😐A single person spends $1,297 per month in Playa del Carmen vs $842 in Montana, rent included.
😐A couple spends around $2,181 per month in Playa del Carmen vs $1,323 in Montana, rent included.
😐A family of three spends $3,065 per month in Playa del Carmen vs $1,805 in Montana, rent included.
😐Playa del Carmen costs about 54% more than Montana, driven mainly by Eating Out.
📊Both Playa del Carmen and Montana are more affordable than the global median – Playa del Carmen3% lower, Montana37% lower.
Currency
🍽 Eating Out
Playa del Carmen
Montana
Difference
Meal at Budget Restaurant
$11.73MX$203
$10.45BGN 17.38
12.25%
Three-Course Dinner for Two, Mid-Range
$41.62MX$721
$34.87BGN 58.0
19.36%
Fast Food Meal(McDonalds, etc)
$10.64MX$184
$7.92BGN 13.18
34.34%
Cappuccino
$3.52MX$61.0
$1.46BGN 2.44
141.10%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.51MX$26.17
$1.38BGN 2.29
9.42%
Water(0.33 liter bottle)
$0.97MX$16.87
$0.87BGN 1.45
11.49%
Local Beer(0.5 liter draught)
$2.95MX$51.1
$1.32BGN 2.20
123.48%
Imported Beer(0.33 liter bottle)
$4.45MX$77.2
$1.04BGN 1.73
327.88%
🛒 Groceries & Markets
Playa del Carmen
Montana
Difference
Milk(1 liter)
$1.38MX$23.97
$1.70BGN 2.83
-18.82%
White Bread(500g)
$1.89MX$32.78
$1.00BGN 1.66
89.00%
Rice(white)(1kg)
$1.64MX$28.37
$1.81BGN 3.02
-9.39%
Eggs
$2.51MX$43.42
$2.65BGN 4.40
-5.28%
Local Cheese(1kg)
$8.34MX$145
$9.49BGN 15.79
-12.12%
Chicken Fillets(1kg)
$8.34MX$145
$3.25BGN 5.41
156.62%
Beef Round Steak(1kg)
$10.73MX$186
$12.84BGN 21.36
-16.43%
Apples(1kg)
$2.60MX$45.12
$1.26BGN 2.10
106.35%
Banana(1kg)
$1.46MX$25.25
$2.62BGN 4.36
-44.27%
Oranges(1kg)
$1.90MX$32.94
$1.99BGN 3.31
-4.52%
Tomato(1kg)
$2.08MX$35.98
$2.10BGN 3.50
-0.95%
Potato(1kg)
$1.78MX$30.77
$0.84BGN 1.39
111.90%
Onion(1kg)
$2.19MX$37.87
$0.74BGN 1.23
195.95%
Lettuce(1 head)
$1.04MX$18.02
$1.36BGN 2.26
-23.53%
Water(1.5 liter bottle)
$1.08MX$18.66
$0.51BGN 0.85
111.76%
Cigarettes 20 Pack(Marlboro, Camel)
$4.08MX$70.7
$3.55BGN 5.91
14.93%
Wine(Bottle)
$10.32MX$179
$5.90BGN 9.81
74.92%
Local Beer(0.5 liter bottle)
$1.71MX$29.67
$0.91BGN 1.51
87.91%
Imported Beer(0.33 liter bottle)
$2.58MX$44.63
$1.71BGN 2.85
50.88%
🚌 Getting Around
Playa del Carmen
Montana
Difference
One-way Ticket(Public Transport)
$0.51MX$8.83
$0.92BGN 1.53
-44.57%
Public Transport Monthly Pass(Regular Price)
$26.46MX$459
$35.97BGN 59.9
-26.44%
Taxi Start(Normal Tariff)
$3.26MX$56.5
$0.67BGN 1.11
386.57%
Taxi(Normal Tariff)(1km)
$2.49MX$43.17
$0.43BGN 0.72
479.07%
Taxi 1hour Waiting(Normal Tariff)
$3.25MX$56.3
$10.60BGN 17.63
-69.34%
Gasoline(1 liter)
$1.31MX$22.65
$1.51BGN 2.51
-13.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.3KMX$524.7K
$20.1KBGN 33.5K
50.50%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KMX$406.0K
$24.4KBGN 40.6K
-3.90%
🧾 Monthly Utilities & Internet
Playa del Carmen
Montana
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$82.9MX$1,436
$99.0BGN 165
-16.32%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.22MX$385
$17.04BGN 28.35
30.40%
Internet(50+ Mbps, Unlimited Data)
$29.34MX$508
$8.88BGN 14.78
230.41%
🎉 Sport & Entertainment
Playa del Carmen
Montana
Difference
Gym Membership(Monthly)
$51.6MX$895
$20.79BGN 34.58
148.34%
Tennis Court(1 Hour on Weekend)
$18.32MX$317
$9.07BGN 15.09
101.98%
Cinema Ticket
$5.07MX$87.8
$5.68BGN 9.45
-10.74%
🧸 Childcare & Education
Playa del Carmen
Montana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$201MX$3,480
$324BGN 539
-38.06%
International Primary School, 1 Child(Yearly)
$5,212MX$90.3K
$5,558BGN 9,246
-6.23%
👕👟 Clothing & Footwear
Playa del Carmen
Montana
Difference
Jeans(Levis 501 Or Similar)
$36.92MX$640
$52.9BGN 87.9
-30.16%
Summer Dress(H&M, Zara, etc)
$39.79MX$689
$29.33BGN 48.79
35.66%
Sport Shoes(Adidas, Nike)
$78.5MX$1,360
$72.5BGN 121
8.15%
Men's Leather Business Shoes
$87.1MX$1,509
$106BGN 177
-18.06%
🏠 Accommodation & Living
Playa del Carmen
Montana
Difference
1-bedroom Apartment, City Center(Monthly)
$973MX$16.9K
$223BGN 371
336.07%
1-bedroom Apartment, Outside City Center(Monthly)
$468MX$8,105
$164BGN 273
185.34%
3-bedroom Apartment, City Center(Monthly)
$1,641MX$28.4K
$414BGN 688
296.59%
3-bedroom Apartment, Outside City Center(Monthly)
$1,221MX$21.2K
$305BGN 507
300.71%
Buy Apartment in City Center(m2)
$3,946MX$68.4K
$1,352BGN 2,249
191.89%
Buy Apartment Outside City Center(m2)
$6,498MX$112.6K
$1,090BGN 1,813
496.25%
💵 Salaries & Financials
Playa del Carmen
Montana
Difference
Average Monthly Net Salary(After Tax)
$664MX$11.5K
$1,036BGN 1,723
-35.89%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.42
3.2
256.87%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: June 2, 2026
Last update for Montana: June 2, 2026
Cost Breakdown
🏠A central one-bedroom costs $973 in Playa del Carmen versus $223 in Montana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 56% higher in Montana, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $42.00 in Playa del Carmen versus $35.00 in Montana. Monthly groceries follow the same trend: $249 vs $204 – making Montana the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Montana: Cost of Living - Frequently Asked Questions
Is Montana cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 54%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,945 per month in Playa del Carmen and $1,263 in Montana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montana, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 36% less in Montana. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $201 per month in Playa del Carmen and $324 in Montana. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Playa del Carmen or Montana?
A $1,500 monthly budget goes further in Montana, where all-in costs run around $842, than in Playa del Carmen at $1,297. In Montana it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Montana more family-friendly?
Families tend to lean toward Montana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Montana. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared