๐Monthly costs for one person with rent: $2,659 in Cutler Bay, FL versus $1,261 in Playa del Carmen.
๐Estimated couple costs with rent: $3,918 in Cutler Bay, FL versus $2,130 in Playa del Carmen.
๐Monthly costs for a family of three with rent: $5,177 in Cutler Bay, FL versus $2,999 in Playa del Carmen.
๐Living in Cutler Bay, FL is roughly 111% more expensive than Playa del Carmen, driven mainly by Eating Out.
๐The two cities straddle the global median: Cutler Bay, FL is 98% above, Playa del Carmen is 6% below.
Currency
๐ฝ Eating Out
Cutler Bay, FL
Playa del Carmen
Difference
Meal at Budget Restaurant
$30.59$30.59
$11.67MX$202
162.13%
Three-Course Dinner for Two, Mid-Range
$91.8$91.8
$41.88MX$726
119.13%
Fast Food Meal(McDonalds, etc)
$10.15$10.15
$10.40MX$180
-2.40%
Cappuccino
$5.24$5.24
$3.61MX$62.6
45.15%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.87$2.87
$1.47MX$25.45
95.24%
Water(0.33 liter bottle)
$1.93$1.93
$0.91MX$15.80
112.09%
Local Beer(0.5 liter draught)
$5.94$5.94
$3.03MX$52.6
96.04%
Imported Beer(0.33 liter bottle)
$9.24$9.24
$4.47MX$77.4
106.71%
๐ Groceries & Markets
Cutler Bay, FL
Playa del Carmen
Difference
Milk(1 liter)
$1.06$1.06
$1.38MX$23.83
-23.19%
White Bread(500g)
$2.94$2.94
$1.84MX$31.93
59.78%
Rice(white)(1kg)
$5.29$5.29
$1.61MX$27.82
228.57%
Eggs
$4.58$4.58
$2.57MX$44.52
78.21%
Local Cheese(1kg)
$13.27$13.27
$8.49MX$147
56.30%
Chicken Fillets(1kg)
$14.14$14.14
$8.49MX$147
66.55%
Beef Round Steak(1kg)
$17.62$17.62
$10.99MX$190
60.33%
Apples(1kg)
$4.46$4.46
$2.73MX$47.25
63.37%
Banana(1kg)
$1.70$1.70
$1.50MX$25.92
13.33%
Oranges(1kg)
$3.65$3.65
$1.96MX$33.93
86.22%
Tomato(1kg)
$4.28$4.28
$2.12MX$36.70
101.89%
Potato(1kg)
$2.56$2.56
$1.86MX$32.30
37.63%
Onion(1kg)
$3.36$3.36
$2.17MX$37.67
54.84%
Lettuce(1 head)
$2.84$2.84
$1.07MX$18.59
165.42%
Water(1.5 liter bottle)
$1.94$1.94
$1.05MX$18.18
84.76%
Cigarettes 20 Pack(Marlboro, Camel)
$8.72$8.72
$4.19MX$72.6
108.11%
Wine(Bottle)
$13.07$13.07
$10.28MX$178
27.14%
Local Beer(0.5 liter bottle)
$1.70$1.70
$1.67MX$28.87
1.80%
Imported Beer(0.33 liter bottle)
$2.82$2.82
$2.49MX$43.12
13.25%
๐ Getting Around
Cutler Bay, FL
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$1.95$1.95
$0.54MX$9.37
261.11%
Public Transport Monthly Pass(Regular Price)
-
$26.27MX$455
-
Taxi Start(Normal Tariff)
$2.57$2.57
$3.10MX$53.8
-17.10%
Taxi(Normal Tariff)(1km)
$1.29$1.29
$2.46MX$42.66
-47.56%
Taxi 1hour Waiting(Normal Tariff)
$45.35$45.35
$3.24MX$56.1
1299.69%
Gasoline(1 liter)
$0.89$0.89
$1.26MX$21.83
-29.37%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K$30.4K
$30.2KMX$522.8K
0.77%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K$26.0K
$23.4KMX$406.3K
10.97%
๐งพ Monthly Utilities & Internet
Cutler Bay, FL
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$146$146
$84.0MX$1,456
74.08%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$46.54$46.54
$22.21MX$385
109.55%
Internet(50+ Mbps, Unlimited Data)
$59.9$59.9
$29.65MX$514
102.12%
๐ Sport & Entertainment
Cutler Bay, FL
Playa del Carmen
Difference
Gym Membership(Monthly)
$43.30$43.30
$52.6MX$912
-17.74%
Tennis Court(1 Hour on Weekend)
-
$18.34MX$318
-
Cinema Ticket
$14.91$14.91
$4.95MX$85.7
201.21%
๐งธ Childcare & Education
Cutler Bay, FL
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,093$1,093
