Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Lake Macquarie

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $2,218 in Lake Macquarie, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

Playa del Carmen, Mexico
Lake Macquarie, Australia
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Lake Macquarie
🇦🇺 Australia
$2,218
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Lake Macquarie

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Lake Macquarie actually costs, broken down by who's living it.

A single person spends $1,204 per month in Playa del Carmen vs $2,218 in Lake Macquarie, rent included.

  • Playa del Carmen $1,204
  • Lake Macquarie $2,218

A couple spends around $2,082 per month in Playa del Carmen vs $3,563 in Lake Macquarie, rent included.

  • Playa del Carmen $2,082
  • Lake Macquarie $3,563

A family of three spends $2,959 per month in Playa del Carmen vs $4,907 in Lake Macquarie, rent included.

  • Playa del Carmen $2,959
  • Lake Macquarie $4,907

Playa del Carmen is about 46% cheaper than Lake Macquarie, and outside of rent the biggest gap is in eating out.

Playa del Carmen sits 12% below the global median, while Lake Macquarie is 63% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Playa del Carmen
Lake Macquarie
Difference
Meal at Budget Restaurant
$10.92 MX$204
$17.44 A$24.79
-37.39%
Three-Course Dinner for Two, Mid-Range
$43.37 MX$808
$84.6 A$120
-48.70%
Fast Food Meal (McDonalds, etc)
$11.78 MX$220
$10.50 A$14.92
12.19%
Cappuccino
$3.81 MX$71.0
$3.52 A$5.00
8.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.28 MX$23.90
$3.15 A$4.47
-59.37%
Water (0.33 liter bottle)
$0.78 MX$14.59
$2.04 A$2.90
-61.76%
Local Beer (0.5 liter draught)
$3.17 MX$59.0
$7.20 A$10.23
-55.97%
Imported Beer (0.33 liter bottle)
$4.93 MX$92.0
$6.91 A$9.81
-28.65%
🛒 Groceries & Markets
Playa del Carmen
Lake Macquarie
Difference
Milk (1 liter)
$1.41 MX$26.22
$1.15 A$1.64
22.61%
White Bread (500g)
$2.22 MX$41.33
$1.50 A$2.13
48.00%
Rice (white) (1kg)
$1.42 MX$26.42
$1.59 A$2.26
-10.69%
Eggs
$2.52 MX$47.03
$3.26 A$4.64
-22.70%
Local Cheese (1kg)
$7.26 MX$135
$7.87 A$11.18
-7.75%
Chicken Fillets (1kg)
$7.70 MX$143
$7.47 A$10.62
3.08%
Beef Round Steak (1kg)
$12.69 MX$237
$12.54 A$17.82
1.20%
Apples (1kg)
$2.78 MX$51.9
$2.95 A$4.19
-5.76%
Banana (1kg)
$1.37 MX$25.50
$2.56 A$3.64
-46.48%
Oranges (1kg)
$2.55 MX$47.55
$2.56 A$3.64
-0.39%
Tomato (1kg)
$2.12 MX$39.58
$3.76 A$5.34
-43.62%
Potato (1kg)
$1.94 MX$36.13
$2.38 A$3.38
-18.49%
Onion (1kg)
$1.89 MX$35.16
$2.06 A$2.92
-8.25%
Lettuce (1 head)
$1.15 MX$21.37
$1.70 A$2.42
-32.35%
Water (1.5 liter bottle)
$1.18 MX$21.98
$1.55 A$2.20
-23.87%
Cigarettes 20 Pack (Marlboro, Camel)
$4.30 MX$80.1
$29.27 A$41.59
-85.31%
Wine (Bottle)
$9.95 MX$185
$8.38 A$11.90
18.74%
Local Beer (0.5 liter bottle)
$1.58 MX$29.52
$2.89 A$4.11
-45.33%
Imported Beer (0.33 liter bottle)
$2.67 MX$49.79
$2.28 A$3.25
17.11%
🚌 Getting Around
Playa del Carmen
Lake Macquarie
Difference
One-way Ticket (Public Transport)
$0.55 MX$10.31
$2.68 A$3.81
-79.48%
Public Transport Monthly Pass (Regular Price)
$26.62 MX$496
$82.9 A$118
-67.87%
Taxi Start (Normal Tariff)
$4.97 MX$92.6
$2.02 A$2.87
146.04%
Taxi (Normal Tariff) (1km)
$3.33 MX$62.1
$3.18 A$4.52
4.72%
Taxi 1hour Waiting (Normal Tariff)
$5.36 MX$99.8
$58.4 A$83.0
-90.82%
Gasoline (1 liter)
$1.44 MX$26.92
$1.34 A$1.90
7.46%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7K MX$385.2K
$28.4K A$40.3K
-27.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K MX$437.4K
$24.3K A$34.5K
-3.37%
🧾 Monthly Utilities & Internet
Playa del Carmen
Lake Macquarie
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.8 MX$1,581
$236 A$335
-64.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.41 MX$436
$11.39 A$16.19
105.53%
Internet (50+ Mbps, Unlimited Data)
$28.66 MX$534
$41.79 A$59.4
-31.42%
🎉 Sport & Entertainment
Playa del Carmen
Lake Macquarie
Difference
Gym Membership (Monthly)
$57.1 MX$1,063
$55.7 A$79.1
2.50%
Tennis Court (1 Hour on Weekend)
$28.91 MX$539
$18.12 A$25.75
59.55%
Cinema Ticket
$5.14 MX$95.8
$9.57 A$13.59
-46.29%
🧸 Childcare & Education
Playa del Carmen
Lake Macquarie
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$207 MX$3,851
$1,489 A$2,115
-86.12%
International Primary School, 1 Child (Yearly)
$3,927 MX$73.2K
$18.6K A$26.4K
-78.90%
👕👟 Clothing & Footwear
Playa del Carmen
Lake Macquarie
Difference
Jeans (Levis 501 Or Similar)
$43.35 MX$808
$70.3 A$99.9
-38.31%
Summer Dress (H&M, Zara, etc)
$41.44 MX$772
$37.06 A$52.7
11.82%
Sport Shoes (Adidas, Nike)
$74.2 MX$1,383
$98.5 A$140
-24.65%
Men's Leather Business Shoes
$89.3 MX$1,664
$111 A$158
-19.88%
🏠 Accommodation & Living
Playa del Carmen
Lake Macquarie
Difference
1-bedroom Apartment, City Center (Monthly)
$980 MX$18.3K
$1,380 A$1,961
-29.03%
1-bedroom Apartment, Outside City Center (Monthly)
$381 MX$7,099
$1,040 A$1,478
-63.38%
3-bedroom Apartment, City Center (Monthly)
$1,708 MX$31.8K
$2,288 A$3,251
-25.35%
3-bedroom Apartment, Outside City Center (Monthly)
$1,075 MX$20.0K
$2,267 A$3,222
-52.58%
Buy Apartment in City Center (m2)
$3,943 MX$73.5K
$5,477 A$7,782
-28.01%
Buy Apartment Outside City Center (m2)
$6,158 MX$114.8K
$5,415 A$7,694
13.72%
💵 Salaries & Financials
Playa del Carmen
Lake Macquarie
Difference
Average Monthly Net Salary (After Tax)
$735 MX$13.7K
$5,072 A$7,207
-85.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
4.35
163.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 25, 2026

