Last update: Oct 2026

Cost of Living Comparison Between Philipsburg and Calgary

For one person, living is cheaper in Calgary: $2,232 a month against $3,149 in Philipsburg, rent and utilities included – about $11,000 less a year. Higher rent and utilities in Philipsburg outweigh lower spending on other living expenses.

148

Cost of Living Index in Philipsburg
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Philipsburg Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Philipsburg

🇸🇽 Sint Maarten

$3,149

/mo nomad

Calgary

🇨🇦 Canada

$2,232

/mo nomad

Monthly Cost of Living

How much you'll spend in Philipsburg and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Philipsburg and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,149 in Philipsburg versus $2,232 in Calgary.

Philipsburg $3,149
Calgary $2,232

Estimated couple costs with rent: $6,004 in Philipsburg versus $3,363 in Calgary.

Philipsburg $6,004
Calgary $3,363

Monthly costs for a family of three with rent: $8,859 in Philipsburg versus $4,493 in Calgary.

Philipsburg $8,859
Calgary $4,493

Living in Philipsburg is roughly 41% more expensive than in Calgary, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Philipsburg 135% above, Calgary 67% above.

Meal at Budget Restaurant

$15.49 ANG 27.73

$17.22 CA$24.54

-10.05%

Three-Course Dinner for Two, Mid-Range

$70.8 ANG 127

$71.2 CA$101

-0.53%

Fast Food Meal (McDonalds, etc)

$8.04 ANG 14.39

$10.56 CA$15.06

-23.86%

Cappuccino

$4.38 ANG 7.83

$3.77 CA$5.38

16.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.90 ANG 5.19

$1.91 CA$2.73

51.83%

Water (0.33 liter bottle)

$4.11 ANG 7.35

$1.84 CA$2.63

123.37%

Local Beer (0.5 liter draught)

$2.97 ANG 5.31

$4.86 CA$6.93

-38.89%

Imported Beer (0.33 liter bottle)

$6.55 ANG 11.72

$5.55 CA$7.91

18.02%

Milk (1 liter)

$3.06 ANG 5.48

$1.88 CA$2.68

62.77%

White Bread (500g)

$2.64 ANG 4.72

$2.73 CA$3.89

-3.30%

Rice (white) (1kg)

$2.53 ANG 4.53

$5.34 CA$7.61

-52.62%

Eggs

$6.54 ANG 11.70

$3.77 CA$5.37

73.47%

Local Cheese (1kg)

$18.69 ANG 33.46

$11.29 CA$16.09

65.54%

Chicken Fillets (1kg)

$13.75 ANG 24.61

$11.46 CA$16.34

19.98%

Beef Round Steak (1kg)

$14.89 ANG 26.66

$18.26 CA$26.03

-18.46%

Apples (1kg)

$5.07 ANG 9.07

$4.64 CA$6.62

9.27%

Banana (1kg)

$5.07 ANG 9.08

$1.44 CA$2.05

252.08%

Oranges (1kg)

$9.20 ANG 16.46

$4.22 CA$6.02

118.01%

Tomato (1kg)

$7.58 ANG 13.57

$3.86 CA$5.50

96.37%

Potato (1kg)

$4.06 ANG 7.27

$2.62 CA$3.74

54.96%

Onion (1kg)

$4.04 ANG 7.22

$2.66 CA$3.79

51.88%

Lettuce (1 head)

$4.88 ANG 8.74

$2.59 CA$3.69

88.42%

Water (1.5 liter bottle)

$1.34 ANG 2.40

$1.53 CA$2.19

-12.42%

Cigarettes 20 Pack (Marlboro, Camel)

$8.16 ANG 14.61

$14.26 CA$20.32

-42.78%

Wine (Bottle)

$10.82 ANG 19.37

$15.27 CA$21.76

-29.14%

Local Beer (0.5 liter bottle)

$5.13 ANG 9.19

$2.41 CA$3.44

112.86%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.41

One-way Ticket (Public Transport)

$2.26 ANG 4.05

$2.88 CA$4.11

-21.53%

Public Transport Monthly Pass (Regular Price)

$1.47 ANG 2.63

$88.7 CA$126

-98.34%

Taxi Start (Normal Tariff)

$15.04 ANG 26.92

$3.23 CA$4.61

365.63%

Taxi (Normal Tariff) (1km)

$1.38 CA$1.97

Taxi 1hour Waiting (Normal Tariff)

$26.49 CA$37.75

Gasoline (1 liter)

