Last update: Nov 2026

Cost of Living Comparison Between Philipsburg and Montreal

For one person, living is cheaper in Montreal: $2,067 a month against $3,119 in Philipsburg, rent and utilities included – about $12,600 less a year. Higher rent and utilities in Philipsburg outweigh lower spending on other living expenses.

100

Cost of Living Index in Montreal
Learn more

Montreal Living Index

Jump to prices

Philipsburg

🇸🇽 Sint Maarten

$3,119

/mo nomad

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Monthly Cost of Living

How much you'll spend in Philipsburg and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Philipsburg and in Montreal actually costs, broken down by who's living it.

A single person spends $3,119 per month in Philipsburg vs $2,067 in Montreal, rent included.

Philipsburg $3,119
Montreal $2,067

A couple spends around $6,130 per month in Philipsburg vs $3,179 in Montreal, rent included.

Philipsburg $6,130
Montreal $3,179

A family of three spends $9,141 per month in Philipsburg vs $4,291 in Montreal, rent included.

Philipsburg $9,141
Montreal $4,291

Philipsburg costs about 51% more than Montreal, and outside of rent the biggest gap is in groceries.

Both Philipsburg and Montreal sit above the global median – Philipsburg by 131%, Montreal by 53%.

Meal at Budget Restaurant

$15.25 ANG 27.30

$18.89 CA$26.48

-19.27%

Three-Course Dinner for Two, Mid-Range

$70.0 ANG 125

$72.6 CA$102

-3.51%

Fast Food Meal (McDonalds, etc)

$8.19 ANG 14.66

$10.79 CA$15.13

-24.10%

Cappuccino

$4.36 ANG 7.80

$3.98 CA$5.58

9.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 ANG 5.11

$2.02 CA$2.83

41.09%

Water (0.33 liter bottle)

$4.01 ANG 7.18

$1.63 CA$2.29

146.01%

Local Beer (0.5 liter draught)

$2.92 ANG 5.22

$6.32 CA$8.86

-53.80%

Imported Beer (0.33 liter bottle)

$6.41 ANG 11.47

$7.06 CA$9.90

-9.21%

Milk (1 liter)

$2.92 ANG 5.23

$2.33 CA$3.27

25.32%

White Bread (500g)

$2.60 ANG 4.65

$3.25 CA$4.55

-20.00%

Rice (white) (1kg)

$2.47 ANG 4.43

$3.26 CA$4.58

-24.23%

Eggs

$6.58 ANG 11.78

$3.48 CA$4.87

89.08%

Local Cheese (1kg)

$18.77 ANG 33.59

$13.73 CA$19.25

36.71%

Chicken Fillets (1kg)

$14.04 ANG 25.14

$11.48 CA$16.09

22.30%

Beef Round Steak (1kg)

$15.10 ANG 27.04

$14.26 CA$19.99

5.89%

Apples (1kg)

$5.24 ANG 9.38

$3.52 CA$4.94

48.86%

Banana (1kg)

$5.27 ANG 9.43

$1.46 CA$2.04

260.96%

Oranges (1kg)

$9.04 ANG 16.17

$3.41 CA$4.78

165.10%

Tomato (1kg)

$7.56 ANG 13.53

$3.20 CA$4.49

136.25%

Potato (1kg)

$3.88 ANG 6.95

$1.94 CA$2.71

100.00%

Onion (1kg)

$3.99 ANG 7.14

$1.78 CA$2.50

124.16%

Lettuce (1 head)

$4.94 ANG 8.85

$2.52 CA$3.53

96.03%

Water (1.5 liter bottle)

$1.30 ANG 2.33

$1.58 CA$2.22

-17.72%

Cigarettes 20 Pack (Marlboro, Camel)

$8.09 ANG 14.47

$11.51 CA$16.13

-29.71%

Wine (Bottle)

$10.94 ANG 19.59

$10.57 CA$14.82

3.50%

Local Beer (0.5 liter bottle)

$5.10 ANG 9.13

$2.35 CA$3.29

117.02%

Imported Beer (0.33 liter bottle)

$2.90 CA$4.06

One-way Ticket (Public Transport)

$2.22 ANG 3.97

$2.61 CA$3.66

-14.94%

Public Transport Monthly Pass (Regular Price)