Last update for Lake Macquarie: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$381
Lake Macquarie
$1K 173% $659
Groceries & Markets
Playa del Carmen
$255
Lake Macquarie
$276 8.4% $21
Eating Out
Playa del Carmen
$202
Lake Macquarie
$284 40.3% $82
Monthly Utilities & Internet
Playa del Carmen
$137
Lake Macquarie
$289 111% $152
Clothing & Footwear
Playa del Carmen
$112
Lake Macquarie
$143 27.8% $31
Sport & Entertainment
Playa del Carmen
$67
Lake Macquarie
$75 11.1% $7.5
Getting Around
Playa del Carmen
$50
Lake Macquarie
$112 121% $61

Cost Breakdown

A central one-bedroom costs $980 in Playa del Carmen versus $1,380 in Lake Macquarie. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Lake Macquarie are about 6.9 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43 in Playa del Carmen versus $85 in Lake Macquarie. Monthly groceries follow the same trend: $255 vs $276 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇲🇽 Playa del Carmen
🇦🇺 Lake Macquarie
🕒 Local time
20:26 8:26 PM
12:26 12:26 PM
16 h ahead of Playa del Carmen
🌤 Weather
👥 Population
149,923
1,059
💱 Currency
Exchange rates and currency converter

AUD, USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 29, 2026: 1 USD = 18.64 MXN (100 MXN = 5.36 USD). 1 EUR = 20.75 MXN (100 MXN = 4.82 EUR).

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.58 AUD (1 AUD = 0.632 EUR).

On the map
Between locations
  • Playa del Carmen Lake Macquarie 14,110 km ≈ 18 h nonstop flight
From you
  • Playa del Carmen
  • Lake Macquarie

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Lake Macquarie: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Lake Macquarie?
Yes – Lake Macquarie is pricier by about 84%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,806 per month in Playa del Carmen and $3,327 in Lake Macquarie. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments: a one-bedroom in the center costs $980 there versus $1,380 in Lake Macquarie.
What are total monthly expenses in Playa del Carmen and in Lake Macquarie?
Monthly expenses with rent come to $1,204 in Playa del Carmen and $2,218 in Lake Macquarie. That makes Playa del Carmen about 46% cheaper.
Which city has cheaper public transport?
Public transport costs about 68% less in Playa del Carmen. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Playa del Carmen or in Lake Macquarie?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,204, than in Lake Macquarie at $2,218. In Playa del Carmen it covers expenses comfortably, while in Lake Macquarie it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Lake Macquarie more family-friendly?
Families tend to lean toward Playa del Carmen – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Playa del Carmen. If higher salaries or specific career opportunities are the priority, Lake Macquarie makes more sense. Both are solid long-term options with distinct trade-offs.

Playa del Carmen vs other spots: cost of living compared

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