$1.18 CA$1.68

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K CA$40.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$29.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 ANG 271

$159 CA$227

-4.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.40 ANG 58.0

$37.61 CA$53.6

-13.85%

Internet (50+ Mbps, Unlimited Data)

$65.8 ANG 118

$49.68 CA$70.8

32.45%

Gym Membership (Monthly)

$62.7 ANG 112

$53.3 CA$75.9

17.75%

Tennis Court (1 Hour on Weekend)

$18.31 CA$26.10

Cinema Ticket

$10.92 ANG 19.54

$14.08 CA$20.06

-22.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$248 ANG 443

$809 CA$1,154

-69.39%

International Primary School, 1 Child (Yearly)

$12.0K ANG 21.4K

$15.9K CA$22.6K

-24.41%

Jeans (Levis 501 Or Similar)

$58.8 CA$83.8

Summer Dress (H&M, Zara, etc)

$38.84 CA$55.4

Sport Shoes (Adidas, Nike)

$91.4 CA$130

Men's Leather Business Shoes

$109 CA$155

1-bedroom Apartment, City Center (Monthly)

$2,145 ANG 3,840

$1,237 CA$1,764

73.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,994 ANG 3,570

$996 CA$1,420

100.23%

3-bedroom Apartment, City Center (Monthly)

$6,614 ANG 11.8K

$1,908 CA$2,720

246.62%

3-bedroom Apartment, Outside City Center (Monthly)

$6,466 ANG 11.6K

$1,671 CA$2,382

286.95%

Buy Apartment in City Center (m2)

$3,530 CA$5,032

Buy Apartment Outside City Center (m2)

$3,336 CA$4,755

Average Monthly Net Salary (After Tax)

$1,132 ANG 2,026

$3,130 CA$4,461

-63.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

10.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Philipsburg: October 5, 2026

Last update for Calgary: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Philipsburg

$2K 64.2%

Calgary

$996 44.8% 50.1% $998

Groceries & Markets

Philipsburg

$496 * 16%

Calgary

$387 17.4% 22% $109

Eating Out

Philipsburg

$256 8.3%

Calgary

$265 11.9% 3.4% $8.6

Monthly Utilities & Internet

Philipsburg

$250 8%

Calgary

$247 11.1% 1.3% $3.2

Sport & Entertainment

Philipsburg

$85 2.7%

Calgary

$81 3.7% 3.7% $3.1

Getting Around

Philipsburg

$26 * 0.8%

Calgary

$110 5% 332% $85

Clothing & Footwear

Philipsburg

- * 0%

Calgary

$134 6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,145 in Philipsburg and $1,237 in Calgary. Housing cost is often the main lever when comparing two cities.

Calgary pays 177% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $71.0 in Philipsburg vs $71.0 in Calgary. Groceries flip the comparison at $496 vs $387, with Calgary cheaper for home cooking.

Good to know

🇸🇽 Philipsburg

🇨🇦 Calgary

🕒 Local time

04:10 4:10 AM

02:10 2:10 AM

2 h behind Philipsburg

🌤 Weather

👥 Population

1,900 Capital

1,267,344

💱 Currency

Netherlands Antillean Guilder ANG ƒ

Canadian Dollar CAD $

📈 Exchange rate

1 ANG = 0.559 USD

1 ANG = 0.498 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to ANG – Netherlands Antillean Guilder Converter

🇺🇸 United States Dollar ($)

🌐 Netherlands Antillean Guilder (ƒ)

Netherlands Antillean Guilder exchange rates as of October 10, 2026: 1 USD = 1.79 ANG (1 ANG = 0.559 USD). 1 EUR = 2.01 ANG (1 ANG = 0.498 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to ANG in detail →

On the map

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Between locations

Philipsburg Calgary 5,770 km ≈ 8 h nonstop flight

From you

Philipsburg
Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Philipsburg vs Calgary: Cost of Living - Frequently Asked Questions

Calgary is cheaper overall, especially in groceries, utilities, and leisure. The 41% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 177% lower in Calgary. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,145 in Philipsburg versus $1,237 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $71.0 versus $71.0 in Philipsburg. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,149 per month in Philipsburg versus $2,232 in Calgary – a 41% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,232 in Calgary versus $3,149 in Philipsburg, a $2,500 budget is realistic in Calgary but tight or insufficient in Philipsburg. The gap between the two cities makes Calgary the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Calgary gentler on the wallet – expenses run 41% less than in Philipsburg. Beyond cost, consider language, visa policies, and how big the international community is in each city.