😐A single person spends $1,305 per month in Playa del Carmen vs $862 in Montana, rent included.
😐A couple spends around $2,334 per month in Playa del Carmen vs $1,399 in Montana, rent included.
😐A family of three spends $3,362 per month in Playa del Carmen vs $1,937 in Montana, rent included.
😐Playa del Carmen costs about 51% more than Montana, driven mainly by Eating Out.
📊Both Playa del Carmen and Montana are more affordable than the global median – Playa del Carmen5% lower, Montana37% lower.
Currency
🍽 Eating Out
Playa del Carmen
Montana
Difference
Meal at Budget Restaurant
$11.96MX$203
$9.45BGN 15.73
26.56%
Three-Course Dinner for Two, Mid-Range
$47.38MX$804
$36.89BGN 61.4
28.44%
Fast Food Meal(McDonalds, etc)
$11.75MX$199
$9.86BGN 16.40
19.17%
Cappuccino
$4.12MX$70.0
$1.44BGN 2.40
186.11%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.40MX$23.74
$1.46BGN 2.43
-4.11%
Water(0.33 liter bottle)
$0.91MX$15.48
$1.10BGN 1.84
-17.27%
Local Beer(0.5 liter draught)
$3.21MX$54.4
$1.40BGN 2.32
129.29%
Imported Beer(0.33 liter bottle)
$7.07MX$120
$1.08BGN 1.80
554.63%
🛒 Groceries & Markets
Playa del Carmen
Montana
Difference
Milk(1 liter)
$1.68MX$28.44
$1.70BGN 2.82
-1.18%
White Bread(500g)
$2.15MX$36.48
$1.08BGN 1.80
99.07%
Rice(white)(1kg)
$1.77MX$30.10
$2.16BGN 3.59
-18.06%
Eggs
$2.82MX$47.76
$2.77BGN 4.60
1.81%
Local Cheese(1kg)
$9.20MX$156
$9.91BGN 16.49
-7.16%
Chicken Fillets(1kg)
$9.23MX$157
$3.34BGN 5.56
176.35%
Beef Round Steak(1kg)
$12.64MX$214
$12.87BGN 21.41
-1.79%
Apples(1kg)
$2.95MX$50.1
$1.30BGN 2.17
126.92%
Banana(1kg)
$1.58MX$26.79
$1.93BGN 3.21
-18.13%
Oranges(1kg)
$2.22MX$37.70
$1.84BGN 3.05
20.65%
Tomato(1kg)
$2.36MX$40.09
$2.65BGN 4.40
-10.94%
Potato(1kg)
$1.99MX$33.81
$0.72BGN 1.20
176.39%
Onion(1kg)
$1.98MX$33.58
$0.97BGN 1.61
104.12%
Lettuce(1 head)
$1.24MX$21.04
$0.95BGN 1.58
30.53%
Water(1.5 liter bottle)
$1.21MX$20.55
$0.52BGN 0.86
132.69%
Cigarettes 20 Pack(Marlboro, Camel)
$4.60MX$78.1
$3.83BGN 6.38
20.10%
Wine(Bottle)
$10.52MX$178
$6.47BGN 10.77
62.60%
Local Beer(0.5 liter bottle)
$1.69MX$28.70
$0.91BGN 1.51
85.71%
Imported Beer(0.33 liter bottle)
$2.77MX$47.06
$1.22BGN 2.04
127.05%
🚌 Getting Around
Playa del Carmen
Montana
Difference
One-way Ticket(Public Transport)
$0.60MX$10.22
$0.85BGN 1.41
-29.41%
Public Transport Monthly Pass(Regular Price)
$29.70MX$504
$24.69BGN 41.08
20.29%
Taxi Start(Normal Tariff)
$5.24MX$88.8
$0.62BGN 1.04
745.16%
Taxi(Normal Tariff)(1km)
$3.65MX$61.9
$0.46BGN 0.77
693.48%
Taxi 1hour Waiting(Normal Tariff)
$5.78MX$98.1
$10.89BGN 18.12
-46.92%
Gasoline(1 liter)
$1.54MX$26.09
$1.57BGN 2.61
-1.91%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.8KMX$386.8K
$19.9KBGN 33.0K
14.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8KMX$437.9K
$24.7KBGN 41.1K
4.36%
🧾 Monthly Utilities & Internet
Playa del Carmen
Montana
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$90.7MX$1,538
$105BGN 174
-13.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.19MX$427
$19.18BGN 31.91
31.33%
Internet(50+ Mbps, Unlimited Data)
$31.75MX$539
$8.86BGN 14.74
258.35%
🎉 Sport & Entertainment
Playa del Carmen
Montana
Difference
Gym Membership(Monthly)
$68.8MX$1,167
$31.81BGN 52.9
116.25%
Tennis Court(1 Hour on Weekend)
$29.37MX$498
$17.58BGN 29.25
67.06%
Cinema Ticket
$4.86MX$82.5
$5.61BGN 9.33
-13.37%
🧸 Childcare & Education
Playa del Carmen
Montana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$226MX$3,828
$537BGN 893
-57.98%
International Primary School, 1 Child(Yearly)
$4,194MX$71.1K
$5,681BGN 9,452
-26.18%
👕👟 Clothing & Footwear
Playa del Carmen
Montana
Difference
Jeans(Levis 501 Or Similar)
$47.38MX$804
$71.8BGN 119
-34.02%
Summer Dress(H&M, Zara, etc)
$43.45MX$737
$44.05BGN 73.3
-1.36%
Sport Shoes(Adidas, Nike)
$80.2MX$1,361
$98.8BGN 164
-18.82%
Men's Leather Business Shoes
$91.4MX$1,550
$108BGN 180
-15.53%
🏠 Accommodation & Living
Playa del Carmen
Montana
Difference
1-bedroom Apartment, City Center(Monthly)
$1,086MX$18.4K
$225BGN 375
381.90%
1-bedroom Apartment, Outside City Center(Monthly)
$409MX$6,933
$166BGN 277
145.68%
3-bedroom Apartment, City Center(Monthly)
$1,972MX$33.5K
$409BGN 681
381.97%
3-bedroom Apartment, Outside City Center(Monthly)
$1,281MX$21.7K
$307BGN 511
317.23%
Buy Apartment in City Center(m2)
$4,046MX$68.6K
$1,368BGN 2,276
195.68%
Buy Apartment Outside City Center(m2)
$6,704MX$113.7K
$1,112BGN 1,849
503.05%
💵 Salaries & Financials
Playa del Carmen
Montana
Difference
Average Monthly Net Salary(After Tax)
$773MX$13.1K
$1,026BGN 1,706
-24.60%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.45
3.1
269.35%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: September 7, 2026
Last update for Montana: September 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,086 in Playa del Carmen versus $225 in Montana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 33% higher in Montana, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $47.00 in Playa del Carmen versus $37.00 in Montana. Monthly groceries follow the same trend: $278 vs $205 – making Montana the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Montana: Cost of Living - Frequently Asked Questions
Is Montana cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 51%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,958 per month in Playa del Carmen and $1,293 in Montana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 20% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $226 per month in Playa del Carmen and $537 in Montana. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Playa del Carmen or in Montana?
A $1,500 monthly budget goes further in Montana, where all-in costs run around $862, than in Playa del Carmen at $1,305. In Montana it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Montana more family-friendly?
Families tend to lean toward Montana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Montana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared