Last update: Nov 2026

Cost of Living Comparison Between Playa del Carmen and Montana

For one person, living is cheaper in Montana: $838 a month against $1,202 in Playa del Carmen, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

Playa del Carmen, Mexico
Montana, Bulgaria
Playa del Carmen
🇲🇽 Mexico
$1,202
/mo nomad
Montana
🇧🇬 Bulgaria
$838
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Montana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Montana actually costs, broken down by who's living it.

A single person spends $1,202 per month in Playa del Carmen vs $838 in Montana, rent included.

  • Playa del Carmen $1,202
  • Montana $838

A couple spends around $2,082 per month in Playa del Carmen vs $1,348 in Montana, rent included.

  • Playa del Carmen $2,082
  • Montana $1,348

A family of three spends $2,962 per month in Playa del Carmen vs $1,857 in Montana, rent included.

  • Playa del Carmen $2,962
  • Montana $1,857

Playa del Carmen costs about 43% more than Montana, and outside of rent the biggest gap is in eating out.

Both Playa del Carmen and Montana are more affordable than the global median – Playa del Carmen 11% lower, Montana 38% lower.

Currency
🍽 Eating Out
Playa del Carmen
Montana
Difference
Meal at Budget Restaurant
$10.67 MX$198
$9.11 BGN 15.95
17.12%
Three-Course Dinner for Two, Mid-Range
$43.80 MX$813
$36.30 BGN 63.5
20.66%
Fast Food Meal (McDonalds, etc)
$11.79 MX$219
$9.33 BGN 16.33
26.37%
Cappuccino
$3.79 MX$70.3
$1.44 BGN 2.51
163.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.30 MX$24.09
$1.35 BGN 2.36
-3.70%
Water (0.33 liter bottle)
$0.83 MX$15.48
$1.12 BGN 1.96
-25.89%
Local Beer (0.5 liter draught)
$3.15 MX$58.4
$1.29 BGN 2.26
144.19%
Imported Beer (0.33 liter bottle)
$4.93 MX$91.6
$1.05 BGN 1.84
369.52%
🛒 Groceries & Markets
Playa del Carmen
Montana
Difference
Milk (1 liter)
$1.41 MX$26.16
$1.69 BGN 2.95
-16.57%
White Bread (500g)
$2.20 MX$40.77
$1.04 BGN 1.82
111.54%
Rice (white) (1kg)
$1.47 MX$27.35
$2.09 BGN 3.65
-29.67%
Eggs
$2.50 MX$46.37
$2.69 BGN 4.70
-7.06%
Local Cheese (1kg)
$7.29 MX$135
$9.84 BGN 17.22
-25.91%
Chicken Fillets (1kg)
$7.95 MX$148
$3.25 BGN 5.70
144.62%
Beef Round Steak (1kg)
$12.86 MX$239
$12.75 BGN 22.30
0.86%
Apples (1kg)
$2.90 MX$53.8
$1.27 BGN 2.22
128.35%
Banana (1kg)
$1.38 MX$25.69
$1.79 BGN 3.13
-22.91%
Oranges (1kg)
$2.49 MX$46.26
$1.75 BGN 3.07
42.29%
Tomato (1kg)
$2.03 MX$37.70
$2.61 BGN 4.57
-22.22%
Potato (1kg)
$2.02 MX$37.61
$0.72 BGN 1.27
180.56%
Onion (1kg)
$1.90 MX$35.35
$0.90 BGN 1.57
111.11%
Lettuce (1 head)
$1.14 MX$21.25
$0.93 BGN 1.63
22.58%
Water (1.5 liter bottle)
$1.24 MX$23.01
$0.52 BGN 0.91
138.46%
Cigarettes 20 Pack (Marlboro, Camel)
$4.27 MX$79.3
$3.67 BGN 6.43
16.35%
Wine (Bottle)
$9.81 MX$182
$6.11 BGN 10.70
60.56%
Local Beer (0.5 liter bottle)
$1.59 MX$29.45
$0.88 BGN 1.54
80.68%
Imported Beer (0.33 liter bottle)
$2.75 MX$51.0
$1.12 BGN 1.96
145.54%
🚌 Getting Around
Playa del Carmen
Montana
Difference
One-way Ticket (Public Transport)
$0.51 MX$9.56
$0.88 BGN 1.53
-42.05%
Public Transport Monthly Pass (Regular Price)
$27.39 MX$509
$25.77 BGN 45.09
6.29%
Taxi Start (Normal Tariff)
$4.76 MX$88.4
$0.61 BGN 1.07
680.33%
Taxi (Normal Tariff) (1km)
$3.25 MX$60.3
$0.44 BGN 0.77
638.64%
Taxi 1hour Waiting (Normal Tariff)
$5.39 MX$100
$10.25 BGN 17.93
-47.41%
Gasoline (1 liter)
$1.53 MX$28.38
$1.51 BGN 2.65
1.32%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K MX$393.9K
$19.7K BGN 34.5K
7.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.3K MX$432.0K
$24.1K BGN 42.2K
-3.61%
🧾 Monthly Utilities & Internet
Playa del Carmen
Montana
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.5 MX$1,550
$100 BGN 175
-16.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.19 MX$431
$18.66 BGN 32.65
24.28%
Internet (50+ Mbps, Unlimited Data)
$27.61 MX$513
$8.63 BGN 15.10
219.93%
🎉 Sport & Entertainment
Playa del Carmen
Montana
Difference
Gym Membership (Monthly)
$56.4 MX$1,048
$32.49 BGN 56.9
73.68%
Tennis Court (1 Hour on Weekend)
$28.19 MX$524
$17.19 BGN 30.09
63.99%
Cinema Ticket
$5.00 MX$92.9
$5.52 BGN 9.67
-9.42%
🧸 Childcare & Education
Playa del Carmen
Montana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$207 MX$3,846
$497 BGN 870
-58.35%
International Primary School, 1 Child (Yearly)
$5,231 MX$97.1K
$5,427 BGN 9,497
-3.61%
👕👟 Clothing & Footwear
Playa del Carmen
Montana
Difference
Jeans (Levis 501 Or Similar)
$43.45 MX$807
$69.0 BGN 121
-37.01%
Summer Dress (H&M, Zara, etc)
$42.54 MX$790
$41.57 BGN 72.8
2.33%
Sport Shoes (Adidas, Nike)
$72.8 MX$1,351
$94.8 BGN 166
-23.25%
Men's Leather Business Shoes
$88.4 MX$1,641
$105 BGN 183
-15.64%
🏠 Accommodation & Living
Playa del Carmen
Montana
Difference
1-bedroom Apartment, City Center (Monthly)
$995 MX$18.5K
$215 BGN 377
362.12%
1-bedroom Apartment, Outside City Center (Monthly)
$382 MX$7,102
$159 BGN 278
140.79%
3-bedroom Apartment, City Center (Monthly)
$1,674 MX$31.1K
$397 BGN 694
322.20%
3-bedroom Apartment, Outside City Center (Monthly)
$1,081 MX$20.1K
$301 BGN 528
258.43%
Buy Apartment in City Center (m2)
$3,909 MX$72.6K
$1,320 BGN 2,310
196.05%
Buy Apartment Outside City Center (m2)
$6,138 MX$114.0K
$1,092 BGN 1,912
461.87%
💵 Salaries & Financials
Playa del Carmen
Montana
Difference
Average Monthly Net Salary (After Tax)
$832 MX$15.5K
$992 BGN 1,736
-16.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
3.1
269.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: November 2, 2026

