Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Monterrey

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $1,599 in Monterrey, rent and utilities included – about $4,700 less a year. Rent and utilities account for most of the difference.

Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monterrey
🇲🇽 Mexico
$1,599
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,204 in Playa del Carmen versus $1,599 in Monterrey.

  • Playa del Carmen $1,204
  • Monterrey $1,599

Estimated couple costs with rent: $2,102 in Playa del Carmen versus $2,493 in Monterrey.

  • Playa del Carmen $2,102
  • Monterrey $2,493

Monthly costs for a family of three with rent: $3,000 in Playa del Carmen versus $3,387 in Monterrey.

  • Playa del Carmen $3,000
  • Monterrey $3,387

Living in Playa del Carmen costs roughly 25% less than in Monterrey, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Playa del Carmen is 11% below, Monterrey is 18% above.

Currency
🍽 Eating Out
Playa del Carmen
Monterrey
Difference
Meal at Budget Restaurant
$10.86 MX$201
$13.80 MX$255
-21.30%
Three-Course Dinner for Two, Mid-Range
$44.21 MX$817
$47.99 MX$887
-7.88%
Fast Food Meal (McDonalds, etc)
$11.76 MX$217
$10.65 MX$197
10.42%
Cappuccino
$3.68 MX$68.0
$3.99 MX$73.7
-7.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 MX$24.79
$1.66 MX$30.76
-19.28%
Water (0.33 liter bottle)
$0.82 MX$15.24
$0.99 MX$18.21
-17.17%
Local Beer (0.5 liter draught)
$3.06 MX$56.6
$2.36 MX$43.64
29.66%
Imported Beer (0.33 liter bottle)
$4.94 MX$91.2
$4.43 MX$81.8
11.51%
🛒 Groceries & Markets
Playa del Carmen
Monterrey
Difference
Milk (1 liter)
$1.47 MX$27.17
$1.82 MX$33.58
-19.23%
White Bread (500g)
$2.22 MX$40.95
$2.83 MX$52.4
-21.55%
Rice (white) (1kg)
$1.48 MX$27.32
$1.92 MX$35.44
-22.92%
Eggs
$2.49 MX$45.99
$2.48 MX$45.78
0.40%
Local Cheese (1kg)
$7.52 MX$139
$11.74 MX$217
-35.95%
Chicken Fillets (1kg)
$7.96 MX$147
$9.10 MX$168
-12.53%
Beef Round Steak (1kg)
$12.57 MX$232
$12.53 MX$232
0.32%
Apples (1kg)
$2.78 MX$51.3
$3.34 MX$61.6
-16.77%
Banana (1kg)
$1.43 MX$26.37
$1.57 MX$29.10
-8.92%
Oranges (1kg)
$2.62 MX$48.37
$2.16 MX$39.86
21.30%
Tomato (1kg)
$2.14 MX$39.49
$2.47 MX$45.65
-13.36%
Potato (1kg)
$2.02 MX$37.38
$2.31 MX$42.64
-12.55%
Onion (1kg)
$1.99 MX$36.74
$2.68 MX$49.47
-25.75%
Lettuce (1 head)
$1.14 MX$21.01
$1.46 MX$26.90
-21.92%
Water (1.5 liter bottle)
$1.20 MX$22.18
$1.19 MX$22.07
0.84%
Cigarettes 20 Pack (Marlboro, Camel)
$4.26 MX$78.7
$4.75 MX$87.8
-10.32%
Wine (Bottle)
$10.02 MX$185
$13.58 MX$251
-26.22%
Local Beer (0.5 liter bottle)
$1.54 MX$28.41
$1.92 MX$35.52
-19.79%
Imported Beer (0.33 liter bottle)
$2.66 MX$49.17
$2.88 MX$53.2
-7.64%
🚌 Getting Around
Playa del Carmen
Monterrey
Difference
One-way Ticket (Public Transport)
$0.53 MX$9.73
$0.79 MX$14.66
-32.91%
Public Transport Monthly Pass (Regular Price)
$27.51 MX$508
$31.36 MX$579
-12.28%
Taxi Start (Normal Tariff)
$4.90 MX$90.6
$1.59 MX$29.44
208.18%
Taxi (Normal Tariff) (1km)
$3.43 MX$63.5
$1.06 MX$19.58
223.58%
Taxi 1hour Waiting (Normal Tariff)
$5.38 MX$99.4
$10.80 MX$200
-50.19%
Gasoline (1 liter)
$1.45 MX$26.76
$1.55 MX$28.59
-6.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K MX$391.0K
$24.2K MX$446.4K
-12.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.0K MX$425.3K
$24.3K MX$449.4K
-5.35%
🧾 Monthly Utilities & Internet
Playa del Carmen
Monterrey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$85.4 MX$1,577
$117 MX$2,159
-26.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.46 MX$434
$26.38 MX$488
-11.07%
Internet (50+ Mbps, Unlimited Data)
$28.43 MX$525
$26.04 MX$481
9.18%
🎉 Sport & Entertainment
Playa del Carmen
Monterrey
Difference
Gym Membership (Monthly)
$62.2 MX$1,149
$30.26 MX$559
105.52%
Tennis Court (1 Hour on Weekend)
$28.68 MX$530
$21.25 MX$393
34.96%
Cinema Ticket
$5.10 MX$94.3
$5.23 MX$96.6
-2.49%
🧸 Childcare & Education
Playa del Carmen
Monterrey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$201 MX$3,715
$673 MX$12.4K
-70.11%
International Primary School, 1 Child (Yearly)
$3,947 MX$72.9K
$11.1K MX$205.2K
-64.45%
👕👟 Clothing & Footwear
Playa del Carmen
Monterrey
Difference
Jeans (Levis 501 Or Similar)
$44.39 MX$820
$72.1 MX$1,332
-38.42%
Summer Dress (H&M, Zara, etc)
$41.35 MX$764
$42.38 MX$783
-2.43%
Sport Shoes (Adidas, Nike)
$72.7 MX$1,344
$112 MX$2,066
-34.93%
Men's Leather Business Shoes
$89.6 MX$1,656
$119 MX$2,200
-24.72%
🏠 Accommodation & Living
Playa del Carmen
Monterrey
Difference
1-bedroom Apartment, City Center (Monthly)
$979 MX$18.1K
$949 MX$17.5K
3.19%
1-bedroom Apartment, Outside City Center (Monthly)
$373 MX$6,887
$666 MX$12.3K
-44.06%
3-bedroom Apartment, City Center (Monthly)
$1,681 MX$31.1K
$1,821 MX$33.7K
-7.71%
3-bedroom Apartment, Outside City Center (Monthly)
$1,095 MX$20.2K
$1,271 MX$23.5K
-13.85%
Buy Apartment in City Center (m2)
$3,949 MX$73.0K
$4,050 MX$74.8K
-2.51%
Buy Apartment Outside City Center (m2)
$6,137 MX$113.4K
$2,348 MX$43.4K
161.41%
💵 Salaries & Financials
Playa del Carmen
Monterrey
Difference
Average Monthly Net Salary (After Tax)
$738 MX$13.6K
$1,155 MX$21.3K
-36.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
11.79
-2.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 17, 2026