$198MX$3,438
451.19%
International Primary School, 1 Child(Yearly)
$25.6K$25.6K
$5,322MX$92.2K
380.30%
๐๐ Clothing & Footwear
Cutler Bay, FL
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$50.2$50.2
$35.95MX$623
39.67%
Summer Dress(H&M, Zara, etc)
$34.63$34.63
$40.06MX$694
-13.55%
Sport Shoes(Adidas, Nike)
$91.0$91.0
$78.8MX$1,365
15.52%
Men's Leather Business Shoes
$116$116
$86.5MX$1,499
34.02%
๐ Accommodation & Living
Cutler Bay, FL
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$1,577$1,577
$977MX$16.9K
61.49%
1-bedroom Apartment, Outside City Center(Monthly)
$1,373$1,373
$471MX$8,158
191.60%
3-bedroom Apartment, City Center(Monthly)
$2,649$2,649
$1,595MX$27.6K
66.02%
3-bedroom Apartment, Outside City Center(Monthly)
$2,242$2,242
$1,215MX$21.1K
84.54%
Buy Apartment in City Center(m2)
$2,532$2,532
$4,032MX$69.9K
-37.21%
Buy Apartment Outside City Center(m2)
$2,706$2,706
$6,579MX$114.0K
-58.87%
๐ต Salaries & Financials
Cutler Bay, FL
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
-
$714MX$12.4K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.53
11.42
-42.82%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Cutler Bay, FL: April 21, 2026
Last update for Playa del Carmen: April 19, 2026
Cost Breakdown
๐ A one-bedroom apartment in the center runs $1,577 in Cutler Bay, FL and $977 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
๐Dining out: $92 in Cutler Bay, FL vs $42 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $401 vs $252 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cutler Bay, FL vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cutler Bay, FL or Playa del Carmen?
Playa del Carmen wins on cost โ living expenses run 111% lower than in Cutler Bay, FL. Housing and daily spending are where you'll feel the difference most, making Playa del Carmen the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Cutler Bay, FL vs Playa del Carmen?
You'd need roughly $3,988 in Cutler Bay, FL and $1,891 in Playa del Carmen to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Cutler Bay, FL vs Playa del Carmen?
Rent for a central apartment: $1,577 in Cutler Bay, FL versus $977 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Cutler Bay, FL and Playa del Carmen?
Childcare runs $1,093 in Cutler Bay, FL versus $198 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Cutler Bay, FL vs Playa del Carmen?
Dining out is cheaper in Playa del Carmen โ a meal for two runs $42.00 versus $92.0 in Cutler Bay, FL. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,500/month in Cutler Bay, FL or Playa del Carmen?
At $1,261 in Playa del Carmen versus $2,659 in Cutler Bay, FL, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Cutler Bay, FL. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Which city is better for digital nomads, Cutler Bay, FL or Playa del Carmen?
Both work as nomad bases, but Playa del Carmen delivers better value โ similar infrastructure at $1,261 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Playa del Carmen hard to pass up.
Which city is more affordable for expats?
Expats usually find Playa del Carmen gentler on the wallet โ expenses run 111% less than in Cutler Bay, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Cutler Bay, FL vs other spots: cost of living compared