Last update for Montana: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$382
Montana
$159 58.5% $224
Groceries & Markets
Playa del Carmen
$257
Montana
$200 22.2% $57
Eating Out
Playa del Carmen
$200
Montana
$137 31.8% $64
Monthly Utilities & Internet
Playa del Carmen
$134
Montana
$128 5% $6.7
Clothing & Footwear
Playa del Carmen
$111
Montana
$140 25.5% $28
Sport & Entertainment
Playa del Carmen
$66
Montana
$44 34.5% $23
Getting Around
Playa del Carmen
$50
Montana
$32 36.4% $18

Cost Breakdown

A central one-bedroom costs $995 in Playa del Carmen versus $215 in Montana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Montana, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $44 in Playa del Carmen versus $36 in Montana. Monthly groceries follow the same trend: $257 vs $200 – making Montana the more affordable choice for daily food spending.

Good to know
🇲🇽 Playa del Carmen
🇧🇬 Montana
🕒 Local time
09:55 9:55 AM
16:55 4:55 PM
7 h ahead of Playa del Carmen
🌤 Weather
👥 Population
149,923
44,502
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

BGN, USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of November 3, 2026: 1 USD = 18.57 MXN (100 MXN = 5.38 USD). 1 EUR = 20.79 MXN (100 MXN = 4.81 EUR).

Bulgarian Lev exchange rates as of November 3, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

On the map
Between locations
  • Playa del Carmen Montana 9,970 km ≈ 13 h nonstop flight
From you
  • Playa del Carmen
  • Montana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Montana: Cost of Living - Frequently Asked Questions
Is Montana cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 43%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,804 per month in Playa del Carmen and $1,258 in Montana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montana, especially for central apartments: a one-bedroom in the center costs $215 there versus $995 in Playa del Carmen.
Which city has cheaper public transport?
Public transport costs about 6% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $207 per month in Playa del Carmen and $497 in Montana. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,000 a realistic budget for living in Playa del Carmen or in Montana?
A $1,000 monthly budget goes further in Montana, where all-in costs run around $838, than in Playa del Carmen at $1,202. In Montana it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is it better to live in Playa del Carmen or in Montana?
It depends on your priorities. Playa del Carmen has an edge in some lifestyle areas, with costs from $838 in Montana to $1,202 in Playa del Carmen. Climate, culture, job market, and personal taste all factor in.
Which city is easier to live in as a foreigner?
For expats, Montana is the easier option financially – housing and daily costs are lower, and overall it costs about 30% less, which matters a lot on a fixed budget or early-career salary.

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