Last update for Monterrey: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$373
Monterrey
$666 78.8% $294
Groceries & Markets
Playa del Carmen
$258
Monterrey
$304 17.8% $46
Eating Out
Playa del Carmen
$200
Monterrey
$221 10.6% $21
Monthly Utilities & Internet
Playa del Carmen
$137
Monterrey
$169 23.3% $32
Clothing & Footwear
Playa del Carmen
$112
Monterrey
$155 39.2% $44
Sport & Entertainment
Playa del Carmen
$72
Monterrey
$41 43.8% $32
Getting Around
Playa del Carmen
$52
Monterrey
$41 19.9% $10

Cost Breakdown

A one-bedroom apartment in the center runs $979 in Playa del Carmen and $949 in Monterrey. Housing cost is often the main lever when comparing two cities.

Monterrey pays 57% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Playa del Carmen vs $48.00 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $258 vs $304 per month, with Playa del Carmen cheaper across the board.

Good to know
🇲🇽 Playa del Carmen
🇲🇽 Monterrey
🕒 Local time
09:15 9:15 AM
08:15 8:15 AM
1 h behind Playa del Carmen
🌤 Weather
👥 Population
149,923
1,142,994
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 22, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Playa del Carmen Monterrey 1,460 km ≈ 2 h 15 min nonstop flight
From you
  • Playa del Carmen
  • Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Monterrey: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Playa del Carmen and in Monterrey?
Playa del Carmen and Monterrey differ by about 33% in total monthly costs ($1,204 vs $1,599 including rent). Playa del Carmen is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 57% lower in Monterrey. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Playa del Carmen and in Monterrey?
Rent for a central apartment: $979 in Playa del Carmen versus $949 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Playa del Carmen – a meal for two runs $44.00 versus $48.00 in Monterrey. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Playa del Carmen or Monterrey?
All in, you'll spend $1,204 per month in Playa del Carmen versus $1,599 in Monterrey – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,500 per month?
At $1,204 in Playa del Carmen versus $1,599 in Monterrey, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Monterrey. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
How does quality of life compare between Playa del Carmen and Monterrey?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Playa del Carmen or Monterrey?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 33% less than in Monterrey. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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