Last update: Nov 2026

Cost of Living Comparison Between Playa del Carmen and Cutler Bay, FL

For one person, living is cheaper in Playa del Carmen: $1,202 a month against $2,660 in Cutler Bay, FL, rent and utilities included – about $17,500 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Playa del Carmen
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Playa del Carmen Living Index
128

Cost of Living Index in Cutler Bay, FL
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Cutler Bay, FL Living Index

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Playa del Carmen

🇲🇽 Mexico

$1,202

/mo nomad

Cutler Bay, FL

🇺🇸 United States

$2,660

/mo nomad

Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Cutler Bay, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Cutler Bay, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,202 in Playa del Carmen versus $2,660 in Cutler Bay, FL.

Playa del Carmen $1,202
Cutler Bay, FL $2,660

Estimated couple costs with rent: $2,082 in Playa del Carmen versus $4,031 in Cutler Bay, FL.

Playa del Carmen $2,082
Cutler Bay, FL $4,031

Monthly costs for a family of three with rent: $2,962 in Playa del Carmen versus $5,402 in Cutler Bay, FL.

Playa del Carmen $2,962
Cutler Bay, FL $5,402

Living in Playa del Carmen costs roughly 55% less than in Cutler Bay, FL, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Playa del Carmen is 11% below, Cutler Bay, FL is 97% above.

Meal at Budget Restaurant

$10.67 MX$199

$29.47 $29.47

-63.79%

Three-Course Dinner for Two, Mid-Range

$43.80 MX$815

$94.2 $94.2

-53.51%

Fast Food Meal (McDonalds, etc)

$11.79 MX$219

$11.78 $11.78

0.08%

Cappuccino

$3.79 MX$70.5

$5.32 $5.32

-28.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 MX$24.14

$2.56 $2.56

-49.22%

Water (0.33 liter bottle)

$0.83 MX$15.51

$1.88 $1.88

-55.85%

Local Beer (0.5 liter draught)

$3.15 MX$58.6

$7.62 $7.62

-58.66%

Imported Beer (0.33 liter bottle)

$4.93 MX$91.8

$9.80 $9.80

-49.69%

Milk (1 liter)

$1.41 MX$26.22

$1.06 $1.06

33.02%

White Bread (500g)

$2.20 MX$40.86

$2.98 $2.98

-26.17%

Rice (white) (1kg)

$1.47 MX$27.40

$3.31 $3.31

-55.59%

Eggs

$2.50 MX$46.46

$4.55 $4.55

-45.05%

Local Cheese (1kg)

$7.29 MX$136

$13.38 $13.38

-45.52%

Chicken Fillets (1kg)

$7.95 MX$148

$12.19 $12.19

-34.78%

Beef Round Steak (1kg)

$12.86 MX$239

$19.08 $19.08

-32.60%

Apples (1kg)

$2.90 MX$53.9

$4.90 $4.90

-40.82%

Banana (1kg)

$1.38 MX$25.74

$1.71 $1.71

-19.30%

Oranges (1kg)

$2.49 MX$46.35

$3.01 $3.01

-17.28%

Tomato (1kg)

$2.03 MX$37.77

$4.54 $4.54

-55.29%

Potato (1kg)

$2.02 MX$37.68

$3.06 $3.06

-33.99%

Onion (1kg)

$1.90 MX$35.42

$3.40 $3.40

-44.12%

Lettuce (1 head)

$1.14 MX$21.30

$2.76 $2.76

-58.70%

Water (1.5 liter bottle)

$1.24 MX$23.05

$2.12 $2.12

-41.51%

Cigarettes 20 Pack (Marlboro, Camel)

$4.27 MX$79.5

$9.07 $9.07

-52.92%

Wine (Bottle)

$9.81 MX$183

$13.12 $13.12

-25.23%

Local Beer (0.5 liter bottle)

$1.59 MX$29.51

$1.70 $1.70

-6.47%

Imported Beer (0.33 liter bottle)

$2.75 MX$51.1

$3.13 $3.13

-12.14%

One-way Ticket (Public Transport)

$0.51 MX$9.58

$2.24 $2.24

-77.23%

Public Transport Monthly Pass (Regular Price)

$27.39 MX$510

$67.7 $67.7

-59.55%

Taxi Start (Normal Tariff)

$4.76 MX$88.6

$2.93 $2.93

62.46%

Taxi (Normal Tariff) (1km)

$3.25 MX$60.5

$2.00 $2.00

62.50%

Taxi 1hour Waiting (Normal Tariff)

$5.39 MX$100

$24.04 $24.04

-77.58%

Gasoline (1 liter)

$1.53 MX$28.44

$1.04 $1.04

47.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K MX$394.8K

$28.4K $28.4K

-25.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K MX$432.9K

$26.4K $26.4K

-11.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.5 MX$1,554

$181 $181

-53.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.19 MX$431

$62.7 $62.7

-63.00%

Internet (50+ Mbps, Unlimited Data)

