Cost of Living Comparison Between Playa del Carmen and Cutler Bay, FL Cost of Living Comparison Between Playa del Carmen and Cutler Bay, FL

Monthly Cost of Living

Monthly costs for one person with rent: $1,261 in Playa del Carmen versus $2,659 in Cutler Bay, FL.

Estimated couple costs with rent: $2,130 in Playa del Carmen versus $3,918 in Cutler Bay, FL.

Monthly costs for a family of three with rent: $2,999 in Playa del Carmen versus $5,177 in Cutler Bay, FL.

Living in Playa del Carmen costs roughly 53% less than in Cutler Bay, FL, driven mainly by Eating Out.

The two cities straddle the global median: Playa del Carmen is 6% below, Cutler Bay, FL is 98% above.

Currency
๐Ÿฝ Eating Out
Playa del Carmen
Cutler Bay, FL
Difference
Meal at Budget Restaurant
$11.67 MX$202
$30.59 $30.59
-61.85%
Three-Course Dinner for Two, Mid-Range
$41.88 MX$726
$91.8 $91.8
-54.36%
Fast Food Meal (McDonalds, etc)
$10.40 MX$180
$10.15 $10.15
2.46%
Cappuccino
$3.61 MX$62.6
$5.24 $5.24
-31.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.47 MX$25.45
$2.87 $2.87
-48.78%
Water (0.33 liter bottle)
$0.91 MX$15.80
$1.93 $1.93
-52.85%
Local Beer (0.5 liter draught)
$3.03 MX$52.6
$5.94 $5.94
-48.99%
Imported Beer (0.33 liter bottle)
$4.47 MX$77.4
$9.24 $9.24
-51.62%
๐Ÿ›’ Groceries & Markets
Playa del Carmen
Cutler Bay, FL
Difference
Milk (1 liter)
$1.38 MX$23.83
$1.06 $1.06
30.19%
White Bread (500g)
$1.84 MX$31.93
$2.94 $2.94
-37.41%
Rice (white) (1kg)
$1.61 MX$27.82
$5.29 $5.29
-69.57%
Eggs
$2.57 MX$44.52
$4.58 $4.58
-43.89%
Local Cheese (1kg)
$8.49 MX$147
$13.27 $13.27
-36.02%
Chicken Fillets (1kg)
$8.49 MX$147
$14.14 $14.14
-39.96%
Beef Round Steak (1kg)
$10.99 MX$190
$17.62 $17.62
-37.63%
Apples (1kg)
$2.73 MX$47.25
$4.46 $4.46
-38.79%
Banana (1kg)
$1.50 MX$25.92
$1.70 $1.70
-11.76%
Oranges (1kg)
$1.96 MX$33.93
$3.65 $3.65
-46.30%
Tomato (1kg)
$2.12 MX$36.70
$4.28 $4.28
-50.47%
Potato (1kg)
$1.86 MX$32.30
$2.56 $2.56
-27.34%
Onion (1kg)
$2.17 MX$37.67
$3.36 $3.36
-35.42%
Lettuce (1 head)
$1.07 MX$18.59
$2.84 $2.84
-62.32%
Water (1.5 liter bottle)
$1.05 MX$18.18
$1.94 $1.94
-45.88%
Cigarettes 20 Pack (Marlboro, Camel)
$4.19 MX$72.6
$8.72 $8.72
-51.95%
Wine (Bottle)
$10.28 MX$178
$13.07 $13.07
-21.35%
Local Beer (0.5 liter bottle)
$1.67 MX$28.87
$1.70 $1.70
-1.76%
Imported Beer (0.33 liter bottle)
$2.49 MX$43.12
$2.82 $2.82
-11.70%
๐ŸšŒ Getting Around
Playa del Carmen
Cutler Bay, FL
Difference
One-way Ticket (Public Transport)
$0.54 MX$9.37
$1.95 $1.95
-72.31%
Public Transport Monthly Pass (Regular Price)
$26.27 MX$455
-
-
Taxi Start (Normal Tariff)
$3.10 MX$53.8
$2.57 $2.57
20.62%
Taxi (Normal Tariff) (1km)
$2.46 MX$42.66
$1.29 $1.29
90.70%
Taxi 1hour Waiting (Normal Tariff)
$3.24 MX$56.1
$45.35 $45.35
-92.86%
Gasoline (1 liter)
$1.26 MX$21.83
$0.89 $0.89
41.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2K MX$522.8K
$30.4K $30.4K
-0.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4K MX$406.3K
$26.0K $26.0K
-9.88%
๐Ÿงพ Monthly Utilities & Internet
Playa del Carmen
Cutler Bay, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.0 MX$1,456
$146 $146
-42.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.21 MX$385
$46.54 $46.54
-52.28%
Internet (50+ Mbps, Unlimited Data)
$29.65 MX$514
$59.9 $59.9
-50.53%
๐ŸŽ‰ Sport & Entertainment
Playa del Carmen
Cutler Bay, FL
Difference
Gym Membership (Monthly)
$52.6 MX$912
$43.30 $43.30
21.57%
Tennis Court (1 Hour on Weekend)
$18.34 MX$318
-
-
Cinema Ticket
$4.95 MX$85.7
$14.91 $14.91
-66.80%
๐Ÿงธ Childcare & Education
Playa del Carmen
Cutler Bay, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$198 MX$3,438
$1,093 $1,093
-81.86%
International Primary School, 1 Child (Yearly)
$5,322 MX$92.2K
$25.6K $25.6K
-79.18%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Playa del Carmen
Cutler Bay, FL
Difference
Jeans (Levis 501 Or Similar)
$35.95 MX$623
$50.2 $50.2
-28.40%
Summer Dress (H&M, Zara, etc)
$40.06 MX$694
$34.63 $34.63
15.68%
Sport Shoes (Adidas, Nike)
$78.8 MX$1,365
$91.0 $91.0
-13.44%
Men's Leather Business Shoes
$86.5 MX$1,499
$116 $116
-25.38%
๐Ÿ  Accommodation & Living
Playa del Carmen
Cutler Bay, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$977 MX$16.9K
$1,577 $1,577
-38.08%
1-bedroom Apartment, Outside City Center (Monthly)
$471 MX$8,158
$1,373 $1,373
-65.71%
3-bedroom Apartment, City Center (Monthly)
$1,595 MX$27.6K
$2,649 $2,649
-39.77%
3-bedroom Apartment, Outside City Center (Monthly)
$1,215 MX$21.1K
$2,242 $2,242
-45.81%
Buy Apartment in City Center (m2)
$4,032 MX$69.9K
$2,532 $2,532
59.25%
Buy Apartment Outside City Center (m2)
$6,579 MX$114.0K
$2,706 $2,706
143.14%
๐Ÿ’ต Salaries & Financials
Playa del Carmen
Cutler Bay, FL
Difference
Average Monthly Net Salary (After Tax)
$714 MX$12.4K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.42
6.53
74.89%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Playa del Carmen: April 19, 2026

