Last update: Oct 2026

Cost of Living Comparison Between Petaluma, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $4,132 in Petaluma, CA, rent and utilities included – about $33,300 less a year. Rent and utilities account for most of the difference.

Petaluma, CA
🇺🇸 United States
$4,132
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Monthly Cost of Living

How much you'll spend in Petaluma, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Petaluma, CA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $4,132 per month in Petaluma, CA vs $1,353 in Ubud, Bali, rent included.

  • Petaluma, CA $4,132
  • Ubud, Bali $1,353

A couple spends around $5,909 per month in Petaluma, CA vs $2,297 in Ubud, Bali, rent included.

  • Petaluma, CA $5,909
  • Ubud, Bali $2,297

A family of three spends $7,686 per month in Petaluma, CA vs $3,241 in Ubud, Bali, rent included.

  • Petaluma, CA $7,686
  • Ubud, Bali $3,241

Petaluma, CA costs about 205% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Petaluma, CA and Ubud, Bali sit above the global median – Petaluma, CA by 205%, Ubud, Bali by 0%.

Currency
🍽 Eating Out
Petaluma, CA
Ubud, Bali
Difference
Meal at Budget Restaurant
$27.28 $27.28
$3.23 Rp 58.1K
744.58%
Three-Course Dinner for Two, Mid-Range
$91.4 $91.4
$34.88 Rp 627.8K
162.13%
Fast Food Meal (McDonalds, etc)
$12.02 $12.02
$5.70 Rp 102.5K
110.88%
Cappuccino
$5.53 $5.53
$2.62 Rp 47.1K
111.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.57 $3.57
$1.72 Rp 31.0K
107.56%
Water (0.33 liter bottle)
$3.24 $3.24
$0.81 Rp 14.6K
300.00%
Local Beer (0.5 liter draught)
$8.05 $8.05
$2.65 Rp 47.7K
203.77%
Imported Beer (0.33 liter bottle)
$7.99 $7.99
$4.37 Rp 78.6K
82.84%
🛒 Groceries & Markets
Petaluma, CA
Ubud, Bali
Difference
Milk (1 liter)
$1.44 $1.44
$1.57 Rp 28.3K
-8.28%
White Bread (500g)
$4.43 $4.43
$2.19 Rp 39.5K
102.28%
Rice (white) (1kg)
$4.51 $4.51
$1.18 Rp 21.2K
282.20%
Eggs
$5.35 $5.35
$2.16 Rp 38.8K
147.69%
Local Cheese (1kg)
$22.81 $22.81
$17.65 Rp 317.7K
29.24%
Chicken Fillets (1kg)
$17.94 $17.94
$3.78 Rp 68.0K
374.60%
Beef Round Steak (1kg)
$21.37 $21.37
$11.95 Rp 215.1K
78.83%
Apples (1kg)
$7.99 $7.99
$3.60 Rp 64.8K
121.94%
Banana (1kg)
$2.32 $2.32
$1.59 Rp 28.6K
45.91%
Oranges (1kg)
$6.90 $6.90
$2.31 Rp 41.6K
198.70%
Tomato (1kg)
$6.91 $6.91
$1.91 Rp 34.3K
261.78%
Potato (1kg)
$3.94 $3.94
$1.78 Rp 32.1K
121.35%
Onion (1kg)
$3.03 $3.03
$2.33 Rp 41.9K
30.04%
Lettuce (1 head)
$3.10 $3.10
$1.00 Rp 18.0K
210.00%
Water (1.5 liter bottle)
$2.69 $2.69
$0.53 Rp 9,509
407.55%
Cigarettes 20 Pack (Marlboro, Camel)
$11.76 $11.76
$2.29 Rp 41.1K
413.54%
Wine (Bottle)
$19.65 $19.65
$22.07 Rp 397.3K
-10.97%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$2.35 Rp 42.2K
-25.53%
Imported Beer (0.33 liter bottle)
$2.13 $2.13
$2.98 Rp 53.6K
-28.52%
🚌 Getting Around
Petaluma, CA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.23 Rp 4,112
-
Public Transport Monthly Pass (Regular Price)
$272 $272
$8.90 Rp 160.2K
2959.89%
Taxi Start (Normal Tariff)
$3.11 $3.11
$0.47 Rp 8,466
561.70%
Taxi (Normal Tariff) (1km)
$1.95 $1.95
$0.43 Rp 7,737
353.49%
Taxi 1hour Waiting (Normal Tariff)
$29.42 $29.42
$5.47 Rp 98.4K
437.84%
Gasoline (1 liter)
$1.49 $1.49
$0.83 Rp 14.9K
79.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K $27.9K
$23.9K Rp 429.8M
16.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8K $26.8K
$32.8K Rp 590.1M
-18.21%
🧾 Monthly Utilities & Internet
Petaluma, CA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$190 $190
$80.0 Rp 1.4M
138.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$48.45 $48.45
$6.56 Rp 118.1K
638.57%
Internet (50+ Mbps, Unlimited Data)
