

Monthly costs for a family of three with rent: $3,000 in Playa del Carmen versus $1,494 in Pagadian.

  • Playa del Carmen $3,000
  • Pagadian $1,494

Living in Playa del Carmen is roughly 65% more expensive than in Pagadian, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Playa del Carmen 11% lower, Pagadian 46% lower.

Currency
🍽 Eating Out
Playa del Carmen
Pagadian
Difference
Meal at Budget Restaurant
$10.86 MX$201
$3.97 ₱250
173.55%
Three-Course Dinner for Two, Mid-Range
$44.21 MX$817
$16.95 ₱1,067
160.83%
Fast Food Meal (McDonalds, etc)
$11.76 MX$217
$2.75 ₱173
327.64%
Cappuccino
$3.68 MX$68.0
$1.91 ₱120
92.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 MX$24.79
$0.80 ₱50.6
67.50%
Water (0.33 liter bottle)
$0.82 MX$15.24
$0.25 ₱15.76
228.00%
Local Beer (0.5 liter draught)
$3.06 MX$56.6
$1.46 ₱92.2
109.59%
Imported Beer (0.33 liter bottle)
$4.94 MX$91.2
$1.99 ₱125
148.24%
🛒 Groceries & Markets
Playa del Carmen
Pagadian
Difference
Milk (1 liter)
$1.47 MX$27.17
$1.69 ₱106
-13.02%
White Bread (500g)
$2.22 MX$40.95
$1.16 ₱73.1
91.38%
Rice (white) (1kg)
$1.48 MX$27.32
$0.96 ₱60.8
54.17%
Eggs
$2.49 MX$45.99
$1.87 ₱118
33.16%
Local Cheese (1kg)
$7.52 MX$139
$5.47 ₱344
37.48%
Chicken Fillets (1kg)
$7.96 MX$147
$4.27 ₱269
86.42%
Beef Round Steak (1kg)
$12.57 MX$232
$7.29 ₱459
72.43%
Apples (1kg)
$2.78 MX$51.3
$2.35 ₱148
18.30%
Banana (1kg)
$1.43 MX$26.37
$1.53 ₱96.4
-6.54%
Oranges (1kg)
$2.62 MX$48.37
$2.41 ₱151
8.71%
Tomato (1kg)
$2.14 MX$39.49
$1.13 ₱71.3
89.38%
Potato (1kg)
$2.02 MX$37.38
$2.01 ₱127
0.50%
Onion (1kg)
$1.99 MX$36.74
$1.93 ₱121
3.11%
Lettuce (1 head)
$1.14 MX$21.01
$0.92 ₱58.1
23.91%
Water (1.5 liter bottle)
$1.20 MX$22.18
$0.55 ₱34.43
118.18%
Cigarettes 20 Pack (Marlboro, Camel)
$4.26 MX$78.7
$2.87 ₱181
48.43%
Wine (Bottle)
$10.02 MX$185
$7.48 ₱471
33.96%
Local Beer (0.5 liter bottle)
$1.54 MX$28.41
$1.01 ₱63.8
52.48%
Imported Beer (0.33 liter bottle)
$2.66 MX$49.17
$1.94 ₱122
37.11%
🚌 Getting Around
Playa del Carmen
Pagadian
Difference
One-way Ticket (Public Transport)
$0.53 MX$9.73
$0.26 ₱16.37
103.85%
Public Transport Monthly Pass (Regular Price)
$27.51 MX$508
$11.25 ₱708
144.53%
Taxi Start (Normal Tariff)
$4.90 MX$90.6
$0.78 ₱48.85
528.21%
Taxi (Normal Tariff) (1km)
$3.43 MX$63.5
$0.21 ₱13.17
1533.33%
Taxi 1hour Waiting (Normal Tariff)
$5.38 MX$99.4
$1.88 ₱118
186.17%
Gasoline (1 liter)
$1.45 MX$26.76
$1.03 ₱64.9
40.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K MX$391.0K
$21.3K ₱1.3M
-0.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.0K MX$425.3K
$19.0K ₱1.2M
21.33%
🧾 Monthly Utilities & Internet
Playa del Carmen
Pagadian
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$85.4 MX$1,577
$125 ₱7,875
-31.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.46 MX$434
$15.14 ₱953
54.95%
Internet (50+ Mbps, Unlimited Data)
$28.43 MX$525
$24.15 ₱1,521
17.72%
🎉 Sport & Entertainment
Playa del Carmen
Pagadian
Difference
Gym Membership (Monthly)
$62.2 MX$1,149
$32.36 ₱2,037
92.18%
Tennis Court (1 Hour on Weekend)
$28.68 MX$530
$4.70 ₱296
510.21%
Cinema Ticket
$5.10 MX$94.3
$5.07 ₱319
0.59%
🧸 Childcare & Education
Playa del Carmen
Pagadian
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$201 MX$3,715
$130 ₱8,191
54.55%
International Primary School, 1 Child (Yearly)
$3,947 MX$72.9K
$7,984 ₱502.7K
-50.56%
👕👟 Clothing & Footwear
Playa del Carmen
Pagadian
Difference
Jeans (Levis 501 Or Similar)
$44.39 MX$820
$32.64 ₱2,055
36.00%
Summer Dress (H&M, Zara, etc)
$41.35 MX$764
$19.82 ₱1,248
108.63%
Sport Shoes (Adidas, Nike)
$72.7 MX$1,344
$72.4 ₱4,556
0.51%
Men's Leather Business Shoes
$89.6 MX$1,656
$55.1 ₱3,470
62.60%
🏠 Accommodation & Living
Playa del Carmen
Pagadian
Difference
1-bedroom Apartment, City Center (Monthly)
$979 MX$18.1K
$266 ₱16.7K
268.29%
1-bedroom Apartment, Outside City Center (Monthly)
$373 MX$6,887
$171 ₱10.7K
118.57%
3-bedroom Apartment, City Center (Monthly)
$1,681 MX$31.1K
$516 ₱32.5K
225.94%
3-bedroom Apartment, Outside City Center (Monthly)
$1,095 MX$20.2K
$354 ₱22.3K
209.03%
Buy Apartment in City Center (m2)
$3,949 MX$73.0K
$2,381 ₱149.9K
65.82%
Buy Apartment Outside City Center (m2)
$6,137 MX$113.4K
$997 ₱62.8K
515.60%
💵 Salaries & Financials
Playa del Carmen
Pagadian
Difference
Average Monthly Net Salary (After Tax)
$738 MX$13.6K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
6.79
68.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 17, 2026