$1.46 ANG 2.62

$78.5 CA$110

-98.14%

Taxi Start (Normal Tariff)

$15.16 ANG 27.13

$3.17 CA$4.45

378.23%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.09

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$46.94

Gasoline (1 liter)

$1.36 CA$1.91

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 ANG 272

$77.6 CA$109

96.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.07 ANG 57.4

$35.63 CA$49.94

-9.99%

Internet (50+ Mbps, Unlimited Data)

$66.1 ANG 118

$43.73 CA$61.3

51.11%

Gym Membership (Monthly)

$62.8 ANG 112

$30.07 CA$42.16

108.75%

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.99

Cinema Ticket

$10.83 ANG 19.38

$11.27 CA$15.80

-3.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$246 ANG 440

$522 CA$732

-52.90%

International Primary School, 1 Child (Yearly)

$12.2K ANG 21.8K

$17.8K CA$24.9K

-31.64%

Jeans (Levis 501 Or Similar)

$59.0 CA$82.7

Summer Dress (H&M, Zara, etc)

$39.01 CA$54.7

Sport Shoes (Adidas, Nike)

$99.8 CA$140

Men's Leather Business Shoes

$110 CA$154

1-bedroom Apartment, City Center (Monthly)

$2,120 ANG 3,795

$1,298 CA$1,820

63.29%

1-bedroom Apartment, Outside City Center (Monthly)

$2,008 ANG 3,594

$970 CA$1,360

106.92%

3-bedroom Apartment, City Center (Monthly)

$6,575 ANG 11.8K

$2,323 CA$3,257

183.03%

3-bedroom Apartment, Outside City Center (Monthly)

$6,612 ANG 11.8K

$1,689 CA$2,368

291.40%

Buy Apartment in City Center (m2)

$5,004 CA$7,014

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

Average Monthly Net Salary (After Tax)

$1,137 ANG 2,036

$2,943 CA$4,125

-61.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

10.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Philipsburg: November 1, 2026

Last update for Montreal: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Philipsburg

–

Montreal

$970 47%

Groceries & Markets

Philipsburg

–

Montreal

$357 17.3%

Eating Out

Philipsburg

–

Montreal

$292 14.1%

Monthly Utilities & Internet

Philipsburg

–

Montreal

$157 7.6%

Clothing & Footwear

Philipsburg

–

Montreal

$138 6.7%

Getting Around

Philipsburg

–

Montreal

$100 4.8%

Sport & Entertainment

Philipsburg

–

Montreal

$53 2.6%

Cost Breakdown

A central one-bedroom costs $2,120 in Philipsburg versus $1,298 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Montreal are about 2.6 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $70 in Philipsburg versus $73 in Montreal. Groceries tell a different story – $497 in Philipsburg vs $357 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇸🇽 Philipsburg

🇨🇦 Montreal

🕒 Local time

01:23 1:23 AM

00:23 12:23 AM

1 h behind Philipsburg

🌤 Weather

👥 Population

1,900 Capital

1,762,949

💱 Currency

Netherlands Antillean Guilder ANG ƒ

Canadian Dollar CAD $

📈 Exchange rate

1 ANG = 0.559 USD

1 ANG = 0.498 EUR

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, USD, EUR to ANG – Netherlands Antillean Guilder Converter

🇺🇸 United States Dollar ($)

🌐 Netherlands Antillean Guilder (ƒ)

Netherlands Antillean Guilder exchange rates as of November 6, 2026: 1 USD = 1.79 ANG (1 ANG = 0.559 USD). 1 EUR = 2.01 ANG (1 ANG = 0.498 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

USD to ANG in detail →

On the map

Lowest

Highest

Between locations

Philipsburg Montreal 3,210 km ≈ 4 h 30 min nonstop flight

From you

Philipsburg
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Philipsburg vs Montreal: Cost of Living - Frequently Asked Questions

Philipsburg costs about 51% more than Montreal, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,679 per month in Philipsburg and $3,100 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments: a one-bedroom in the center costs $1,298 there versus $2,120 in Philipsburg.

Groceries cost about 39% more in Philipsburg, though the gap depends on what you buy.

A mid-range dinner for two costs $70 in Philipsburg and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $3,119 in Philipsburg and $2,067 in Montreal. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,067 in Montreal to $3,119 in Philipsburg. Climate, culture, job market, and personal taste all factor in.