$72.8 $72.8
$18.60 Rp 334.8K
291.18%
🎉 Sport & Entertainment
Petaluma, CA
Ubud, Bali
Difference
Gym Membership (Monthly)
$127 $127
$54.1 Rp 974.1K
134.18%
Tennis Court (1 Hour on Weekend)
-
$18.28 Rp 329.0K
-
Cinema Ticket
$14.60 $14.60
$4.25 Rp 76.5K
243.53%
🧸 Childcare & Education
Petaluma, CA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,577 $1,577
$493 Rp 8.9M
220.12%
International Primary School, 1 Child (Yearly)
$37.6K $37.6K
$5,597 Rp 100.7M
571.15%
👕👟 Clothing & Footwear
Petaluma, CA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$55.5 $55.5
$45.58 Rp 820.4K
21.72%
Summer Dress (H&M, Zara, etc)
$47.21 $47.21
$34.96 Rp 629.4K
35.04%
Sport Shoes (Adidas, Nike)
$109 $109
$77.7 Rp 1.4M
39.64%
Men's Leather Business Shoes
$127 $127
$78.5 Rp 1.4M
62.35%
🏠 Accommodation & Living
Petaluma, CA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$2,364 $2,364
$1,131 Rp 20.4M
108.94%
1-bedroom Apartment, Outside City Center (Monthly)
$2,271 $2,271
$673 Rp 12.1M
237.56%
3-bedroom Apartment, City Center (Monthly)
$3,567 $3,567
$3,613 Rp 65.0M
-1.26%
3-bedroom Apartment, Outside City Center (Monthly)
$3,551 $3,551
$1,702 Rp 30.6M
108.65%
Buy Apartment in City Center (m2)
-
$2,717 Rp 48.9M
-
Buy Apartment Outside City Center (m2)
-
$2,241 Rp 40.3M
-
💵 Salaries & Financials
Petaluma, CA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,023 $3,023
$166 Rp 3.0M
1716.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.77
13.78
-50.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Petaluma, CA: October 20, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Petaluma, CA
$2.3K
Ubud, Bali
$673 70.4% $1.6K
Groceries & Markets
Petaluma, CA
$551
Ubud, Bali
$287 47.9% $264
Eating Out
Petaluma, CA
$404
Ubud, Bali
$106 73.7% $298
Monthly Utilities & Internet
Petaluma, CA
$312
Ubud, Bali
$105 66.3% $206
Getting Around
Petaluma, CA
$285 *
Ubud, Bali
$12 95.6% $273
Sport & Entertainment
Petaluma, CA
$156
Ubud, Bali
$63 59.8% $93
Clothing & Footwear
Petaluma, CA
$152
Ubud, Bali
$107 30.1% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,364 in Petaluma, CA versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1717% higher in Petaluma, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $91.0 in Petaluma, CA versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $551 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇺🇸 Petaluma, CA
🇮🇩 Ubud, Bali
🕒 Local time
21:35 9:35 PM
12:35 12:35 PM
15 h ahead of Petaluma, CA
🌤 Weather
👥 Population
60,438
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Petaluma, CA Ubud, Bali 13,380 km ≈ 17 h nonstop flight
From you
  • Petaluma, CA
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Petaluma, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Petaluma, CA?
Yes – Petaluma, CA is pricier by about 205%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $6,198 per month in Petaluma, CA and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $1,577 per month in Petaluma, CA and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Petaluma, CA and in Ubud, Bali?
Groceries cost about 92% more in Petaluma, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for living in Petaluma, CA or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Petaluma, CA at $4,132. In Ubud, Bali it covers expenses comfortably, while in Petaluma, CA it requires careful planning or may not stretch far enough.
Is Petaluma, CA or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Petaluma, CA or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Petaluma, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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