$27.61 MX$514

$72.7 $72.7

-62.02%

Gym Membership (Monthly)

$56.4 MX$1,050

$41.33 $41.33

36.54%

Tennis Court (1 Hour on Weekend)

$28.19 MX$525

Cinema Ticket

$5.00 MX$93.1

$10.18 $10.18

-50.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$207 MX$3,854

$1,508 $1,508

-86.27%

International Primary School, 1 Child (Yearly)

$5,231 MX$97.3K

$32.9K $32.9K

-84.08%

Jeans (Levis 501 Or Similar)

$43.45 MX$809

$51.8 $51.8

-16.04%

Summer Dress (H&M, Zara, etc)

$42.54 MX$792

$41.69 $41.69

2.04%

Sport Shoes (Adidas, Nike)

$72.8 MX$1,354

$102 $102

-28.40%

Men's Leather Business Shoes

$88.4 MX$1,645

$110 $110

-19.40%

1-bedroom Apartment, City Center (Monthly)

$995 MX$18.5K

$1,766 $1,766

-43.68%

1-bedroom Apartment, Outside City Center (Monthly)

$382 MX$7,116

$1,253 $1,253

-69.47%

3-bedroom Apartment, City Center (Monthly)

$1,674 MX$31.2K

$2,768 $2,768

-39.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,081 MX$20.1K

$2,185 $2,185

-50.55%

Buy Apartment in City Center (m2)

$3,909 MX$72.7K

$3,032 $3,032

28.91%

Buy Apartment Outside City Center (m2)

$6,138 MX$114.2K

$2,376 $2,376

158.36%

Average Monthly Net Salary (After Tax)

$832 MX$15.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.45

6.56

74.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: November 2, 2026

Last update for Cutler Bay, FL: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Playa del Carmen

$382 31.8%

Cutler Bay, FL

$1.3K 47.1% 228% $870

Groceries & Markets

Playa del Carmen

$257 21.4%

Cutler Bay, FL

$393 14.8% 52.7% $136

Eating Out

Playa del Carmen

$200 16.7%

Cutler Bay, FL

$410 15.4% 105% $210

Monthly Utilities & Internet

Playa del Carmen

$134 11.2%

Cutler Bay, FL

$316 11.9% 135% $182

Clothing & Footwear

Playa del Carmen

$111 9.3%

Cutler Bay, FL

$137 5.2% 23.3% $26

Sport & Entertainment

Playa del Carmen

$66 5.5%

Cutler Bay, FL

$62 2.3% 7.1% $4.8

Getting Around

Playa del Carmen

$50 4.2%

Cutler Bay, FL

$90 3.4% 77.6% $39

Cost Breakdown

A one-bedroom apartment in the center runs $995 in Playa del Carmen and $1,766 in Cutler Bay, FL. Housing cost is often the main lever when comparing two cities.

Dining out: $44 in Playa del Carmen vs $94 in Cutler Bay, FL for a mid-range dinner for two. Groceries echo the gap at $257 vs $393 per month, with Playa del Carmen cheaper across the board.

Good to know

🇲🇽 Playa del Carmen

🇺🇸 Cutler Bay, FL

🕒 Local time

04:36 4:36 AM

Same time as Playa del Carmen

🌤 Weather

👥 Population

149,923

30,253

💱 Currency

Mexican Peso MXN $

United States Dollar USD $

📈 Exchange rate

100 MXN = 5.37 USD

100 MXN = 4.78 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of November 5, 2026: 1 USD = 18.61 MXN (100 MXN = 5.37 USD). 1 EUR = 20.91 MXN (100 MXN = 4.78 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to MXN in detail →

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Between locations

Playa del Carmen Cutler Bay, FL 880 km ≈ 1 h 30 min nonstop flight

From you

Playa del Carmen
Cutler Bay, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Playa del Carmen vs Cutler Bay, FL: Cost of Living - Frequently Asked Questions

Playa del Carmen wins on cost – living expenses run 55% lower than in Cutler Bay, FL. Housing and daily spending are where you’ll feel the difference most, making Playa del Carmen the obvious pick if budget is a priority.

You’d need roughly $1,804 in Playa del Carmen and $3,991 in Cutler Bay, FL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $995 in Playa del Carmen versus $1,766 in Cutler Bay, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Playa del Carmen runs roughly 60% less than in Cutler Bay, FL. The price difference matters if you commute daily and watch your budget.

Childcare runs $207 in Playa del Carmen versus $1,508 in Cutler Bay, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,202 in Playa del Carmen versus $2,660 in Cutler Bay, FL, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Cutler Bay, FL. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Playa del Carmen gentler on the wallet – expenses run 55% less than in Cutler Bay, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.