Last update for Pagadian: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$373
Pagadian
$171 54.3% $202
Groceries & Markets
Playa del Carmen
$258
Pagadian
$180 30.5% $79
Eating Out
Playa del Carmen
$200
Pagadian
$78 60.8% $122
Monthly Utilities & Internet
Playa del Carmen
$137
Pagadian
$164 19.8% $27
Clothing & Footwear
Playa del Carmen
$112
Pagadian
$81 27.5% $31
Sport & Entertainment
Playa del Carmen
$72
Pagadian
$43 41.3% $30
Getting Around
Playa del Carmen
$52
Pagadian
$14 72.7% $38

Cost Breakdown

A one-bedroom apartment in the center runs $979 in Playa del Carmen and $266 in Pagadian. Housing cost is often the main lever when comparing two cities.

Dining out: $44.00 in Playa del Carmen vs $17.00 in Pagadian for a mid-range dinner for two. Groceries echo the gap at $258 vs $180 per month, with Pagadian cheaper across the board.

Good to know
🇲🇽 Playa del Carmen
🇵🇭 Pagadian
🕒 Local time
06:40 6:40 AM
19:40 7:40 PM
13 h ahead of Playa del Carmen
🌤 Weather
👥 Population
149,923
199,060
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Playa del Carmen Pagadian 15,420 km ≈ 20 h nonstop flight
From you
  • Playa del Carmen
  • Pagadian

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Pagadian: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Playa del Carmen and in Pagadian?
Playa del Carmen and Pagadian differ by about 65% in total monthly costs ($1,204 vs $731 including rent). Pagadian is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Playa del Carmen compared to Pagadian?
You'd need roughly $1,806 in Playa del Carmen and $1,096 in Pagadian to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Playa del Carmen and in Pagadian?
Rent for a central apartment: $979 in Playa del Carmen versus $266 in Pagadian. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Pagadian – a meal for two runs $17.00 versus $44.00 in Playa del Carmen. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Playa del Carmen or Pagadian?
All in, you'll spend $1,204 per month in Playa del Carmen versus $731 in Pagadian – a 65% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $731 in Pagadian versus $1,204 in Playa del Carmen, a $2,000 budget is realistic in Pagadian but tight or insufficient in Playa del Carmen. The gap between the two cities makes Pagadian the clear choice for anyone on this budget.
How does quality of life compare between Playa del Carmen and Pagadian?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Playa del Carmen or Pagadian?
Expats usually find Pagadian gentler on the wallet – expenses run 65% less than in Playa del Carmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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