Last update: Oct 2026

Cost of Living Comparison Between Peterborough and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,176 in Peterborough, rent and utilities included – about $15,100 less a year. Rent and utilities account for most of the difference.

105

Cost of Living Index in Peterborough
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Peterborough Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Peterborough

🇬🇧 United Kingdom

$2,176

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Peterborough and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Peterborough and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,176 in Peterborough versus $918 in Cebu.

Peterborough $2,176
Cebu $918

Estimated couple costs with rent: $3,065 in Peterborough versus $1,409 in Cebu.

Peterborough $3,065
Cebu $1,409

Monthly costs for a family of three with rent: $3,953 in Peterborough versus $1,900 in Cebu.

Peterborough $3,953
Cebu $1,900

Living in Peterborough is roughly 137% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Peterborough is 61% above, Cebu is 32% below.

Meal at Budget Restaurant

$20.14 £15.11

$3.09 ₱194

551.78%

Three-Course Dinner for Two, Mid-Range

$92.9 £69.7

$24.22 ₱1,525

283.69%

Fast Food Meal (McDonalds, etc)

$10.39 £7.79

$3.92 ₱247

165.05%

Cappuccino

$4.37 £3.28

$2.51 ₱158

74.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 £1.52

$1.59 ₱100

27.67%

Water (0.33 liter bottle)

$1.16 £0.87

$0.53 ₱33.43

118.87%

Local Beer (0.5 liter draught)

$6.44 £4.83

$1.78 ₱112

261.80%

Imported Beer (0.33 liter bottle)

$6.70 £5.03

$2.17 ₱137

208.76%

Milk (1 liter)

$1.68 £1.26

$1.92 ₱121

-12.50%

White Bread (500g)

$1.37 £1.03

$1.36 ₱85.4

0.74%

Rice (white) (1kg)

$1.53 £1.15

$1.01 ₱63.5

51.49%

Eggs

$3.60 £2.70

$2.03 ₱128

77.34%

Local Cheese (1kg)

$9.20 £6.90

$9.86 ₱621

-6.69%

Chicken Fillets (1kg)

$8.82 £6.62

$4.39 ₱277

100.91%

Beef Round Steak (1kg)

$10.74 £8.06

$7.60 ₱479

41.32%

Apples (1kg)

$3.18 £2.38

$3.30 ₱208

-3.64%

Banana (1kg)

$1.23 £0.92

$1.39 ₱87.8

-11.51%

Oranges (1kg)

$1.66 £1.24

$2.33 ₱147

-28.76%

Tomato (1kg)

$3.19 £2.39

$1.50 ₱94.3

112.67%

Potato (1kg)

$1.30 £0.98

$2.36 ₱149

-44.92%

Onion (1kg)

$1.25 £0.94

$1.90 ₱119

-34.21%

Lettuce (1 head)

$0.87 £0.66

$1.19 ₱74.9

-26.89%

Water (1.5 liter bottle)

$1.33 £1.00

$0.63 ₱39.71

111.11%

Cigarettes 20 Pack (Marlboro, Camel)

$23.68 £17.77

$3.00 ₱189

689.33%

Wine (Bottle)

$10.50 £7.88

$6.03 ₱379

74.13%

Local Beer (0.5 liter bottle)

$2.62 £1.96

$1.23 ₱77.7

113.01%

Imported Beer (0.33 liter bottle)

$3.67 £2.75

$1.75 ₱110

109.71%

One-way Ticket (Public Transport)

$2.60 £1.95

$0.25 ₱15.86

940.00%

Public Transport Monthly Pass (Regular Price)

$114 £85.6

$12.64 ₱796

802.77%

Taxi Start (Normal Tariff)

$6.30 £4.72

$0.77 ₱48.62

718.18%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

Gasoline (1 liter)

$1.96 £1.47

$1.31 ₱82.8

49.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.7K

$21.2K ₱1.3M

79.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K £30.6K

$19.1K ₱1.2M

113.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$242 £182

$120 ₱7,569

101.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.52 £13.14

$14.00 ₱882

25.14%

Internet (50+ Mbps, Unlimited Data)

$38.79 £29.10

$27.54 ₱1,734

40.85%

Gym Membership (Monthly)

$38.28 £28.72

$32.33 ₱2,035

18.40%

Tennis Court (1 Hour on Weekend)

$23.99 £18.00

$6.65 ₱419

260.75%

Cinema Ticket

$15.92 £11.94

$5.65 ₱356

181.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$929 £697

$275 ₱17.3K

237.41%

International Primary School, 1 Child (Yearly)

$21.2K £15.9K

$7,918 ₱498.5K

167.61%

Jeans (Levis 501 Or Similar)

$24.10 £18.08

$49.33 ₱3,106

-51.15%

Summer Dress (H&M, Zara, etc)

$25.41 £19.06

$25.24 ₱1,589

0.67%

Sport Shoes (Adidas, Nike)

$96.4 £72.3

$77.0 ₱4,846

25.30%

Men's Leather Business Shoes

$87.3 £65.5

$57.2 ₱3,601

52.67%

1-bedroom Apartment, City Center (Monthly)

$1,095 £822

$500 ₱31.5K

119.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,000 £751

$309 ₱19.4K

223.94%

3-bedroom Apartment, City Center (Monthly)

$1,761 £1,321

$1,078 ₱67.9K

63.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,278 £959

$615 ₱38.7K

107.69%

Buy Apartment in City Center (m2)

$3,875 £2,907

$2,886 ₱181.7K

34.26%

Buy Apartment Outside City Center (m2)

$3,170 £2,378

$1,917 ₱120.7K

65.39%

Average Monthly Net Salary (After Tax)

$2,795 £2,097

$346 ₱21.8K

707.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.88

7.2

-32.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Peterborough: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Peterborough

$1K 46%

Cebu

$309 33.6% 69.1% $692

Eating Out

Peterborough

$303 13.9%

Cebu

$88 9.6% 70.9% $215

Monthly Utilities & Internet

Peterborough

$299 13.7%

Cebu

$162 17.6% 45.8% $137

Groceries & Markets

Peterborough

$268 12.3%

Cebu

$206 22.4% 23.2% $62

Getting Around

Peterborough

$131 * 6%

Cebu

$16 1.7% 88.1% $115

Clothing & Footwear

Peterborough

$105 4.8%

Cebu

$94 10.2% 10.5% $11

Sport & Entertainment

Peterborough

$70 3.2%

Cebu

$44 4.8% 37.8% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,095 in Peterborough and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Peterborough pays 708% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $93.0 in Peterborough vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $268 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Peterborough

🇵🇭 Cebu

🕒 Local time

11:58 11:58 AM

18:58 6:58 PM

7 h ahead of Peterborough

🌤 Weather

👥 Population

183,600

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

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Between locations

Peterborough Cebu 11,250 km ≈ 15 h nonstop flight

From you

Peterborough
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Peterborough vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and transport. The 137% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 708% higher in Peterborough, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,095 in Peterborough versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,176 per month in Peterborough versus $918 in Cebu – a 137% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 803% less than in Peterborough. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,176 in Peterborough, a $1,500 budget is realistic in Cebu but tight or insufficient in Peterborough. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Peterborough, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Peterborough and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 137% less than in Peterborough. Beyond cost, consider language, visa policies, and how big the international community is in each city.