Last update for Cutler Bay, FL: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $977 in Playa del Carmen and $1,577 in Cutler Bay, FL. Housing cost is often the main lever when comparing two cities.

Dining out: $42 in Playa del Carmen vs $92 in Cutler Bay, FL for a mid-range dinner for two. Groceries echo the gap at $252 vs $401 per month, with Playa del Carmen cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Cutler Bay, FL: Cost of Living - Frequently Asked Questions
Which city is more expensive, Playa del Carmen or Cutler Bay, FL?
Playa del Carmen wins on cost โ€“ living expenses run 111% lower than in Cutler Bay, FL. Housing and daily spending are where you'll feel the difference most, making Playa del Carmen the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Playa del Carmen vs Cutler Bay, FL?
You'd need roughly $1,891 in Playa del Carmen and $3,988 in Cutler Bay, FL to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Playa del Carmen vs Cutler Bay, FL?
Rent for a central apartment: $977 in Playa del Carmen versus $1,577 in Cutler Bay, FL. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Playa del Carmen and Cutler Bay, FL?
Childcare runs $198 in Playa del Carmen versus $1,093 in Cutler Bay, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Playa del Carmen vs Cutler Bay, FL?
Dining out is cheaper in Playa del Carmen โ€“ a meal for two runs $42.00 versus $92.0 in Cutler Bay, FL. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,500/month in Playa del Carmen or Cutler Bay, FL?
At $1,261 in Playa del Carmen versus $2,659 in Cutler Bay, FL, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Cutler Bay, FL. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Which city is better for digital nomads, Playa del Carmen or Cutler Bay, FL?
Both work as nomad bases, but Playa del Carmen delivers better value โ€“ similar infrastructure at $1,261 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Playa del Carmen hard to pass up.
Which city is more affordable for expats?
Expats usually find Playa del Carmen gentler on the wallet โ€“ expenses run 111% less than in Cutler Bay, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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